Here in the UK our government is obsessed about property ownership no matter how meagre and use the "terrorism" excuse for spying on us plebs. What's wrong with getting a good deal no matter how wealthy?

hide identity with the purchase of Italian property is the most degenerate thing i've ever heard. but hey, this is social media.

First🎉

Good evening sir i am from Pakistan living in Italy i have a complete document. I want to buy a house for my family i want to ask you is have a age limit ty buy a house from Bank on instalment tell me about age limit then we will contact thanks

Yes I would love to do that but it will never happen

I am a real estate broker in Texas interested in buying a retirement home in Tuscany. Is there any way i can get you to give me and example of what whe call a Settlement statement... breadking down all closing costs.. Of course, I only have a real estate licence in Texas but I would like to see an example settlement cost statement on a property of about 600 Euros.

Sensational! I bet it tastes amazing! 🫒🌳🍷♥️🇮🇹

Hi. Thanks for your video. I got my Italian citizenship 2 years ago but l live in Australia. We are planning to invest in italy but would like to get a loan in Italy to buy an investment property showing my overseas income, which are reasonably high. Is it possible? We are also planning to move to Italy but we might keep our jobs in Australia (will work remotely). If it is possible, could you kindly advise which banks do it? Thanks a lot.

Buongiorno and thank you for this content, are you a real estate agent in Italy? Do you have a business contact info for something more specific? Thank you! 🙏

As only a casual observer, it seems that prices have still not recovered from the financial crisis.

Putting 50% for a 30 year loan scares me a bit. Are there never circumstances where the bank approves a loan for more? 35% of my monthly income is triple what I would have to pay monthly.

Thank you very much Iacopo for this generous video which will surely be of great help to people like myself attempting to purchase property in the belle paese. Eloquently presented with transparency and a friendly tone. Perhaps the Italian words for all these steps might also appear in a future video? But really great work and THANKS again !!

Anything like this but scaled down and cheaper

That's got to be expensive

Wow that's a beautiful apartment and a great price!

That's exceptionak value for money in a beautiful setting! Love it!

WOW...THAT'S AMAZING! An awesome investment for someone!

Oh it's beautiful! I'd happily live there if I wasn't already in Tuscany. Gorgeous!

Thank you for your video! 🙏 Could you please give a concrete example, if I buy a house in Italy for 50,000 euros from an agency for example, with all the fees you listed, how much will it cost me as a final price.

What are the penalties if one is not able to make the move to the property on which they used the fiscal ease within the 18 month deadline?

This was great information, thank you for explaining in such detail. I subscribed 😊❤️🇮🇹

Thanks for the informative and detailed video. Could you please clarify if it is possible to correct the cadastral value of an object? In our case, the cadastral value of the object we want to buy was determined in 1995 and today it exceeds the market value by 45% (cadastral value higher than market value). Thank you.

Very detailed presentation. Grazie!

They must have had very small feet in the Medieval Age 🤔 😊

So a real estate agents takes 6-8% in total? Why? In most countries, this is just 3-4% covered by the party selling the house. Sounds pretty scammy

This video is very useful, thank you. I have had a call with your colleague but I wasn’t able to get the information I asked about what’s your pricing to assist with this whole process: the only price she could give me was the 250€ of your consultation call. Sadly, I have to say it left me disappointed.

I am a new Italian citizen, and I’m residing in Italy. I plan to get a job here in Italy now that I’m a citizen. How many years working in Italy are generally required to qualify for a mortgage? Any suggestions on how to build credit in Italy? I come from the US. Thanks.

