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Пікірлер
@garnachas14 Күн бұрын
It all comes down to self discipline. I've had credit card debt for the past few years, and it all came down to me paying something off with the card, and instead of paying it off immediately, I would just have the mentality of "well no I can buy more stuff with what I have in my checking account." Thankfully I don't have that mindset anymore, and will be using them in a way more responsible manner. 😅
@FIBstudio 6 күн бұрын
Ty
@Dollar_Discipline 6 күн бұрын
🫡
@michellelovex 11 күн бұрын
Yep! Just that. Companies are not loyal to people
@Dollar_Discipline 10 күн бұрын
More people need to think of themselves and their future, not about ‘being loyal’ to a company
@michellelovex 10 күн бұрын
@@Dollar_Discipline for sure. In corporate moving companies every 3-5 years is the best for career advancement in my experience (unless you are getting internally promoted).
@sepke 11 күн бұрын
🤯
@Dollar_Discipline 11 күн бұрын
Right? 😂
@itz________me_______soumya4147 14 күн бұрын
Thank you for your information ❤
@Dollar_Discipline 14 күн бұрын
I’m happy it’s helping !
@itz________me_______soumya4147 14 күн бұрын
Keep going man 🫡
@Dollar_Discipline 14 күн бұрын
Appreciate that! Don’t plan on stopping 🫡
@PhilzuLost 19 күн бұрын
What is 401k?
@Dollar_Discipline 19 күн бұрын
A 401k is a retirement plan that allows employees to contribute a portion of their paycheck to an account that can be invested and potentially grow tax-free over time. I would see if it’s an option for you at your job
@mystica-subs 23 күн бұрын
And what job do you have? How much do you make a month?
@Dollar_Discipline 23 күн бұрын
I’m an accountant, and at the time we had an annual household salary around $120k. If someone doesn’t think they have a high enough income to reach a financial goal faster, my next question would be: what are you doing to increase your income?
@1skottymac 24 күн бұрын
And the Kabamala Administration would tax you 25% for unrealized capital gains on your house and investments as they grow . . .,
@Dollar_Discipline 24 күн бұрын
😂 still wouldn’t sell
@patiencekates5975 28 күн бұрын
Yep it works
@Dollar_Discipline 28 күн бұрын
👏👏
@braydenboyko8525 28 күн бұрын
I like how you tried to make it sound fancy but it just means you pay off your debt because you can 😂 I thought it was going to be some method where you get some kind of break or something but it’s just paying off debt responsibly 😂 Also if you say you didn’t know anything about that method , but it made the most sense to you , those two things contradict each other because it wouldn’t make sense if you didn’t even know what it was
@Dollar_Discipline 28 күн бұрын
There is no fancy way to pay down debt, no hack, no secret method. Everyone can pay down their debt. When we paid down the debt, I was saying that the process made sense to us which is why we did it. But we didn’t know there was a name for it
@braydenboyko8525 28 күн бұрын
@@Dollar_Discipline well actually I had credit card debt from wasting money I didn’t have on golf clubs for a while , and I just made minimum payments because I kept spending money I earned instead of paying off the card , and because of purchase interest I was losing the battle so I switched that debt into a consolidated loan so that I had to make monthly payments off that automatically , and that debt now had no interest , so that was partially a hack because otherwise only doing the minimum I was getting slapped with those fees for hundreds every month
@VeshSneaks Ай бұрын
A dude who runs a channel about personal finance, complaining that the people who come to him for advice don't know what they're doing? That's a new one. C'mon man, if you're gonna put content like this out at least put something helpful in there. If people knew what they were doing before they came to you, and knew how to do this stuff, you'd be out of a job.
@Dollar_Discipline Ай бұрын
Understand the view point, however this isn’t my full time job (and not complaining). I make these videos to document the journey, help people who feel stuck by showing them how to take action. If someone improves their personal finances it won’t change my life, but it will definitely change theirs
@pmkn Ай бұрын
You kinda look like homelander x3 But you're being nice and spitting wisdom >w<
@Dollar_Discipline Ай бұрын
😂 I’ll take it
@spaceman13aj Ай бұрын
So debt is bad, but all the millionaires have nothing but debt that they turn into public debt later so i should pay the debt mm🤔🤔🤔🤔
@Dollar_Discipline Ай бұрын
Debt is bad for most Americans, yes. The people you are talking about are few and far between. Most people would benefit from paying off their $20k debt faster
@gewooneenlichtereversievan3709 Ай бұрын
Most people dont make enough to be able to do that
@Dollar_Discipline Ай бұрын
Then they are living well above their means. But the first step is to be net positive over a month’s time frame, then once that’s consistent you can do the bi weekly strategy
@Dollar_Discipline 3 ай бұрын
To start taking action today, click the white triangle link on screen
@Dollar_Discipline 3 ай бұрын
To find out how to become debt free in 2024, click the white triangle link on screen!
@Dollar_Discipline 3 ай бұрын
To find out some intentional strategies to pay down debt, click the white triangle link in screen!
@Dollar_Discipline 3 ай бұрын
If you’re living paycheck to paycheck, make sure to click the white triangle link on screen for actionable solutions!
@Dollar_Discipline 3 ай бұрын
If you’re a high earner struggling with debt, click the white triangle link in screen!
