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Пікірлер
@超級白兔 9 сағат бұрын
social housing有好多類型。有啲冇乜要求，淨係要求年收入唔超過某數，不過相對地冇咁多優惠，要收市值租金8-9折。另外唔係你達到要求就可以申請入住，要council轉介，而且因為需求好大，要排隊同埋同人哋爭。點解仲咁多人爭住租？因為完全唔使擔心有人會趕你走，維修有問題唔會拖你，例如你同佢講你間屋發霉，即刻有人同你跟進幾日內搞掂。（利申：喺social housing provider做）
@JustinLam1 3 күн бұрын
條路咁窄 點搬sofa / 雪櫃 / ... 上1樓?
@officialjackykwan 2 күн бұрын
我都想知🤣
@超級白兔 2 күн бұрын
其實一個人打直行到就一定夠闊
@wch4972 4 күн бұрын
HA客好易甩租
@officialjackykwan 3 күн бұрын
簽7年約點甩租？
@wch4972 3 күн бұрын
@officialjackykwan 你估有租約一定交租? 有D HA客不是經HA交租的。
@wch4972 3 күн бұрын
@@officialjackykwan 就算唔甩租，七年冇得加租亦是一個大問題。
@officialjackykwan 2 күн бұрын
業主是跟housing association 簽合約。合約內容是業主提供物業，HA負責交租。HA放什麼人住，住的人交唔交租，交幾多租無關。
@officialjackykwan 2 күн бұрын
有得加，跟合約條款，通常跟通脹。
@spisspspissp7120 4 күн бұрын
what is the name of this charity?
@officialjackykwan 3 күн бұрын
Please see description box
@teanau11 9 күн бұрын
之前England 好似都有出個啲報告 討論係咪可以下放權利係每條街嘅居民去決定 嗰條街係咪可以放寬個planning 嘅要求 從而做到一拆幾 將啲house 變做幾間flat 去供應多啲房屋 而家咁睇 睇嚟第時如果真係會咁轉 就應該係咁嘅樣啦～
@officialjackykwan 3 күн бұрын
我有認真睇過England house轉兩個flat。非常困難。屋的面積要求很大，要做sound proof。最多做到兩間一房。
@teanau11 3 күн бұрын
@ 嗰時有講過 係直頭可以下放權力落每一條街 由居民去決定可以點改法 包括加多2層之類 份文件我唔記得咗叫咩名🥲
@Billy_Hill77787 11 күн бұрын
Scotland 流行hmo嗎
@officialjackykwan 11 күн бұрын
完全沒有market。我估係一房租金已經低
@3988newsun 11 күн бұрын
點解報名係2024年9月20嘅😅
@officialjackykwan 11 күн бұрын
請報下一次通知我
@3988newsun 10 күн бұрын
都係一樣，選擇日期時間只出現2024年9月
@WYCheng-hg7pn 11 күн бұрын
👍🏻👍🏻👍🏻
@Kik666 21 күн бұрын
👍👍
@jasonkwok614 22 күн бұрын
Jacky sir您好, 片中提到investment mortgage年收入要超過￡25K. 如果我本身冇做嘢, 冇收入, 買咗個物業係￡100K, 租金回報係8%, 咁每年收租只係￡8K, 唔夠最低門檻, 咪做不到investment mortgage? 定係要等我再買其他物業, 所有租金回報超過￡25K至可以做第一個investment mortgage? 先謝謝回覆.
@officialjackykwan 20 күн бұрын
That’s a great question. You either have an earned income of £25k or over. Or you become a “professional landlord” where your rental profits ( from your tax return is over £25k ) There are mortgages out there that require no earned income at all. But they require you to be UK resident for the past 3 years.
@jasonkwok614 19 күн бұрын
@officialjackykwan Thank you very much for your reply. May I know the eligibility for a company to apply mortgage, also need to have £25K profit?
@officialjackykwan 19 күн бұрын
They look at the director of the company. Basically same requirement with a personally name applies the director. If personally they can obtain a mortgage then it is likely the company can also. The flexibility with a company is that you can have many other directors whom may not have a share in the company.
@jasonkwok614 18 күн бұрын
@@officialjackykwan I see. Thank you very much. It's a pity that I missed the trial classes in September 2024. I have already registered my interest in your upcoming trial classes but am eager to take your courses. Could you please let me know the dates for the upcoming trial classes and online courses?
