Daughter is home college is over. Just got a job one week ago. How much time do I have to set up repay options for parent plus loan ?

I took out a parent plus loan for my son in about 2017. The loan has been sold to another company. Nelnet company. 7500 is the amount. What can I do?

Hello I took out a parent plus loan for my son to help pay for college. Around 2017. The loan has been taken over by another bank. Nelnet company. Amount now is 7500 . What can I do about this loan?

I have a question (that is killing me). Can you apply for a second, another parent plus loan, for the same student for the same academic year? I applied and I was granted the loan during late July. And all of it was disbursed right before classes (Fall). But, because of some financial problems and the small financial aid package my daughter got, I may need a loan for Spring. Is it possible? I'd appreciate it if anybody knows.

College planning is stressful

THANK YOU! Even though you made this in 2019, you helped explain A LOT to me in planning for college. Question: When you said “Don’t take out more than you need”. There is a question I have had regarding what I can use for the Federal loans. Do you have a video that covers that? Thank you!

So basically take out a loan when you’re in your 40s and 50s and then working till you’re 120 so your kids can finish college that’s OK I’m not interested 😂😂😂

Thank you for sharing this information! I am in the process of preparing to pay these loans back so this information is useful!!!

This video is so informative! Thank you for sharing your knowledge. You answered so many questions for me!!

When I went to school 5 yrs ago, The government wouldn’t give me the loan by myself and required a parent plus loan. I literally had no choice other than private loans at higher rates and those loans don’t have repayment plans unlike the government

What is the form that you need to fill out after you get denied for parent plus loan it’s the form that still gives your student 1,000 per semester?

Thanks so much for the advice you provided me a few days ago regarding this parent plus loan with summer courses. I contacted my daughter's financial counselor and she steered me in a good direction. However, I have a question that stems from experience. I am being asked in the Summer application for financial assistance if I would need a plus direct loan. My question is.... Do colleges/universities offer more grants/aid if you indicate you are planning to supplement any cost with the direct plus loan? (Because the parent plus long/short term or any kind of loan is your problem.) OR, if you simply DO NOT say anything (which is ok; it is just collecting information). My rationale is that it may drive the college to provide you a better package. (For this matter, FAFSA is already done and submitted, and Direct Plus Loan is separate)

Good night. I am seeking responses to these specific questions I have. I have been watching videos for quite long days, searching in FAFSA StudentAid, etc., but still not. So any help will be much appreciated. I am not unfamiliar with Direct Plus Loan. Actually, my daughter is in her second semester. I do already have a parent plus loan for the 2022-23 academic year. Then, my questions are: 1) My daughter would like to go do some credits during the summer and signed up for 3 classes. Then, does the parent plus loan, will cover summer classes? I simply can't pay for such classes "a la carte" (3 courses for around $15k). Then, I reviewed the steps of my application last year, and the options are the ongoing academic year (2022-23), the next academic year (2023-24), or the loan period, which apparently you can pick. So my question is: Can this loan be given or requested to cover a short period (summer only)? During summer, although you may want, students won't be able to do the same number of credits they do in a semester FT. Are there any restrictions on that? Is it possible? 2) Then, my second question, which is contingent on the first one..... I will definitely need a parent plus loan for the Fall-Spring 2023-24 year. So, can I request one (1) parent plus loan (which will be smaller) for the summer courses (if it happens to be possible); AND, a second parent plus loan for the standard academic year? Or not? I can't find responses anywhere, so any help will be appreciated. Thank you!

Is the parent plus loan start paying every month? or does it wait until after the student graduate?

gotta be a taurus

Not going to lie, it seems as if nowadays they have to have a 4.5 gpa or higher. My daughter has a 3.8 and hasn’t received anything. So back to the drawing board

They do! I received a full ride for academics. They also had partial scholarships and there's a lot of grant money in STEM

Do I need to register for the college in order to see fasfa?

thank you so much for the video. It's very useful information. I have a daughter in UMD at first year. I really need to apply for student loan. My daughter is dependent student. Which loan should I apply?

Thank you so much for you work.

Hello, My name is Tyler Henry, and I would like to introduce myself as a sophomore mechanical engineer at Howard University. I am currently applying for the Apple HBCU Scholars Program. I noticed that one of the main responsibilities of the program were to complete an immersion course during the Spring semester in California. My question to you is do we have to unenroll from our respected universities in order to complete the immersion course?

If my child needs a co-signer for a direct loan, could that be a better option than a parent plus loan?

thanks!

But a student cannot secure a student loan unless they are gainfully employed

Can I start to pay the loan as soon as we get it? So that I am paying it as my child goes, or is it better to just pay upfront as I go? I may be able to do that. Not sure if I am making sense. Who do you talk to about the discretionary pay back forgiveness? Also, retired law enforcement-would that quality under public service?

Wow!!! I love this

This is amazing. Thanks for the information.

great video- thanks Fast forward to 2022- I want my child to take out a federal loan in her name. Is that through FAFSA?

Hello! I've actually just been accepted into my dream school, but the downside is that the eligible financial aid is Student PLUS Loans. The price is enormous and I don't want to put the burden on my mother. Do you have any references for scholarship sites that would be available before the deadline (including the 120 day extension)?

Awesome info! I have a senior #2022. So far she has received 1 outside scholarship since it is April, when do you advise we complete the parent plus loan? And how long does it take to get a yay/nay loan response?? Thanks again for your in-depth info. The colleges financial aid office didn't go that indepth.

Thanks a lot, your video is so informative, I like your enthusiasm 👍

Excellent!! I learned so much from watching

Love these tips!

Thank You! Great video

This is stupid....what are u gonna do....powder there ass for them there whole life

Are there any African American Scholarships out there?

Thank you!!!!

Underrated tips!

Hello how are you? I am new to this channel. I graduated with a bachelors however I still owe student loans and private loans. Do you know of any assistance I can apply for? Thanks have a blessed day!!!🙏🏾🌹🌝

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Thank you so much for taking the time and making this video! It was very helpful ❤️

tysm for this!!

Can your parent switch responsibility of loans to children

I saw your vide about "4 ways to start an essay" and the comments were turned off on that video. I just want to learn more about writing essay step by step process to end. It was a great video. thank you for that.

I can't cover tuition even with both subsidized or unsubsidized plus aid ;-;

Where is the excel sheet?

My mom and I were looking at Federal PLUS loans and we didn't quite understand it. Thank you so much for helping! You made it really simple and understandable

Awesome information Thank you! just sub'd

WOW! this was excellent information. We watched this as a family and learned so much in 10 minutes please keep these videos coming. I subscribed and will share this with other parents.