Garcia Christopher Jones Nancy Thompson David

I don't have any loved ones so I don't care about any bills. Explain

thank you but the background music is noisy

J

osea si la persona fallece y nunca tuvo deudas, es innecesario ese seguro de vida. porque la familia no quedara con deudas.

this is really great and infothis rmative video ❤

what is the music background for?!!!!!

dogshit video, doesn't actually explain what the point of it is, what to do with it, its benefits or anything.

But what do i do with it?

How or who reimbursed me ? They take 200 i pay 200 to daycare and who pays me back those 200?

Sometimes you gotta take care of it yourself if they aint going to do right.

Excellent video for beginners! Thank you.

I have dependent care with a $400+ and I don't have any kids. Yup, I ducked up.

so not only do you pay your insurance company a loyal amount each year/month, usually only affordable via companies as it's too expensive for a single household (leading to being pressured to stay working at your job), these insurance companies will then fight with tooth and nails as to why they should not cover you with the insurance YOU ALREADY PAYED FOR to the point you are almost always likely to pay large portions of the medical bills yourself, you then also can't even be helped by any hospital or doctor and need to find one's that are "in network" (don't even want to think what would happen if you are transported via emergency vehicles to the nearest by hospital with no guarantee they have doctors that are "in network" for your insurance). The first thing you learn as a non-american is that their healthcare is ridiculously expensive but that isn't even the biggest problem, it's a scam. Everything is set against you. And in more ways than one. You could lose your job when in the hospital even if you can proof you couldn't work. You then get a 2 week notice to move out of your rented space because you are now unemployed. You can't leave the hospital so your landlord can legally move all your possessions to the garbage that you then have to pay for. You leave the hospital homeless, unemployed and in crippling debt. And then americans wonder why so many of you are homeless. I'm speechless.

Laughter in Germany. Your System so so fucked up 😂

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Thanks so much! 😀

In the United States, annual enrollment (also known as open enrollment or open season) is a period of time, usually but not always occurring once per year, when employees of companies and organizations, including the government, may make changes to their elected employee benefit options, such as health insurance. The term also applies to the annual period during which individuals may buy individual health insurance plans through the online, state-based health insurance exchanges established by the Patient Protection and Affordable Care Act. Prior to January 1, 2014 insurers offering individual medical coverage typically allowed new members passing underwriting to enroll at any time throughout the year. Annual enrollment is also prominent in Medicare, where almost 50 million enrollees can choose to stay in original Medicare, or join or change plans within the Medicare Advantage and Medicare Part D Prescription Drug programs for the coming calendar year. Individuals usually can make changes to, or sign up for, their health insurance or fringe benefits only once per year during the annual enrollment period or when they have experienced a specific qualifying event. Open enrollment periods are used in insurance markets to limit adverse selection risks resulting when enrollees can switch plans at will. During this time period, an employer will typically communicate to all eligible employees what options they have for their benefit program. Often, the vendors or insurance providers will be present to explain the details of their products. This can be done either with group presentations, "benefit fairs", or one-on-one meetings with each employee. As travel expenses continue to rise, many vendors and insurance providers have turned to using independent "contract enrollers" to do the communication on their behalf. Some companies and organizations distinguish between an active enrollment benefits election period, where employees must re-review or confirm their benefits selections for the coming year, and a passive enrollment benefits election period, where employees are automatically renewed with their existing benefits selections from the current year if no action is taken. Open season is a prominent feature of the Federal Employees Health Benefits Program, during which some three million federal civilian employees and retirees may choose among several dozen health insurance plans for the coming year. Open season is scheduled in the fall each year, and plan enrollment decisions take effect in the following calendar year.

Good view ❤❤❤❤❤❤

I think if it is deducted from your paycheck for dependent care FSA, you also do not pay social security and Medicare tax on the amount

Thank you for a simple explanation

Excelente información muchas gracias

Yea ok. So how much does it cost to die

I think examples in the end would have made this video perfect. Great otherwise

useless video. save your time..... you will not get what you came here for.

Thank u

This actually helped, and I'm terrible when it comes to complex medical/economical/governmental talk. Especially when money is involved.

Great video on this topic , there are coinsurance payments as well.

Porque no puedo escuchsr el videp

short and good video

Thnks

shabbirhealth.blogspot.com/2022/08/how-to-move-towards-spiritual.html

One year after my employer switched from a PPO (I was in excellent health) to an HMO, I was totally disabled because a specialist my primary care doctor sent me to did something he shouldn't have done, and for the next year as I got sicker and sicker, my primary care doctor said nothing was wrong. I finally got into the VA Healthcare system and found out the primary care doctor had been lying to me the whole time. When we tried to sue, we found out you can't sue an HMO or its doctors because you signed an agreement to let some bean counter at an insurance desk practice medicine without a license. In 1997 Congress had to pass a law barring Medicare HMOs and their doctors from lying to patients about their condition. This only applied to Medicare patients, as Medicare falls under the Department of Health and Human Services (HHS), but they were and are allowed to lie to everyone else. I was lied to before 1997 and was not in Medicare. For your own sake, Google "HMO's & Gag Rules". If they weren't doing it Congress would not have had to pass a law. Humana's HMO took my life. If you value yours, stay away from HMOs. Now for the past 3 months I've been suffering with a pinched nerve in my neck (C6-C7), but my Medicare HMO (AvMed) won't approve my pain specialist to do a nerve block to diagnose the correct vertebra for an RF Oblation to relieve this excruciating pain. This is what you're in for if you sign up with an HMO. When they put you through this kind of agony, all because some bean counter won’t approve a procedure that your doctors says is necessary, you will wish for death, not just for yourself but for the insurance company making you suffer, and for the Congress that allows this to happen.😖🤕☠

Then why the fuck wouldn't they just include it in my deductible?????????

Oh wait he already gave everybody a chip it's in everybody's pockets

Oh and the wireless ranked doctor that wants to play chess and poison people in the hospital Wyandotte Hospital the why not Wyandotte right man I'm waiting for them to just chip everybody in Michigan and let them leave the state and see how real life actually operates

Oh just Michigan's Wireless calm down units right

When you write like 200 to 1,000 ppos

So many confusing terms in US Healthcare system. Why pay the insurance premium, deductible, out-of-pocket-max, co-pays and it doesn't cover dental and In some cases it doesn't cover chronic diseases. It high level fraud in all Healthcare Management system They just want you to leave them fucking alone

Hello, thanks for the video

Is premium specifically taken out of your paycheck or it means any payment one makes individually to keep an insurance cover??!

Jesus... it's about time. Been trying to figure this crap out forever. THANK YOU!!!

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