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@millennialmoneymom
@millennialmoneymom Ай бұрын
please make new videos!!
@Dnctrainboyz-ft7ey
@Dnctrainboyz-ft7ey Ай бұрын
Can I eat at a Hilton and receive 14X on my card for eating at a Hilton even if I didn't stay overnight there?
@Sirlance87
@Sirlance87 Ай бұрын
Is there one for Schwab ?
@isoplayers
@isoplayers Ай бұрын
I wish I found this channel earlier! Looks like you stopped uploading videos, come back dude lol!
@ElCid_86
@ElCid_86 2 ай бұрын
Very helpful thank you. Just getting started on my Hilton Amex journey.
@drexplordinaire
@drexplordinaire 3 ай бұрын
so after getting the pt with 3 aspire cards, what do you do? I wouldn't keep 3 Aspire and pay 3 AFs
@jenniferw8963
@jenniferw8963 3 ай бұрын
saks/dell is quad dip no?
@vtecmikee
@vtecmikee 4 ай бұрын
What referral link to use and how to MS that much in 3 months? What nuances associated with the spending?
@BlueBomb360
@BlueBomb360 4 ай бұрын
Should you wait a year like with other cards before closing to free up credit line?
@Eckh4rt
@Eckh4rt 4 ай бұрын
Can I apply for ink cards while over 5/24?
@Embrxceyourdemons
@Embrxceyourdemons 4 ай бұрын
If i remember correctly if it’s your first chase business card you must be under 5/24
@Yourpolice69
@Yourpolice69 4 ай бұрын
if you get a Chase shutdown, does that mean lifetime ban from any chase cards?
@trey2278
@trey2278 4 ай бұрын
Great video. Just a warning on velocity here with authorized users. I got a ton of points with your 2P strategy. However while going for my 3rd Chase biz card I got denied for "too many active accounts/too much available credit. new chase biz card recently opened and a low dosage of chase credit lines". I think the issue was that I was adding my spouse as an authorized user. She would then add me when doing player 2. When I called the reconsideration line they told me I had done apps almost monthly. Dumb mistake on my part but this strategy is great.
@jeremycain2491
@jeremycain2491 4 ай бұрын
Nice review. Thanks.
@joshuajennings9250
@joshuajennings9250 4 ай бұрын
Did EJ Finance stop making content? I recently came across this gem! Here’s my petition for new videos!!
@mikek.9980
@mikek.9980 5 ай бұрын
Does this offer still works. If not do you anticipate this coming back soon?
@mikek.9980
@mikek.9980 5 ай бұрын
Hi, thanks for this video - very informative. Just one question, can I use Chase Inc Business cards to transfer points to Hyatt?
@sammyjtravels1862
@sammyjtravels1862 5 ай бұрын
Hey man! Love your videos. Please post more, super informative :)
@johnappleseed6926
@johnappleseed6926 5 ай бұрын
No way due this still work
@ej.finance
@ej.finance 5 ай бұрын
Chase inks still don’t limit Sign Up Bonuses
@janenuss6
@janenuss6 6 ай бұрын
Honestly though, I have Chase, Amex and Capital One. And they are my least favorite. Their travel portal isn’t as good as the others. So I don’t think you’re missing out on too much. I’ve been thinking about shutting down my Venture X lately and just focusing on Chase and Amex points. 🤔
@mprubio84
@mprubio84 6 ай бұрын
So if I have the business Hilton but want the personal surpass, am I able to get SUB.
@ej.finance
@ej.finance 6 ай бұрын
***Note***: You can still triple dip the credits but family language has been implemented across the platinum cards :(. Therefore, you are more than likely only able to get the sign up bonus for one platinum and one buisness platinum card, effectively making this strategy the "two time triple dip." More risk tolerant viewers could still potentially try to skirt around this; Look at the example for the Charles Schwab card: "You may not be eligible to receive a welcome offer if you have or have had this Card the Platinum Card®, the Platinum Card® from American Express Exclusively for Morgan Stanley or previous versions of these Cards. "MAY not" instead of "will not" implies the POSSIBLITY of this still working. Wouldn't try if you are given a pop up.
@clownworldresidentii5184
@clownworldresidentii5184 6 ай бұрын
FYI, as i understand it, you can only earn 1 SUB across all platinum cards these days
@ej.finance
@ej.finance 6 ай бұрын
Updated that post with a pinned comment. The answer is kind of. Business + personal is still 100% good. Family language among the personals that says “may not” instead of “will not” which makes it sound like there is some discretion
@blacksam435
@blacksam435 6 ай бұрын
Can I add the business card to this strategy?
@millennialmoneymom
@millennialmoneymom 6 ай бұрын
great video! hope you make more soon!
@blacksam435
@blacksam435 6 ай бұрын
Do this still work in 2024?
@millennialmoneymom
@millennialmoneymom 7 ай бұрын
great video! please make one about United!
@olivofranco9510
@olivofranco9510 7 ай бұрын
Your link to apply expired, I want to give you credit
@ej.finance
@ej.finance 7 ай бұрын
Which link?
@joethong726
@joethong726 7 ай бұрын
i come back to your channel all the time hoping you will update. but you seem to stop updating :(. quick question though, does this hack work on the ink preferred too? I have one ink preferred already and seems like the welcome bonus is the highest right now
@ThePowersSix
@ThePowersSix 7 ай бұрын
is this still doable? I know amx likes to switch things up
@lianalonge1984
@lianalonge1984 7 ай бұрын
I’m hoping I get an offer from Cap One to upgrade from Venture to Venture X as I did from Venture One to Venture.
@GaJaDreams
@GaJaDreams 14 күн бұрын
Did you get any bonus for upgrading?
