2025 Tax Changes and Tips Webinar
41:33
New Year, New You
1:02
21 күн бұрын
Paradigm Shift
1:01
28 күн бұрын
Retirement Webinar Replay
32:44
Market Insight 2024 Replay
34:16
2 ай бұрын
2025 Changes
1:01
2 ай бұрын
Election Plea
1:02
2 ай бұрын
The Case for Disability Insurance
1:01
Never Be the Dumb Money
1:01
3 ай бұрын
Negative Visualization
1:02
4 ай бұрын
4% Drawdown Rule
1:01
4 ай бұрын
How Much Insurance is Enough?
1:01
Bitcoin, My Latest Thoughts
1:01
5 ай бұрын
It's Almost Election Time!
1:03
6 ай бұрын
Worth The Moolah! 2024 Edition
1:01
Quick Guide to Asset Allocation
1:01
Пікірлер
@TomScarbro-m3v
@TomScarbro-m3v Күн бұрын
So what are those things? Left us hanging
@CoreyJRosen
@CoreyJRosen 4 ай бұрын
Super important!
@OurRetireEarlyJourney
@OurRetireEarlyJourney 7 ай бұрын
We are considering the same thing… work 1 more year and add more to the pile or get out and have another year of freedom at your best health.
@borandiUK
@borandiUK 11 ай бұрын
Get a social media expert.
@zyltekk
@zyltekk 11 ай бұрын
GLORY TO THE CHINESE COMMUNIST PARTY
@heymoe1179
@heymoe1179 Жыл бұрын
Financially it makes sense to work forever...until you die. But life is much more than accumulating $$$ and things. Every year you work (especially for someone else)...you aren't doing the things you want to do in life...living free and exploring and learning.
@willmartin34
@willmartin34 Жыл бұрын
Some times what overrides money is other benefits,,,,,me I sat down and I said I'm going to write 10 benefits to retiring at 62 I ended up with 30 within 4 minutes I don't care if I have to drink Meister brau and eat top ramen noodle and read my Bible by flashlight everyday I am out at 62 do not want to be around so many toxic people...and dirt and noise,,,,and danger,,,,with so many distracted drivers my job is dangerous....
@jwheeler7890
@jwheeler7890 Жыл бұрын
He talked a lot, but I'm not sure he said anything 😕
@danielcaldwell5940
@danielcaldwell5940 Жыл бұрын
Watched to see if i should retire earlier than my current plan of a little more than 2 years from now. Since i started drawing SS 3 months ago when i turned 70 the video was of little help. I am at peak earnings and liw expenses...no debt kids all out of college a d paid for. I like my work and have 4 weeks of vacation a year. I just got back from 2 weeks in Costa Rica.
@dannycai386
@dannycai386 Жыл бұрын
I wasted 5 min of my life listening to this fool
@bruceeigsti5274
@bruceeigsti5274 Жыл бұрын
Nothing wint increase your ss benefit any just more stress😊
@johancruz6241
@johancruz6241 Жыл бұрын
Stop discouraging people to buy homes😂 how about you tell people to purchase and not rent nowadays it's about the same price
@terryroberts1385
@terryroberts1385 Жыл бұрын
'Promo SM' ☹️
@Flutie7NFL
@Flutie7NFL Жыл бұрын
After simply reading Marni for so many years, it was wonderful to see and hear her as well. Her self-deprecating comments in her writing is one of her endearing qualities.
@paulaballetdancer4432
@paulaballetdancer4432 Жыл бұрын
Where are you broadcasting from? 🌱
@s.h.767
@s.h.767 Жыл бұрын
Love Marni’s writings and messages!! Sooo special and needed! ❤
@diversifiedllc
@diversifiedllc Жыл бұрын
She is wonderful!
@maycockman
@maycockman Жыл бұрын
Man, Sorry but the audio is terrible. Cant hear.
@darrenlane6316
@darrenlane6316 Жыл бұрын
The audio? All that I can mention is that I see the ceiling and the top of his head. What's up with that?
@bradk7653
@bradk7653 Жыл бұрын
I retired the day I turned 60. Many people say you need to work one more year (or even more) so that you get a bigger SS benefit, however any years 60 and older are not adjusted for inflation (SS AWI does not apply once you turn 60), so any of those later years are just at face value. In my case I already had my highest 35 years on the books, so any future years working would not increase my SS benefit, but the government would keep taking my 7.65%, so by retiring and no longer working I saved 7.65% right off the bat, plus I got to enjoy life.
