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@RakhiKhatun-t7t
@RakhiKhatun-t7t Күн бұрын
Your video is very good, and your video content quality is very good, I benefited a lot from watching this video. I want to know more about this
@josephcacciapaglia4753
@josephcacciapaglia4753 Күн бұрын
@@RakhiKhatun-t7t thanks for watching and the kind comment. I have several videos about this topic, but if you have specific questions, I'd be happy to try to answer them.
@RakhiKhatun-t7t
@RakhiKhatun-t7t Күн бұрын
@@josephcacciapaglia4753 Thank you
@ghostflipping9552
@ghostflipping9552 2 күн бұрын
Love the perspectives!
@josephcacciapaglia4753
@josephcacciapaglia4753 2 күн бұрын
Thanks for watching, and for the kind comment.
@rakibrahamseoexpert
@rakibrahamseoexpert 2 күн бұрын
I work!!! You see my work... if you don't like my work... if it doesn't benefit you,,, then I don't have to pay you...
@josephcacciapaglia4753
@josephcacciapaglia4753 2 күн бұрын
Why don't you start a channel about good YT SEO? Then if you're actually good at it, it would attract a bunch of clients for you. It would be much nicer than spamming other creators' channels.
@rakibrahamseoexpert
@rakibrahamseoexpert 2 күн бұрын
Look, you can't trust me, maybe I'm bothering you, for which I'm sorry...
@SumnerStroh
@SumnerStroh 2 күн бұрын
Have you found out anything more since filming this? Seems like an amazing idea in theory.
@rakibrahamseoexpert
@rakibrahamseoexpert 3 күн бұрын
I researched your channel and noticed that your video quality and thumbnails are great. But your channel has some problems, which is why your video is not ranking well. You are working hard to grow it. But I see your video is not reaching all the people in your country due to a lack of video SEO, channel ranking is not possible without video SEO. Video is critical to SEO channel ranking success. If you think your video should reach all the people in your country, then I can help you with SEO. Optimized videos get 80% more views. See you can believe me. I don't have to pay any money first. I work, you see my work. Then if you feel that you have benefited, then you hire me. I want to send you a free audio report. Where I will improve your channel properly, how to proceed you will get good results, How to grow a KZbin channel is possible. I will share my flower process with you.
@josephcacciapaglia4753
@josephcacciapaglia4753 3 күн бұрын
Please stop spamming my channel.
@rakibrahamseoexpert
@rakibrahamseoexpert 3 күн бұрын
Look, I don't have to pay anything first...!! I work on your channel,,, you watch my work!!! If after watching your still feel,, you have benefited ...then you will pay me..
@CatyDavina
@CatyDavina 4 күн бұрын
Great analysis, thank you! I have a quick question: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?
@sellforcash5914
@sellforcash5914 4 күн бұрын
Delete this comment and never share your seed phrase. Contact binance support for help
@josephcacciapaglia4753
@josephcacciapaglia4753 4 күн бұрын
Thanks for being helpful. I think this is just some weird spam though. I get a comment similar to this on almost every video I do.
@rakibrahamseoexpert
@rakibrahamseoexpert 4 күн бұрын
Hello sir I am Rakib Rahman. I am an SEO Expert. I can grow your KZbin channel very fast.
@josephcacciapaglia4753
@josephcacciapaglia4753 4 күн бұрын
If you are good at SEO, why do you need to spam in comments to get business? Shouldn't people be finding you through your SEO efforts?
@rakibrahamseoexpert
@rakibrahamseoexpert 4 күн бұрын
@@josephcacciapaglia4753 I am Rakib Rahman. I am a professional Digital Marketer and video SEO expert. I researched your channel and noticed that your video quality and thumbnails are great. But your channel has some problems, which is why your video is not ranking well. You are working hard to grow it. But I see your video is not reaching all the people in your country due to a lack of video SEO, channel ranking is not possible without video SEO. Video is critical to SEO channel ranking success. If you think your video should reach all the people in your country, then I can help you with SEO. Optimized videos get 80% more views. See you can believe me. I don't have to pay any money first. I work, you see my work. Then if you feel that you have benefited, then you hire me. I want to send you a free audio report. Where I will improve your channel properly, how to proceed you will get good results, How to grow a KZbin channel is possible. I will share my flower process with you.
