It's a valid point, but secondary to the fact that it's really a contractual obligation first, so they've established one set of Rights and I think what you're saying is when they're evaluating whether they want to honor the contract that they've established, they do this secondary round of decisioning as to whether or not they can get away with violating the contract

if you cash the check from an insurance co, you have settled the claim. If you want more, do not cashthe check, tell them you are golng to court. you may get more.

This guys trying to take all the drama fun out of life. You gotta throw a fit call the other guy names and greedy and intimidate and bully him into submission. LOL

My worst fear is not death but dying in multiple pieces

Well explained mate in normal people terms..So well presented

respondent attorney with a NJ PT used the DOT and not th O*NET to determine the permanent disability on the FCE report (findings MEDIUM recovery). which one is more relevant and how can I know for sure if they considered the fact that jackhammering was part of my daily duty as a labor to conclude the FCE report? also, Can Medium recovery be considered 50% of permanent disability?

I wish my attorney could be more efficient with his advices and comments as the ones I heard here.

Do you take cases from CA?

Thank u for sharing i have some problem right now since 2011 til now

Can insurance companies use Ariel surveillance and record you in your back yard which you think is private?

The dog 😅

Where are you located

Claims are a great way to get increases in your insurance premiums 😅

lol “sometimes”

Thank you for this video!

I was under the impression non-pecuniary losses had a cap in Ontario. In my opinion, this is unfortunate. If I’m not mistaken, currently the cap is just under $450, 000 and indexed yearly.

Unfortunately the ‘’game’’ is rigged in Ontario. You are screwed if you don’t have deep pockets and/or LTD to keep you afloat for all the years it will take to get to mediation or trial. Some simply have very little choice but to go back to work hurt to put food on the table.

No win situation

Then again bikers need to respect the people around them they’re more dangerous to themselves then cars are to them

You’ve obviously never motorcycled in a blizzard or with freezing rain. Motorcycles are not a year-round vehicle in countries or climates that have real winter.

Wanna see him drive all year in northern europe before I believe him

Thanks for sharing

In the event of course I do receive a denial after rigours scientific documention from multiple experts. In essence, fule to the fire should one get denied! Thanks for explaining punitive in this context outside of ones contractual rights

Excellent information. Very well discussed. Thank you it's honest content like this that's considering me to become a client haha.

Very good train analogy

3 car distance or more

Im not scared of turning in front of a truck because it appears as bigger than it actually is. My brain thinks "this truck will kill me if I somehow stall my car in front of him"

In the UK, the cycle has the right to the whole lane and the cyclist has priority to the road over a car.

What's the average amount for a million dollar policy when I broke my ribs and had ACDF surgery! Not at fault??

One time I was in a cab he got into an accident . I just left and never said anything . Do you honestly expect me to pay

What you must also realize is most ride share drivers dont have a vehicle for hire license or insurance and as such their private insurance will be void and youll be stuck trying to recieve this money from the actual driver and good luck with that

Would this be considered “bad faith” by the insurance company. Even though the plaintiff has proof of being severely injured? (surgeries) & they still won’t compensate or take liability

A Quebec driver who was uninsured caused a crash In Ontario with other vehicle Who will pay the damages in terms of personal injury?

Thank you sir for a brilliant presentation about insurance companies and their intentions in a personal injury lawsuit. You are spot on and your concern for the injured party is outstanding. We appreciate you for appreciating us, and your knowledge of the law.

So what is the freaking point of having insurance!? We are just giving them free money!!😒

Thanks for sharing. Very informative.

So they’re essentially stalking…

What if you don't have the money for proper treatment?