@ImKeeday
@ImKeeday 8 ай бұрын
The only problem with Capital One early is when you use the Venture X pre approval tool, they'll tell you that you don't have enough credit history so you can't really prioritize getting this card (or any of their cards with the sign up bonus at least) since you're early in your game. I recently hit the 2 year mark since I started and using the VX pre approval tool now, it only tells me I have too many revolving accounts recently opened so I may be a 1 off but I think having at least 2 years of credit history is the earliest you can be at for the VX at least.
@nathanstepp86
@nathanstepp86 8 ай бұрын
Do you think we should wait for the 90k offer to apply for these again? Or go for at the current 75k offer. I got 3 different ink cards last year from Aug-Jan with SUB of 100k,90k, and 90k so over 300k total after spending in just about 6 months. I’d like to do that again this year if possible
@ej.finance
@ej.finance 8 ай бұрын
3 cards that quick is pretty aggressive. I don’t anticipate the 90k offer returning soon but regardless would wait a few months and see if it comes up. In the meantime you can work on some other business cards from other issuers that don’t affect your 5/24 status
@Floof_Factory
@Floof_Factory 9 ай бұрын
im using honey, retailmenot, rakuten, capital one shopping, dosh, upside, topcashback, karma, pricescout, and maybe pogo. are any of these apps stackable?
@msaylorBTC100M
@msaylorBTC100M 9 ай бұрын
can a relative use the FNC?
@jonchsy
@jonchsy 10 ай бұрын
max card number is 5 not 6
@greentechgiraffe
@greentechgiraffe 11 ай бұрын
as you were preapproved for three different parts, why not start the Capital One relationship with one of them. The Savor one card is a no annual fee one that earns cashback and later if you get the venture or venture X, you can transfer those earnings into miles.
@ej.finance
@ej.finance 8 ай бұрын
I ended up approved for the Venture X since making this video :)
@headlibrarian1996
@headlibrarian1996 11 ай бұрын
Is late check out availability reliable at IHG? It isn't at Hilton.
@ej.finance
@ej.finance 11 ай бұрын
My experience has been pretty reliable
@headlibrarian1996
@headlibrarian1996 11 ай бұрын
What happened to the channel? A few months of great content and then nothing.
@ej.finance
@ej.finance 11 ай бұрын
Posting again soon :(. Im in medical school and this year has been rather busy, but i have some new videos coming out soon
@headlibrarian1996
@headlibrarian1996 11 ай бұрын
Are resort fees "eligible spending" for purposes of earning 5x Hyatt base points?
@headlibrarian1996
@headlibrarian1996 11 ай бұрын
It isn’t quite true that business cards don’t count for 5/24. Capital One business cards do because they report to your personal credit report.
@ej.finance
@ej.finance 11 ай бұрын
That’s a good point
@jameslee5603
@jameslee5603 11 ай бұрын
I applied for the CIU for my LLC using an EIN but also supplied my personal SSN during application. I'll be done with the spend in month two. Can I then apply for the same CIU for my other business as a sole proprietor using my SSN and get the SUB? There's also P2 involved. What should the velocity of our card openings be? Also, thank you for your videos.
@ej.finance
@ej.finance 11 ай бұрын
For ink cards 3 a year is pretty safe but still aggressive enough to be worth it. You can get the sign up bonus again yes, even if you were to use the exact same business, EIN, SSN, or whatever.
@deanyt3697
@deanyt3697 11 ай бұрын
By the way, I did exactly this and opened an Amex Platinum vanilla card in second half of Dec 2023, and it has been working as intended! Thank you. Now I am looking forward to the triple dip next.
@brianpatterson5244
@brianpatterson5244 11 ай бұрын
What is your credit score?
@ej.finance
@ej.finance 11 ай бұрын
Fluctuates between 750-810 depending on how many cards I have opened in the recent past. On time payments is virtually the only metric that will significantly impact your score.
@terrylin6758
@terrylin6758 11 ай бұрын
Say if a category 4 hotel has an ultra luxury suite at $2000 per night, will I be able to redeem the certificate for that suite? Or will it not be on the list even if there’s cash/ points availability?
@chrisoverbey5937
@chrisoverbey5937 11 ай бұрын
The number of variations and permutations is dizzying, but the basics are solid and easy enough to understand. Great video, very informative
@KSGboss
@KSGboss 11 ай бұрын
Awesome guide! Just got approved for the Ink Unlimited but had to go through a branch to get approved bc I'm over 5/24. Would love to drop my referral, but seems like comments with links get auto deleted.
@ej.finance
@ej.finance 11 ай бұрын
I don’t really think i can fix that. Shoot me an email with your link, im getting another one soon.
@KSGboss
@KSGboss 11 ай бұрын
​@@ej.financedone, sent to the email in your description. Which card are you getting?
@AnthonyVenture
@AnthonyVenture 11 ай бұрын
Hey man, if you ever want to come out of retirement, I’d love to have you on the podcast 😬 Your videos are insane ha, and you drop a lot of insane tricks I don’t hear talked about very often. Some I’m actually using today! But either way, keep killing it!
@ej.finance
@ej.finance 11 ай бұрын
Shoot me an email, I was planning on uploading again soon. [email protected]
@AnthonyVenture
@AnthonyVenture 11 ай бұрын
@@ej.financeCool man! Sorry, this notification never popped so I just randomly came to check this comment again haha. Ok, just sent you an email! 👍
@SupermanDee
@SupermanDee Жыл бұрын
Wondering what happens if I’m pre-approved for both cards
@Phillylima
@Phillylima Жыл бұрын
Put that you will carry a balance occasionally it really does help.
@Phillylima
@Phillylima Жыл бұрын
I have the 75k sign up bonus referral link in my bio.