@Dollar_Discipline 3 ай бұрын
To dive deeper into the tactics, check out the full video by clicking the white triangle link on screen.
@Dollar_Discipline 3 ай бұрын
Do you have a debt pay down strategy?
@Dollar_Discipline 3 ай бұрын
If you want to see what YOUR budget looks like in this template, check out the full tutorial by clicking the white triangle link on screen!
@jerrystawnichy3873 3 ай бұрын
Sorry but where can I find the template it looks like exactly what I need. Tnanks
@Dollar_Discipline 3 ай бұрын
Hey Jerry! I have the link below where you can download the budget template and debt calculator. Each comes with written and video instructions! (KZbin doesn’t allow links in shorts comments so you’ll have to copy it into a browser) www.investingamateur.com/finance-starter-kit
@Dollar_Discipline 3 ай бұрын
If you want to see how your finances fit into this budgeting template, check out the full tutorial by clicking the white triangle link on screen!
@jamiebeckett9994 3 ай бұрын
Really good content. I'm glad to have found you early in your KZbin adventure. Consider me thoroughly interested. The tools you're offering are outstanding. However, it you created a debt calculator that included mortgages (I'm a 4 unit real estate investor) I would be very interested in that product. Even if it came at a cost. Great work. Thanks for putting in the effort.
@Dollar_Discipline 3 ай бұрын
Hey Jamie! Glad you’re enjoying the content and resources! I agree, although the debt calculator goes up to 30 years (360 months), it’s not really optimized for mortgages. You definitely gave me some food for thought! 🤔
@Dollar_Discipline 3 ай бұрын
If you want to see how your budget looks in this template, check out the full tutorial by clicking the white triangle link on screen!
@Dollar_Discipline 3 ай бұрын
If you want to see what YOUR finances look like in this budget template, check out the full tutorial video by clicking the white triangle link on screen!
@Dollar_Discipline 3 ай бұрын
If you want to see what YOUR debt looks like in this tracker, click the white triangle link on screen for the full tutorial
@Dollar_Discipline 3 ай бұрын
Get your budget in place by watching the full tutorial. Click the white triangle link on screen!
@Ezrider12 3 ай бұрын
Sounds like a good program. I think I can deal with that Excel spreadsheet.
@Dollar_Discipline 3 ай бұрын
It’s very user friendly! Let me know if you have any questions
@Dollar_Discipline 3 ай бұрын
To find out how to make your own debt payment calculator, click the white triangle link on screen!
@Dollar_Discipline 3 ай бұрын
Click the white triangle link on screen to understand how to transform your finances in 90 days
@Dollar_Discipline 3 ай бұрын
📌 If you liked that video, you'll love this one which talks about the 4 simple words that will change your finances in 90 days: kzbin.info/www/bejne/en63nGSMmLOnidE
@Dollar_Discipline 3 ай бұрын
If you want to see how your debt stacks up, click the white triangle link in screen for the full debt payment calculator tutorial!
@Dollar_Discipline 3 ай бұрын
To find out how to simply budget your finances in 2024, click the white triangle link in screen to see a full tutorial
@Dollar_Discipline 3 ай бұрын
To find out the one mindset shift you need to level up your finances, click the white triangle link on screen
@Dollar_Discipline 3 ай бұрын
Which method do YOU use to pay down your debt? To get on a path to become debt free, click the white triangle link on screen!
@Dollar_Discipline 3 ай бұрын
To watch the full video about the 4 words that will improve your finances, click the white triangle link on screen. Or if you want a free call with me, check out the link on my channel page
@Dollar_Discipline 3 ай бұрын
To get the FREE budget template, and start using it today, click the white triangle link on screen for the full budget template tutorial
@Dollar_Discipline 3 ай бұрын
📌 If you liked that video, you'll love this one which talks about the 4 simple words that will fix your finances in 90 days: kzbin.info/www/bejne/en63nGSMmLOnidE
@Dollar_Discipline 3 ай бұрын
To find more personal finance topics that will help you (starting today), click the white triangle link on screen.
@Dollar_Discipline 3 ай бұрын
If you want to see when your FEBR FREE date is, click the white triangle link on screen to watch the full debt tutorial video.
@Dollar_Discipline 3 ай бұрын
To watch the full tutorial on how to create a simple budget from scratch, click the white triangle link on screen
@Dollar_Discipline 3 ай бұрын
The link to the debt tracker (calculator) can be found on the channel page! Or watch the full video by clicking white triangle link on screen.
@Dollar_Discipline 4 ай бұрын
Do you have any MEASURABLE financials goals?
@Dollar_Discipline 4 ай бұрын
Find out how to become debt free by clicking the white triangle link on screen!
@Dollar_Discipline 4 ай бұрын
If you liked that video, you'll love this one which talks about the 4 simple words that will fix your finances in 90 days: kzbin.info/www/bejne/en63nGSMmLOnidE
@mdsafayetmridha5179 4 ай бұрын
Hi ... Make something about how to use debt to become rich
@Dollar_Discipline 4 ай бұрын
I appreciate the suggestion, but my focus is helping people pay down their debt, budget their finances, and change their financial mindset
@Dollar_Discipline 4 ай бұрын
For the full tutorial on how to build a debt tracker, as well as the strategies you can use to become debt free, click the white triangle link on screen.
@Dollar_Discipline 4 ай бұрын
Do you budget your finances monthly?