I'm a little confused about the HSA being a mistake. He (61) has us both on his company's insurance, which is an HSA. $88/month for both of us. I (65) am on Medicare part A, and my part B, vision, and drug plan is his company's insurance. I go to the doc for annual stuff and take HRT meds. No way I will ever meet our deductible because he never goes to the doc and won't take any drugs. (My biggest expense this year was for dental repairs and implants after the donkey kicked me in the face.) Husband and I think that the tax savings and investment from an HSA is the better choice.

Ouch! I’ll bet that bill hurt. Poor guy. He’ll probably die indebted with that bill.

Make a deal and offer for 50 cents on the dollar or the like.

What number can i reach you on? Thanks

Can't believe I'm hearing this.

Maybe some of us aren't so arrogant as to think we'll live till 80. That's how long you have to live to make up the difference...plus, SS shouldn't be your only source to support you.

If i get off disability to try and get back to work ,because mine is not permanent, will it affect if i get married and dont get back on disability, then end up again with a disability

Go to the Hospital and do a Sliding Scale depending upon his income. Everyone knows when you have an EXORBITANT AMOUNT OF MEDICAL DEBT, you go straight to the medical Billing Department and show them your Tax Returns for the past 3 years. If he’s lower income that $47,000 will be probably lowered by 3/4. That’s exactly what I did. They looked at my income and reduced it my amount owed by 75%. And I made Payments. Please give people OPTIONS. I’ve noticed that you’re not exactly telling or giving people “options”… That they absolutely can take advantage of…. Charity is a Real Thing that low end income individuals can apply for. I hope you call back that Gentleman and give him this option….

How many hats do you have?

How can anyone on social security pay $45000 ???

Does that include earnings from stock and investments, Pensions , 401K Roth and Traditional and active work?

I compared and the group insurance through my husband was a lot less expensive, plus the cost was pretax, which reduced our taxable income..

Negotiate with the hospital, they will cut it to 50% or less and set affordable monthly payments with zero interest! Also hire a medicare bill review. Most likely, the bill has all kinds of "mistakes"!

The day he dies get a cash loan against that house and walk off let the bank and the government fight for it😂

It amazes me how people can get retirement age & are clueless, broke & never bothered to try & educate thereselves on what they will be needing insurance wise to be covered. Theres a medicare assistance office in nearly every county & of course all the flyers that are sent to you when retirement age is nearing. So sad

What the heck happened to result in a $45,000 bill? Presumably that’s mostly Part B costs, and that’s a lot!

It only pays 100 dollars a day advantage plans suck

I had a man yesterday🤣🤣🤣 OK I’m a little tired tonight🤪

🔥🔥🔥🔥🔥

PartA was automatic for me. But PartB was not automatic.

Because I live in Mexico, I really need to look at the upsides and downsides of when or if to take Medicare. I do come back to the USA several months every year.

Thank you for your trustworthy information. Continue your good work!😊

Question, when you are working at some point, you're given the choice on when you will retire. 62, 67 or 72. What about the people on disability. Are they forced to take the earliest possible retirement this could be a huge financial loss for them.

Retroactive-like Obamacare?

We should treat the elderly better. Especially because if we are lucky enough we will get there someday. Why not make a change for the elderly now and it works out for everyone.

😂

How can i contact u pls o need help

Not true! Every dentist in town accepted my 4000 benefits

If your income is low enough you can apply for financial assistance at the hospital. If your income is moderate you may still qualify for some assistance.

Pay them what you can.

I have Medicare A&B but now they tell me I have to pay a premium for Medicare B, which they take a chunk out of my ssdi that’s going to be bad, but what they told me was I can always apply to get assistance through something called MA -PED or QI program? Do u know how those programs work!

Iodine?

Why didn't you friend just pay out of pocket? Wasn't his health more important than vacation other non-essential things I am sure he found money for? Just saying think folks!!!

Just heard the answer. Thank you anyway.

Is that 185 a month?

You have thoracic outlet syndrome pinched nerves that come out of your neck are squeezed by muscles exposed to the colder weather

Thank you. Where can I get Lady Bird form?

Is the United States Postal Service employee considered a federal employee or is USPS different?

Well what if you're divorced and you're not getting the spouses plan and you're retired so I guess plan A would be the best one please respond if you could

What happens if your spouse needs the Nursing home before you do. Do they expect you to spend down all your assets including the person who is not in the home or just 1/2 of your combined assets ?

You need to start stacking silver rounds 😂

Off topic. I love your hats.

How does it work if you worked a short while and became disabled so you had a smaller size check but now are full retirement age, still a fairly small check. will there be any additional benefit if the spouse dies? his benefit would be more than double the amount the disabled wife has been getting.

When I just applied online to start SS payments, they asked did I want to start part B. I said no. They asked if I had creditable insurance. That won’t work?

The people in charge are not genus. Use your head.

I thought Medicare was free once you hit 65

If any of us managed money this way, we'd be in jail. But when it's the government, I guess it's ok. It's theft, pure and simple! Organized crime with a flag on the wall.

I hope I can live to be 100+, maybe I’ll break even after all that the government has stolen from my labors of 62 years

You forgot if your income is high, SS can reduce your payout. This is true look it up yourself.

this is the failure of the american health system that you work all your life, pay house, cars, school loans and try to save and live a decent life and still gotta give all your m oney up and still depend on family cuz 30 dont pay for anything and the food is crap in nursing homes and they dont want to bathe you daily plus they steal your stuff. When I went to pick my mom up when she died, they had ransacked her and was only left with pictures, a spray she wore and some clothes when she had a tv, boombox, dvd and lots of other stuff i purchased for her.