@@luvzdogz a lot of it depends on the flood risk of the property. You can actually find a flood risk by running it on our website however I will take when it comes to claims what we've discovered is with private companies. They're getting paid out about 35 to 40% quicker. However, when I will tell you when it comes to the federal program, they typically increase these up to 18% per year with private companies that could not renew Skyrock at the rate so you really have to look at risk versus reward I suggest taking a look at our national flood insurance program versus private flood insurance playlist as we break all these things down for you.

That doesn't really impact the flood threat

@@gericastor3421 it really can depend on the bylaws of the condo association, and if there is a loan on the overall condo association. Many times the master policy will cover some of the common areas. On the exterior depends if it's attached to the building.

@@helenbuford3789 not at all actually the housing urban development passed a law a couple years ago that our homes can actually get private flood insurance now if they want

The challenge is right flood insurance is that the national flood insurance program does not put as much into mitigation as they used to. For example, installing flood vents a few years ago could save you thousands of dollars on your premiums now it might save you 100 bucks for these measures should still be used to produce the overall risk of your property flooding like your building Installing flood vents redirecting water. At the end of the day the higher you are above the base, blood elevation the overall lower the risk is going to be an overall lower premiums, even in the private market could be.