NEOBANKS VS FINTECHS EXPLAINED
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Пікірлер
@GenevieveLamptey-s9j
@GenevieveLamptey-s9j 5 күн бұрын
Your insights were valuable Jeremy, thank you for breaking it down for us.
@JeremyQuainoo
@JeremyQuainoo 5 күн бұрын
My pleasure, I'm glad it was helpful!
@3bi573
@3bi573 5 күн бұрын
I see the inclusion of Ai themed images❤
@JeremyQuainoo
@JeremyQuainoo 5 күн бұрын
Yes, trying my best to test it out. I'm still learning :)
@BrandonDemand
@BrandonDemand 10 күн бұрын
Outstanding
@JeremyQuainoo
@JeremyQuainoo 10 күн бұрын
Thank you
@beautifullama9
@beautifullama9 10 күн бұрын
Great explanation esp for a novice. TY...You've gained a new sub :)
@JeremyQuainoo
@JeremyQuainoo 10 күн бұрын
I appreciate it, thank you
@user-hd8mi4vu7f
@user-hd8mi4vu7f 12 күн бұрын
first here,Jeremy alll the way
@JeremyQuainoo
@JeremyQuainoo 12 күн бұрын
I appreciate the supprt
@user-hd8mi4vu7f
@user-hd8mi4vu7f 11 күн бұрын
​@@JeremyQuainoo please can you make a video for those of us who are passionate about tech sales what is the first role in tech sales do African fintech hire sales teams at all how long does it take to get promoted Do you need a degree to break into fintech sales
@obinnankeonadi4727
@obinnankeonadi4727 15 күн бұрын
Can you help recommend trusted fintech software development company?
@JeremyQuainoo
@JeremyQuainoo 12 күн бұрын
Depends on the location the purpose
@user-hd8mi4vu7f
@user-hd8mi4vu7f 16 күн бұрын
you are the best
@JeremyQuainoo
@JeremyQuainoo 16 күн бұрын
Thank you, I appreciate it
@abisafo1
@abisafo1 18 күн бұрын
very insightful
@JeremyQuainoo
@JeremyQuainoo 17 күн бұрын
Glad you found it useful
@KristelEvans
@KristelEvans 24 күн бұрын
hello, which umbrella does budgeting apps fall under?
@JeremyQuainoo
@JeremyQuainoo 12 күн бұрын
Budgeting apps typically fall under the **Personal Finance Management (PFM)** domain within fintech. This domain focuses on helping individuals manage their finances, including budgeting, tracking expenses, managing savings, and sometimes even investing. Budgeting apps are designed to provide users with tools and insights to better understand and control their financial situation, often integrating with bank accounts, credit cards, and other financial services to give a comprehensive view of personal finances.
@ajwadk668
@ajwadk668 25 күн бұрын
Hi, I've done a bachelor's in commerce specializing in finance and am currently preparing for my ACCA exams. Should I do a Master in Fintech along with ACCA or after ACCA (with little work experience)? It almost takes me around 1 year to complete ACCA, but after 6 months, I can start practicing ACCA. Or is it better to complete a master's in fintech along with ACCA and enter the industry as a fresher after a master's and ACCA certification? Would I be able to land well pay job after my graduation ? Your valuable opinion would really help me !!!!
@RobertLoyale
@RobertLoyale 27 күн бұрын
Bruh you stopped going to the gym…that’s a no for me lol😂
@JeremyQuainoo
@JeremyQuainoo 25 күн бұрын
I know man, thankfully that didnt last long and i eventually left. Back to the fit lifestyle
@user-lj7pl3ou6e
@user-lj7pl3ou6e 29 күн бұрын
Thanks for the info...came here for one thing...but learned a lot more...
@JeremyQuainoo
@JeremyQuainoo 29 күн бұрын
Glad to hear it!
@vickimix
@vickimix 29 күн бұрын
Thanks for the great information! Very useful content, keep it up!
@JeremyQuainoo
@JeremyQuainoo 29 күн бұрын
Thank you
@niiodailayee6641
@niiodailayee6641 Ай бұрын
JQ, what’s up boss. Okay so I realized most banks if not all are leveraging on digitalization strongly to enhance their offering, plus the use of AI to interface with consumers. Would you say there is a blend or dual functionality in their offering, ie playing the role of traditional banks and neo banks at the same time or just entirely distinct when it comes to the two banking roles?
