Planning My 2023 Finances & Budget
17:03
An Honest Chat & Bedroom Tour
37:23
My 2022 Budget - Chatty Update
29:16
2 жыл бұрын
Пікірлер
@user-vz3kb1in2y
@user-vz3kb1in2y 3 күн бұрын
Yes
@Melissaanne1271
@Melissaanne1271 5 күн бұрын
Very inspiring, thank you! 🙏🏼
@anaveragemuppet
@anaveragemuppet 6 күн бұрын
When are you coming back?
@flooshoomoo7104
@flooshoomoo7104 11 күн бұрын
We just have bidets you install below the toilet seat. That’s maybe what they meant. I still use tp, just a looot less btw. So it doesn’t really solve purchasing a consumable so much as it makes it nicer and use less tp
@KirstyKirby
@KirstyKirby 11 күн бұрын
@@flooshoomoo7104 agree - I don’t think it removes 🧻 in most peoples houses completely. In the U.K. our homes are really very small in comparison to large parts of the world - most bathrooms are around 6ft by 6ft in most new build homes, you simply can’t even fit a bidet in. They’re not all that popular here, yes there’s the fancy toilets, but that would mean a refit - which would be a bit daft to do just to save on loo roll. I think ROI wouldn’t make sense. The whole thing made me laugh though so it’s all good 😊
@MRTASSSIE
@MRTASSSIE 12 күн бұрын
What a revelation, i foind tyler not enough evidence to call ot a real love story but it's all aboit Mala singer love and redemption. July's Capricorn full moon aspects Neptune, which is retrograde in Pisces, offering us a chance to heal our hearts
@christiancruz2440
@christiancruz2440 13 күн бұрын
But can i just leave it on my hair and not wash it?
@cultfiction3865
@cultfiction3865 15 күн бұрын
Where have you been Kristy? Haven't seen you on here for ages now. Is everything alright?
@ExplorationB
@ExplorationB 15 күн бұрын
Absolutely you hit thr nail on the head. Fewer things and higher quality. Its harder to find the quality now with expensive brands using cheaper materials than befote however when you find a brand that is good quality the initial investment is worth it. I still have jackets and suit's I got 15 years ago but becauss i spent the money up front i still get compliments
@cathysalvarino101384
@cathysalvarino101384 17 күн бұрын
Watching your video inspired me more after being a minimalist for eight years but the last part really made me laugh about the bidet. I live in a row apartment with bidet but I still buy toilet paper every quarter of the month. I don't wear make ups and lipstick for decades aside last December 2023 that I bought a mascara and a lip/chic tint when graduated from practical nursing course. But yeah, I love watching your videos. I barely comments on videos, unless they are really inspiring for me. Thank you for sharing.
@sencerkaya1
@sencerkaya1 20 күн бұрын
thank you sister.
@rammohan1991
@rammohan1991 22 күн бұрын
Hell that’s nothing . We haven’t bought anything for generations .
@KirstyKirby
@KirstyKirby 22 күн бұрын
@@rammohan1991 you realise it’s not a competition? However I’ll bite - you’ve bought no shoes, no clothes, no underwear, not been on holiday, not bought a gift, not been on a day trip, not bought furniture for your home, no curtains or bedding for over 20 years? Please share how you have done so I’m sure others would benefit from your experience. It’s extremely difficult to do none of the above for generations as even thrift shops cost money.
@rammohan1991
@rammohan1991 22 күн бұрын
@@KirstyKirby what are these mystifying things you speak of
@KirstyKirby
@KirstyKirby 22 күн бұрын
@@rammohan1991 you don’t know what clothes, shoes or underwear are? I imagine you live in a nudist community then, how interesting!
@SAMBouji
@SAMBouji Ай бұрын
Thank you so much for sharing the knowledge of Argan oil! I fall in love with Argan oil since I first find out all the benefits when I visited Morocco. I brought it back to Canada and founded the company called Beauty Nut producing high quality precious oil, which includes Argan oil products. We currently distribute to North American market , in the process of planning world wide distribution. Love to collaborate with you. Let me know what is the best way?
@dronavalli3
@dronavalli3 Ай бұрын
I really can’t thank you enough for this amazing video! I am working in a company that deals with pureArgan oil products and it’s very beneficial for me to know this information to speak with people.
