Home care option plan Amount $50+ per month Good health=qualifications.

The best explanation I have scene

@20Schmidt How long does the SSA retirement benefits application process normally take? (application submission confirmation to receiving award letter). Has been a 6-month wait for myself (application received confirmation on March 20, 2024) so far. My application has been reviewed and they said I have the 40+ work credits to receive benefits. Waiting for the award letter. Have read it usually takes 3-5 months. Can anyone who's been through the process tell me how long it took? Getting concerned (thought i'd have received my letter in August...realistic timeframe). Thank You for any input.

You are awesome its knowledgeable

Thankyou for your help in explaining it to me. I had already decided on just going with medicare and my wifes champ va. This decision was made when my wifes physical therapist company is owned by Humana but if my wife had Humana instead of champ va the company would not have treated my wife. Thats pretty bad when the therapist not reccommend their own company Humana. So if my wife went with some plan just for the dental and vision then she might be giving up her choice in doctors for her care.

What if I have FEHB and Tricare and I am currently 64. What is the best strategy for when I am eligible for Medicare?

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Upon receiving Champva, can we cancel our secondary insurance “Aetna” ?

Is Part D through Medicare? I have to sign up for Part A and B now that I’ve turned 65 even though I have health insurance from my domestic partner’s company because SSA doesn’t recognize domestic partnership. For Part D purposes would my partner’s health policy which I am covered under be considered “credible coverage “ so that I wouldn’t have to sign up for Part D with no penalty imposed since I have drug coverage from my partner’s health plan?

9:00, although on the screen it mentions "Over-the-Counter Monthly Credit" but you made absolutely no mention or expanded the explanation on what this is about in the video. Please elaborate.

This is a fine overview which shows why it is worth the while of some veterans with Tricare for Life to enroll in a Medicare Advantage Plan. Please correct me if I'm wrong. You state several times that if a Tricare for Life beneficiary opts for a Medicare Advantage Plan that he has to make sure that his doc participates in that Medicare Advantage Plans. I've been doing my research as I am planning to enroll in a MA plan during open enrollment in October. I am led to believe that even though there may be greater "out of pocket expenses UP FRONT when you choose a doctor outside of the plan, that all one needs to do is file a claim with Tricare (online or through regular mail), and they will reimburse you completely, so long as it's a covered service for Medicare. So in essence, their "out of pocket maximums" for both in-network and out of network are truly irrelevant. Am I missing something here? Thanks, in advance. (For full disclosure, I got to about 5 or 6 different doctors over the course of the year. Of all my my physicians, only one is not in the Aetna Network). So my paperwork to submit claims to Tricare for Life should be minimal and I should be 100% reimbursed which is pretty much what I have with regular Medicare (parts A and B) and Tricare for Life. The major reason for me to enroll in Medicare Advantage (along with my wife) is for all the extra "perks" - like gym memberships, lowered Medicare Part B costs, Dental, hearing, OTC Meds, Vision, and even reimbursements for golf, massage or exercise equipment! I honestly don't see the downside even if one of my docs, who I see quarterly, does not participate in my Medicare Advantage plan. I estimate that the out of pocket savings for things that I would normally need, like gym membership, OTC items, dental, hearing and more will save the two of us at least $5,000-$6,000 annually - nothing to sneeze at! Any thoughts?

$164.90 plus taxes taken out, doesn't leave you with much.

Thank you

Does Tricare for Life provide dental coverage?

I am penalize for being late. When President Trump comes back I will write to him on this ridiculous charges. I have to pay $25 a month.

Great video! Question: can someone get medicare and 51 years old with champva ...?

Joe ! I am an 86 year old veteran . App 10 years ago with the advent of the Choice Program and currently Community Care program I opted out of Medicare part b and currently saving me 2100 in annual premiums . During the past 10 years 100 percent of my medical is covered by the Va . In the past 6 years all my medical care albeit hospitals ,clinics , physicians and testing has been handled by non VA hospitals or physicians et al . The VA has always approved of said treatment and as a result no cost to me . Additionally all my scripts, vision and hearing tests and needs are paid by the VA . The only area not covered is preventive dental and about 5-10 percent of my scripts ! I have never had a problem regardless of the states involved . My dental out of pocket is about 500 annually and my scripts total app 300 annually . Check it out as any Veteran who is eligible for Community Care ( more than 40 or 60 miles from a VA facility) should be eligible . Tom

Visit our website here: medicarejoe.org (verified) or Speak with one of our licensed agents: 888-676-3633

Visit our website here: medicarejoe.org (verified) or Speak with one of our licensed agents: 888-676-3633

Raised 3 kids on champva, over a 20 year span, in 4 different states only 1 doctor accepted champva. It is completely useless.