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
Hi Nii, yes definitely been a while. To your question, a traditional bank can't be classified as a neobank simply by embarking on a digitization or digitalization drive. Unless they are able to completely do away with all physical branches or at the very least ensure all transactions done in those branches are migrated to mobile or digital channels, they will remain a traditional bank with a digital offering. The premise of a neobank is to maximize the advantage of not having physical overheads at all, which translates into advantages in the digital offering when it comes to reduced fees and preferential interest. I hope that makes sense.
@niiodailayee6641
@niiodailayee6641 Ай бұрын
Absolutely. Well clarified. Thank boss
@mamacita5636
@mamacita5636 Ай бұрын
Best explanation ever. You answered questions I didn’t even realise I had. Keep it up!
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
Glad it helped!
@AmanSingh-xy3wr
@AmanSingh-xy3wr Ай бұрын
Hi sir is this book capable to give all th information regarding fintech (mba) without any purchase online course. Is this books are sufficient master in fintch (mba)
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
Even though these books provide a wealth of knowledge in fintech, a structured course provides more practical application and skills required to master specific domains and functions within the fintech industry
@GodfreyAssi
@GodfreyAssi Ай бұрын
How can I contact you? Let’s talk
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
@shreeyanshgupta2508
@shreeyanshgupta2508 Ай бұрын
Hey Jeremy brother, Where r u from??? Can we talk for building a startup on this...????
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
Ghana
@bye835
@bye835 Ай бұрын
What are the requirements and licenses that would be needed for a fintech startup building a payment processing platform?
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
it depends on your territory, each country may have differing requirements and licenses
@3bi573
@3bi573 Ай бұрын
how well you articulate your words captivates my mind
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
Thanks for the compliment 🙏
@skeeterstudies8109
@skeeterstudies8109 Ай бұрын
Also, assuming I want to create my own momo system, what would be the regulation and requirements
@3bi573
@3bi573 Ай бұрын
i suggest reading the law on regulation of payments systems, and customer deposits and the likes. it can give you a start
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
good point
@skeeterstudies8109
@skeeterstudies8109 Ай бұрын
Am always interested in paytech in ghana. Could you please tell us more about regulation and license we need to start and the cost involved
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
To start a PayTech company in Ghana, you'll need to obtain a Payment Service Provider (PSP) license from the Bank of Ghana, which regulates the industry under the Payment Systems and Services Act, 2019 (Act 987). Depending on your services, you may require an Enhanced or Standard PSP License, or an Electronic Money Issuer (EMI) License. These licenses are essential for offering payment services, mobile money, or electronic payments in Ghana.
@unchainedwarriortv
@unchainedwarriortv Ай бұрын
Great job, Jeremy! Well done!!
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
Glad you liked it!
@HannahOham
@HannahOham Ай бұрын
I love it, how do I get the link to the course?
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
Links are in the description
@davidlamb7298
@davidlamb7298 Ай бұрын
I’ve been to many fintech conferences. When large organizations such as JPMorgan Chase and VISA present, I usually role my eyes. Their content is always basic at best and never useful. You however are quite impressive. I wish the world had 1000s more like you. It’s obvious you have dedication to your craft. Much respect. Thank you for the knowledge share. So rare these days.
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
This is very great feedback. I truly appreciate it. Thank you
@emanuellukwaro399
@emanuellukwaro399 Ай бұрын
Thank you for this, very informative
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
Thanks, glad you found it useful
@GENIEE74
@GENIEE74 Ай бұрын
i keep learning so much on your channel Jeremy thank you for this knowledge
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
Glad to hear it was valuable to you, thank you.
@rpmanago
@rpmanago Ай бұрын
Thank you so much for this! So, so valuable for those feeling stuck.
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
Glad it was helpful!
@skeeterstudies8109
@skeeterstudies8109 Ай бұрын
How to start my own payment gateway like paystack or my own momo like gmoney please help
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
To start a PayTech company in Ghana, you'll need to obtain a Payment Service Provider (PSP) license from the Bank of Ghana, which regulates the industry under the Payment Systems and Services Act, 2019 (Act 987). Depending on your services, you may require an Enhanced or Standard PSP License, or an Electronic Money Issuer (EMI) License. These licenses are essential for offering payment services, mobile money, or electronic payments in Ghana.
@skeeterstudies8109
@skeeterstudies8109 Ай бұрын
@@JeremyQuainoo thank you sir
@ramzanch4949
@ramzanch4949 Ай бұрын
My brother complete intermediate degree as a medical student And now he can choose BS FINTECH It is better than other fields ?
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
A BS in FinTech can be a great choice if your brother is interested in finance and technology, offering strong career prospects in a growing industry. However, it's quite different from medicine, so he should consider whether his passion aligns more with tech and finance or with continuing in the medical field.
