That's a good question! Do you feel restricted or free when it comes to $$$?

Thanks for the kind words :)

Yeah, financially conscious is a good way to put it. It's about using your money in useful ways instead of wasteful ways. Cheers!

That's a great list!

I like your comment but solar panels are often a poor investment. It depends on how it's done and most people do it wrong.

​@@mom2artists Obviously you won't put solar panels in a place they are not suitable for and you won't hire amateurs to do a professional job. At least I didn't. My panels actually produce far more energy than I consume, so with the net-mettering contract I've signed I am building an energy buffer. Even with a few months of the panels working at full strength, I've gained a 1.4 Megawatts of surplus which is practically stored for me, by the electricity company, for free. ;) Did I mention that I got half of the system's cost on a "green power subsidy"? Yeah, sure, those tactics are not for every country/place, but if you look things up there are good chances everywhere now that "green energy" is the current trend.

Thanks so much!

Glad you liked it!

I actually created a rule for myself where I don't use my cellphone in bed anymore. Helps with sleep schedule!

@@ben-adler So smart!!!

Yep that includes everything. The biggest savings hack I do is I rent a room, which makes my rent in the bottom 2% for my city. I also work from home and don't have any debt. Then I don't really buy useless stuff and zero junk food.

@@ben-adler That’s amazing!

Thanks :)

Glad you liked it!

It's good that you recognized it. Cheers!

Yes, I couldn't agree more with the scarcity mindset and well-being. Your life takes a backseat to money.

Glad you enjoyed it 😊

Totally agree about the small talk! Kinda wish there was a button you could press the let's the barber know if you want to talk or not.

​@@ben-adlerone such barbershop started in Sweden. No talking at all.

Thanks! I think that is a great way to summarize it, have purpose and not a punishment.

Glad you enjoyed it. I haven't heard that earpods before, I'll research that.

Yep, sometimes it's about balance too

​@@ben-adler Or a good thesaurus :P Frugal literally means "cautious, economical, prudent". It NEVER meant that you are a cheapskate that bought nothing and tried to live on peanuts. By the way the word ECO-NOMY literally means "managing your house" (from the greek words "οικος" (house) and "νέμω" (govern) ). Whoever said that "economy" means to by just one step upwards from living in a tent, other than silly people that wanted to make "content" for their books or online :/ Things are actually simple: A) Invest in life and things that are important to you. Buy good healthy food and a quality chair and desk (if you work from the computer), buy a quality bed and mattress - sleep is 1/3 of your day! - buy quality things that you use a lot and will last you decades B) Save money on frivolous things and do not buy them at all (e.g. expensive phones, cars, watches, jewelery, houses, brand products, etc. ) C) Take care that your house is neat and nice on the inside, do not bother much on the looks and the outside. D) Buy a cheap sensible car brand new and keep it forever (a Corolla is 27k brand new - it will last you many decades, never sell it. That way who cares about depreciation?) E) Try to be independent in general, not only financially. E.g. get some solar panels for your house. Buy a water filter, buy tools and learn to DYI some things that seem fun and not dangerous (electrical wiring? Dangerous. Avoid it unless you know what you are doing. Plumbing? Not dangerous. Try it out.) Life is not THAT hard. Stay away from hyperbole and you can have a nice life while living frugally :)

Thanks! I use swappa.com. You can buy brand new electronics that are technically "used" for much cheaper. I bought my pixel 7 there for 1/2 off. Not a scratch on it and works perfect.

Sounds like a happy and healthy relationship …

😂........ahem. I have no idea what you're talking about! 😇

@@libbaT Are you the wife? 😁

@@user-ou1ui3dy1g lol

Glad you liked it. I totally agree that starting early is key. When you start early, you don't need to invest as much because of the compounding interest. One of my mistakes was not learning about this earlier.

Yep, I think it's definitely important to have some joy in your life

Aw thanks very much. I haven't used robo accounts before. Buying total stock market funds are easy and you don't need an advisor. What you want to do is create an account with your broker (Vanguard or Fidelity are good), then you'll link your bank account, then you can buy the fund you want. I also set up my solo 401k myself but I worked with a CPA to make sure I was doing it right.

Will be nice once you clear those debts!

In the USA, $1000 per month is below the poverty level. It's more expensive here compared to other countries.

Wow congrats! Seems like you are on the right track. I haven't used Acorns. I usually recommend fidelity and vanguard for investments.

Thank you :)

Sometimes simple is best. Thanks for the comment :)

Glad you enjoyed it :)

The closest I've come to doing that was building a business!

Thanks very much :)

aww glad you liked it!

Glad it helped :)

For auto insurance, I use AAA and pay $180 every 6 months (~$30/mo). Working from home really helps. I don't budget the rest of the expenses since I'm able to save a lot.

wow, that's a big step. I pretty much live online so that would be quite difficult for me

I don't have any but each their own!

For me I don't buy any drinks, snacks, or deserts which helps