@ShebaGeorgina
@ShebaGeorgina 5 күн бұрын
Thanks for the analysis! I need some advice: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). What's the best way to send them to Binance?
@josephcacciapaglia4753
@josephcacciapaglia4753 5 күн бұрын
Is this SPAM? I get this same type comment all the time and I don't understand why.
@hehehelmaoo
@hehehelmaoo 8 күн бұрын
Great video Guru!
@josephcacciapaglia4753
@josephcacciapaglia4753 8 күн бұрын
@@hehehelmaoo thanks for watching!
@RonnieM90
@RonnieM90 9 күн бұрын
I have tried out Lofty, Groundfloor, Arrived, and Ark7 for a few months, too, and here are my opinions. Lofty was the one I hated the most. It had too many fees when you bought and sold, so I ended up losing money. The properties that I bought did not appreciate enough in value to offset the fees. I think I like Groundfloor the most for now. So far, I think I am seeing an expected return of around 11%. There is a chance that some of my loans will go into default, which would lower my return rate, but so far, none have gone into default. I am using the Flywheel Portfolio, so that will probably lower my expected return from 11% to 10% because of the 1% fees. I am using Ark7, and it seems similar to Lofty in that you have to hope that the properties you buy appreciate in value. I have gotten bonuses on their platform for investing around dividends day, so I have seen a positive return so far, even though I have sold some properties at a loss. I have used the Arrived private credit fund, which offers an expected return of 8.1%. I am OK with that because it seems safe. I do have more money in Groundfloor though because of the greater expected return.
@josephcacciapaglia4753
@josephcacciapaglia4753 8 күн бұрын
Thanks for sharing all of that. Lofty is definitely hit or miss, depending on which properties you buy. I'm also enjoying Groundfloor. I think I'll end up putting a decent amount of capital in there eventually. I want to see how it does for a bit longer though. Keep me posted on Ark7. I think there is potential there, but haven't found anything too compelling yet.
@jamiedavis567
@jamiedavis567 9 күн бұрын
100% dumb money grab.
@josephcacciapaglia4753
@josephcacciapaglia4753 9 күн бұрын
@@jamiedavis567 sad, but probably true.
@NicomedesClaudette
@NicomedesClaudette 12 күн бұрын
Great content, as always! I need some advice: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). What's the best way to send them to Binance?
@josephcacciapaglia4753
@josephcacciapaglia4753 12 күн бұрын
@@NicomedesClaudette I don't know.
@AMeierhoefer
@AMeierhoefer 14 күн бұрын
Thanks for the video. I own a few tokens in this. Whenever there are opportunities to sell I vote for it. To me, Lofty has a flaw (and I still hope they would fix it). They take the data that is provided to them at face value and create a case for a property to the community. They give the impression in the marketplace that they are experienced and one would think after all the years of operations they would be. In reality, in my experience none of the deals come close to what's calculated if you bought tokens at the initial offering price. That's also the reason why people are hesitant to vote to sell because they cling to the hope that the property would ultimately live up to what Lofty promised. Sure, you will say that each token owner should do their due diligence but if you can't trust the numbers provided on the platform why even be there. It took me time (almost like going through the stages of grieving) to realize that the original great idea of Lofty does not work if a market is turning from jubilant to stagnant. Maybe some newer offers will work out, but I can say that I am mainly done waiting and am voting for all sales offers now to get whatever little is left of my original investment back. To clarify, I had used Lofty to park the reserves for my fully owned properties where I do and did all the diligence myself and that idea, parking reserves in a tokenized platform with daily access to funds - while great in theory - did not work because the properties did not perform, and tokens lost value. I would have been better off parking the money in a HYSA. I am getting 4.45% and 4.5% at Schwab and Amex now, so to your calculation at 95% occupancy (which will not happen), I get more than 3.94%. 😉😉😉😉
@bergquist26
@bergquist26 14 күн бұрын
I really appreciate the effort you put into this analysis, Joseph. The main issue is that the property initially sold for $50 per token, and many investors are still holding at that price. While you’ve been buying at $30 and I’ve bought at $35, meaning we’d profit on our purchases, many others wouldn’t. Personally, I prefer to hold an asset for at least five years before considering a sale. Selling now feels too early to me, especially if it comes at the expense of those who bought at full price.
