21 сағат бұрын
5 ай бұрын
6 ай бұрын
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@JasonFleer 2 күн бұрын
Nice work Tia!
@stephenpatterson8056 3 күн бұрын
To be fair, with Tesla, they're using a lot of their data collection to build out their Full Self Driving. Many other auto mfrs are collecting data and selling it to data brokers which then sell that data to your insurance provider which could result in your rates going up. Tesla only does that when you use their insurance. Beyond that all data they collect stays within Tesla. At least, that's what they claim
@trailstoneinsurancegroup 3 күн бұрын
Hey @stephenpatterson8056, you are right and we think eventually all auto insurance rates will be heavily influenced by the actual driver more than underwriting models. and Tesla is great at collecting the data to improve the self driving features. btw, did you see my video on how the other auto manufacturers are selling driving data as you mentioned, please check it. ~ Tia
@al81palmer1 7 күн бұрын
I work in property restoration and construction. They have really gone downhill
@trailstoneinsurancegroup 7 күн бұрын
Hi @al81palmer1, have you seen a claim denied when it should not have been? ~ Tia
@al81palmer1 7 күн бұрын
Oh yeah, many. The last 2 years every single claim we’ve seen has required a PA to assist until the PA’s finally just quit taking their claims. They don’t even want to deal with them.
@trailstoneinsurancegroup 6 күн бұрын
@@al81palmer1, that is not cool... having to get a Public Adjuster involved to just pay the claim is plain wrong. sorry to hear that
@dbmmatthews5654 7 күн бұрын
Are you one of Dave Ramsey’s endorsed local providers?
@trailstoneinsurancegroup 7 күн бұрын
@@dbmmatthews5654 yes we are!
@trailstoneinsurancegroup 7 күн бұрын
here is a link if you would like some help from our team trailstoneinsurancegroup.com/dave-ramsey/
@JoannaLinton-hz5bd 16 күн бұрын
😮
@lisalewton 16 күн бұрын
Love this new format of true crime stories! Keep it UP!
@JasonFleer 16 күн бұрын
I love this, great video Tia!
@bobpickering1 Ай бұрын
My $1M umbrella policy was $90 when I first signed up. Now it’s $450. Time to shop around.
@mile7276 Ай бұрын
Answer: no
@TheCyclingTrucker Ай бұрын
You said make sure you insure your home to it's current value. I think it's better said make sure you insure your home to what it will cost to replace your home. Current value is often confused with what it's market value is.
@trailstoneinsurancegroup Ай бұрын
Great point! We have a video coming out on this exact topic very soon as there are so many details to cover, stay tuned :)
@jimmymaginas4027 Ай бұрын
Ok- Who is making the movie? Thats what I want to know.
@JasonFleer Ай бұрын
Tia is continuously dropping gems about our industry!
@trailstoneinsurancegroup Ай бұрын
Thank you @JasonFleer!
@lisalewton Ай бұрын
I'm going with the Volvo, those things are built like a tank!!
@trailstoneinsurancegroup Ай бұрын
Heck yes they are!
@ShannonGlover-s6m Ай бұрын
WOW!!! So glad they got caught!
@jimanderson2518 Ай бұрын
The only thing over looked is the contract that she signs to not hold her honeypot for ransom .....ever
@ronv8487 Ай бұрын
What about uninsured drivers? Has this spiked?
@trailstoneinsurancegroup Ай бұрын
Hello @ronv8487, unfortunately yes... many states are seeing significant increases in uninsured drivers. more important than ever before to have coverages to protect you and your family from uninsured drivers. Coverages vary by state, so consult with your agent , but you are looking for coverages like UM/UIM coverage, MedPay and PIP... yes i know that is insurance jargon so make sure to ask your agent what they mean. Take care and be safe ~ Tia
@RobertGrieve Ай бұрын
Well done! And thanks to the law enforcement folks!
@Mike-k9k9n Ай бұрын
Bye Bye SF
@garyklinger5383 2 ай бұрын
I just reported them for violating 4 state laws in Illinois after their at fault driver rammed my wrangler after going through a red light. I had to fight with them to get my my money for my Jeep, they also paid a company that lied on the valuation for my vehicle but changed the valuation after i challenged them and the body shop agreed with me on the value of my Jeep.
