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28 күн бұрын
Ай бұрын
Пікірлер
@Bingo_BestITW 14 минут бұрын
😊😊
@V4NLIFE_CANADA 3 күн бұрын
Whata holding me back? I"m not allowed to print my own extra 100-200 dollar a month 😂
@Dollar_Discipline 3 күн бұрын
😂😂 you haven’t bought the money printer yet???
@V4NLIFE_CANADA 3 күн бұрын
@@Dollar_Discipline meh
@aerialmoose5892 6 күн бұрын
how would you go about asking for a pay rise? ive been at my company for over a year and ive been trying to think of different ways i can go about asking for said pay rise.
@Dollar_Discipline 6 күн бұрын
Think about ways you can either make the company more revenue, save the company more money, or find a process that sucks that you can be responsible for and improve it. Basically I always asked myself what the role above me would be doing, and find ways to do some of those tasks. In my experience, I got the promotion AFTER I was doing the job first to prove my worth. OR you could just ask your boss about what a growth plan would look like (come to the convo with some ideas yourself). If the company isn’t willing to put you on a growth path it’s time to go
@aerialmoose5892 6 күн бұрын
@ thank you very much for the response, i feel ive shown sufficient initiative from being a new employee to the second most valuable on the factory floor in just 1 year, learning everything i could. i dont think im valued as much as i should be. i think ill instigate a conversation with my manager about a said growth plan and how i can be more valuable to the company and depending on the response, ill keep working hard for a decent wage or look for a new job. thanks heaps!
@Dollar_Discipline 6 күн бұрын
Love that! Go get your worth
@indirafisher2752 8 күн бұрын
Vote democratic Kamala Harris 💙💙💙💙
@Dollar_Discipline 8 күн бұрын
Eh I’m going to vote for myself
@claro371 9 күн бұрын
No tax on tips, overtime and social security. The choice is clear.
@Dollar_Discipline 8 күн бұрын
I agree, the choice is clear. That’s why I’m voting for myself!
@originalrichi 12 күн бұрын
The link to the template doesn’t work😢😢
@Dollar_Discipline 11 күн бұрын
So sorry, where did you you grab it from? The correct link is below (YT doesn’t allow links in Shorts comments so you’ll have to copy/paste) www.investingamateur.com/finance-level-up-kit
@Vacationtime247 13 күн бұрын
Good analogy. Like to keep the bulk of our emergency fund in 4 week T-Bills as it's only taxed Federally. But also keep some funds outside the bank in the form of cash, Gold & Silver.
@Dollar_Discipline 12 күн бұрын
Awesome! Always good to have a backup plan!
@MuntiK 14 күн бұрын
This is pretty awesome dude! Thanks for sharing this
@Dollar_Discipline 14 күн бұрын
Glad you enjoyed!
@adoado8194 14 күн бұрын
Wow! Great explaned! Where can i find that file?
@Dollar_Discipline 14 күн бұрын
Glad you found value! KZbin doesn’t allow clickable links in the shorts comments but here it is! (Just copy/paste into browser) www.investingamateur.com/finance-level-up-kit
@Kazman_Gaming 15 күн бұрын
I am a banker and believe me he is right. Stay away from credit cards. They r very very few ppl who know how to manage credit card and if u think u r one of them then u are wrong, u r not. Stay away from credit cards. I have been working in banking for the past 20 years and this is literally what I do day in day out. I manage a team of 30 ppl selling credit cards and loans.
@Vacationtime247 16 күн бұрын
Personally like dividend investing. Like buying them while they're cheap and the yield is up. Like CVX, MO, PFE, O, UPS and several others.
@Dollar_Discipline 16 күн бұрын
Dividends are good 👍🏻 They just take a lot of time and money to develop into anything significant, and I don’t want people to think dividends are going to save them now from living paycheck to paycheck (I’ve worked with a couple people who had this mindset)
@No_one_is_found 18 күн бұрын
Me too
@Dollar_Discipline 18 күн бұрын
💪🏻
@johnmcginty6895 19 күн бұрын
I know. No one cares. But it makes a difference to me. I need to be helping my son. And have done since day 1. And now i can't feed myself
@Dollar_Discipline 18 күн бұрын
As a dad myself, I totally understand the idea of putting your kids first. Admirable. As for your finances, you are the one who can correct your situation, which is the most exciting part! So it sounds like you’ve already reduced expenses as much as you can. Have you tried increasing your income? Asking for raises, looking for better opportunities, learning new skills to make yourself more valuable
@johnmcginty6895 18 күн бұрын
@Dollar_Discipline I have to do for them. Their time to take care of me is coming. And I can't teach my boys. If she hiding from. Me. She doesn't realize if they're not taught. She will need help to. So. I'm not worried about it. She has them. And at the end she will see what's been said and realize what I mean. Her loss not mine
@johnmcginty6895 18 күн бұрын
Can't see him. Buy I can't convert with him on phone. Just show how selfish and controlling she is. Cause she don't get her perfect way. Well whooopy dung pile. Still her loss
@No_one_is_found 19 күн бұрын
Good very good for your sake I hope YOU actually did it . Good.