@josephcacciapaglia4753
@josephcacciapaglia4753 14 күн бұрын
Thanks for taking the time to watch, and for sharing your thoughts. I am curious how many $50 purchasers are still holding. I can empathize with them, but continuing to hold a bad purchase is just sunk cost thinking. I believe even people who might lose money on this sale would still be better off, as long as they move it to one of the better performing assets. Holding to maybe break even in a few years versus putting that equity to work today, feels like a decision to protect egos more than a prudent investment decision. I've certainly been in that position in the past though.
@AMeierhoefer
@AMeierhoefer 14 күн бұрын
I agree and holding it for 5 years would make sense even in a tokenized deal if the numbers originally presented by Lofty were even remotely close to reality. that's not the case in this property and almost one of all the others on the platform. when Lofty recently changed the calculation of account value I am sure many owners were shocked to see how much of their investments had evaporated. I believe that is also the reason that the website shows some fluff-numbers but not performance statistics for the last few years like any other company in the investing world. If Lofty had impressive performance it would show it to attract more investors. The numbers aren't there so we see some pretty pictures. I spoke to Jerry and he keeps saying: "We are a platform". That's true but not taking any responsibility for the numbers presented for a new deal basically means: If you can't do all the due diligence for each deal offered yourself - don't invest here!!! For me, to park a few hundred or few thousand $$ and having to do all the work I do for an outright purchase because you can't trust the platform is flaw that should be corrected. To get to 3.94% Jospeh was generous to calculate with 95% occupancy. Let that sink in
@josephcacciapaglia4753
@josephcacciapaglia4753 14 күн бұрын
@AMeierhoefer thanks for the input. Definitely have to do our own due diligence on every deal.
@AMeierhoefer
@AMeierhoefer 14 күн бұрын
@@josephcacciapaglia4753 Yes, true for direct purchases but then why be on Lofty?
@ReiJarrod
@ReiJarrod 15 күн бұрын
I love your intro line! Sit'n on the couch making some money! Technology is a wonderful thing. :)
@josephcacciapaglia4753
@josephcacciapaglia4753 15 күн бұрын
@@ReiJarrod thanks, and thanks for watching.
@Toufikhossan12
@Toufikhossan12 15 күн бұрын
Hi, Boss, your KZbin channel has great content, but it seems like growth is hindered by SEO issues in titles and tags. I’d love to give you some free tips to help boost your brand. Let me know how we can connect!"
@josephcacciapaglia4753
@josephcacciapaglia4753 14 күн бұрын
No thanks.
@donaldnewton4947
@donaldnewton4947 16 күн бұрын
As always Joe, great information and analysis.
@josephcacciapaglia4753
@josephcacciapaglia4753 16 күн бұрын
Thanks for watching!
@sellforcash5914
@sellforcash5914 16 күн бұрын
Great video bro. Dominate the algorithm
@josephcacciapaglia4753
@josephcacciapaglia4753 16 күн бұрын
@@sellforcash5914 thanks for watching!
@donaldnewton4947
@donaldnewton4947 16 күн бұрын
Thanks Joe, this is really valuable information.
@josephcacciapaglia4753
@josephcacciapaglia4753 14 күн бұрын
Thanks for watching.
