Why is every per-month number a p-per-month? Like rent was $912 p per month. What is p? I’m in the US so not sure if this is an Australian thing.
@SophArmstrong3 сағат бұрын
P/m just stands for per month! Not just an Australian thing ☺️
@DavidKnicks19 сағат бұрын
😎
@Nancy-1w6 күн бұрын
I implemented a strict budgeting strategy to track expenses and set clear limits, while also focusing on a smart investment approach. In just six months, my investments grew by over $70k boosting my savings and financial confidence. This combined strategy has set me on track to achieve my long-term financial goals, and i'm hoping to get to a three million plus this 2025, so help me God
@Florencewalter-o4s6 күн бұрын
that’s incredible! What’s the secret behind this strategy? How did you manage to save up so much so quickly?
@Nancy-1w6 күн бұрын
Working with Lorrie Greta Hillard , a financial advisor, was a game changer. She helped me refine my savings strategy, including retirement planning, and provided expert guidance on investments and budgeting to maximize my savings.
@Florencewalter-o4s6 күн бұрын
Got it! Thanks for the tip! I was curious, so I looked up Lorrie
@duanec.sutherland52926 күн бұрын
that's an incredible goal to set 2025
@KathyBurton-w1x4 күн бұрын
To be honest, once i started working at Nordstroms, i STARTED buying *suluxy* . These prices are crazy,Its rare for me to buy something full price anymore too.
@BreezeBudget7 күн бұрын
Those were amazing goals!! My financial goals for this year are to add 5k to my emergency fund and invest. Good luck on your goals this year!
@SophArmstrong7 күн бұрын
Good luck with your goals too! 🙌🏼
@wofhighlights19197 күн бұрын
You got this! 💪
@SophArmstrong7 күн бұрын
@@wofhighlights1919 thank you! 😊
@aliwaltrip5837 күн бұрын
Holy cow. I would love to get to this place with my goals. That’s amazing! Just discovered your channel and look forward to following along!
@SophArmstrong7 күн бұрын
@@aliwaltrip583 Aw thank you so much! It’s been a journey to get here but I feel so fortunate I’ve had access to this kind of information at such a young age ☺️
@FIRE_DrNinjaTurtle8 күн бұрын
You are killing it. I can see that you will retire early and become a KZbin sensation. Best of luck.😊
@SophArmstrong8 күн бұрын
Thank you! Appreciate it 🙏🏼
@FIRE_DrNinjaTurtle8 күн бұрын
@ I love the FIRE movement and you are doing it.
@GraceHolt-f4m10 күн бұрын
What industry?
@SophArmstrong10 күн бұрын
@GraceHolt-f4m Film and Television 😊
@GraceHolt-f4m10 күн бұрын
@ thanks😃
@RealwithGod51010 күн бұрын
youre doing awesome love it!
@SophArmstrong10 күн бұрын
@@RealwithGod510 Aw thank you! Appreciate it 🙏🏼🙏🏼
@michaeltowle346011 күн бұрын
Give Bitcoin a look. If you’re obsessed with finance and money, Bitcoin will change your entire life outlook if you start to dig and learn. 🍻
@antoineplouffe176211 күн бұрын
Maybe I missed it but what is your income?
@SophArmstrong11 күн бұрын
My income varies because I’m a freelance Production Coordinator in Film & TV, so it can change job to job. I don’t have a salary like normal jobs but my income per yet sits anywhere from $85k-$110k 😊
@antoineplouffe176211 күн бұрын
@@SophArmstrong Thank you very much. Knowing your income evolution and the percentage of which you invest/save would help understand your finance strategy.
@courtneyboyd640113 күн бұрын
I feel like you would benefit from looking into the first home super saving scheme (FHSSS). You can put extra money into super to lower taxes and you can then take it out when buying your first home. (Deposit 15k per year up to 50k total). It’s got the double benefit of lowering taxes and saving for a house deposit with pretax money.
@SophArmstrong13 күн бұрын
I've thought about this before! It's a bit tricky having lots of contract jobs in a year and needing to set up salary sacrificing for a new job each time, so I haven't bit the bullet yet - I also like having my money available in case I change my mind about buying. It's definitely a great scheme though!!
@thestaz856413 күн бұрын
good job! way better then me at 27! :) but how is net worth lower then total assets ? 😀 nvm mind, i forgot the hex thingy :D
@SophArmstrong13 күн бұрын
Thank you!! Yeah it's just my HECs that is the factor pulling my net worth down unfortunately! 😌
@LangkawiChannel19 күн бұрын
Welcome to Langkawi😎🏝️
@Lexaire21 күн бұрын
You have way too much money in Savings. Should be like 2 months rent in saving. The rest should be invested either Super or ETFs.
@SophArmstrong21 күн бұрын
As I said in the video I plan to be able to purchase a home in the next couple of years so need that cash saved 😊
@TheComicVault21 күн бұрын
@@SophArmstrongI’ve had $80-100k sitting in savings for years waiting to buy a house. It’s much wiser to know how much you’ll have than not know (even if there’s a potential opportunity cost). My partner and I are both Australians in Media and our incomes can be unpredictable. I’m 30, she’s 27. My only differing thoughts to what you’ve said, would be to invest as ethically as possible. Anytime there’s an ethical ETF alternative, please try to select that one as it drives positive change at an enormous level and often comes with a very similar return. There are more ethical banks, super and investment options than others - seek it out! Also as someone in media, look into industry relevant investments such as NEC or SEK (channel 9/Stan or Seek), these are companies that support the media industry more than most in Australia (although you may already do these things - I’m just supporting/raising that idea). Not advice, just ideas, all the best on your financial and creative ventures.
