if you plan on staying in your home till you die and you want a monthly payment too help with finances and do not care about your house and who gets it after you die what is wrong with a reverse mortgage

This guy didn't need help he just wanted to gloat lol

Obviously only children or family who deserve to be left with anything after you pass away should be given anything. What you do is start changing all the properties to their name and all your investments to their name before you pass away if you are getting old, then just live off of your social security till you die. That way the government won’t get a single penny in inheritance tax.

I agree that portfolio balance matters when determining investment risk, but... Mr. Hundred Millionaire saying "This is how I invest, so you should too" is stupid. Dave is not relying on his investments to eat. If the stock market drops 90%, he still has millions. Dave's advice RUINS people if the stock market drops 50%, but it doesn't ruin him, so he doesn't care.

I’m not broke just 50 trying to retire with 20k lol guys delusional

Investment strategy doesn't matter when Dave recommends an 8% withdrawal rate

The fact that Dave so heavily emphasizes behavior, behavior, behavior, psychology, psychology, psychology, and then recommends everyone be 100% stocks is absolutely wild.

I'm in a similar situation although not for a house. I've saved about 70k and I want my money to work for me. Any ideas how I could invest for good return?

Make it sound so simple.

More cheap labor for the wealthy. Good advice!

Investments are the roots of financial security; the deeper they grow, the stronger your future will be."

I am currently in my 50s and This is no time to taper retirement savings. I want to max out my retirement contributions and I also have another $200k in a savings account that i want to invest in a non-retirement account. Where should I invest it now?

"Building wealth is like climbing a mountain; investing is the steady ascent, retirement is the summit."

"Building wealth is like climbing a mountain; investing is the steady ascent, retirement is the summit."

As a beginner investor, it's essential to have a mentor to keep you accountable. Caroline Suzan Olson is my trade analyst. She has guided me in identifying key market trends, pinpointing strategic entry points, and providing risk assessments. Thanks to her expertise, my trading decisions align with market dynamics, ensuring optimal returns.

The concept of mini-retirement changed my life. I'm no longer waiting for some retirement paradise when I'm 65. It helps to know how to fund the lifestyle. You know, making money while you sip that piña colada by the beach does help. I wouldn't have been able to do it otherwise.

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How can I make good profit as a beginner starting with $60,000 ~it4

I agree with this for sure, but has Dave ever released the details of the study they conducted, including the crosstabs?

I'd be retiring or working less in 8 years, and considering this financial recession, Im deciding to begin taking up skilled trades. I'm curious to know best how people split their pay, how much of it goes into savings, spendings or investments, learn around $130K per year but nothing to show for it yet.

As a soon retiree, keeping my 401k on course after a rocky 2024 is top priority. I have been reading of lnvestors making up to 250k ROI in this current crashing market, any recommendations to scale up my ROI before retirement will be highly appreciated.

I am in this same situation now i haven't invested in a while maybe two years. I want to get back into it but idk if i want to go through an investor

I think the people that would benefit most from a financial advisor and those who wouldn't invest without one and those who have millions upon millions. The middle group with $100k to a few million invested don't need one most of the time.

This person is very well off. Sounds like she is spoiled and is out of touch with reality.

There is much lower gain than what the IRS makes you believe you have. While the house appreciated in value your paper money has depreciated in value and you are fooled to think you made more money than you really did.

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Another fantastic video, can’t wait for the next one!

Davis is so, so ignorant!

Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement.

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer.

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer.

Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments. Everyone should have BTC in their portfolio

This is backwards. If you could secure a low interest mortgage, then throw more money into the market earlier. You don’t earn compound interest on a house.

With around $120k invested in Palantir stocks, any suggestions for additional stocks to diversify across various markets? Looking for a well-rounded portfolio that balances risk aversion with returns meeting yearly inflation concerns.

Man, the caller had it right, fund that HSA! it's the #1 best investment you can have. Roth is nice and all, but once he has kids or if he loses his high deductible account it's a medical emergency fund AND great for retirement. I've also seen calculations from the FIRE optimizers that say you want to avoid taxes now, IRA and trad 401k, then you roll it over into Roth once your income is reduced in retirement. The chances are that you're going to be making a lot less income in retirement than as a wage earner, so you will pay less in taxes that way. It's all theoretical though, I don't know for sure, other than the HSA, it's like a block of gold.

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family..

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

The concept of mini-retirement changed my life. I'm no longer waiting for some retirement paradise when I'm 65. It helps to know how to fund the lifestyle. You know, making money while you sip that piña colada by the beach does help. I wouldn't have been able to do it otherwise.

My man has a ring and wedding fund for a girlfriend he doesn't have. Beware ladies, he's proposing within 6 months of the relationship beginning. If you're into that, great. 😂

Ramsey Solutions needs to quit poopooing the HSA. If y'all hate taxes so much, how about we avoid them altogether?

Are there people that really care to help someone that really want to excel and be a real teacher

Nah man, put in your match at work, maybe a lil more, and save save save for a house. Maybe you can get 50, 75 or even 100% down

Too late, look at the market

hes insane, part of his baby steps is to pay for ur kids college because for some reason kids cant handle debt? but anyway if you put in 90$ a week into a acorns account, (45$ each parent) for a kid from the day he was born to the day he was 18 you would have 277k with a 166k return on investment. hes to clueless to know acorns skips his baby step of paying for someone els college fund LOL, not to mention if used right, acorns can set ANYONE up for retirement, its what i bank on for self employment and im on track for 1.6 million at age 61 90$ a week and that not a IRA

Dave - call her back It's been 3 years since this conversation. She should have (LOTS) more stocks now! as of Nov 2024 she should have 27% more - even though 2023 was negative.

6 minutes of conversation and he never said how to invest $100,000❤😂😂😂😂😂😂

My Roth TSP has seen a 33% return year to date. C, S, I fund...hardly just "Okay"

This is a great content! Thanks for sharing!

I think investors should always put their cash to work, especially In 2025, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2025

He basically said "..if you've done your research on it, then do it.." - that's about as useful as a chocolate teapot