@ericleung9743 22 күн бұрын
請提供William 聯絡方法🙏
@wonglaiyi9467 25 күн бұрын
請教：今年spring budget, 政府是否話2025年4月後，FHL的裝修支出，無得再claim structure and building allowance? 與長租睇齊？
@officialjackykwan 24 күн бұрын
Correct. Last opportunity now.
@wonglaiyi9467 20 күн бұрын
@@officialjackykwan多謝回覆。我想問返清楚，片中講的係指用sole trader定limited company去做FHL business? 定both applicable?
@Japan-.-sashimicom 25 күн бұрын
我之前airbnb租過印度阿差，一路咁樣逐租落去租airbnb業主佢都唔知有冇報稅😂應該唔會搞到我啩我淨係airbnb續租㗎喎
@bonnwong1763 25 күн бұрын
Contact of William pls
@wingkintam8401 Ай бұрын
請問需要另外找公司做管理嗎? 例如每次租後的清潔及交收鎖匙, 大概預咩價錢左右?
@officialjackykwan Ай бұрын
需要特別短租管理公司。清潔費用是住客負責
@babycar529 Ай бұрын
Instead of paying council tax, I heard that business rate applies if the property is rented out as airbnb for more than 105 days a year in England. Can you explain a bit more about this?
@officialjackykwan Ай бұрын
Yes. You can choose to pay business rate (business’ council tax) instead of council tax. Actually it is usually less, so you will have savings.
@chanbillie8515 Ай бұрын
Can I have the contact of Stephen?
@alantsang8169 Ай бұрын
Mortgage interest payment is not tax deductible for personal BTL
@officialjackykwan Ай бұрын
Yes. It is deductible. Just not fully for higher tax payer (40%) but it is still fully deductible for basic tax payer (20%). Common misconception.
@WYCheng-hg7pn Ай бұрын
👍🏻👍🏻👍🏻
@Gdcettaw Ай бұрын
任何人對你講30%回報，必是騙子
@Gdcettaw Ай бұрын
大量講即將消失的條款，浪費時間
@officialjackykwan Ай бұрын
公司名依然生效
@Cocochanel_1 Ай бұрын
你講得太快啦，其實可以講慢一啲
@officialjackykwan Ай бұрын
0.75x 😂
@modywan Ай бұрын
我London zone 1 開左餐廳 如果用公司名租個apartment 住 可以報公司支出嗎？
@officialjackykwan Ай бұрын
可以，但比director或比employee 住係benefits in kind.
@wch4972 Ай бұрын
VAT threshold 是指每年的?
@officialjackykwan Ай бұрын
係啊。每年營業額。但普通租金（非短租）收入豁免。
@maggiesit7177 Ай бұрын
現在買英國樓, 真的要想想,
@officialjackykwan Ай бұрын
幾時投資都需要諗清諗楚☺️
@hott138 2 ай бұрын
请问开房产物业公司，子女没满18岁可以登记成为股东吗？
@MrCat852 2 ай бұрын
透過公司持有資產和物業從而避開遺產稅是個可行方法，謝謝提醒！
@officialjackykwan Ай бұрын
😁
@bettycheung1006 2 ай бұрын
Where can I find this kind of service accommodation?
@Kingking-so9wf 2 ай бұрын
👍
@hott138 2 ай бұрын
Hi Jacky 谢谢你，支持你所有节目，上个你的课受益良多，请问可以推荐Pok Lawyer 联系邮件给我吗？想买英国楼投资。 要找靠谱专业有责任心且同声同气律师容易沟通。
@ckwong4005 2 ай бұрын
IC 友。。。
@ckwong4005 2 ай бұрын
支持❤
@officialjackykwan 2 ай бұрын
Thanks 👋🏻
@danielfung3351 2 ай бұрын
Theoretically, yes. But, if the property is in good locations, the seller will not wait for you. Planning application to Council usually take months
@officialjackykwan 2 ай бұрын
The statuary deadline for planning permission is 8 weeks. It is usually structured to offer a higher offer STPP. Or you can have an option to purchase that’s spans 3/6 months. No one will go into a deal without certainty you can do the conversion under PD or PP.
@danielfung3351 2 ай бұрын
This need Planning Permission:- (1) Additional costs involved & more importantly (2) the council can reject your application and you cannot change to residential - risk
@officialjackykwan 2 ай бұрын
The offer will obviously would be STPP. Subject to planning permission.
