4 ай бұрын
5 ай бұрын
Пікірлер
@EmarieT-cn1li Күн бұрын
Haha,funny.
@hawk-eye_procurement 3 күн бұрын
Great video Tia! Real world blockchain application. And I hadn't even considered what it could do for the insurance world. Most excellent!
@delbertdemarco6921 4 күн бұрын
I think they know something is coming to America that is disastrous before Trump takes office. The left and deep state overlords hate America
@Jboyd7171 10 күн бұрын
All insurance C-Suite scum should be put on notice. Times are a changing
@trailstoneinsurancegroup 10 күн бұрын
@Jboyd7171 Sounds like you’re ready to shake things up! 🚀 Hopefully, the changes coming to insurance will benefit everyone, not just the suits. What’s one change you think would make the biggest difference for customers? 💡
@scottchristensen3031 11 күн бұрын
They dont pay claims unless you get a lawyer
@trailstoneinsurancegroup 10 күн бұрын
@scottchristensen3031 Sounds like you’ve been through the insurance version of a courtroom drama! 🎥💼 If you could write a tagline for their next ad campaign, what would it be? Bonus points if it’s lawyer-approved. 😉
@thomasbrown7199 19 күн бұрын
I can bet my bottom dollar she has more cake then Duncan Hines back there just only the body type from the top(thickness)
@clint9344 23 күн бұрын
Interesting more 4th Amendment violations allowed by our Govt... Thank you for this update..I heard about this before but never got into it that deep. This will be used by insurance companies and others to raise their rates on us among other things.. Welcome Personal Credit Scores ala digital currency system ..welcome China...
@trailstoneinsurancegroup 23 күн бұрын
Hey @clint9344, yes, this stuff gets scary, our phones already were watching us, now our cars as well. Be safe out there. ~ Tia
@BetterYet 25 күн бұрын
We have 4 vehicles.... The newest is 2003.... We only worry about our phones for this issue.
@trailstoneinsurancegroup 25 күн бұрын
Hi @BetterYet, yes, check your phone settings as well, some of the apps will provide data to insurance companies to underwrite rates. ~ Tia
@mkeen1808 26 күн бұрын
Don't live in the woods or a flood plain. Keep it well maintained and trim dangerous trees..
@mikky03 26 күн бұрын
It should be against the law for insurance companies to take your money for years then they decide to cancel your coverage. There needs to be a law(s) in place to protect consumers. JMO
@trailstoneinsurancegroup 26 күн бұрын
Hi @mikky03, I agree it would be great to see the laws revised, currently insurance companies can cancel your policy within 30 days of your renewal or in the first 60 days of the policy ("underwriting period", see my video about this)... my thoughts for a better solution, I would like to see insurance companies not able to cancel a policy without a 1 year notice, that way you have time to prepare for the change... not a perfect solution but better for the consumer. take care and thanks for the comment. ~ Tia
@paradise6606 26 күн бұрын
What is with the younger generation having to wave their hands all over in order to just talk. Didn't their mothers ever teach them to hold still?
@trailstoneinsurancegroup 26 күн бұрын
Hi @paradise6606, I know right... my mom always said that I couldn't talk if my hands couldn't move. I will try to do better in the future. :) ~ Tia
@johnroberts3824 27 күн бұрын
Rising challenges from "climate change"? Spare me.
@johnrayhel6434 27 күн бұрын
Nice straightforward discussion. None of the conspiracy bent found on other videos.
@trailstoneinsurancegroup 27 күн бұрын
HI @johnrayhel6434, thanks for feedback... yes, pretty straightforward on what has been happening in the insurance markets for last several years. Unfortunately, it may take another year of so for things to stabilize, we have already seen the markets healing. thanks again ~ Tia
@johnqcitizen9177 27 күн бұрын
kzbin.info/www/bejne/jKmtd2aLf9SJbbcfeature=shared
@johnqcitizen9177 27 күн бұрын
I would like to know where you are getting your information from ? You should back it up. One person having a bad experience doesn’t make it bad for all.
@trailstoneinsurancegroup 27 күн бұрын
Hi John, we did cite several articles in the video where you can find more details. Also, the problems seem to be persisting... this was just published on 11-20-2024- www.wfxg.com/news/tesla-insurance-losses-customer-complaints-continue-mount-insurify/article_7eeb9fd7-d081-53d4-b978-ee9a7f0d513d.html . To be clear we are not saying Tesla insurance bad for all... we are bringing awareness that there are choices other than Tesla Insurance... thank you for your feedback, I do appreciate it. ~ Tia
@JasonFleer Ай бұрын
I like it! 🚚
@AndrewKuntzman Ай бұрын
Teslsa Model y for sure
@AndrewKuntzman Ай бұрын
Allstate is A+ rated and had the best loss ratio improvement of the top 10 insurance companies? Why did you mention them at the end, but great content love the video
@trailstoneinsurancegroup Ай бұрын
Hi Andrew, at the time of the video they were rated B+, on August 23, 2024 AM Best upgraded their rating to A-, so they are on the mend. They had to raise rates significantly to improve their rating with AM Best. ~ Tia
@AndrewKuntzman Ай бұрын
@ got yah, thanks for sharing good information. And great setup for all your videos 👊🏼
@JenniferClark-s1m Ай бұрын
I couldn't keep my mind off of her accuracy!!!
