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Пікірлер
@jazziesixty773 Ай бұрын
Why is always Hispanics getting help. Never see no other nationality. This is sad
@Ryuukotsusei 3 ай бұрын
Thanks for this!
@Maxyworld 4 ай бұрын
Hi jason, Is the lottery results declared? How do you know your application got denied or not picked in lottery
@MuhammadTarekHashan 4 ай бұрын
Hi, hope this message finds you wel. I wanted to share some tips to improve your KZbin channel and maximize the visiblity of your content. Tips that your competition is using to get better results than you and grow their KZbin channel. Hi, hope this message finds you wel. I wanted to share some tips to improve your KZbin channel and maximize the visiblity of your content. Tips that your competition is using to get better results than you and grow their KZbin channel.
@al97303 4 ай бұрын
The 5% own funds cap - Is this also a cap on money I will use for closing costs or discount points? For example $1M purchase. $150k DFA + $50k 5%dp + $40k closing costs + $xx amount for buying down the rate.
@scorpiotwins82 5 ай бұрын
Hey Jason! I keep watching and rewatching:) It’s so great! Thank you for such an informative video and targeting all the main points. I’d love to work with you in the future (if not this time around). I’m a real estate agent and have friends/family who want to buy in Sacramento and near by cities. All the best!
@BrodySumter 5 ай бұрын
Here in San Luis Obispo county California Valley
@atul_mohan 5 ай бұрын
Hi, great video. pls can you help cover RE-CAST options on Dream for all!
@dulcevitadj 5 ай бұрын
Is the income limit for county where you current live when applying or county you want to buy first home in?
@rustypope8753 5 ай бұрын
Promo>SM 👉
@ernestotellezlarios1589 5 ай бұрын
Trying to buy first home but with the current market is really hard. This program is a big help for whoever qualifies. Is there any program that helps anyone who is a first-time buyer without taking into consideration your parents owning a home? It would be nice if for the future they don't take that into account. Perhaps instead of using that rule they could just replace it with if your parents benefited from any similar program to purchase their home then you can't qualify for this. I think that would be fair. Nice video.
@CatherineHilton-wq1xi 5 ай бұрын
Very Interesting thank you for going over this as a real estate agent I need to know the options out there !
@vickizabatini136 5 ай бұрын
Would I be considered a first-generation home buyer if my mother owns a mobile home?
@jmatamortgage 5 ай бұрын
If it located on a leased space, then yes you would be a first generational homebuyer.
@Alex-yb2pq 5 ай бұрын
What if one of my parents is not a homebuyer but the other is? And they are separated.
@jmatamortgage 5 ай бұрын
The guidelines states if either parent is a homeowner, then you would not be a first-generational homebuyer.
@thats_suber 5 ай бұрын
Thanks so much for recording this!
@nathanstjohn2920 6 ай бұрын
I hope we win this lottery and get a voucher! 😊
@lmw1009 6 ай бұрын
I loves this information session! Very informative! It’s pumping me up! 🍀 🤞🏼 🙏🏻
@basilsabah169 6 ай бұрын
I have a bad credit score. But my wife has a very good credit score. Can we jointly apply for this program. ? Or has to be one of us ??
@rw8373 6 ай бұрын
Great info.. I have a question the guidelines say to be considered a first time home buyer you can’t have owned in the last 3 years but then the first generation requirement is you can’t own in the last 7 years nor can your parents own. So essentially you can’t own in 7 years that trumps the 3 years first time home buyer requirement correct?
@jmatamortgage 6 ай бұрын
For the DFA program, yes. Other CalHFA programs require you to be a first-time homebuyer (not owned in the past 3 years), but for the DFA program you must be a first-generational homebuyer (not owned in the past 7 years and your parents do not currently own property in the U.S.)
@razmiks.9472 6 ай бұрын
Hi Jason. One more question. Is there a time frame where the state forgives the 20% down payment? Let's say after 30 years if you still haven't sold the home?
@jmatamortgage 6 ай бұрын
This program is not forgivable. If you have not sold or refinanced the home and you pay off the mortgage after 30 years, you would have to repay the assistance +20% appreciation at that time.
@razmiks.9472 6 ай бұрын
Hi Jason. Thanks for all the good info. Can you please clarify who will be filling out the application in April? Would it be the individual or the CalHFA approved lender on behalf of their client?
