21 күн бұрын
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@AlarictheSecond 6 күн бұрын
We are trying! I can't get through!
@candacechavigne5560 12 күн бұрын
While I completely agree, conceptually with what David is saying here, I don’t know anyone that is able to put down 20% with the cost of homes these days. Even in my area, which is generally considered a very affordable area of the country to live in, That 20% would still be close to or over $100,000. Even with what I consider to be a decent income, I don’t think I could get to that number if I saved for five years and didn’t buy anything other than necessities. PMI is definitely a waste of money and I don’t think anyone would disagree with that, but the reality is that it is usually the only path for the majority of people now to own a home.
@Jooooooshcha 13 күн бұрын
Has this guy ever used a 5% or 3.5% down payment?
@patriciazoerner Ай бұрын
Your lighting info is wrong. Warm light creates more yellow colors. Cool light makes things look slightly bluer (or a crisper, purer white).
@lindamikeestes Ай бұрын
Thanks for helping us get the best mortgage rate we’ve ever had.
@naisaetern9975 Ай бұрын
Thisis so good as a realtor and investor flipping homes I don’t want to spend thousands on staging ! Thank you
@vivianlucy141 Ай бұрын
I have a 3% mortgage interest rate and suddenly became liquid from the sale of a business and i am confused if i should pay off my mortgage or invest in the stock market.
@Williamjame444 Ай бұрын
Keeping a 3% mortgage and investing cash in the market, growing at 10-20%, is basic math. Look up dividend aristocrats, companies with a 25+ year dividend track record. Also, its advisable you work with a financial advisor for a well-structured portfolio.
@Markscott412 Ай бұрын
I agree. Based on personal experience working with a financįal advlsor, I currently have $2 million in a well-diversified portfolìo that has experienced exponential growth from when i started. It's not only about having money to invest in stõcks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.
@jackwillison177 Ай бұрын
Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.
@Markscott412 Ай бұрын
'Melissa Elise Robinson' is the advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
@jackwillison177 Ай бұрын
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
@StewCrew72 2 ай бұрын
Yall I need some advice, I joined the Air National Guard and graduated basic training 2 weeks ago. Now I’m in tech school. Family life stuff happened and now I don’t have a home to return to so I plan on buying a cheap trailer park home just so I have a place to live I don’t really care if the area is nice or not. I turned 18 while I was in basic training, I got no credit history but I got a good amount of money saved and the military gave me a massive sign on bonus that would be more than enough for a down payment on the houses I’m looking at. I graduate tech school and go back to my home unit in February, I don’t want to be homeless so should I start the buying process now even tho I’m in another state?
@tekarthobbyist9598 2 ай бұрын
😅 in country it is 25%
@shakazulu3594 2 ай бұрын
Such propaganda!! Look how many homeowners were wiped out after 2008.
@Esleiman 2 ай бұрын
I bought a house 0 credit card debts. But only eating rice. Don’t have any money left. 60% of my income is going to the mortgage.
@jamesmuth2734 2 ай бұрын
How has he not mentioned equity and using it to purchase investment properties.
@TTtt-ns3ct 3 ай бұрын
Explain how you paid off your house in 4 years
@rulabula2259 3 ай бұрын
He’s pretty bad at math. Good at giving a running commentary but really sucks at math and accounting. Probably he and Cramer should host a show together
@lindadupuis1531 3 ай бұрын
What color mulch would you use if your roof is grey or green? My roof is green. Thanks.
@judybee6698 3 ай бұрын
Had to stop watching after you did the make side of the bathroom. Why would you put the soap on the left , towel on the right, and the colognes and stuff in front of the towel? You will be dripping water over the cologne tray trying to get to the towel. And why woukd you film with a smoke detector obnoxiously beeping .
@jeramylaird9738 3 ай бұрын
I was inquiring about what the best option would be, for building my house/the loan, in the long run. I do have equity in the current house I live in. Would I be better off: 1: Paying as much off on the current house as possible and just using that as the down payment. 2: Just paying the mortgage as is and saving cash to use as extra down payment 3: Paying off parts of the build as it goes a long, and whatever is left using the equity of the house as the down payment.
@CherylS-f1f 3 ай бұрын
Mortgage payments aren’t fixed. Every year property taxes go up and so does your mortgage payment.
@elisabethlafontaine8979 3 ай бұрын
If this is a home office, where are the computer and the printer?
@OnlyPanss 3 ай бұрын
Dave is comparing what happened in 2008 and what happened in 2021. Both were far ends of the spectrum. Society acts like 6% interest is crazy. Yet most of the population is paying 20%+ on credit cards. He makes sense and before you get all your information from this short clip go watch the entire video
@anavenegas7826 3 ай бұрын
Love❤ your wise advice
@spcvonhamm8857 3 ай бұрын
I used Churchill Mortgage for my last home loan. Conventional loan, 20% down. They quickly sold it to Mr. Cooper. Why?