@ricardodlr9996 Ай бұрын
🍰🍰🍰
@ShannonGlover-s6m Ай бұрын
🤣😂🤣😂
@dannybryant6873 Ай бұрын
If you need a big one. Get a minivan. If a smaller one is good I'm looking at the rav4 hybrid. I really like the Toyota hybrids. Great for what you don't get: No turbos. No sleazy mechanical CVT. No start/stop system. No GDI without port injection. No belts (accessory timing or Wet). No 11 speed torque converter automatic. No torque converter. No 12 Volt starter or alternator. Electric car goodness without the electric car drawbacks.
@trailstoneinsurancegroup Ай бұрын
Hey @dannybryant6873, thanks for the insights... sounds like you know what you are talking about. appreciate you. ~ Tia
@dannybryant6873 Ай бұрын
@trailstoneinsurancegroup . The Crown suv station wagon thing looks really nice also. Crown Signa.
@Growrena Ай бұрын
We were ripped off, Georgia home was not covered after paying 41 years. The property insurance was cancelled when a claim was made due to storm damage April 10th 2024. Please Help me fix the roof
@trailstoneinsurancegroup Ай бұрын
Hi @Growrena, I am so sorry to hear this... a few suggestions to try and get State Farm to respond... first, if you have not already, reach out to the claim supervisor, then go over their head as high as you can go, if that doesn't work, you can make a complaint to the Georgia Department of insurance, if that does not work, the next step is an attorney and public adjuster to fight for the roof repair. This is a tough one, I apologize you are going through this with State Farm. ~ Tia
@ImportDomestic2006 Ай бұрын
So I’m a rideshare driver that’s been driving people for the past 6 1/2 years. I’ve had three accidents where I was rear ended from behind. I was simply waiting for the light to turn green in order to proceed. There’s a fourth time where I was rear-ended on the freeway by a driver that was not paying attention. That is the fourth time that I was rear ended . The fifth accident that I experienced my vehicle was parked as somebody backed up their pick up truck mounting it on top of the hood tearing up the entire front end. Unfortunately, for some of these accidents, I had to pay a deductible Which I eventually got it back after my insurance sued their insurance. Are you telling me it’s more beneficial for me to never submit a glass claim even though I have a zero deductible for a glass coverage under my comprehensive coverage? Should I simply pay out-of-pocket to avoid my premium to go up.
@markrodgers9745 Ай бұрын
Hi @ImportDomestic2006, sorry to hear of the accidents, good to hear you were not at fault and sound like you were not hurt. As for the windshield claims also known as comprehensive claims, underwriting rules have changed significantly in the last 2 years, previously comprehensive claims were not counted against your claims but in many states and most insurance companies they are now. My advice would be very selective on windshield claims... meaning if you are going to use insurance to repair rock chips you could risk a rate increase or cancellation if you have too many claims. If you have an expensive window and the entire windshield needs to replaced then you might consider using insurance... please consult with your insurance agency to confirm coverages and repercussions of placing the claim. thanks for the question and be safe out there. ~ Tia
@Chris-NZ Ай бұрын
No mention of the top selling SUV in the USA then, which has far as I understand all the safety features you mention and more.
@trailstoneinsurancegroup Ай бұрын
Hi @Chris-NZ, thanks for the comment which SUV are your referring to? i will take a look ~ Tia
@Chris-NZ Ай бұрын
@@trailstoneinsurancegroup The Toyota RAV4. 440,000 sold in the US last year. (According to Google). Of course it’s not the top in crash tests but then it doesn’t have the price tag of some that are, but for the price tag they have a huge list of safety features, maybe look at the XSE model or the Limited. Thanks for following up.
@eitankrief2691 2 ай бұрын
What aboit the XC60?
@trailstoneinsurancegroup 2 ай бұрын
Great choice, thanks for the comment ~ Tia
@faridhossain2888 2 ай бұрын
Excellent analysis! Volvo’s are #1.
@lisalewton 2 ай бұрын
Ok, can you explain water sewer backup to me? My insurance company just denied a claim! Also.....can you do it while hoola hooping??? lol
@Zeek800 2 ай бұрын
The Telluride and the Pallisade are the same vehicle. Same engines, same transmissions, and same tech. Kia and Hyundai are cousin companies. Our 2023 Rav 4 Limited Hybrid has the same Toyota Safety Sense safety tech systems you mention for the Grand Highlander so I would have to add the 360 degree Birds Eye view as well as when on the Navigation system the screen shows the speed limit for the stretch of road you are on at the time although in a couple places along a 1000 mile drive the speed limit signage had changed but the system took about a minute or so to catch it. This happened twice where I noticed it and believe it was because of recent road paving or improvements where the signs had possibly been moved a few hundred feet.