@jmatamortgage 6 ай бұрын
The registration will be filled out by the client once the portal opens in early April. Thanks!
@rw8373 6 ай бұрын
@@jmatamortgage We have to get preapproved by a lender first correct? Do we have to submit our preapproval with the application in April or is the preapproval just to get started with a approved lender but not needed for the application?
@JBorda 6 ай бұрын
We have plans to buy in 2025. When is good time to apply.
@jmatamortgage 6 ай бұрын
The upcoming release of Dream for All would be designed for clients looking to purchase this year as there will be a time frame to use the lottery voucher for purchasing in 2024. We'd encourage you to connect with us to help you build a homebuying plan to purchase in 2025.
@lmw1009 7 ай бұрын
We just got preapproved and we are so excited. Thank you for the opportunity and information!!!
@jmatamortgage 6 ай бұрын
Awesome!
@sihintessema3891 7 ай бұрын
can independent contractors be considered for the loan?
@jmatamortgage 7 ай бұрын
Yes, self employed clients can be considered.
@1995sanchezbaybee 7 ай бұрын
I am a first time buyer and I recently made an offer on a new construction home. Because the home wasn’t built on time, I pulled out of escrow. My question is am I still considered a first time buyer? Would I still qualify for this program?
@jmatamortgage 7 ай бұрын
Yes, you would still be considered a first-time buyer since you did not complete the purchase of the new construction home.
@melissakeith1084 7 ай бұрын
"Promo sm"
@robyncarrillo 7 ай бұрын
what immigration status qualifies
@jmatamortgage 7 ай бұрын
Please feel free to reach out to us at www.mortgageeducate.com and we can review eligibility.
@Tash26x 7 ай бұрын
When does this Loan Program close? When is the deadline to register?
@jmatamortgage 7 ай бұрын
Currently the registration is scheduled to open sometime in Spring 2024. We're currently preapproving clients to review eligibility on the program. Thanks!
@Joe-n9g9n 7 ай бұрын
Is income limit combined PRE-taxed? And no wiggle room?
@jmatamortgage 7 ай бұрын
The income limit is based upon gross annual income and you unfortunately cannot exceed the limit. Thanks!
@150karina 7 ай бұрын
If I decide to own the home for the entire 30 years and home is fully paid. Do I still have to pay the 20% dream loan? If so, how would it be paid? Also I will qualify as a first generation home owner but my husband is a co-signer for his uncle for a home. Would we still qualify even if i dont currenlty work? My husband is the only one working.
@jmatamortgage 7 ай бұрын
Good Morning! Thanks for your message. If the Shared Appreciation Loan is held for 30 yrs then at the end of this time period the equity appreciation would be due along with the original 20% assistance. For the first generation requirement if your Husband cosigned for a property and has been on title for the last 7 years then unfortunately he would not qualify. However if you meet the first generation requirement and are included in the application with your Husband then that could be an option to meet the qualifying. Thanks!
@robyncarrillo 7 ай бұрын
@@jmatamortgage how is it due at the end of 30 years. In full?
@FREE_HUMANITYY 7 ай бұрын
Hi Jason, I helped a friend as a cosigner to buy a home. My name is on the his mortgage but I do not pay a penny. Can my wife the Frist Home Buyer?
@jmatamortgage 7 ай бұрын
It depends on the current occupancy of that home that was cosigned for. If you can please reach out to us to schedule a call so we can discuss the scenario further www.jasonmata.com/request-appointment
@jonathangomez-vv2dh 8 ай бұрын
My wife qualifies as a first generation but I don't. Can we apply together for this program?
@jmatamortgage 8 ай бұрын
Yes, just one borrower needs to be a first-generational buyer to qualify.
@rahimshikdar61 8 ай бұрын
Hello sir, I had some questions
@jmatamortgage 8 ай бұрын
How can we help?
@Fishingwithdaboys Жыл бұрын
This video is great !! thank you for the information!!
@jmatamortgage 7 ай бұрын
Of course!
@teresacez8459 2 жыл бұрын
Hi Jason - will you host a Sac State workshop later in fall/winter? I'm unable to attend the one this week. Thanks!
@citisamsjw5513 2 жыл бұрын
Thank you 😀
@citisamsjw5513 2 жыл бұрын
Thanks for the video
@kevingarrett6648 5 жыл бұрын
Nice video... This is Kevin Garrett... we had a short chat... Good work.