@Julia-jj23
@Julia-jj23 Жыл бұрын
Why did the retiree decide to work one more year? Because they heard that for every extra year you work, you get an honorary degree in 'Professional Procrastination'!
@bluecollarmark
@bluecollarmark Жыл бұрын
Word to the wise; cutback on your lifestyle, downsize, get out of debt and retire as soon as you can. Get into something you like to do, part time, and use that money to purchase your toys. As far as life expectancy, you only have today, period. Lost many friends in their 60’s, that’s life. Personally, I’m retiring at 64, to me it is the sweet spot. 🤷🏻‍♂️🤷🏻‍♂️
@randy74989
@randy74989 Жыл бұрын
Sweat spot is FRA by social security standards.
@martincamenzuli4774
@martincamenzuli4774 Жыл бұрын
I have work colleagues who said "One more year" 6 years ago and are still working. Every year that passes they continue to say ah "one more year". Get out as soon as you can while you have your health and can enjoy your retirement years not when its too late. You can always make money but you cannot ever get back time.
@rhondam3406
@rhondam3406 Жыл бұрын
Saving 10s or even 100s of thousands of dollars by working one more year? Who is this video for? CEO’s? So much for helping the average Joe!
@direwolf6234
@direwolf6234 Жыл бұрын
under the federal retirement system by waiting till 62 your pension is 10% higher ....
@deeoh5137
@deeoh5137 Жыл бұрын
The sound on this video is extremely low can not hear nothing he is talking about
@diversifiedllc
@diversifiedllc Жыл бұрын
Thanks for that feedback, we will adjust the volume.
@johnurban7333
@johnurban7333 Жыл бұрын
How about doing the same video for the blue collar worker. If I had 2 million dollars l would have retired at 62.
@bernie9728
@bernie9728 Жыл бұрын
Keep it simple. Why did you go to work in the first place? For most of us it was because we needed the money. Once you no longer need the income from work, you quit working. It's not rocket science.
@rangerwhite5165
@rangerwhite5165 Жыл бұрын
Retire as early as you can. It's diminishing returns health wise after 50.
@morin1997
@morin1997 Жыл бұрын
Wtf has love hormone anything to do with money..?
@KB-ke3fi
@KB-ke3fi Жыл бұрын
The biggest problem trying to work another year or going back for a year in your early 60's is age discrimination. 70% of the people I know are generally laid off when younger ones aren't, and you definately cant get hired back into your field if you take a year or three off...they won't hire you. So you'll end up taking a retail job for 20K a year and hate it, and it won't do much except make you bitter. That's the reality of it. I'm 65 and I'd love to go back to work in engineering for another 2 years or so, but nobody will hire me. All I get is BS even from headhunters and contract agencies. They'll say short term contract for 6 months in some little town 200 miles from your home so you end up in a motel 6, then you find out the company is confused because the headhunter doesn't know squat about your expertise, and then you get cut in 2 months, just enough money to have to get hit with income taxes and road fees and hotel fees and eating out and fuel. Be better just to take a local retail job and make the same without stress. Like a sacker at a grocery store part time in a dumb looking smock. No thanks.
@philmarsh7723
@philmarsh7723 Жыл бұрын
"So you'll end up taking a retail job for 20K a year and hate it" and probably be crappy at it too. I'm always amazed at how employers' stupid prejudices end up harming everyone and putting people in jobs that they're bad at, all the while leaving talent idle and wasted.
@CoreyJRosen
@CoreyJRosen Жыл бұрын
Fantastic tip! Just put this one to work!
@diversifiedllc
@diversifiedllc Жыл бұрын
Glad to hear it!
@Will67267
@Will67267 Жыл бұрын
Not worth it. You’re gonna die a year early.
@lkj0822g
@lkj0822g Жыл бұрын
When I did this analysis prior to retirement several years ago, I determined that working those extra two or three years had a negligible impact on my pension and social security income streams. In essence, I was working for current income. I agree, if you are needing to "catch up" on your retirement savings or you have other needs for the income (large expenditure, pay off debt, etc), then delaying retirement may make financial sense.
@CoreyJRosen
@CoreyJRosen Жыл бұрын
Great quote!
@diversifiedllc
@diversifiedllc Жыл бұрын
Thanks!