@TheRomanFox
@TheRomanFox 16 күн бұрын
The landa platform has essentially collapsed due to litigation and mismanagement and dividend payments are largely frozen due to either non-performance, vacancy, or "renovations." This company can't do anything right.
@josephcacciapaglia4753
@josephcacciapaglia4753 16 күн бұрын
@@TheRomanFox thanks for sharing.
@j.o.b.o.t.official4057
@j.o.b.o.t.official4057 16 күн бұрын
I just came across your channel have you mad a video on roots investment ?
@josephcacciapaglia4753
@josephcacciapaglia4753 16 күн бұрын
I'm not familiar with roots.
@j.o.b.o.t.official4057
@j.o.b.o.t.official4057 16 күн бұрын
Can you makea video about the 7.90% landa is offering in the over all ?
@josephcacciapaglia4753
@josephcacciapaglia4753 16 күн бұрын
Sure. Thanks for asking.
@josephcacciapaglia4753
@josephcacciapaglia4753 16 күн бұрын
Here you go: kzbin.info/www/bejne/e5K5gotve6pmi9k
@TheRomanFox
@TheRomanFox 17 күн бұрын
Also courage to you, I'm staying clear of many of the properties in chicago and cleveland as the neighborhood quality isn't the best and more than likely tenant quality. For chicago, I'm more concerned with neighborhood and extremely tenant friendly city laws. Agreed on a short-term holds on both. There is room for opportunity, but it's just not in my risk profile.
@josephcacciapaglia4753
@josephcacciapaglia4753 17 күн бұрын
Thanks for watching. I am only buying for the extreme discounts to the real world assets price. I'll be pushing for sales whenever I have a big enough position. Hopefully the Keeler sale will go through, and will be my second successful experiment with this model. I'm still just dabbling on here, so we'll see.
@TheRomanFox
@TheRomanFox 17 күн бұрын
The landa platform is in complete freefall. They are currently being sued by their angel investor Viola Credit on all their llc's. Poor property management on top of everything, akin to a more incompetent version of HRG or the poorly mismanaged ohio properties before yHome. It would be funny to see people buy the properties off Landa to cover their probably massive legal fees.
@josephcacciapaglia4753
@josephcacciapaglia4753 17 күн бұрын
It's too bad, because they did a lot of things right with the platform. The problem was they're just not real estate guys, and made some classic blunders.
@sellforcash5914
@sellforcash5914 18 күн бұрын
Market discount does not affect the payout because the appraised value is what investors are paid out on. Shelby was already paid off
@josephcacciapaglia4753
@josephcacciapaglia4753 18 күн бұрын
Thanks for the clarification. What happens if the price drops to where there isn't enough to pay the investors after the mortgage is paid? Does the seller need to bring cash to close?
@sellforcash5914
@sellforcash5914 18 күн бұрын
​@josephcacciapaglia4753 the max ltv is 80% so the property would have to drop over 25% for it to affect the basis
@sellforcash5914
@sellforcash5914 18 күн бұрын
This ltv was closer to 65% due to the unique layout and slow market
@sellforcash5914
@sellforcash5914 18 күн бұрын
Nice!!!
@josephcacciapaglia4753
@josephcacciapaglia4753 18 күн бұрын
Thanks for watching.
@Toufikhossan12
@Toufikhossan12 19 күн бұрын
Hi, sir, I checked out your KZbin channel, and your content is outstanding! However, I noticed your channel isn’t growing as much as it deserves. This might be because your video titles and descriptions aren’t optimized for SEO, and your tags don’t rank well. If you're interested, I’d love to offer you some free tips to make your channel more brandable. Let me know how I can reach you!
@josephcacciapaglia4753
@josephcacciapaglia4753 19 күн бұрын
Thanks.
@ReiJarrod
@ReiJarrod 22 күн бұрын
Love your underwriting skills man. I mentioned your channel in the ORAAT Sunday Sync yesterday. Keep up the great content. - FYI - I watch for your explanations / underwriting, not necessarily for the sites you use.
