对对对，钱亏了还可以赚回来，时间亏了就没有办法赚回来了，最多只能在未来用钱买别人的时间空出自己的未来时间

Definitely stocks. We just need to stick to those of great businesses, preferably with international profits

Great video!

hi KC, whqt do you think of current silver investment today?

Hi KC Lau, can I know does profit from forex trading can be declare under FSI? All trading transaction is happened outside of Malaysia. If the answer is yes, can this FSI declare under personal income tax?

Have bought your book and had a good read, enjoyed your yt videos as well, thanks for sharing :)

Your advice has triggered me to restructure my profolio. I am now age 74.,just stop my engineering firm 3 years ago. Then active in stock trading.(not so good). So I think of investing in F&B.. Lately I met a friend of my son who owns 4 cafe and wants to expand some more. I share some of my idea in F&B and he agreed, ie healthy foods, nor meat meal, Indonesia foods which are still new in market. He buys my idea and we decide to work together.. THE ROI is around 2 to 2.5 years. We will raise fund through investors to speed up the expension programme Mr Lau What is your comment.

Appreciate the detailed breakdown! A bit off-topic, but I wanted to ask: My OKX wallet holds some USDT, and I have the seed phrase. (air carpet target dish off jeans toilet sweet piano spoil fruit essay). How should I go about transferring them to Binance?

Can I depreciate even if I loan the car? 100% loan vehicle.

Great tip man

應該說辦以房養老

Ha ha ha … Asset rich, cash poor. Refinancing may be a challenge given financier will look at ability to service the financing.

I’ll believe you if you will look at the camera not your script 😂

Thank you KC

is it still worth buying with the crash to sub 1.20, in Aug 2024?

excellent deep dive!

Thanks

Thanks for having us!

Nothing like the Rule of 78s and car loans to keep stupid people only paying the exact minimum monthly payment and the force-blocked insurance . . . At least in the U.S. it its illegal on anything over 60 months or altogether. Imagine all the interest that could be protect from early pay-off by a prepayment penalty disguised as a rebate. Even a loan shark stops the interest when you pay it off. All this from someone who refuses all loans of any kind, simply drive what is paid-off, be paid-off in everything you do . . . .

I need guided to start moomoo

Just what I was looking for, concise and straight to the point. Thank you KC, really helpful!

Love this video I learned so much

Hi KC, I am a Licensed Financial Planner with Wealth Vantage Advisory Sdn Bhd. Thank you very much for posting this video to educate Malaysians on the differences between LFP, FAR and agents.

So helpful for someone like me who's building her confidence around money ❤

I kena this scam before, be careful everyone

Thank you

I see, some of the credit card spending under the merchant code 7399 has reward capped after reached certain spending you will not earn any more rewards, normally per statement cycle. I have been spending alot on but failed to find a good credit card to maximise my reward earning. CIMB has capping on merchant code 7399 Maybank i think dont have but the reward points is very less Any other credit card u could suggest? My monthly spend is around 50k which fall unde MCC7399. Any other credit card with no reward capp and good reward point for airmiles you could suggest?

Hi kc lau, i have bought 2 ilp policies & had paid up premium for the initial pay up of 5yrs & 6yrs respectively, i want to ask how actually it works from my return of investment by leaving the cash value there, as i m no longer pay up the premium after my initial payment, i m 61yrs now..

How come so short this video

We are different race, but why you so kind give it free the ebook. I really appreciate your help

Even 5-6% interest, still can't beat the inflation..

You are irritating with your piano

The discussion is hardly about the expected dividend for 2023!

Mr KC Lau... I need help...

Enjoyed watching your video, I learned a lot in a short period of time.🎉

Moat 叫做“护城河”😀

Nice! Thanks for breaking it down 👍

Thank for your video. You mentioned selling properties which have low rental yield (RY). How do I calculate RY?

Today, possible that an agent proposes 20 pay or 10 or 5 pay feature just to maximize their commissions? red flag?

Hello KC lau I have a question but first great video u made about FSI . The question is if I earn rental income meaning positive cash flow of my return of capital from commercial real estate earning , for example if I earn cash flow from rental from USA and payed taxes to US government. When I bring that money to Malaysia am I subjected to an another taxation ? Tq

Not many Tesla for rent in Malaysia now 😅

Is term insurance guarantee renew each year?

Hi KCLau, dividend received from HK and SG stocks which are subject to 0% witholding tax ,i f one were to remit back this amount to malaysia, will it be subjected to tax or it is exempted? Thanks. (can the 0% witholding tax be considered as one of the criteria where it is not subjectes to tax due to country of origin taxation system?)

If i may, would you tell us what insurance do you have? What brand of insurance do you have?

Lawyers say appoint lawyers. Hahahhah

Hi, need your advise, is property in JB near CIQ worth buying with RTS coming in 3 years time??

🙈 "Promo sm"