@Dollar_Discipline 19 күн бұрын
You hope I did what?
@yaazmiynwhite8222 23 күн бұрын
Awesome
@Dollar_Discipline 23 күн бұрын
Glad you got value!
@raincie802 24 күн бұрын
Really great anology. I would take it even further, that its everytime you die in game and having a emergency savings allows you to respawn and try again. Like saving lives in mario
@Dollar_Discipline 24 күн бұрын
Yes that’s great! Thanks for the addition
@showbuster 27 күн бұрын
Shave bro
@Dollar_Discipline 27 күн бұрын
lol thanks for the feedback
@alexhuber2837 27 күн бұрын
This is sound advice for like 5% of Americans because in reality those are all that has any leftover money
@Dollar_Discipline 27 күн бұрын
You don’t need to have money to start a side hustle, or a passive income thing
@alexhuber2837 27 күн бұрын
@@Dollar_Discipline riiiiiiight.
@Dollar_Discipline 17 күн бұрын
People are doing it. I started this with $0. I still have a 9-5 and work on this at night time. What skill do you have that you think you are better at than most people? People are selling info and skills to other people, but you just have to take action on it
@alexhuber2837 27 күн бұрын
Well here in reality nobody has any leftover money.
@Dollar_Discipline 27 күн бұрын
Why don’t you feel like you have any leftover money? Are you budgeting? Are you working on increasing your income, reducing expenses, or both?
@Cyborgolas-wp4xo 27 күн бұрын
Good work building an educational channel! =)
@Dollar_Discipline 27 күн бұрын
I appreciate that! Glad you’re finding value 👍🏻
@Cyborgolas-wp4xo 27 күн бұрын
=)
@jimmys5289 27 күн бұрын
my goal is stop being addicted so i can safe a buck smh, so just dont do it yeah
@Dollar_Discipline 27 күн бұрын
Thanks for sharing that Jimmy. Sounds like you’re in a spot where you know you have a problem, and you have a goal to start saving I want to help you with the financial aspect (for free). If you have Instagram, feel free to reach out 👍🏻
@Meet_Ace 29 күн бұрын
staying organized in order to not double pay a loan is smart for sure, subbed!
@Dollar_Discipline 29 күн бұрын
Glad you found value! If you share finances, you HAVE to be on the same page 👍🏻
@Meet_Ace 29 күн бұрын
@@Dollar_Discipline I agree. I make financial videos too. Would love to have you follow along my journey!
@elicezanker 29 күн бұрын
I tried this with my 6-year-old recently, He still picks one now not two later 🫣 I even tried with screen time, if he waits he can get more time on the switch but he chose to have it now. So I'm not sure if it's a time developmental thing or if he just doesn't get it 🤣
@Dollar_Discipline 29 күн бұрын
😂😂 I love that you’re teaching him stuff like that! I’m sure it’s a time thing, but it’s great to get him thinking about this! If more people waited for the rewards, the payout, etc. they would be wayyy better off in the long run
@draconicdusk5911 Ай бұрын
I smell bull. 50 a month for 40 months is $2k $3k +$2k = $5k You said the account has $13k. Are you telling me that your bank gives you an annual %50 interest on your savings?! Even an investment portfolio won't make %50 annually!
@Dollar_Discipline Ай бұрын
Initial deposit of $3k, plus any random bday $, holiday gift money. And it’s an investing fund not a bank If I could add screenshots here I would 🤷🏻♂️
@Vacationtime247 Ай бұрын
Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn't, pays it.
@Dollar_Discipline Ай бұрын
Shout it from the rooftops 🗣️
@Cyborgolas-wp4xo Ай бұрын
=)
@Dollar_Discipline Ай бұрын
😬
@mauriceenun7122 Ай бұрын
Wow thank you.
@Dollar_Discipline Ай бұрын
Happy it helped, Maurice!
@jewelspencer577 Ай бұрын
I stopped listening when the blinker was turned off. It was really helping me focus.