@emanuellukwaro399
@emanuellukwaro399 Ай бұрын
This is well organised and informative presentation, simple language, simple example easy understandable.
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
I'm glad you found this useful
@akhileshkumarvaghela5439
@akhileshkumarvaghela5439 Ай бұрын
Good dear helped to understand
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
Glad it helped
@MrCrsistian
@MrCrsistian 2 ай бұрын
Excellent content! Keep it up 🔥
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
Thanks a lot
@djefardeur7958
@djefardeur7958 2 ай бұрын
TOP
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
Thanks
@soyunBoot72hb32ar
@soyunBoot72hb32ar 2 ай бұрын
Hello Jeremy, I'm from Mexico and I am looking for how to implement KYC, maybe you could give me some idea of how to do it? or do you know someone who could guide me on how to do it, I appreciate your comments.
@JeremyQuainoo
@JeremyQuainoo Ай бұрын
To implement KYC procedures in Mexico, familiarize yourself with local regulations from the Comisión Nacional Bancaria y de Valores (CNBV). Develop a comprehensive KYC policy covering customer identification, document verification, risk assessment, ongoing monitoring, and record-keeping. Collect and verify essential customer information using reliable sources and categorize customers based on risk levels. Employ tech for digital onboarding, automated verification, and monitoring. Train employees on KYC policies, maintain accurate records, and establish a reporting mechanism for suspicious activities. For tailored guidance, consider consulting local experts or financial compliance firms.
@benoyunu
@benoyunu 2 ай бұрын
This is powerful
@JeremyQuainoo
@JeremyQuainoo 2 ай бұрын
Thank you
@SJJ83
@SJJ83 2 ай бұрын
@JeremyQuainoo
@JeremyQuainoo 2 ай бұрын
🙏
@huudumutawakil3
@huudumutawakil3 2 ай бұрын
This is the culture I am looking for from the banks. Banks' culture is too rigid. I suggest switching your mind to work and the dress code shouldn't be so rigid. I Enjoy the Dress code culture at the Development Bank Ghana.
@JeremyQuainoo
@JeremyQuainoo 2 ай бұрын
Thanks for sharing
@huudumutawakil3
@huudumutawakil3 2 ай бұрын
Great work Jeremy. But what is a challenge is whether Fintech is matching banks concerning perks and compensation. It is a great thing I learned. Keep Pushing.
@JeremyQuainoo
@JeremyQuainoo 2 ай бұрын
Good point!
@azubuikechristopher1827
@azubuikechristopher1827 2 ай бұрын
JJ❤
@JeremyQuainoo
@JeremyQuainoo 2 ай бұрын
🙏
@ammaoforiwaaahantwi4798
@ammaoforiwaaahantwi4798 2 ай бұрын
great submission but i wish you could slow down a bit for the new learners
@JeremyQuainoo
@JeremyQuainoo 2 ай бұрын
Duly noted Oforiwaa. I do speak quite fast, i'll do my best to slow it down. thanks for raising.
@huudumutawakil3
@huudumutawakil3 2 ай бұрын
I keep learning from you.
@JeremyQuainoo
@JeremyQuainoo 2 ай бұрын
I appreciate that
@huudumutawakil3
@huudumutawakil3 2 ай бұрын
Great knowledge Jeremy
@JeremyQuainoo
@JeremyQuainoo 2 ай бұрын
Thank you
@user-on1ff8wu4j
@user-on1ff8wu4j 2 ай бұрын
Do you know about pi network sir
@JeremyQuainoo
@JeremyQuainoo 2 ай бұрын
Thank you
@sul-dev
@sul-dev 2 ай бұрын
Wow, I'm completely new to Fintech, and you did a great job here, very easy to understand well explained 👏
@JeremyQuainoo
@JeremyQuainoo 2 ай бұрын
Glad it was helpful!
@jessefranklin7616
@jessefranklin7616 2 ай бұрын
Hey Jeremy, congratulations on topping 10K! Continued success!
@JeremyQuainoo
@JeremyQuainoo 2 ай бұрын
Thanks so much, Jesse. I appreciate you
@anitanamubiru386
@anitanamubiru386 2 ай бұрын
🔥unicorn🦄
@JeremyQuainoo
@JeremyQuainoo 2 ай бұрын
:)
@chrislartey6230
@chrislartey6230 2 ай бұрын
🔥
@JeremyQuainoo
@JeremyQuainoo 2 ай бұрын
Thanks
@timewithjeremy
@timewithjeremy 2 ай бұрын
Innovation over compliance, all day every day. 😊
@JeremyQuainoo
@JeremyQuainoo 2 ай бұрын
Always!