What happens if i was injured and shortly after lost my health insurance benefits from my job i had for years due to reduction in hours due to the injury and shortly after losing my job because I could no longer perform my heavy lifting duties? What happens if I could no longer afford to pay for treatment or seeing the recommended specialist because I lost all my benefits, income shortly after my injury. I was able to see a Dr right after and used my insurance for the 1st visit and borrowed money to see 1 out of 2 of the recommended specialist shortly after liability was established. I was able to come up with $80 for an emergency visit to the same Dr due to a bad infection and was told my injury got worse while waiting for the adjuster 17 months. The pain is so bad that I scream into a pillow and I started to get chest pains and getting cold sweats and really bad anxiety. The infection is so bad that i was given 2 cycles of antibiotics back to back with really strong pain medicine. My jaw pain is getting so bad that after I attempt to eat i get migraines so bad that i start seeing flashes / colors when I close my eyes. I don't have money to get treatment, ive been out of work for 14 months. I was able to tough it out for almost 3 months doing hard labor to the point my jaw swelled up like a softball and my last day of work i walked 3 miles to work and went straight to do my job and my boss wasn't there but had 2 workers tell me that i have to clock out and leave and was fired. I'm in desperate need to get back to work but in all honesty, I can't even focus on anything but the pain and calming myself down for panic attacks and haven't had a sleeping routine for over a year. I used to be the strongest man I knew, I would do pull ups, push ups on my breaks. I was big in calisthenics and taking care of my body. I was in the best shape of my life before I got injured and about to get a promotion, i proposed to my girlfriend and was about to get married and get a home but shortly after i got hurt, things started to change and my injury made it hard on my relationship and after a few months my fiancee broke up with me and honestly she's a really good woman and I understand. We stopped going on our adventures to the beach, the springs, national parks because of my pain and my income loss and we used to cook / eat together and my jaw injury affected me eating. Before my injury my body was strong / built, i weighed 144lbs and now 17 months later i weigh 87lbs. Since I got hurt i never ate to the point of being full because my jaw would pop, crack and even lock in place in an unbearable pain. The insurance company sent me 1 offer back in March almost half a year ago that wouldn't even cover treatment nevermind loss of wages. The pain and suffering i experience everyday is off the charts. There's not enough money in the world to go through this one day / night. I usually fall asleep out of Extreme exhaustion when the sun comes up the next day. I don't know what to do for income. My mom was a single mother, my only parent, the only 1 that truly had my back and she passed away in 2021. I had to move in with my grandma and she lives on social security and I feel like the biggest burden because I put her in a suffering position because she sees what I'm going through everyday and knows how i was before I got hurt. My family is small and counted on me before I got hurt, we look out for each other the best we can and it breaks my heart everyday knowing we depleted her little savings paying for my survival. Now we can't even use our air conditioner because we can't afford the electricity. I know it's Rare when someone says they try their best and they actually are but i did try my best until my face swole up to the point i couldn't open my mouth working. I have a good sense of myself and what I'm capable of and it absolutely destroys me knowing that I can no longer do what I used to, to be a man for my family and provide. I feel like I'm no longer me. The pain has been getting worse and I don't know what else to do. I have alot of migraines now and been getting chest pains when I have screaming pain and it gives me really bad panic attacks where i feel like I'm going to die. I never had problems like this before my injury and I feel the neglect from the insurance company has made me so much worse. I know once i get treatment, I will have a healing journey ahead of me and i pray to have a day in the future of being healed and I know once that day comes everything else is going to hit me, like losing the my relationship/ the love of my life, my job that i loved that I worked so hard for and the moments of unbearable pain that gives me a temper and being short with family, the only ones by my side. I will forever hate myself for that. I used to be that happy go lucky man, the one you would come to for help and be there for you. I used to go on little adventures, i used to play pool on an APA pool league and even won most valuable player in my district. I'm a law abiding citizen and even served a term being on the Grand Jury the summer of 2022. I had so many dreams and goals i was crushing before I got injured and now my only goals, my only wish is to be seen, heard and be treated like a human being. No human being should experience / feel what i do everyday. It's inhumane to have someone suffer the way I'm suffering. I wouldn't wish this on any living being. This injury has destroyed the life that made me smile and the worst part is i was a customer of a huge company and they completed their investigation last year and said they are Liable for what happened to me but the insurance company is giving me a hard time. I was forced to file a complaint / lawsuit but i want to know what's the best thing for me to do if i can't afford the treatment because I lost my health insurance tied to the job i was fired from due to this injury because I could no longer perform my duties. I tried getting a settlement loan and was denied, i tried getting a regular loan but can't without income and tried getting a credit card but was denied. I had to pawn family heirloom gold and ended up losing that because I couldn't afford to forward the loan. Any thoughts, opinions or advice would be greatly appreciated. I just don't know what else to do. Thank you for your time, attention and reading what I'm going through.

I thank you for making this video, I'm wondering where you are located incase i ever need you in the future.

Me and my cousin just got t-boned and the people hopped out trying to fight us. My aunt has only liability coverage, so what does that mean knowing its not our fault? We're pretty sure the other at fault party doesn't have any coverage.

5 yrs + and VERY UNHAPPY WITH EVERYTHING AND IM STILL SUFFERING

Dr.Evil Insurance denies claims on innocent people injured . As soon as a lawyer is involved , the tables start to turn…no one wants to be on disability unless forced by injury at no fault of their own and lose 40% of their income…Punitive lawsuits keep Dr.Evil in check..they tread water lightly.

Who wants to lose 40% of their gross income.. ..? unless you are really injured..this is a last resort if you are lucky to have insurance

All it take is to be true

Dr Evil insurance companies wanna deny deny deny claims No fault insurance does not help innocent injury victims. If someone crashes into you , and you are injured or dead.. Dr Evil will pay by trial by jury if needed 😂

I went for an IME, I was very honest with the Dr. some of the medical issues I told him wasn’t in the report he sent to my representative, besides, the IME exam last less than 5 min.

Thanks for the advice and info

Thanks for the info. Can you discuss how to handle claims for a injury in the workplace and compensation. Example if someone slipped and fell on a wet floor and broke their wrist?

Thank you so so much for this video. I do, however, have a question what if the child had just turned 18 within the month does not own a vehicle was hit by a car that fled the scene. The child has insurance, but lives at home with their parents and is dependable on them, although he has his first job. What are the options and outcomes in these situations?