@Dollar_Discipline Ай бұрын
Come for the personal finance, stay for the blinker 😂
@jewelspencer577 Ай бұрын
@@Dollar_Discipline that's what I was thinking! I was like why isn't any advice sticking. Now I know. It's blinker deficient.
@LooliPop-j4z Ай бұрын
Wow very helpful Started watching ur vids
@Dollar_Discipline Ай бұрын
So happy to hear it was helpful! What’s the financial goal you’re working towards right now?
@elicezanker Ай бұрын
💯
@albertlopez03 Ай бұрын
Good advice
@Dollar_Discipline Ай бұрын
Glad you enjoyed!
@rogerrutherford1179 Ай бұрын
I've done that before
@Dollar_Discipline Ай бұрын
I have too, unfortunately 🤦🏻♂️
@sambuechel9632 Ай бұрын
Gross. Your the type of person who has 12 subscriptions you dont even realize you have
@sergeykolesnik1171 Ай бұрын
What happened to Homelander?
@Dollar_Discipline Ай бұрын
😂 it’s a Superman / Clark Kent situation
@dropthegun21 Ай бұрын
You better automate shaving that neck beard bro. We can't take financial advice from a guy who looks like he uses fentanyl twice a year or when he feels like rewarding himself.
@Dollar_Discipline Ай бұрын
I understand not everyone will like how I look or like what I say, but I’m going to continue to be me 🤷🏻♂️
@felixthecat0371 Ай бұрын
🤡
@tazzsnowball2398 Ай бұрын
take out ur 100 dollars in gas and its 171
@Dollar_Discipline Ай бұрын
Yes fair enough, there are probably better opportunities. But the message here is people complain about living paycheck to paycheck, and then watch Netflix for 4 hours
@felixthecat0371 Ай бұрын
@@Dollar_Disciplineyeah man people can't complain about how exploited they are because they could be giving up their rest time to earn a few more dollars
@Songbird1117 Ай бұрын
We also complain about being poor when we work a lot (not me because I'm a minor,) but with all that work and no results, too bad ig
@Dollar_Discipline Ай бұрын
The point of this short was not to put anyone down, but to remind people that if you don’t like the outputs, you have to change the inputs
@Songbird1117 Ай бұрын
I'm poor because my family is poor and I'm not eighteen, LMAO
@Dollar_Discipline Ай бұрын
If you’re at a working age, you can change that for sure 👍🏻
@Oraskari Ай бұрын
Good video
@Dollar_Discipline Ай бұрын
Glad you enjoyed!
@CJ-ik8qf Ай бұрын
“You’re working on the wrong thing” -guy with no views
@Dollar_Discipline Ай бұрын
You forgot to include the portion right before where I said “if you feel poor and feel busy…” Good attempt tho
@garnachas14 Ай бұрын
It all comes down to self discipline. I've had credit card debt for the past few years, and it all came down to me paying something off with the card, and instead of paying it off immediately, I would just have the mentality of "well no I can buy more stuff with what I have in my checking account." Thankfully I don't have that mindset anymore, and will be using them in a way more responsible manner. 😅
@FIBstudio Ай бұрын
Ty
@Dollar_Discipline Ай бұрын
🫡
@michellelovex 2 ай бұрын
Yep! Just that. Companies are not loyal to people
@Dollar_Discipline 2 ай бұрын
More people need to think of themselves and their future, not about ‘being loyal’ to a company
@michellelovex 2 ай бұрын
@@Dollar_Discipline for sure. In corporate moving companies every 3-5 years is the best for career advancement in my experience (unless you are getting internally promoted).
@sepke 2 ай бұрын
🤯
@Dollar_Discipline 2 ай бұрын
Right? 😂
@itz________me_______soumya4147 2 ай бұрын
Thank you for your information ❤
@Dollar_Discipline 2 ай бұрын
I’m happy it’s helping !
@itz________me_______soumya4147 2 ай бұрын
Keep going man 🫡
@Dollar_Discipline 2 ай бұрын
Appreciate that! Don’t plan on stopping 🫡
@PhilzuLost 2 ай бұрын
What is 401k?
@Dollar_Discipline 2 ай бұрын
A 401k is a retirement plan that allows employees to contribute a portion of their paycheck to an account that can be invested and potentially grow tax-free over time. I would see if it’s an option for you at your job
@mystica-subs 2 ай бұрын
And what job do you have? How much do you make a month?
@Dollar_Discipline 2 ай бұрын
I’m an accountant, and at the time we had an annual household salary around $120k. If someone doesn’t think they have a high enough income to reach a financial goal faster, my next question would be: what are you doing to increase your income?