@andre-nunes 4 ай бұрын
The average forest timer isn’t walking around with 20% down
@M.Herlihy 4 ай бұрын
I often wonder how top level investors are able to become millionaires by investing. Just made a home sale and I’ve been sitting on about $545K equity, not sure where to go from here. Is it a good time to buy into stocks or do I stay 100% cash?
@BenRovello 4 ай бұрын
the stock market this year is at an all time high and a good number of folks raking in huge 6 figure gains, tho such strategies are most times successfully executed by folks with in-depth market knowledge
@heatherholdings 4 ай бұрын
Very true, despite having no prior investing knowledge, I got fully invested before the pandemic and pulled in a profit of approximately $150k that same year. In reality, all I was doing was getting professional advice. As of today, I'm only 10% shy of a million dollar pfl
@practicalpolitics1119 4 ай бұрын
VA loan=non PMI
@odablast1 4 ай бұрын
Spoken just like a man that has real estate investments
@erzabetf9544 4 ай бұрын
How does a ceramic wiener dog, horizontal-stacked books, empty vase, and a jar of nonsense help “define the function” of that room as an office? This is such nonsense. 😂
@jimdoak3658 4 ай бұрын
So if I understand this correctly. 1. NAR required all Realtors to be NAR members in order for Realtors to have access to MLS. 2. NAR requires all Realtors to pay annual NAR dues. 3. NAR required that all Realtors abide by NAR’s MLS rules which forced Realtors to violate Federal anti-trust laws. 4. So, unless I'm missing something, either NAR is guilty of forcing its members to break the law or NAR’s attorneys were too incompetent to prove to a jury that Realtors' commissions are (and have always been) negotiable between Realtors and sellers. As a result, all Realtors / NAR members are now going to be forced to pay $876 MILLION dollars in restitution; either because NAR’s attorneys were legally negligent in preventing NAR members from breaking the law, or NAR’s attorneys were too incompetent to represent NAR members in the class action law suit. Before I send my annual check in for my NAR dues, I'd like to know which it is. NAR negligence or NAR incompetence?
@guineapigzed 2 ай бұрын
It’s time to start a new way. Each and everyone of em is a problem waiting to be experienced. Just stress makers. I’m sixty seven, I got two more deals in me. Sell one buy one pass on . I may never use a realtor again!
@VEkrew7 4 ай бұрын
The Ramsey team live in a fantasy they all have money😂 due to other stuff ,ppl dnt waste ur time or lose ur properties due to this stupid programs😂 dnt be dumb enough on getting something over 6%
@helenguingab2499 4 ай бұрын
Glad I found this video. Just subscribed in case I want to sell my house, this is very helpful. Thank you.
@miltschneider9993 4 ай бұрын
Great presentation...Cody did an outstanding job!
@monikanewyorker_ChasingLight 4 ай бұрын
such a wealth of knowledge!!!
@jackbeausoleil6053 5 ай бұрын
problem is most people can’t even afford to buy a house … most people aren’t waiting because they want to they’re waiting because there’s nothing they can do
@TheLordblackader 5 ай бұрын
Why is Harry Potter talking about property?
@FrenchTwist 5 ай бұрын
Just cut the tags off of the towels and face clothes.....
@FakiePanda360 5 ай бұрын
GREAT AD!
@susiehall3785 5 ай бұрын
Can we be the builder and hire subcontractors? Can we finish it ourselves after the foundation, structural, electrical, plumbing is completed?
@DeanBKK 4 ай бұрын
They answer this at 42:03 you're welcome.
@CurtisMetheny 5 ай бұрын
I love passive income, good job!!
@garymaya1767 5 ай бұрын
Lol, u can. I can't. And 20 years from now hopefully I'm not here on this miserable planet.
@CatsAreNiceMeow 5 ай бұрын
Awesome video! Very helpful! Why would an agent tell you not to bother fixing things or painting when you’re willing to and asked? I’m baffled.
@BMXIX 5 ай бұрын
I have an 850 credit score and the interest rate quoted to me today is 7.49% Build Back Better my @$$
@romananthonyii7555 2 ай бұрын
well that potato head is gone now.
@salriz7385 2 ай бұрын
Maybe educate yourself? Fed sets interest rates...n also build back better is an infrastructure program...not a mortgage finance company
@BirdDogey1 5 ай бұрын
Rates aren't high. You're stupid. Thanks Dave.
@willmitchell6521 5 ай бұрын
- Fall into money - Make 200k + annually - Or go back in time