@走難英倫九哥 3 ай бұрын
請問係全英格蘭都有,定係個別地區？
@officialjackykwan 3 ай бұрын
Yes. Each council will have their own regeneration scheme, just depends how hard they push it.
@MMMMMJ123 3 ай бұрын
請問系唔系只限政府屋？
@officialjackykwan 3 ай бұрын
No. Properties in the area regardless type of owners. They started with the streets with more of their council properties first. Then moved to everyone else.
@gkjcjffjfhjfffrr 3 ай бұрын
what to do if i want more information about this kind of property
@bettycheung1006 3 ай бұрын
I think if you join his class, he will tell u more details😅
@officialjackykwan 3 ай бұрын
I have trial class. It is free. If you don’t learn sth then you can decide not to join. alnwickedu.com/jackytrial/
@conniecheung9324 3 ай бұрын
Respective responsibilities, like structure defects or peeling off paint?
@officialjackykwan 3 ай бұрын
They come with a limited time guarantee. Then it is owner’s responsibility.
@走難英倫九哥 3 ай бұрын
想請教市場上我都見好多,如租比serco七年租約,約滿後有無機會續租,因為間屋要改建Hmo,可以變成四房四廁,到時佢吾續約,一放出市場可能好難出售,或者要還原三房,變咗又一個成本,所以到現在都未決定,懇請閣下提供寶貴意見🙏
@conniecheung9324 3 ай бұрын
@@officialjackykwan Can I interpret the limited time is the lease term ?
@officialjackykwan 3 ай бұрын
You don’t need all ensuite to do social housing. The deal is set up wrongly in the first place because the agent wants to make money from the conversion. Without ensuite. You saved on the build, and you can sell to anyone (investor or family)
@officialjackykwan 3 ай бұрын
It’s like a new car or new house. You have some guarantee for some time. Then it is owner responsibility to repair.
@charlotterichmond9553 3 ай бұрын
What's the name of the scheme please?
@officialjackykwan 3 ай бұрын
Regeneration scheme
@charlotterichmond9553 3 ай бұрын
@@officialjackykwan 谢谢！ 不知道会不会只是给英籍业主，或某特定区域的物业，有没有leasehold /freehold区别对待，等等。 我对你说的租给council 的房子（5-7年，council负责维修）有兴趣，想多了解一些，因为我找不到好的物管，自己管又太累太烦，不想整天和handyman/plumber...打交道。
@officialjackykwan 3 ай бұрын
All owner in the area. Please get in touch with us on WhatsApp +85297942700 and see how we can help.
@emilchan8869 3 ай бұрын
又無呢d屋既exact位位置？
@officialjackykwan 3 ай бұрын
Each council has their own regeneration scheme with different incentive. You can look at your local council for such scheme.
@user-p5bh7i73zy 3 ай бұрын
會唔會阻住透氣?
@officialjackykwan 3 ай бұрын
No. It’s fine.
@hosimon6990 3 ай бұрын
Is there special criteria to meet social housing like HMO? Direct to contact social housing vendor or via letting agent ?
@officialjackykwan 3 ай бұрын
They are very tight on requirement. Always agent. They have a preferential higher rate.
@hosimon6990 3 ай бұрын
英國啲銀行好多時因為你做social housing 而唔肯借mortgage, 咁可以點做？
@officialjackykwan 3 ай бұрын
Specialist lender or leverage somewhere else.
@danielfung3351 3 ай бұрын
Hi, I know social housing need not go to hi standards. But £34k refurb to 5 beds seems still quite low. May I know how can he achieve this please? Thank you.
@officialjackykwan 3 ай бұрын
No need to refurb kitchen and buy second hand furniture. He is really good. I have used him myself.
@applechan3135 3 ай бұрын
資訊好有用，想問點樣可以contact accountant 🙏
@officialjackykwan 3 ай бұрын
Whatsapp us at +85297942700
@applechan3135 3 ай бұрын
🙏
@正義必勝-z4v 3 ай бұрын
你果然係移英群裏眼中的老師😂😂😂小心錢包🎉🎉🎉
@Dan1418 3 ай бұрын
邊個位置?
@officialjackykwan 3 ай бұрын
This property is in Newcastle.
@fet88chan18 4 ай бұрын
日劇 地面師
@11mancheng 4 ай бұрын
Can I set an Alert for a buy to let mortgaged property?
@officialjackykwan 4 ай бұрын
可以
@officialjackykwan 4 ай бұрын
睇睇先
@cherryleung1804 4 ай бұрын
謝謝分享長知識👍👍