Should I drop supplemental plan f since I have champ Va? I see no reason for both. Am I missing something something? Thank you!

Okay so my situation is that my wife was on champva but when she turned 65 champva dropped her because social security office said she wasn’t eligible for Medicare or social security benefits so she applied under my social security benefits and was denied because the social security office told her they didn’t have our marriage certificate on file so I am wanting to know that once she gets the social security benefits and Medicare benefits will she be able to get back into the champva

I believe you have to have Part B for Tricare for Life to pay as a Secondary

Awesome job, MC Joe! 🇺🇲 💯 🇺🇲

Should I drop Blue Cross and Blue shield, since I have VA , Tricare?

I just applied CHAMPVA for my dependent wife who is retiring this month. I was told the application for champva could take 6 to 9 months. what Medicare insurance should she get to cover all her Health Care needs for the mean time? where is she going to get her Medicine? if she's not allowed to sign up for part D? Anybody out there who can enlighten me?

kzbin.info/www/bejne/kKKldZp-hb2lfs0si=CgbfZZ5mHhmboGW4

Schedule a consultation at medicarejoe.org or give us a call at 888-6767-3633

I have Champva, but my husband is a disabled vet and gets care thru TriWest for out of area care. How does that work with Medicare?

What would help is number examples, like : individual goes to er via ambulance, gets admitted, has 6 day stay with surgery, then outpatient services etc…. What are the costs per each. I don’t actually have an example but these kinds of examples from other channels help me understand OM, Sup G, & Adv. but what about TFL?

In what scenario would you ever advise a veteran with original medicare + tricare for life to enroll in a Medicare Advantage plan?

Champ va is for ones family...not the vetran. So what are you talking about

Excellent explanation that I couldn't get answered elsewhere. But I have one additional question----what if my generic drugs are zero copay and the plan pays zero. That amount will go toward donut hole----I feel there is an unknown cost that i can't determine.

Thank you for a great presentation.

Thanks for the excellent video. I'm retired Air Force on Tricare and will be turning 65 next year--2025. I'm still working and making a good income. I thought the Medicare Part B cost was based on your income? Is that correct, or is the $170 or so a flat rate for everyone regardless of income? Thanks.

I am 100% disabled veteran and I use the VA for all my medical needs. I have tricare too so that my wife is covered. Do I need part B or should we wait til my wife is 65 and get part B from her SS?

Thank you for posting this on KZbin. Via projector I can see the slides in a much larger format.

I would never use Medicare Advantage because you will have to pay all deductibles and co-pays yourself and then submit the bill to Tricare for reimbursement which would be a royal pain in the neck. Also your choice of Doctors is limited to those in the Medicare Advantage plan. Personally I would NEVER recommend using Medicare Advantage with Tricare For Life.

If you need a person, you can trust and give you the best information and guidance for medicare assensce, Joe Pate is your person.

Well laid out presentation. Invaluable, frankly. I'll be calling.

Good info. Thank you.

One thing you have to consider with an advantage plan is that most, if not all, will only cover you in the state for which you live in. I live in one state close to the border of another state where medical facilities are located. The area where I live is rural, and medical facilities are very limited unless I want to drive long distances to reach them. That is why i kept my traditional Medicare plan along with TFL. Also, when I was learning about Medicare and Tricare for Life, I was told in no uncertain terms that if I chose to not get Medicare part B, I would not be eligible for TFL, and I would not be able to get it later, even if I signed up for part B later. Has that changed?

Visit our website here: medicarejoe.org ✅(verified) or Speak with one of our licensed agents: 888-676-3633

Your videos really make all of this information pretty easy to understand - there's a lot to digest. Our agent Mark has been great to work with. Thank you!

I turn my FRA in January and want to take SS benifits 01/2024. However I have health insurance from work through January and want to start medicare in February. Should I sign up separately? Should I do the SS benifits now and do the medicare in January to be effective in February?

Isn't there a premium for a Medicare Advantage plan? Wouldn't that figure into the overall cost?

Medicare C (Advantage) will cancel you if you live overseas, and that in turn will cancel Tricare For Life. So be careful.

Does the office sample Bronze plan cost include the $164.50? So actually would be about an additional $30/month? Ty

Hospitals are starting to drop Medicare advantage for very good reasons. If it sounds too good to be true it isn't a good idea to join up.