@RickJorunn23 күн бұрын
You're doing a fantastic job! A bit off-topic, but I wanted to ask: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How should I go about transferring them to Binance?
@SophArmstrong23 күн бұрын
Thanks! I have no idea what you’re talking about sorry 😂
@GamerGirl17321 күн бұрын
@@SophArmstrong These are scammers. Block them, hun.
@SophArmstrong21 күн бұрын
lol I thought so 😂
@DavidKnicks23 күн бұрын
Great job Sophia!
@SophArmstrong23 күн бұрын
Thank you!
@ryno1808Ай бұрын
Cutest soles
@elvira820Ай бұрын
recently found your channerl, and loving your content 🤍 however, just a personal recommendation, i feel like in the beginning (the introduction) the music is too loud compared to your voice, making it hard to listen to you 😅
@SophArmstrongАй бұрын
Thank you!! Oh yes of course will adjust! 😊
@79SATANАй бұрын
Just got myself a $3115 insurance bill myself 😁
@saraesse181Ай бұрын
hallo! how much time does the bike tour take ?
@SophArmstrongАй бұрын
@@saraesse181 if I recall the bike tour itself if 90mins! But it did take us about 45mins to get out there from George Town City so it’s definitely a full half day activity 😊
@saraesse181Ай бұрын
@SophArmstrong do you think is it possible to organize during the morning the bike tour and in the afternoon to go to visit the KeK lok Si temple ( this last one with grab ) ? Do you think i have enough time ?
@SophArmstrongАй бұрын
@@saraesse181 that’s exactly what we did and it was definitely enough time! The bike tour driver who picked us up to take us out there was actually able to drop us to the temple after the bike tour so didn’t even need to get a grab 😊
@saraesse181Ай бұрын
@SophArmstrong wonderful! Did you arrange trip with a local angency ?
@SophArmstrongАй бұрын
@ it was through Trip Advisor! www.tripadvisor.com.au/AttractionProductReview-g298303-d11474972-Half_Day_Penang_Countryside_Cycling_Tour-George_Town_Penang_Island_Penang.html
@EmmanuelNgambi-m1t2 ай бұрын
Niece ❤❤❤❤❤❤❤❤❤❤❤❤❤
@Violets-Ray2 ай бұрын
You know what, this sounds amazing actually
@patrickdesouza37183 ай бұрын
You could not find free street parking in Bronte? I'd park for free in Bronte then walk the coastal walk from Bronte to Bondi, have lunch there then walk back. My wife and I did that over that long weekend.
@SophArmstrong3 ай бұрын
@@patrickdesouza3718 I think I’ll do that next time! Definitely would have been nicer to have more than 2 hrs to do it all 😅
@hehe28-jb8ui3 ай бұрын
Foot content would suit your channel
@hehe28-jb8ui3 ай бұрын
Foot content would suit your channel
@ryno18083 ай бұрын
Can i worship your soles after we do a 10km run together
@HayeCreatives4 ай бұрын
Thank you for sharing your payday routine and I am so glad to hear that you are loving the spreadsheet!
@SophArmstrong4 ай бұрын
It’s the best!! I recommend it to everyone 🙌🏼
@HayeCreatives4 ай бұрын
@@SophArmstrong 💛 that is so kind of you, thank you so much for your support of our small business!
@HasanRifino4 ай бұрын
🚘👈👪💏
@WilliamTheUnkownShoutout4 ай бұрын
This is indeed very heartwarming and very wonderful and very beautiful and very adorable and this brings back such great amazing memories of when I use to be a 90s kid and an early 2000s kid and I am a new subscriber as well:).
@Auziuwu4 ай бұрын
❤
@Auziuwu4 ай бұрын
🙏
@41yearoldnewdriver5 ай бұрын
How cool!
@hehe28-jb8ui6 ай бұрын
Il rub them after your run for you
@ryno18086 ай бұрын
Hey there beautiful
@ryno18086 ай бұрын
Requesting a pedicure video
@hehe28-jb8ui6 ай бұрын
Do a video of you getting a nice pedicure done...
@ryno18086 ай бұрын
??? ?
@hehe28-jb8ui6 ай бұрын
Absolutely stunning feet
@ryno18086 ай бұрын
You sould do a video on your pretty little soles..
@ryno18087 ай бұрын
Beautiful smooth louicous soles ❤
@hehe28-jb8ui7 ай бұрын
Beautiful smooth luscious soles
@Spikesetter267 ай бұрын
Great job!!!!
@hehe28-jb8ui8 ай бұрын
Absolute stunning beautiful soles ❤️
@ryno18088 ай бұрын
Show us ya toe nails
@SophArmstrong8 ай бұрын
Definitely won’t but they’re fine!
@ryno18088 ай бұрын
😔 😔 😟
@01iver8 ай бұрын
I’ve been in the exact same situation but for a friend in my media class last year I’m in a f&tv and new media cert III right now lol, must be a targetted video
@SophArmstrong8 ай бұрын
It’s always such a last resort 🤣 also the fact that this went live and tonnes of people saw it has me dying 😅 I hope you’re enjoying your studies!
@miaunicorngirl85328 ай бұрын
Good job!! You are so good that running and also nice waterbottle I love that brand, you are so fit 😊
@SophArmstrong8 ай бұрын
Thank you!! 🙏🏼
@sophiechristie-x6o8 ай бұрын
Good job!! And that’s so cool u love in Perth I love Perth!!