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Glad it was helpful!

When the card transaction is done, there are frauds which are possible e.g. lost card (e.g. the card was stolen, in this case the liability is with issuing bank mostly). OR the customer goes for returns and chargebacks (which is the responsibility of merchant; the merchant may not charge/settle OR may refund). For these cases, for accounting checks, and for efficient batch processing settlement is done (and this process is followed). For the chargeback cases there may not be any settlement (in some cases where chargeback is after settlement, there is a refund process).

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thanks for liking and commenting 💐

thanks so much for your generous comments 💐

Thanks for your comment, unfortunately I don't have the slides now.

thanks so much for liking and commenting 🙏🏻

thanks so much 💐

Glad it helped 💐

Please ensure 1) You are logged in and are in "My available Coupons", basically this link www.bjs.com/myCoupons 2) Go to Developer Tools and select "Console" from the top tabs in "Developer Tools" 3) Copy and paste the script on the console, lastly press enter; Script Title "NEW SCRIPT (USE THIS ONE - Updated on 13th March 2024)", Link: github.com/YesInAJiffy/BJs/blob/main/README.md 4) If the number of coupons are too huge, then refresh the page after 5 seconds and do step 3 again till all coupons are applied. thanks.

I had to type 'enable pasting' first and then run it a few times. only seemed to clip 30 each time.

Yes primarily it's the merchant, that's where if you shop and offer to pay to the merchant by cash they give you some additional discounts. There could be some exceptions, for example in BNPL space; but largely its borne by the merchant.

hi thanks again. No the process is very different. For each and every type of electronic fund transfer the process is different (at high level it may look similar, but if we go one level down we understand the differences). I will try to make videos for ACH and Wire Transfers someday.

@@NurtureLearning It is very helpful video. Good communication and explained very well. Will be waiting for online transaction flow🙂

thanks so much. Here it is kzbin.info/www/bejne/sHfTlGeNrratZ7M

@@NurtureLearningthank you!!

Thanks so much, sorry but don't understand the question properly.

Thanks so much for liking and commenting.

hi, depends (because mostly it's batch based), typically done witinin 24 hours but the notice is given to customers as 48-72 hours.

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Thanks for liking and comment 🙏🏻🙏🏻. Regarding your questions: *Interest Deduction:* 1. The interest is calculated on the daily outstanding balance in the loan account. 2. The interest amount is debited from your SBI Maxgain account at the end of each month. *Principal Deduction:* 1. The EMI (Equated Monthly Installment) that you pay consists of both principal and interest components. 2. When you deposit money into your SBI Maxgain account, this amount is available for withdrawal but also considered as a part of the available balance to offset the outstanding principal. 3. The principal reduction happens gradually with each EMI payment, with a higher portion of the EMI going towards the principal in the later years of the loan tenure. 4. Any surplus amount you deposit in the Maxgain account reduces the daily outstanding balance, thereby reducing the interest portion of your EMI. However, it does not directly reduce the principal until you decide to make an actual principal repayment (for principal repayment you need to go to the bank and ask them for it, it's cumbersome and does not help in any way). Please check with bank once on this and let me know if any corrections. Thanks.

Glad you liked it, also thanks for leaving your comments 💐💐

Wow thanks, you are absolutely right. The text in the flow needs correction, will correct it 🙏🏻🙏🏻

thanks for commenting, glad you liked it 💐💐

Yes Adharsh, if you have surplus money put in OD account and then you will save on the interest levied on your home loan.

hi, please reach to Rupay or VISA (Rupay preferred for India). The process at high level is a)Onboarding a client (your co-operative bank) b) setting up an account c) allocating cards. It's more complex then what I mentioned, but Rupay or Visa should be able to guide you (if they see the value).

oh, it's been more than an year, I don't think can find it easily now.

good to know this 👍🏼👍🏼

Just added it in comments.

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Great question, please note that the Merchant has no direct connection with Issuer (the POS can't connect to Issuer directly; imagine if it has to do that then the POS has to have connections with all banks at in place. Instead a router, acquirer here helps). The acquirer bank is the financial institution that has a relationship with the merchant. Acquirer's primary role is to facilitate transactions on behalf of the merchant. When a customer makes a purchase, the merchant forwards the transaction details to the acquirer bank. The acquirer bank then communicates with the payment networks and the issuer to obtain authorization for the transaction, and it ultimately settles the transaction by transferring funds from the cardholder's account to the merchant's account.

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that's amazing to know, all the very best wishes for your startup 👍🏼👍🏼

Glad you think so and thanks for liking and commenting 👍🏼👍🏼

thanks so much for commenting and for the wamth in comment 🙂

Glad you liked it and thanks so much for commenting 👍🏼👍🏼.

Glad it was helpful ✅ !

Glad it worked 👍🏼👍🏼, I shall put some instructions on the description of this video as well.

nothing is being clipped

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