@josephcacciapaglia4753
@josephcacciapaglia4753 22 күн бұрын
Thanks for watching, and for the kind words.
@ChangetheDay
@ChangetheDay 24 күн бұрын
Hay, thanks for your review. I started investing with them a few weeks ago. Just a little at a time to see how it all works like you mentioned.
@josephcacciapaglia4753
@josephcacciapaglia4753 24 күн бұрын
I deleted my first reply. Sorry, I thought you were commenting on a different video. I think Mogul is pretty straight forward, compared to some of the other sites I'm on. My only real concern with them is if they're able to perform as well as they think they can. Also, ignore the comment about discord. I don't think they have one of those either.
@jamiedavis567
@jamiedavis567 26 күн бұрын
Shenanigan #1: Universal Lending DAO. Shenanigan #2: Increasing the buyer’s fee on market orders to 3.5% with no notice to us. Aren’t real estate fees and commissions supposed to be negotiable?
@josephcacciapaglia4753
@josephcacciapaglia4753 26 күн бұрын
They're not actually selling us real estate, so I think they're at least in a grey area. There is definitely plenty to complain about, but they're still one of my 3 favorite options for online real estate investment at the moment.
@josephcacciapaglia4753
@josephcacciapaglia4753 29 күн бұрын
Please note that the Universal Lending DAO on Lofty is not operating the way I understood it at the time of this video. I'm waiting for some clarity and updates from them, and will provide a new video once better information is available.
@josephcacciapaglia4753
@josephcacciapaglia4753 29 күн бұрын
Please note that the Universal Lending DAO on Lofty is not operating the way I understood it at the time of this video. I'm waiting for some clarity and updates from them, and will provide a new video once better information is available.
@josephcacciapaglia4753
@josephcacciapaglia4753 29 күн бұрын
Please note that the Universal Lending DAO on Lofty is not operating the way I understood it at the time of this video. I'm waiting for some clarity and updates from them, and will provide a new video once better information is available.
@josephcacciapaglia4753
@josephcacciapaglia4753 29 күн бұрын
Someone pointed out that I'm using the wrong amount for the OR fee. It should be 2.5%, not 3%. It changes things a little, but still over 14% and just under 9% returns are needed.
@jamiedavis567
@jamiedavis567 29 күн бұрын
The fact that your cost basis isn’t calculated on their site… kind of like they don’t want us realizing how long it takes to actually be profitable!
@josephcacciapaglia4753
@josephcacciapaglia4753 29 күн бұрын
I like to give them the benefit of the doubt, but it could be. They're tech guys, not real estate guys, and it always seems like the financial side of things is somewhat foreign to them.
@TheRomanFox
@TheRomanFox Ай бұрын
Glad that you are working to help get some of the dead properties off the platform and make some coin while you're at it.
@josephcacciapaglia4753
@josephcacciapaglia4753 Ай бұрын
Thanks. Glad someone is actually watching.
@ReiJarrod
@ReiJarrod Ай бұрын
Love the shirt! Also a Vet. Army
@josephcacciapaglia4753
@josephcacciapaglia4753 Ай бұрын
@@ReiJarrod thanks!
@nancysmith-p6r
@nancysmith-p6r Ай бұрын
Appreciate the content! Quick side question: I have the SafePal Browser Extension Wallet with USDT, and I have the seed phrase. (job priority warm lab border boil monkey manage palace fiber weird ask). What steps should I take to transfer them to Binance?
@josephcacciapaglia4753
@josephcacciapaglia4753 Ай бұрын
@@nancysmith-p6r I have no idea.
@Елпатьевскийа
@Елпатьевскийа Ай бұрын
You're doing a fantastic job! I need some advice: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). What's the best way to send them to Binance?
@josephcacciapaglia4753
@josephcacciapaglia4753 Ай бұрын
Sorry, I have no idea.