@trailstoneinsurancegroup 2 ай бұрын
@Zeek800 great information thanks for the additional information, it is appreciated. ~ Tia
@quartytypo 2 ай бұрын
Problem with insurance: You pay. They don't.
@trailstoneinsurancegroup 2 ай бұрын
Hi @quartytypo, too many times we have heard this about other agencies, here at Trailstone we will help with the claim process so the carriers are held accountable. thanks for the comment ~ Tia
@Tom015462 2 ай бұрын
These are all tech features. What about the most important of all, crash test results.
@trailstoneinsurancegroup 2 ай бұрын
Hi @Tom015462, thanks for the question... I did look at the crash tests (www.iihs.org/ratings) at Insurance Institute for Highway Safety (IIHS)... I also, took data about tech safety features and put the list together of the top 10 vehicles I was looking at to purchase for my family. so a little different spin on the crash tests,safety tech and the type of SUVs I like. you can use the link above to see the actual crashes tests. thanks again for the question. take care. ~ Tia
@JasonFleer 2 ай бұрын
Tia and the team dropping knowledge on work comp, woot woot!
@lisalewton 2 ай бұрын
Amazing achievement, way to go team!
@JasonFleer 3 ай бұрын
Nice work Tia!
@stephenpatterson8056 3 ай бұрын
To be fair, with Tesla, they're using a lot of their data collection to build out their Full Self Driving. Many other auto mfrs are collecting data and selling it to data brokers which then sell that data to your insurance provider which could result in your rates going up. Tesla only does that when you use their insurance. Beyond that all data they collect stays within Tesla. At least, that's what they claim
@trailstoneinsurancegroup 3 ай бұрын
Hey @stephenpatterson8056, you are right and we think eventually all auto insurance rates will be heavily influenced by the actual driver more than underwriting models. and Tesla is great at collecting the data to improve the self driving features. btw, did you see my video on how the other auto manufacturers are selling driving data as you mentioned, please check it. ~ Tia
@NonNone-qm4zi 21 күн бұрын
... and of course they would never lie or try to deceive customers.
@trailstoneinsurancegroup 21 күн бұрын
@@NonNone-qm4zi - never, lol
@Theonlycontractor 3 ай бұрын
I work in property restoration and construction. They have really gone downhill
@trailstoneinsurancegroup 3 ай бұрын
Hi @al81palmer1, have you seen a claim denied when it should not have been? ~ Tia
@Theonlycontractor 3 ай бұрын
Oh yeah, many. The last 2 years every single claim we’ve seen has required a PA to assist until the PA’s finally just quit taking their claims. They don’t even want to deal with them.
@trailstoneinsurancegroup 3 ай бұрын
@@Theonlycontractor, that is not cool... having to get a Public Adjuster involved to just pay the claim is plain wrong. sorry to hear that
@dbmmatthews5654 3 ай бұрын
Are you one of Dave Ramsey’s endorsed local providers?
@trailstoneinsurancegroup 3 ай бұрын
@@dbmmatthews5654 yes we are!
@trailstoneinsurancegroup 3 ай бұрын
here is a link if you would like some help from our team trailstoneinsurancegroup.com/dave-ramsey/
@JoannaLinton-hz5bd 3 ай бұрын
😮
@lisalewton 3 ай бұрын
Love this new format of true crime stories! Keep it UP!
@JasonFleer 3 ай бұрын
I love this, great video Tia!
@bobpickering1 4 ай бұрын
My $1M umbrella policy was $90 when I first signed up. Now it’s $450. Time to shop around.
@mile7276 4 ай бұрын
Answer: no
@TheCyclingTrucker 4 ай бұрын
You said make sure you insure your home to it's current value. I think it's better said make sure you insure your home to what it will cost to replace your home. Current value is often confused with what it's market value is.
@trailstoneinsurancegroup 4 ай бұрын
Great point! We have a video coming out on this exact topic very soon as there are so many details to cover, stay tuned :)
@jimmymaginas4027 4 ай бұрын
Ok- Who is making the movie? Thats what I want to know.
@JasonFleer 4 ай бұрын
Tia is continuously dropping gems about our industry!
@trailstoneinsurancegroup 4 ай бұрын
Thank you @JasonFleer!
@lisalewton 4 ай бұрын
I'm going with the Volvo, those things are built like a tank!!
@trailstoneinsurancegroup 4 ай бұрын
Heck yes they are!
@ShannonGlover-s6m 4 ай бұрын
WOW!!! So glad they got caught!