That's because they stepped in mud & horse 💩💩

😢😢😢😢

That time the stree where fulled will horse poop so it's used. To clean it

I agree with one of the people who commented on your video. The Italian system seems to be extremely complicated, confusing, and not straightforward. I am thinking of buying a property in Italy, but your video certainly scared me away. Also, I did not understand if you do, or do not pay proper taxes.

thank you good information i will buy property i contact you thank you again jacopo have a great day jose y noemi from california usa

The most corrupt aspect of Italian real estate for foreign buyers is that of the Geometra. You should assume that 95% of Geometra’ are 100% corrupt, dishonest and fraudulent. That might be a wild exaggeration and it’s only 94%! They treat foreign buyers merely as financial prey, to be feasted upon until they sell up. Until Italy resolves that professional bottleneck it will remain impossible for Italy to attract the kind of people it needs to repopulate the country. So many professional people - employees and business owners simply give up due to the Geometra. One of Italys leading real estate agents told me a matter of months ago, the geometra was the no 1 reason for a real falling through. Italy is no more or less bureaucratic than any other country. There’s a process, which is clearly documented. The problem again comes back to the geometra who plays the card of bureaucracy and “wants to help you” which invariably means telling you how complicated everything is. Italy is not complicated. It’s simply process driven. Also remember many older, rural houses might have multiple generations of ownership. 20-30 co-owners isn’t uncommon. Agreeing a price will seldom happen so walk away. Also, the price asked for a ruin in the mountain can easily be 3, 5 even 20 times the real value. It’s the Italian culture of expecting you to spend the next decade of your life negotiating. Again. Walk away.

It is the digital era but you still pay the bollo depending on the amount of pages. When I tell people about Italy no one believes me, it is not a country but a joke pretending to be one.

I am new to your channel and I’m enjoying your detailed information on the process of buying real estate in Italy. Can you make a video/videos about auctions? How do they work? Risks? Etc. Thank you!!!

Thank you for the video! I’d like to buy property for 42000 Eur The property agency indicated to pay 4280 Eur agency fee. It is not 3-4%, but 10%. Is this a normal practice or should I stop working with such an agency?

Thank you for the video! I’d like to buy property for 42000 Eur The property agency indicated to pay 4280 Eur agency fee. It is not 3-4%, but 10%. Is this a normal practice or should I stop working with such an agency?

How much tax a year

Very informative video. You gave an example of €1,000,000 villa, but what if I wanted to buy a house / apartment in Southern Italy (to use as a holiday residence) costing around €100,000? I'm an EU citizen.

Thank you

Just wanted to let you know your videos helped us tremendously when we started seriously looking into buying property in Italy last Summer. Thank you for putting up professional, informative, and relevant content!

Good info.

Also clear but just too be sure,.. before thát moment, paying the caparra ore down payment you can change your mind ? Even when you did bring an offer for the propperty. Thank you very mutch !

This is the kind of property I want to buy.

We are still all waiting to find out how not to pay tax. Vergognati

Poor chääs, . Noo probläam 😅

Ciao Jacopo. Very good data and comments. You said the Italian market was down 10% in transactions in 2023 and that 2022 was a record year. That's really quite positive actually at this time. For example, in the U.S., the same was down 19% in 2023 from 2022, and down 33% in 2023 from 2021. Canada down 31% at this same time. You also said it looks to be rebounding currently as well. It is not rebounding in the U.S. or Canada. So this is highly resilient indeed. This is due to real wage incomes rising, more employment, and a generally stable Italian housing market. There is not hardly any 'speculation' or house 'flipping' in Italy as there is in many other countries, as you know. This is very positive. I am certain the housing market will remain very stable, comparatively to others, and prices will gradually over time keep increasing higher, in a good way. While there is a lot of financial uncertainty in many places, Italy looks very stable, although again I mean 'comparatively' to others, and so should outperform. It looks about as good a time as any to own real estate in Italy. Those are my thoughts. Grazie e buona giornata!

Amazing story, many thanks.

You mentioned at the beginning of video possibility to have 0% yearly tax on property, but did not explain this topic further. Or I misunderstood?

Thanks for the video but the system is very complicated and making me scared to buy holiday house is better to rent well Thanks for the video