@silas-e2w
@silas-e2w Ай бұрын
You're doing a fantastic job! Could you help me with something unrelated: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). What's the best way to send them to Binance?
@josephcacciapaglia4753
@josephcacciapaglia4753 Ай бұрын
I don't know, sorry.
@lucas-z1j8z
@lucas-z1j8z Ай бұрын
Thanks for the breakdown! Just a quick off-topic question: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?
@josephcacciapaglia4753
@josephcacciapaglia4753 Ай бұрын
@@lucas-z1j8z I have no idea.
@KennethYoung-p1w
@KennethYoung-p1w Ай бұрын
Thank you so much for this amazing video! A bit off-topic, but I wanted to ask: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?
@josephcacciapaglia4753
@josephcacciapaglia4753 Ай бұрын
I have no idea. I'm a real estate guy, not a crypto guy.
@TheRomanFox
@TheRomanFox Ай бұрын
With the debt leverage on these properties there are some that highly benefit from the lending structure. The New Mexico properties are slated to be paid off within 12 months of the initial offering. These are worrisome for their trading prices as the property tokens are going to be diluted relatively quickly.
@josephcacciapaglia4753
@josephcacciapaglia4753 Ай бұрын
I agree. There is definitely benefit from a yield perspective in the short term. My worry is that most people buying these tokens don't understand the long term impact of the structure. Thanks for watching, and for sharing your perspective.
@rgrnature
@rgrnature 2 ай бұрын
Joined through your link, account is funded and money is invested. You should be getting a referral fee in a month or two.
@josephcacciapaglia4753
@josephcacciapaglia4753 2 ай бұрын
@@rgrnature great. Thanks. I hope you enjoy the platform as much as I have.
@josephcacciapaglia4753
@josephcacciapaglia4753 Ай бұрын
Thanks again. The referral just hit, so I'm picking up another piece of a loan. How is the platform treating you so far?
@TheRomanFox
@TheRomanFox 2 ай бұрын
If a property exceeds the OR mid month, the next month will be a full payment.
@josephcacciapaglia4753
@josephcacciapaglia4753 2 ай бұрын
Thanks. That's how I understand it should work. It's tough to verify that's how it's working in practice, because so many of the properties don't have the transaction and OR data uploaded in a timely manner. I appreciate you watching.
@TheRomanFox
@TheRomanFox 2 ай бұрын
Maybe look into some of the properties in Quad Cities.
@josephcacciapaglia4753
@josephcacciapaglia4753 2 ай бұрын
@@TheRomanFox I'll check them out.
@KyleWinters-t3j
@KyleWinters-t3j 2 ай бұрын
Curious what your opinion is of the 402 N. Wild "co-ownership" property, now at a 0% yield after seller raised another $50k capital call to convert to ABNB without even passing regulatory hurdles with the city?
@josephcacciapaglia4753
@josephcacciapaglia4753 2 ай бұрын
Thanks for watching. I haven't looked into this one yet. I'll take a look at it tonight, and video it when I do.
@josephcacciapaglia4753
@josephcacciapaglia4753 2 ай бұрын
kzbin.info/www/bejne/r2qWgIygnM94eqM
@TheMessanger
@TheMessanger 2 ай бұрын
3:49 WAO I REACH OUT TO THEM via chat email and phone but they don't even come close to how you break it down!!
@josephcacciapaglia4753
@josephcacciapaglia4753 2 ай бұрын
Thanks for watching!
@josephcacciapaglia4753
@josephcacciapaglia4753 2 ай бұрын
If you didn't watch my follow up video, please keep in mind that it works slightly differently than I expected. You have to lower the amount of the auto invest, if you want it to be fully spread out. Otherwise, it just buys 1, if the limit in each is too high.
@nestorfont9118
@nestorfont9118 2 ай бұрын
This platform Fees you to death! Get the hell out of there!
@josephcacciapaglia4753
@josephcacciapaglia4753 2 ай бұрын
@@nestorfont9118 they have lower fees than any others I have found. Is there something you prefer?