@trailstoneinsurancegroup 7 күн бұрын
hey @garyklinger5383, wow, I am sorry you had to go to the state to get a claim handled on your Jeep. ~ Tia
@MdBorhan-rg5tx 2 ай бұрын
Hi There, It's Borhan here! I'm a huge fan of your "Trailstone Insurance Group" KZbin channel. Your content is always top-notch, and I can see the passion and effort you pour into each video. I believe you have incredible potential to reach an even wider audience with a solid KZbin strategy. I would love to schedule a short meeting with you to discuss how I can help you grow your channel faster. This is not a sales call, but an opportunity to share ideas and offer assistance. Let me know if you're interested, and we can find a convenient time to chat. Thanks for your time and for creating such amazing content.
@trailstoneinsurancegroup 2 ай бұрын
@MdBorhan-rg5tx thanks for liking the chanel ~ Tia
@mdborhan9703 2 ай бұрын
@@trailstoneinsurancegroup Hi Tia, Thank you for your response! I'm glad to hear you appreciated my comments. If you ever need any assistance in growing your KZbin channel further or exploring new strategies, feel free to reach out. I'm here to help whenever you need me.
@08c6vette 2 ай бұрын
Who do you recommend for home and auto in NYS because after 38 years of loyalty to State Farm and seeing my home owners nearly triple since building my house in 2015 and my auto coverage go up nearly 30% in one billing cycle, without a change in policy or a claim, not to mention giving their CEO a nearly $25 million dollar bonus after screwing over their customers I’m done with them.
@trailstoneinsurancegroup 2 ай бұрын
Hello @08c6vette, Trailstone is a Dave Ramsey Trusted partner and we would recommend you find a Ramsey Trusted Partner for your state. They will be vetted similar to Trailstone Insurance Group, making sure you will be taken care of. here is the link to get started. www.ramseysolutions.com/insurance/independent-insurance , thanks for watching, we appreciate you. ~ Tia
@NormanSilver 2 ай бұрын
NOTE TO STATE FARM INSURED!!! BAIL NOW!! Contact you local Independent Insurance Broker today. DUMP STATE FARM.
@trailstoneinsurancegroup 2 ай бұрын
Hi @NormanSilver, we agree 100%... Trailstone Insurance Group is an Independent insurance agency and works with more than 40 "A" rated insurance companies. ~ Tia
@2000spqr 2 ай бұрын
STRETCH THE RUBBER BAND.... STRETCH THE RUBBER BAND.... STRETCH THE RUBBER BAND... OH SNAP!
@trailstoneinsurancegroup 7 күн бұрын
yup, ouch ~ Tia
@stevespatola763 2 ай бұрын
Most insurance companies demand that they have both your homeowner's insurance and auto insurance to purchase umbrella coverage. Here in California where so many insurance companies are leaving because of homeowners risks due to fires, you are in a predicament. She made no mention of that. $300 sounds like a low floor for Umbrella, likely an underlying amount of $500K
@samtx5518 2 ай бұрын
>$300.00 here
@trailstoneinsurancegroup 2 ай бұрын
Hi @stevespatola763, you are correct companies do require a bundle for an umbrella, remember Trailstone works with more than 40 insurance companies so we have more options to help find the right package for our clients. This also relates to the home liability coverage of $300,000, we have many umbrella carriers that will accept $300k for the underlying limit, and you are correct some require $500k. One of the big reasons to work with Trailstone, we can tailor make the policy for your needs and have more flexibility than most independent insurance agencies. thanks for you comment and watching the video, great comment. ~ Tia
@kurtsmith4657 2 ай бұрын
Snake farm, straight to the lawyer the claim goes, when they will pay, no one knows.
@Rendezvouslife 2 ай бұрын
Any advice on an agency who can write for Texas ?
