KAYABANGAN lang problem ng pinoy Kaya BAONNNNNNNN sa utang

Audiobooks always work better for me too!

Kumusta idol

Lesson learned...

Salamat sa tips idol,ingat po.

Kahit saan ka pumunta, Philippines or abroad, you have to WORK!

Ang problema mahal narin ang used car so ok lang bumili ng new car basta use it for minimum of 15 years para mamaximize ang depreciating cost saka dapat toyota or honda para sa reliability.

Kow kow depende yan sa tao... Pag maluho ka. Wala ka talaga papatunguhan

Wow nag citizen ka Akala ko ba nabaon ka sa utang at sabi mo “ nagkamali ka ng pasya” dramatists ka Inday

Eh bakit anong buhay ba ang naging pamumuhay ang Ginawa mo gastos ng gastos more than pa sa what you earn?

eye opener

Kahit saan naman kapag di ka marunong mag handle ng pera e talagang mababaon ka o ang masaklap ay mamumulubi ka dahil ang iba dyan ay Mayabang.

Wag na kayong pumunta ng Canada maghihirap Lang kayo.mababaon kayo sa utang.

hi 👋 pwede po b namin kyo ma guest salamat po.

Kahit saan mn tayong bansa ay work work pa din. The fact na nang jan kpa din at hindi umuwi ng Pilipinas para mag work, considered na po yan as statement na mas maganda estado.mo jan kesa dito sa Pilipinas

Bagong pagkakaabalahan po.gusto ko matoto gusto ko sana mapasok ng products from japan

Para kang nag rarapp.

Thank you for the good tips . Is it possible if you can please speak a little slower. I’m sorry , I’m not criticizing you but it’s hard to understand . Take care ❤

👏 👏 👏 🎉🎉🎉

Good decision 🎉

I wish, I can introduce you to my cousin ( in SK) for your Financial Independence. Freedom of Time and being an Entrepreneur, and Enjoy Life.

Good tips

Yun mga auntie ko sa america di baon sa utang. Mga anak tapos na un iba doctor

Mam ganda mo po

Yan … minsan din ay kayabangan din. Branded…. Stupid! You learn the hard way 😂 thanx for sharing. 😅

I like your topic explaining to our kabayan before they come to Canada. It's well said. I lived in Vancouver for 36years I thanked God I'm now retired and happy with my retirement. God bless!

Kaya pala mareklamo ka wala Kang permanent job. You are giving wrong informations. Hindi lahat ng sinasabi mo ay ganoon ang nangyari sa lahat. You should live within your means. That’s it kung magarbo ka Hindi ka practical sa buhay. Blah blah blah 😢

Umuwi ka na lang sa Piñas. Ang daming gustong makapunta sa Canada. Niwawalan mo ng gana. Baka naman mayaman ka sa Piñas e huwag ka na lang mag sacripicio dito kung mareklamo ka. Kahit sa ibang bansa ganyan din dapat masipag ka. Reklamo ka na nang reklamo, go back na lang sa Piñas at doon ka magpasarap kung may pera ka. Stop complaining. You learn as you stay longer in Canada. Please stop complaining just for the sake of getting more followers

We just need to live simple life in this world not luxury

Punta na kayo ng Canada. Ako pagdating ko dito sa Canadankahanap gad ako ng trabho as exec director ng company, sahod ko 20000 dollars.

Baka need na lng huwag gumastos malaki , Kumain sapat Huwag gumala, Mag ipon para di mapunta sa utang Yan Pinaka ayaw mag karoon ng utang

Pangarap ko makapunta maam Thank you po sa information nyo mam 🤗

Ma'am pwedi mag tanong pwedi ba mag early retire kahit 55 years old naka trabaho na po ako dito sa Canada 15 years

Well obviously living up like the JONESES w upon arrival thru LOANS & PLASTIC money aka CREDIT CARD would lead to broke life nobody has to advice about expenses it's COMMON SENSE 😢

Uwi na kayo puro ka reklamo eh. Punta ka sa bansa na libre lahat kahit hindi mag trabaho. Goodluck

Saan pala yung pwede kang mabuhay ng hindi nag wwork work work???

Mam . Approved na po working visa ko. FCA po ako sa Calgary alberta. Ok lng po ba cost of living dun? Salamar po Mam.

85k wow, I'd pay it right away by reducing phone bills para mortgage free

The most basic requirement is having a budget and monitoring expenses against it. Kung wala ka nito madali kang mabaon sa utang. If you want to build a credit score you only need 1 credit card that you pay in full every month.

Cajoy pahang shout out😄

With that pay & your not steady income, mahirapan talaga kayo. Not sure where you going to get your business money. How much can you bring to Pinas? What kind of business can you put up that will make you rich in Pinas. Money makes money so you need a lot of money to make money & that means millions of Pesos plus connections in high places sa Pinas. You have to have a lot of money in the bank for rainy days & also for when you retire to keep your lifestyle, pay for medical bills or when & if a catastrophic illness or accident hit you.

Verywell said madam tnx fir the info👆😀💯🍁

Very informative poh madam salamat sa mga information

ako wala mortgage , car loan , analk at asawa . maluwag buhay ko

Hi! Pano po ba makapunta ng Canada kung wala ka masyadong resources?

Hi Rowena where can i contact you? I think we have the same thinking

My wife and I have been lucky financially as it was mostly upward trajectory in our life in HK. That was because we didn't buy much stuff because the places we lived were small and we didn't need a car. It also helped our salaries went up after every childbirth. Most beneficial was we had a katulong which enabled my wife to pursue her career fully.

Good stories. I'm guessing 2018 events is chapter 2

AYOKO NA SA PILIPINAS PUNYETA KAILNGAN POLITIKO KA

Great