@jdprice3043
@jdprice3043 Ай бұрын
THANK FOR YOUR HELP
@willyjoerockhead
@willyjoerockhead Ай бұрын
Don't forget to say away from debt, the casino, the alcohol, the bars, the cigarettes, and don't give away any money what so ever, take care of YOU first. Stay employed.
@XY-uh1is
@XY-uh1is Ай бұрын
I just found you and I love your content! The way you share your experience is so truethful!
@bwise392
@bwise392 Ай бұрын
I’ve learned from this video that I’ve been mispronouncing it for years
@user-tl5fz4ef8y
@user-tl5fz4ef8y Ай бұрын
Buy nothing and further damage the world economy. You buy nothing and if everyone does that millions of people around the world will lose their jobs, lose their income and starve, even in the rich countries. Soon the zombie apocalypse gets you in a boomerang fashion. You lose your job, etc.
@terrysummers9424
@terrysummers9424 Ай бұрын
think bigger
@KirstyKirby
@KirstyKirby Ай бұрын
what?
@terrysummers9424
@terrysummers9424 Ай бұрын
@@KirstyKirby think bigger
@KirstyKirby
@KirstyKirby Ай бұрын
@@terrysummers9424 repeating the exact same words doesn't make it clearer what you are going on about
@terrysummers9424
@terrysummers9424 Ай бұрын
@@KirstyKirby ah ok
@KirstyKirby
@KirstyKirby Ай бұрын
@@terrysummers9424 ha ha ha - keep on being a bit odd and purposely missing the point Terry! You're obviously enjoying yourself and glad I could help! Best Wishes.
@annabels9952
@annabels9952 Ай бұрын
Great video ❤
@KirstyKirby
@KirstyKirby Ай бұрын
Thank you for watching!
@zandilekhoza4723
@zandilekhoza4723 Ай бұрын
Can I mix it with vitamin e oil
@gigidope
@gigidope Ай бұрын
Ok, well I was definitely calling it jojoba oil, not hohoba oil lol😂
@Shopgirl1
@Shopgirl1 2 ай бұрын
I was wondering what u did for food, feminine products, gas in your car and prescriptions..unless u weren’t eating it’s impossible to have a “no spend” year..videos a little deceiving saying u had a no spend year..I live this way every year of my life, lol
@KirstyKirby
@KirstyKirby 2 ай бұрын
I find it really odd how many overseas viewers ask questions about ‘feminine products’. It’s not a cost that would be at the forefront of my mind. Unless I had a chronic illness or condition, most people in the U.K. in my age group wouldn’t be paying for prescriptions in a normal year - I haven’t bought medication for well over 5 years. Thankfully I’ve been blessed with good health thus far so no need for medicine. As for food I covered this in the first minute or so of the video. Did you watch at all or just write of your dissatisfaction at the video title before listening to the premise of a no buy year? A ‘no spend’ or ‘no buy’ year isn’t something I made up, it’s a concept that has been around for some time with multiple videos from other creators predating mine. No deception involved in any way.
@Shopgirl1
@Shopgirl1 2 ай бұрын
@@KirstyKirby😂😂
@KirstyKirby
@KirstyKirby 2 ай бұрын
@@Shopgirl1 glad you’re amused. I found I laughed a lot at your original comment too, especially the weird focus on my menstrual habits so we’ve both benefited! 🤣
@Shopgirl1
@Shopgirl1 2 ай бұрын
@@KirstyKirbydon’t know why you’d think it odd that someone would ask about feminine products as if you’re female that is something you have to have unless you’ve gone through menopause or pregnant or had a hysterectomy..thanks for the laugh
@KirstyKirby
@KirstyKirby 2 ай бұрын
@@Shopgirl1 it’s odd because it’s not a major cost for most people. In the western world in particular it’s rather low down on most peoples outgoings. I find it interesting that that’s where your mind went to first. It’s a shame you didn’t watch the video as all of this was covered in about the first minute. Have a good day. Best wishes.
@Theautisticwriter
@Theautisticwriter 2 ай бұрын
Really useful that find trends ever to expensive or boreding or both
@Joce123
@Joce123 2 ай бұрын
I live in an area that is called the Bible belt.. I go to a different church every week..don't need a big "church" wardrobe..no one sees me wearing the same outfit.lol
@vff2786
@vff2786 2 ай бұрын
I wanna do a nobuy for the rest of 2024, im not sure i will make it but i really hope so! I did do a nobuy month last year but a month is a lot easier than half a year! It's just so easy to do impulse purchases! In just the past few days I saw like 3 things I kinda wanted to buy but didnt need at all, luckily i didnt buy them, but ive bought so many other things in the past few weeks... its crazy! There are still things I want to buy, but i hope i can save it for later... Rules: - I can still buy things I need, and I can go out to eat with friends and family - I can still buy skincare products and gifts for others - I cannot buy more clothes, apps, souvenirs for myself, and other unnecessary things Wish me luck :)
@laurabilger8910
@laurabilger8910 2 ай бұрын
I like the scent. Kind of maple scent w/ fenugreek
@tenminutetokyo2643
@tenminutetokyo2643 2 ай бұрын
Did you get rid of your car?