@trailstoneinsurancegroup 2 ай бұрын
Hi @rendezvouslife, yes, we recommend Grimes Insurance, like a sister company to us... Ryan Reynolds is the owner... grimesinsurance.com/ ~ Tia
@Widdermaker 2 ай бұрын
This was predictable for Tesla Insurance. It’s better to pay the higher rate with an established, reputable car insurance company than to go with Tesla Insurance, in my opinion. Unless service has improved drastically lately. Tesla had a similar problem with their Energy Division here in FL - for Solar & Powerwall Battery installs. I know that from personal experience. And there were even some rising complaints in 2019-21 that their car service dept’s weren’t keeping up with the huge growth of new Tesla vehicles on the road - although, to be fair, some of that was probably pandemic-related. Tesla has since addressed the car and energy service gaps. Not sure about Insurance. Tesla initially understaffs their customer service dept’s as Elon’s philosophy is “the best service is no service” (I.e., not needing service because the product is so good that it hardly ever requires service). But, no matter how good your product is, you can’t avoid collision repairs resulting from chaotic drivers & roads. So, they staff up only AFTER learning their lesson via bad publicity and, presumably, lost sales. Not sure if they’ve reached that point with Insurance yet.
@trailstoneinsurancegroup 2 ай бұрын
Hi @Widdermaker, wow... great comments and I agree with you. Tech in all aspects of our life is changing so fast, Tesla has done a lot of great things, it is unfortunate they "follow the no service" needed philosophy. Anyone else experience this with Elon's company's? I know Starlink has experienced some of those comments. thanks again for the comments ~ Tia
@harveypaxton1232 25 күн бұрын
Most insurance companies have a pretty straightforward way of determining the rates. As I don’t have FSD on my Model 3 it is considerably less expensive due to that.
@trailstoneinsurancegroup 25 күн бұрын
Hi@@harveypaxton1232, thanks for bringing up FSD (Full Self Driving), great to know your rates are coming less without the FSD. Just today I was talking a claim adjuster about Tesla parts availability being 6-12 months... so some of the insurance issues with Tesla is the length of time it takes to repair them after an accident. thanks again for sharing about your experience with the savings when FSD is not equipped. ~ Tia
@lisalewton 2 ай бұрын
Wow! *Scratches McLaren off list....🤣
@trailstoneinsurancegroup 2 ай бұрын
yes, off my list too, unfortunately. ~ Tia
@juliebommelman7335 3 ай бұрын
They spend a billion dollars a year on advertising That would be a good place to start to help play claims.
@trailstoneinsurancegroup 3 ай бұрын
Hi @juliebommelman7335, you are so right... pay the claims! ~ Tia
@RosaDelCastillo4HairAdvice 3 ай бұрын
State farms ripped me off. Their agent lost the life insurance that I had been paying for for 23 years. The agent never paid my premiums. I told them I showed proof, but they ignored my calls and emails. The agent's name is Jose Vasquez; his assistant isn't better. They now offer progressive; I recommend going elsewhere if you see his name.
@johnc1848 3 ай бұрын
Ignorant, you realize this is a sub company isolated biz of adverse conditions in particular states?
@mmoseman 4 ай бұрын
Great info, thanks Tia! I'll be sharing this one
@trailstoneinsurancegroup 4 ай бұрын
thanks, hope to help families save on their insurance when they add their children. ~ Tia
@perryallan3524 4 ай бұрын
You should have stated up front that State Farm General only applies to California, and not the rest of the country. State Farm in the rest of the nation is A rated. State Farm has been loosing its shirt in California on home insurance, and State Farm is withdrawing from home insurance in California as a response... Overall - a very misleading video.
@trailstoneinsurancegroup 4 ай бұрын
Hi, you are correct State Farm General is a CA company, unfortunately, State Farm National owns the CA company and nationally State Farm is raising rates and non-renewing folks, this is not just happening in CA but across the county. ~ Tia
@perryallan3524 4 ай бұрын
@@trailstoneinsurancegroup Almost all insurance companies are raising rates across the country due to unusually high inflationary increases for the cost of repairing cars, houses, etc. But California and Florida has exceptionally high insurance losses for a number of insurance companies largely because those States have refused to allow the insurance companies to increase rates to offset the higher risks that are now apparent. Thus a number of companies are leaving those States - especially for the house/structure insurance segment.
@trailstoneinsurancegroup 4 ай бұрын
@@perryallan3524 yes, thank you for the perspective ~ Tia
@nunyabiz1780 4 ай бұрын
run
@captainlarrynosleepfishing5350 4 ай бұрын
NO they wont pay !!!!!!! 😡😡😡😡😡
@deporter1 4 ай бұрын
State farm has always been a scam...most expensive you can get a they will deny coverage or pay and cancel you...I was married to an agent and never agreed to their tactics
@stevepatrick1325 4 ай бұрын
BS….. they have BILLIONS. Non-renewed in California. Get your facts straight.
