Love it! Thanks for the wakeup call!

Lmao just gross dude

Hotels and plane tickets. So the first to go in a recession, depression. Not a shocker they have lower prices.

Love it Manu! Keep the info coming.

Yes keep everyone stupid and financially uneducated. Scare them more with the word debt. Or better yet tell them they are too stupid to ever leverage their equity to intelligently invest into other properties and such. Please Everyone needs to stay poor and stupid and need to know they could never fully grasp the concept of good debt and how its the only way to become really wealthy. KEEP TELLING THEM THEY HAVE TO WORK 9 to 5 80 hours a week and still never get anywhere after 30 years. PLEASE TELL THEM THAT ALL VERY WEALTH BILLIONAIRES DID IT BY WORKING A JOB AND SAVING THE MONEY.

Very smart argument.

We will always look back 5-10 years and say things were better. What could we have done different. The world is slowly not the exploitable place it was in the past. We have to pay our share. At the same time we need to have things cost their share.

Stup! The inflation is 20% over the last 2 years at least. Not a mere 2%

Keep it up. We have tl tell them as the public knows NOTHING NOTHING NOTHING and as soon as you talk finance, the public goes cold on gou and it does not even go jnto their head.

Love the vids lately

Good stuff!

Whats with the filter? Totally distracts from whatever you said

People accumulate credit cards to get points - what are your thoughts on that?

Great information. I think you should also talk about loans and credit cards now being offered at every retailer including Tim Hortons!!

Valid point who really checks credentials of these so called experts before the people start blindly following

Valid point who really checks credentials of these so called experts before the people start blindly following

orrrrrrr make the actually smart decision and move to a developped and civilized country with either free or cheaper education????

Pretty much everyone has a loan on their house. Does that mean they shouldn't have bought it because they couldn't afford it?

The smartest scenario is to realize that not everybody can be a physician. Now search the people that tried the lane of physician, then talk to them. Find out how much they actually spent in pursuit of becoming a physician, but had to stop because they did not have the gift for it. Probably didn’t have the brain power for it. Yes, you can pay your way out of a lot of things when $ is in abundance, but if you hit a deadend because your ability won’t allow you to succeed past it is when you have to grow up. $ spent, then you have to change career paths. Too many angels of death in the medical industry that could persevere through. Intelligence doesn’t mean good person. They’re very highly intelligent evil people that are physicians. Jack the Ripper. Not trying to be a Debbie downer. There’s no but after that.

Funny guy!

You hit the nail on the head. Most “finance experts” do not have a financial background.

Great videos! Can you confirm if lower inflation will bring down the prime interest rate? You had mentioned in a previous video that the price of homes are somewhat stable. Wouldn’t a drop in interest rate reduce my monthly mortgage?

If you can not afford it you don't need it.

As an immigrant, ur videos have been really helpful. I am an economics instructor but living it in a new country in such a phase have been totally different .

This credit score system is very complicated. I am doing everything possibly right but my credit score is only 879, I don't understand what they want me to do to get 100%?

It is a great title, i think yes you can say that being poor is your choice. If someone is in a very difficult situation where we cannot apply this statement then maybe most of the time being stuck in that situation could be a choice ! So i kind of agree that yes being poor is a choice. And i highly admire you for this title. This title forces us to rethink our financial situation and also it motivates us to prepare for our safe financial future.

For some people it’s a choice… the only choice.

Yay !! Interest rate dropped !! I am buying a new car, probably the electric one. Hey, how about a new driveway and new garage of a New house for this new car ! I don't know, to it sounds pretty good 👍.

Just some idiot try a sell snake oil

Use your big boy words and make an actual call to a concrete action.

Christ that explosion.mp3 made me shit meself

Who knew if you pay middle class jobs less than the actual value, and not adjusted for inflation, people are going to quit Because why would you want to work 12 hours a day? Just to be working a job that pays you less than your worth. When you could be working 12 hours at a job that is less qualified and get paid more The medical industry and teachers are extremely underpaid so what they’re doing is fucking quitting And people that are working regular 9 to 5 minimum wage jobs are working three of them To make ends meet, so there’s not enough jobs for everyone because one person is working three fucking job instead of three people working three jobs

Very informative

Lazy Canadians !! LOL ... Only business we know is Real Estate business .. Easy money !! Ontario itself having 100,000 realtors .. If the banks does not support the small businesses and just focussed on the real estate how do you expect to generate more jobs !! Without having much bank's support I could create two jobs including for me and atleast 3 indirect jobs. But sad part is if you go to banks and say " hey I want to expand and do more that what am doing and want to bring some $$$$$ to Canada by exporting , would you support me? " Their answer.. "Hmmm.. We can help you if you want to buy a real estate property like a warehouse or an office space for your business or even a house for which you can show it for business purpose " That's what the top banks executives told !! Everyone knows only real estate business. Talk to 10 people a day, atleast 7 will end up talking about real estate !! To be saved from this situation , jobs needs to be created. More jobs will be coming only by supporting more small businesses!! Export more goods there by producing more which will eventually create more jobs. Get out of real estate and stop following realtors and real estate influencers .Collect all the free money given to people which was eventually invested in Real estate. Funny thing is when I hear realtors talking about economy and giving advices like an economist ! Any economy giving money money to its people will end up making people lazy and thereby letting the gross domestic production down.

Great video

Good stuff!

I like who is your daddy? It reminds me when I was working as a city bus driver. Bus Rider would think it absolutely normal to narrate their life stories to me as they travel standing beside me. Almost 99% of their stories as you can imagine would be not so pleasent. Very quickly i started using my magic phrase , 'excuse me it is the first day of my job and i need to concentrate on my job' (Although i would be working for years🤣) Guess what? Oh ! You are doing a great job ! Congratulations!! And they would move to the back of the bus, where they should be.

Yay ! I have good debt only !

How do you go from 54000 to 4500???

❤

Amazing video!! Love the editing!

Manu you are a very good teacher. You should be teaching in universities as well.

I truly enjoyed watching the video, funny and very informative.

Very inspirations 🤌🏾🤌🏾🤌🏾

Hey, hilarious! Really fun to watch. Dropped a like🚀

Thanks Manu, great suggestion for saving money 😊.

why are u using a greenscreen?

Great videos .

What other suggestions would you provide to the KZbin community?

Thank you Manu! ....UC!, very true, lack of financial discipline will hold anyone back from their full potentials despite any and all other assets and qualifications that that person may have!