@OP-Tama
@OP-Tama 2 ай бұрын
Hi, Thank you so much for your video! I have questions: Is it safe to keep the oil on our face when we sleep? (I tried to understand the whole video but I don't speak english very well, I'm still learning sorry for the bad grammar by the way ;;') Oh and how old are you and for how many time did use that oil? (It's okay if you don't want to answer me, in any way, thank you again for you video!! Have a good day♥)
@nicolemabie2111
@nicolemabie2111 2 ай бұрын
❤ I just ran across your channel and I just love the message and I'm going to give it a try
@matteokosak5476
@matteokosak5476 2 ай бұрын
Can i add a few drops of jojoba oil to my scalp without washing it of
@garfield8900
@garfield8900 2 ай бұрын
How can you fast for a year?
@KirstyKirby
@KirstyKirby 2 ай бұрын
🙄🤣
@elizabethpears307
@elizabethpears307 3 ай бұрын
Awesome video!
@AnnCashes
@AnnCashes 3 ай бұрын
Wonderful video! Frugality is so needed to get through the down times which seem to keep coming in like waves at the beach!
@jenny-DD
@jenny-DD 3 ай бұрын
Kissing in the videos is creepy - were not all lezbo. You will be reported for inappropriate content if u continue
@KirstyKirby
@KirstyKirby 3 ай бұрын
What on earth are you on about?
@BuddikaChaminda-bu4ge
@BuddikaChaminda-bu4ge 3 ай бұрын
Great video 👍
@leannesimpson6380
@leannesimpson6380 3 ай бұрын
I had savings and I did say “up yours” and walked. Now I work part time for 1/2 the pay. But am way happier
@KirstyKirby
@KirstyKirby 3 ай бұрын
Savings most definitely gives you choices. Not long ago I walked from a lower paid job that I thought might make me happier, but was the cause of other unhappiness due to the numbers simply not working with cost of living rises. The hours meant applying for other jobs and attending interviews was almost impossible, so I left, focussed all my time on getting a new job which I now really like and the numbers work much better for me - my point being it's just great to have options and saving gives you just that :) I'm so pleased to read you are happier now
@sandbar3000
@sandbar3000 3 ай бұрын
2 minutes in You didn't say that in the beginning. You said no. By year, you didn't say no. By just these exceptions, you didn't say that in the beginning
@KirstyKirby
@KirstyKirby 3 ай бұрын
What? Said no what
@sandbar3000
@sandbar3000 3 ай бұрын
Yeah. OK. So you didn't buy FOOD to eat? So you starved and didn't eat or you STOLE FOOD? If you didn't buy anything, did you pay your rent. Or are you married. Cause if you're married, that doesn't count because you, you would need to buy something you would need to buy water. You would need to buy something if you live alone and you don't have any family, you don't have anyone to depend on I guarantee you. You have to buy something if you're a woman and you're on your period you gotta go buy pads or tampons unless you stole them or someone just gave them to you and who gives tampons to people nobody. Nobody gives tampons for free. They give homeless people food, but if you're bleeding and you're homeless. Oh well, don't tell me that you didn't buy anything. It's a bunch of bullcock
@KirstyKirby
@KirstyKirby 3 ай бұрын
I didn’t make up the concept of a no buy year. There are tons of videos prior to mine outlining what it is. Yes I bought food. I make this very clear. No I’m not married. It would be a very strange video to say I didn’t buy things because I’m a completely kept woman. Why are you so obsessed with periods? This is your second comment talking about menstrual pads. Why are you so angry? It’s just a KZbin video. Treat yourself to a nice walk, maybe some ice cream and a lie down.
@Aneedanothaone
@Aneedanothaone 3 ай бұрын
I’m noise sensitive and invested in Bose quiet comfort noise cancelling headphones when I don’t want to hear noise of all kinds. Works for me
@KirstyKirby
@KirstyKirby 3 ай бұрын
I have the very same noise cancelling headphones. None of them will cancel impact noise from booming base music.