@trailstoneinsurancegroup 4 ай бұрын
Hey @stevepatrick1325, you are right they do have billions and the non renewals are not happening just in California, also premium increases are nationwide. Not sure what facts you are referring to are not "straight". Take care ~ Tia
@stevepatrick1325 4 ай бұрын
State Farm General as you video showed is on California business. Facts
@Luke_816 5 ай бұрын
might have been a more accurate video 10 years ago but "captive companies" aren't that captive any more. Companies Like Farmers was used as an example as captive but left out that they have their brokerage Kraft Lake which always Farmers agents to write business with other carries such as progressive, Safeco, etc. even if the only reason is price. Some times Captive companies are the best option for customers, right now in my own state companies like State Farm are by far the cheapest for most people, not that premium is everything but it was another point made. No offense to any independents or to Trailstone as there are certainly pros of being independent I wouldn't deny that. I just think many of the arguments of why captive is so bad simply isn't true anymore.. At least not for all carriers some still are pretty bad.
@trailstoneinsurancegroup 5 ай бұрын
Luke_816, Thanks for your insights! The insurance landscape has changed, with companies like Farmers offering more flexibility to agents, this can provide some benefits to customers by providing options from multiple carriers. Also, you're spot on about Farmers and Kraft Lake offering additional choices beyond Farmers. Unfortunately, I have spoken with too many agents at Farmers, as well as other captives, and they will not offer an insurance company other than their captive brand because those commissions are significantly reduced. Here at Trailstone, our commission structures are fairly uniform and we are not deciding what to offer our clients based on a commission structure, we will offer what is best for the client. Your perspective on captive versus independent models adds depth to this discussion, thanks for sharing! ~ Tia
@killsun13 5 ай бұрын
Could paying pro athletes and washed up actors hundreds of millions of dollars to do commercials have anything to do with this?
@trailstoneinsurancegroup 5 ай бұрын
Hi killsun13, Right? Did you see their Super Bowl commercial... they spent over $10 million on that. Who pays for that? ... the policy holders do with higher premiums. ~ Tia
@WaddlingWaffle 5 ай бұрын
An informative advertisement. Weird. But neat
@trailstoneinsurancegroup 4 ай бұрын
Thanks!! We love weird and neat, same to you :D ~Tia
@floydsdaname5401 5 ай бұрын
Had state farm for a year and a half I was paying 197 for three vehicles and when I resigned after six months, they wanted me to pay 400 bucks a month!! They can shove it
@trailstoneinsurancegroup 5 ай бұрын
Hi Floydsdaname5401, sorry to hear that happened to you, I have been hearing that a lot lately. ~ Tia
@jameskarras6115 5 ай бұрын
These jerks always delayed and REFUSED TO PAY LEGITIMATE CLAIMS....ALWAYS...
@trailstoneinsurancegroup 5 ай бұрын
Hey jameskarras6115, we have heard this from many body shops and previous SF clients. Sorry you had to deal with that. ~ Tia
@mrsparex 5 ай бұрын
I dropped them years ago... I had multiple worthless policies with them.
@trailstoneinsurancegroup 5 ай бұрын
Hi mrsparex, I am curious to learn, did something happen and they did not pay a claim? ~ Tia
@rickrothwell3472 5 ай бұрын
I just dropped State farm in the last few days I have been with them for over 40 years they tried to charge me $700 a month for two used vehicles a 2011 Honda and a 2021 Toyota I dropped them like a hot potato.. they gave no explanation for the increase.. I just went with Farmers insurance and my car insurance is now less than $200 a month for the same vehicles. Guess they did me a favor..
@kalani1987 5 ай бұрын
What state?
@trailstoneinsurancegroup 5 ай бұрын
Hey rickrothwell3472, glad to hear you were able to save, $700 per month is crazy. ~ Tia
@claudeivey4997 5 ай бұрын
What is the difference between State Farm Insurance Co. and State Farm General Insurance Co.
@trailstoneinsurancegroup 5 ай бұрын
@@claudeivey4997 State Farm Insurance Company and State Farm General Insurance Company are both subsidiaries of State Farm Mutual Automobile Insurance Company, which is the main entity in the State Farm group of companies. ~ Tia