Disgusting listening to feminists.... Financial or gender equality ends you must go to warfront and fight to defend your family, company, beliefs. Ukrainian women ran away instead stay anx show equality. If miney is used by men as form of control so sex is used by women in same way. If women wants then access to money, men should have abdolute right to use prostitute when she had "headache"

Gotta be careful with CarMax.

Truly I believe that the old saying , once beaten , twice shy ! I really regretted cutting my losses during the 2008 crisis . As such , Covid and the recent downturn in 2024, I stayed the course… though it was mentally tough.. but totally worthwhile..

Whats with the laughing tape.. weird

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First! And Yay Donegans!

Adaptive spending = Spending slack.

What is the difference, besides having to pay capital gains tax? Is that the only difference, when you know to buy is the same as when knowing to sell. Right? I have an advantage. My father pays my taxes, so I don't know how much they were last year. He didn't complain. I didn't make too much either though.

DCA is always better. Lump sum is basically like trading on one stock and hoping the price increases. Highly risky. I've never lost money doing dca. I;m gonna dca 500K, 10k a week but i would never buy a single stock for 500k so why would i buy a single etf for 500k? most people cant invest because theyre too greedy and not calm and peaceful. I would recommend people meditate for 20mins every morning and do DCA into any investment you like. automate it and check your balance at christmas

19 minutes in:.: still haven’t started talking about Roth 👀

Wow this was great! Thank you! ❤❤❤

First 😊

This is a fascinating video. I kinda expected this to be debunking... but no... just really clever tech

Honesty!

Self-improvement is the compound interest of habits; ..great content.

I think its a slow process the scale will vary but overtime with working out hard plus cardio etc it will drop

I have signed up to meet with Sean. My hope is that he can save me more in taxes over the course of the next 10 years than the cost of the plan.

On the rule of 55 solo 401k question (which I also asked the same question as Matt on your last video) if my younger spouse is still employed and part of the solo401k plan could I “separate” and use the rule of 55 since the employer (our s corp) and plan are still technically active? ~Jason

So cool. What happened to your videos? No visual.

Thank you so much for doing this episode! I learned so much!

If you took a shot for every time this show talks about Southwest Airlines, you'd be dead.

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Rcisotc

As a UK investor should i stick with a global all world index fund which will be approx 57% US, or developed world which will be approx 65% US. Or do I need more US exposure. And combine with a global bond index fund, Stirling Hedged to cut out any currency fluctuation for the bonds

So they are not really retired. They still actively work to find their lifestyle, they just live a low cost lifestyle which allows them to only have to work part time.

Thanks so much for having us on the show! Happy to answer anyone's questions in the comments (just tag us here). 🙂

I paid off my mortgage even with 2.875 fixed rate mortgage. There is nothing like having your mortgage paid off. You feel financially free. The math is not right , but we are parents , spouses and community members. We don’t live on a spread sheet on a day to day basis.

This is a wealth of information !

I really appreciate this episode and find myself coming back to it to remind myself that it is OK if you are taking a different direction than the one you found yourself on for so long. I really enjoyed the conference and this was one of the one's we did not go to so I am glad to not only hear it now but am also in a better mindset to hear this now. Thank you.

Thank you for addressing this topic. I had the exact same question as your viewer (specifically, VTSAX vs FXKAX).

This is a toy- You already know you need to achieve a goal of 172Lbs and lift weights. That being said I just bought this. scale. Thanks for making the video- and thoughts on the visceral fat mode readings?

Absolutely disappointed in the turn this show has taken. This feels like a marketing exercise in recruiting people into a hive mind “community” with the ultimate goal of making money off of them. FI should also be about independent thinking in general.

Amy, thank you for sharing your story. You gave us a lot to think about on our financial life journey.

Math is doubling every 6 over 40 years is 64 times , 2 ** 6 , not 6.67

Great episode! I wish I had heard this in the years before my military retirement. I hope this reaches those in this stage of life. So many key decisions to make then. Thank you to choose FI for tackling these topics!

Thank you so much for doing this episode! I know this is super niche, but if there was any way you could do an episode on benefits/planning for those in the National Guard or Reserves, that would be awesome! The way that benefits apply for Guard/Reserve members is a little different, and it is surprisingly difficult to find information on that (because when you look up those things, you tend to be directed to articles that talk about military benefits in general as applied to full-time active duty members).

I'm tempted to say that I prefer to support a blend of charity between home and abroad, to keep a healthy balance. Based in UK but I choose a food charity at home and a water charity abroad. Great point give globally, act locally 👍🏼👍🏼👍🏼

I'm definitely someone who wants their FI journey to include 'giving'.... Fabulous episode that highlights many thoughts and perspectives. I'm passionate about making others lives better as my life gets better. Truly perfect is the enemy of good

Please go into more details about Section 121 for military and others.

A VERY important point to remember is that after the 5 year waiting period ONLY the initial contribution amount is available tax AND penalty free. Any gains are penalty free but NOT tax free until you reach 59.5. For example, with a $40k conversion to a Roth IRA that grows to $60k after 5 years, on the sixth year you can withdraw your original $40k contribution tax and penalty free. The remaining $20k in gains is penalty free but you still have to pay taxes on it until you reach 59.5.

Put me on this show I'll explain the California teacher pension CALSTRS like no other. And CALPERS 403b, 457, WEP, social security, different scenarios for age, positions within district (certificated and classified positions), location, district, etc. My direct offer retirement health benefits and a 457. Not all districts do.

Thank you 👍.

The millionaire next door was on my list. The richest man in babylon was also an important reading in the beginning. I started my 401k at 23 adding a Roth and financially independent by 55.

One method not mentioned for spending a portfolio down to zero is VPW (Variable Pecentage Withdrawal) by the Bogleheads. It is designed to deplete a portfolio within a set timeframe, though not prematurely. Obviously this is a strategy best coupled with pension/annuitized income.

1. Save a lot in tax deferred vehicles 2. Kept costs down, namely housing 3. side gig that you own and enjoy 3.5 used subsidies education to increase career opportunity 4. Grow/scale side gig into larger business through networking over time

Great conversation! Will look to see if there is a New Jersey version. Options for investments vary greatly depending on your district and if insurance companies are the ones we are able to get out 403b through 😭

This has got to be the most unoriginal and hackneyed video on the web. If the information they present is new to you in 2024, you have my sympathies.

Looking forward to listening to this in the morning.

This is great content

Thank you 😊👍.