AMEN! Thank you.

I stayed home all day today cause I refused to spend money. I'm getting to 5 figures idc how long or quick it takes or happens

What is that jug of Oatly??? Just regular Oatmilk?

📝👍🏾❤️

I hope you see this and are able to respond. I want to start doing the half payment method but how do I get started. If I only put so half the amount in the account but it’s due early I won’t have enough to cover it. Do I have to save a whole months worth of expenses first before starting to make it work?

Go girl!!! Great job! I’m on my way to six figs

Gurl I hate cooking too! It's liberating to admit that lol 😆😆😆 That plant looks AMAZING btw!!!

Ma'am. I have misophonia and the lip smacking made it impossible to finish the video. I enjoy your content but I couldn't do this one.

If you’re not telling couples to get together and stay together, then nobody need to listen to none you got to say because you coming with that single woman BS and that’s destroying everything now trying to get attention

This is really good advice. I'm an overspender and already blew my budget. I felt really embarrassed and discouraged so my new goal for now will be eating out less and spending less than the previous month. Great video!

I love your hair.. I was trying to find the video where you did it but I couldn't find it.. can you give me some details on the hair you use and how long you've had it up.. do you redo sections at a time for as maintenance . I'm wanting to do a year long style. Thanks in advance girlie.

I live in a tiny house that I got a bank loan to have built. The bank treated the tiny house like an RV loan.....so it was a 5 yr note. I've got to have it paid off by Halloween 2026. Yes, I tried to buy a regular house precovid after getting divorced....didnt make enough. Tried self help mutual housing, made too much. Tiny house was all that would work. Since its now 2025, I'm earnestly paying that house note down. I do half marathons about 7 months of the year, and the airbnbs add up. My low spending for 2025, has been cutting back on races that require an overnight, signing up for races as soon as they open or have a discount code to save money....and picking races that are closer to home. No its not just for recreation that i do these races, I have a physical job....doing these races forces me to keep in shape. Yes I could run for free in my town, but whats motivating about that? Running a race gives you a goal to work toward and people to chase. The chase is what drives accomplishment.....so cutting back on race travel was a hard decision, but I did.

I love this ❤

first time seeing your page & I love this! The overall theme of grace speaks to me strongly in this season. Thanks for sharing 😊

Had a very hectic and good 2024. Lots positive things happened in my life, better paying job, paid off a looooot of consumer debt, only a few left to go. On the other side, lots of money spend on divorce(23years marriage with 5 children). Then my car decides to show me flames £4K needed to fix it, l haven’t got this money as l drained my savings during the divorce period, and was trying to build this up…BUT!!! 2025 is to try and pay for the car using credit card then try pay it off ASAP alongside other debt! God help me more so now that l’m a single mum 🙏🏾🙏🏾

Great video, sustainable behavior change rarely occurs overnight. Wish you a bless and prosperous 2025

You said it's 2:00 at the same time I looked at my timer/clock.

Great video. I was in the depressed, frozen state for years, couldn't face the challenge. I needed help so I did Dave Ramsey's Financial Peace University. It was a journey of changing beliefs about money, dealing with shame, guilty, and feelings of overwhelm.

I just need to quit food delivery 😢 💔

I think i prefer this method instead only because i tried this no spend last year and it worked for a good month but then i switched to low spending and lost track of it. So now I keep two mini note pads on me. One is for my spendings and one is for my sales or anything ive made money on. I do wood working and sale on the side so its an easy way to track money coming in. Sure i can keep my bank app on my phone but when i write this stuff down it forces me to realize i am buying to much or wasting money on something, I still live at home so this is good practice for when I move out one day.

I love your content, BUT the opening of your video with the jazz music and setting up is such a vibe!!! ❤❤❤

First time no spend so I thought what if I just do low... then your video pops up. 😊

the millennial pause at 0:43

Truth!

UGMA. Uniform GIFT TO MINORS ACT.

Couldn’t help notice 🍑😍❤️❤️

Sis!! I love the visuals you’ve been adding to your content. You’ve done jt before but it’s giving next level. Love this for you. Welcome back! 🥰😘

May you check my budget out and give me advice, should I do

As a single mom this video is sooooooo good

Yes money will buy resources that can bring you moments of happiness. I literally want to cry right now because of money insecurity. 😢

I'm doing low spend year. My target is to learn to recognise triggers and slow down consumption to a more considered approach. I need to remodel my entire home. Living in it currently makes me miserable. So I'm going to channel my money into that project to find joy and contentment.

Tbh I think most people call it a ‘no spend’ when the reality is that it’s a ‘low spend’.

I like this approach. I may try this.

I’ve started my year off with a No spend January for the past few years. This year I’ve decided to do it every quarter. Happy 2025 🎉 new sub

Happy New Year 2025

May I ask what u do for your birthday or ur children's bdays when u trying to save money

If I do no spend I pick a category, like I’ve done a year without buying new clothes but I’ve found like you said jumping straight into the lower amounts from the big habit you have is a recipe to fail.

I need incentives and things to look forward to along the way not some big magical,place at the end. I have an Amazon bank that I put cash into along the year for Chjristmas.

Good morning, Happy New Year, Dyana! I started my morning off at 430am with my Daily Devotional, here on KZbin, and then I came across your low spend video. Let me tell you, thank you! Your way of helping us break our spending down makes so much sense to me. This is just what I needed to start the new year: a new morning, new day! Have a blessed and wonderful day, beautiful. ❤

Im doing a low spend going to try really hard❤. I dont think i will miss too much.

This will help a lot! I have the YNAB app and the recent upgrades show the average spending. I was shocked by how much I spent on eating out which make sense why I’m struggling with losing weight as well. I was trying to figure out how much should I cut down that is realistic because I value the time I spend with family and friends.

This is the first video I watch for 2025. Great tips Happy new year.

Solid advice recently found your channel. Keep up the good work

Guilt-free spending is the thing. You need to have money for that in your budget, if you possibly can.

Yup. I did this for 6 months. I realized that no spend wasn’t for me at the time. I did a low spend and stuck to my budget. Saved enough to fund my emergency fund for 4 months ahead on my fixed & variable expenses. And it’s a great way to ease yourself into no spend if that’s something you want to try. Good luck everyone

Good stuff! Thank you!

This is an intentional spend year! I realized in cleaning out my closet this past week that I have a lot of excess and really I have no justification for it. So I plan before I buy I have to be able to answer what am I getting rid of and what is the purpose of this item. If I can't detail that for myself I'm not going to buy it because I want to go into this year being intentionally. Happy New Year All!

Hi Dyana, I'm using your financial dashboard! However, I'm not great with Google Docs. I was able to switch to January on the "monthly budget" tab, but when I go to the "spending tracker", I still see what I input from December. How can I clear this for January to enter new information?😅

This was my first video of 2025!!!!

Happy New Year. I do not do challenges, but I am going to only spend on the things that bring me joy. Everything else gets 0 spending. That will be a low spend year and an increase in Net Worth