Thank you !

Quick stupid question : the tax deduction is applied on my total income or does this income tax deduction apply only to the income of the investments I've made?

14:49 each bi-weekly payment is now eight grand?!? You’re paying $200k per year into a mortgage?

Mate. God bless you !

Hello! Love that videos, very usefull, thanks. Is that a good idea to have the drain system inside the sauna ? If the water evaporates, it smells bad. Maybe to do it ouside the sauna ? Thank you very much !!

Great video! Getting ready to finish basement and I need this in my life. Dad is acting as GC. I ordered the book on Amazon. Guessing to cut down on cost I can use something besides cedar and not do a glass door? I can connect to the bath. Tia!

Heavy Bag Is an Overall Useful Gym Tool. Did You Purchase That Bag in Canada.

you have summoned the whole of finland 😁

If you move $1.8k from the LOC to the SM account to then transfer $1.75k to the brokerage account, thereby leaving $50 in the SM account to cover LOC interest payment, does that mean that, at the end of the cycle, you move $50 back from the SM account to the LOC to pay for accrued interests?

What led tape lights did you use?

who the hell has money to max out.

Finnish basement? Huh

Can I set up this Smith Maneuver on my own or I need to consult with a financial advisor?

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Hi, thanks for your explanation. Personally, I don't see the point of having a SM account for myself. I'm planning to pull funds from my HELOC and deposit them directly into my brokerage account in Wealthsimple. As long as the withdrawn amount from the LOC matches the amount deposited into the brokerage account, I don't see the need for a separate SM account. To me, that seems like an extra step in the process. Could you possibly clarify in this case? Thank you!

any reason not to leave the osb floating? it's tongue and groove. if it weren't tongue and groove yeah i'd imagine you'd want a tapcon.

Great video! Just wondering, if we take $ out of the heloc, wouldn't we then have a minimum monthly payment to make on that debt? And the mortgage payment would be another payment right? So you do need to make sure you have enough $ to add that extra debt, is that right?

Do you think it’s necessary to use this track for side walls??

I have a question, how did you get that insulation to stay in the rafters without it falling out?

You missed installing the resilliant clips that the channels snap into. These have rubber contacts with the joists and greatly reduce vibration transfer. you just lowered the ceiling and vibration will transfer throught the channel you installed directly to the joist.

What happens at the end of the mortgage? Now you owe full line of credit and can no longer take money out. What happens if your house value decreases? Recession or no house upkeep?

Is that Line of credit same as the HELOC?

Apologies if already asked: is your non-reg joint with your significant other (assuming she’s on the mortgage?). Thanks!

If you live in Southern US, you just go outside

Man you just saved me a ton of time and money! Thanks for posting 👍🏽

I'm blown away at the quality of information. You didn't try to sell anything, you just gave straightforward information in an easy to digest manner. I'm eager to explore your other videos

Hello Simpson Properties! DMX1 (and maybe the underlayment you used?) state that you should leave a small gap (1/4th) from the wall, so that the air can flow and moisture can evaporate. I noticed you sealed yours to the wall completely. What are your thoughts on this? Is that 1/4th gap needed for evaporation?

Is vibration noise the same as impact/structural noise?

That advantech looks so good if you used it on pitched, you could forget underlayment

How did you choose Ecosmart for your equipment. I’m deep into research and I see Hi-Velocity, max air, Unico and Spacepak. No one locally really deals with any of them lol. Same boat - IBC boiler, but old air handler in the attic.

That room cannot exist in my house…

Why do you need re-advanceable mortgage for this? if you have margin account with higher value you can borrow again your portfolio and deduct that interest

I see Delta-FL only has a warranty of 5 yrs while DMX has a 25 yr warranty. This may be because Delta is HDPE while DMS is PP. Any comments?

Excellent joy

thanks for the info. amazing how knowledge can save a person . you save me so much time. question? how do you pay the interest on the (hloc) ?from your employment income? thank you 1000 times!!!!

Still trying to figure out what cooling system will go in my home. The original central unit caused damage to my ceiling by bringing it down. Replaced roofing and don't plan on doing that type because of potential leaks in ceiling. Then had a company give me quotes on central heating even though it sounds like the only option for me and the cost was outrageous at $14000. Have very small attic and doing mini split system will only create more holes to walls. Not sure what to get at this point.

I have never seen this and have used saws for 30+ years. I hate messes and the dust in my eyes and face but deal with it. Grew up on a construction site. This changes today. Thank YOU!

Did you use a stain on the cedar? Maybe its just the light but it looks like western red cedar with maybe a stain applied?

I am going to use 1 layer, otherwise it will be to expensive. Excellent video

How many bags did you end up filling for the 1500 sq ft attic?

great job. Totally agree with lights. I installed only 2 lights under the benches and it is more than enough. No need for ceiling lights as they only irritate and cost more.

So what happened to the sauna? Are you going to show us?????? No pictures no nothing? Worst video ever.

can two people normally sit in your sauna? i am thinking about doing the same size as you, but i would like to have company sometimes

Do you recommend directly screwing the channels to the floor joists or to create a strapping in the ceiling before installing? Thanks

So I have one apartment paid off and with step there’s $130K loc can I use this amount for a down payment or a new investment property rent it out and use this smith maneuver method today in 2024?

Thank you so much for covering this beautiful project. Super helpful! :)

I have a question, I have followed ur lead on how to build the sauna and I believe I have done a decent job following ur lead! In that note what did you treat the cedar wood with or have you treated the wood at all? Thnx again.

Landscape fabric = possible to get mold ?

You love to show your own face more than sauna…

As a Finn, I must tell you that you made a mistake building those wooden walls all the way down to the floor. Those will get rotten. Correct way is to install tiles for the first 20 cm from the floor and then continue with the wood paneling for the rest of the way.