@Aneedanothaone
@Aneedanothaone 3 ай бұрын
@@KirstyKirbyI guess it depends how close that noise is. I am usually listening to some music or tv on headphones when neighbours crank it up.
@KirstyKirby
@KirstyKirby 3 ай бұрын
@@Aneedanothaone I don’t think any headphones will get rid of impact noise from the base of dance music or the impact of thundering feet I’m afraid. I think we perhaps have different types of neighbours. I appreciate your suggestion but I promise I’m not the sort of person to moan about something and not try to rectify / implement management strategies. Not sure where you are in the world, but there’s pretty much nothing you can do about inconsiderate neighbours here, no neighbourhood schemes or committees. Moving because of crap neighbours isn’t that uncommon, especially as if you make a complaint to any authority you have to disclose this to any future buyer (which of course would mean no one except maybe a developer would buy)
@Aneedanothaone
@Aneedanothaone 3 ай бұрын
@@KirstyKirbyI’m in New Zealand and we have noise control rules and we can complain anonymously anytime of day if the noise is disturbing our peace and enjoyment. 3rd call involves police and they confiscate the source of the noise.
@KirstyKirby
@KirstyKirby 3 ай бұрын
@@Aneedanothaone ah I see. You can complain to the council here about noise but they only do something about noise between 11pm and 6am. Anything outside of that they don’t really do anything, plus you still have to declare this if you want to sell your home, if you don’t you can be sued. There’s lots of forums from people talking in the U.K. that they just don’t bother complaining as some people can’t be reasoned with, easier to just move. Unfortunately there’s quite a lot of very inconsiderate entitled people.
@meowmeow5388
@meowmeow5388 3 ай бұрын
Thank you! I really needed this! I been spending my free time watching reviews on makeup products, clothes, bags etc which I barely even managed to use all of them. I feel like coming across your video made me more determined and to really think about what I need vs wants! I can't agree more with you, I had an ig account whereby I followed all my local clothing apparels during covid period and was always so tempted by it, spending more than what I used to. I guess I'll unfollow them all for better finances and saving plans. Thank you so much!
@sunehathakur5814
@sunehathakur5814 3 ай бұрын
When we start use this oil
4 ай бұрын
The INTERNET is making us all: POOR!!!When my computer was hacked, I didn't connect for 2 years, and I was "saving" 3,000 euros!!! After that, my "box" space is full of boxes from all my purchases, and my 3,000 became 1,000!!! I had a drastic move, I gave my debit card to my X , and is now saving "1,000" a month, leading this to a probable house loan!!!!I'm so proud of myself now, being able to say "NO" to expenses!!!
@aselesenbaeva2516
@aselesenbaeva2516 4 ай бұрын
like it gets better n better
@user-eg2qz2fw6s
@user-eg2qz2fw6s 4 ай бұрын
But I put it on roots . It helps with dandruff
@elaineforan4751
@elaineforan4751 4 ай бұрын
I have drastically reduced my spending on some items by doing a major declutter and reorganisation. I went through my shoes and clothes, donated or dumped what didnt fit or what had come to the end and put everything back in order in the wardrobe. I was so shocked at how much i had. If i literally wore everything for a day, i wouldn't run out for nearly 2 months! By having everything, even my socks in order i know at a glance what i have and what i use most. I am going to avoid buying more of these untill i have reduced them down to a reasonable amount. Having toiletries etc in order means that when i shop i can picture their drawer/shelf when i shop and remember that i have enough and dont overbuy.
@KirstyKirby
@KirstyKirby 4 ай бұрын
Hi Elaine, I can relate to your comment. I’ve done other content in relation to decluttering and it’s impact on my spending habits 😊
@robertneville2022
@robertneville2022 4 ай бұрын
I got rid of my cat Add up what you pay a year on food and cat litter and especially vet bills
@reetyism
@reetyism 4 ай бұрын
so no food for you for a year?
@KirstyKirby
@KirstyKirby 4 ай бұрын
So you didn’t watch the video 🤣
@lisamcgill664
@lisamcgill664 4 ай бұрын
Good job...
@laumams4evaxoxox
@laumams4evaxoxox 4 ай бұрын
Is neem the same and tamanu???
@peacegirl7982
@peacegirl7982 4 ай бұрын
No..Neem oil frm Neem plant