@davidcampbell9857
@davidcampbell9857 Жыл бұрын
This guy is drunk and drunk on other peoples money. Dont spend it! I'll get a smaller cut. Hey why dont you work till you die and leave me all of your money? You know I have worked so hard for you.
@beefitmind
@beefitmind Жыл бұрын
Thank you Zee for sharing great topics and techniques to apply everyday in our individual lives and communities. Impactful.
@vinh9747
@vinh9747 2 жыл бұрын
happy
@vinh9747
@vinh9747 2 жыл бұрын
thanks bro
@jozefsan
@jozefsan 2 жыл бұрын
50/25/25 end of month second residue go to savings
@SandraTheGr8
@SandraTheGr8 2 жыл бұрын
No, 30, 30, 30, 10. 30 on living, 30 on savings 30 percent on stock and or investment and 10 on fun. You only live once.
@nealalexander5772
@nealalexander5772 2 жыл бұрын
No. Try to save more untill you have your own buisness.
@labboyshane
@labboyshane 2 жыл бұрын
you lost me a quick tip..... sorry man
@vikistracener2858
@vikistracener2858 2 жыл бұрын
Want that info
@ajcics
@ajcics 2 жыл бұрын
Still being contested in courts. Applications mean nothing until otherwise
@markpicente3948
@markpicente3948 2 жыл бұрын
Pay your loans just like everyone else has before this stupid sperm guzzlers give away free money....
@ripleyjustice6057
@ripleyjustice6057 2 жыл бұрын
So where's part 2?
@diversifiedllc
@diversifiedllc 2 жыл бұрын
kzbin.info/www/bejne/aqGlhXyhlpt4frc
@johnd4348
@johnd4348 2 жыл бұрын
Who is pulling 100 or 200 thousand dollars out of their investment for living expenses. Not many people.
@chipthigpen3173
@chipthigpen3173 2 жыл бұрын
Haha! I had the exact same reaction!
@univibe23
@univibe23 Жыл бұрын
Certainly not talking to me😅
@July.4.1776
@July.4.1776 Жыл бұрын
Most median income workers will be lucky to take $20,000 to 30,000 a year from their retirement portfolio.. If your a median income earner most likely you will not have a million dollar retirement account. 🤔
@KB-ke3fi
@KB-ke3fi Жыл бұрын
@@July.4.1776 I did and then Biden got elected and I lost my job in oil and gas, so I had to dip into it and it's mostly gone now. We have two more years of that clown too.
@markbajek2541
@markbajek2541 Жыл бұрын
Stopped watching right there.
@abdulazizabduljabbar9637
@abdulazizabduljabbar9637 2 жыл бұрын
We are a message from them
@davidherrmann9512
@davidherrmann9512 2 жыл бұрын
I enjoyed the video. Very well done!
@diversifiedllc
@diversifiedllc 2 жыл бұрын
Thanks!
@randolphh8005
@randolphh8005 2 жыл бұрын
The biggest problem with waiting another year is that you are guaranteed to lose likely the best year of your retirement in terms of health, and if not the best certainly one of the best. It is impossible to recoup this year! On the other hand you can always decrease your spending a little over the next 20 years, and be financially fine. You don’t need $2 million to retire, although it is a number that with no debt, almost guarantees a financially successful retirement. The MAJORITY of people don’t live to 90, at best about half will. And the last few years tend to have more health issues. So go a little earlier rather than a little later! It is what we did, and we have no regrets or concerns, even in a down market.
@Dave-sw2dm
@Dave-sw2dm Жыл бұрын
I'm about balancing work life and home life. Being a worker instead of a manager has allowed me to travel and live life so retirement will not be a huge change. Just substitute honey dos for boss dos. I'm not going to travel more than I do now.
@martincamenzuli4774
@martincamenzuli4774 Жыл бұрын
Well said! 100%.
@randy74989
@randy74989 Жыл бұрын
You need 15 to 20 times your final annual income and wait until you are 70 to collect social security to live comfortably in retirement and most importantly plan for the following. "How Much Does Health Care Cost in Retirement? According to a report by HealthView Services Financial, a healthy 65-year-old couple who retired in 2021, will likely spent between $156,208 and $1 million on their lifetime retirement health care costs, depending on their lifespan and retirement location."
@stulego1
@stulego1 2 жыл бұрын
Want to really start a knife sharpening gig after my work. I’m in a little but of debt that i need help getting out of.