14 сағат бұрын
2 ай бұрын
2 ай бұрын
4 ай бұрын
7 ай бұрын
7 ай бұрын
8 ай бұрын
Пікірлер
@EsphirPopilevsky 2 күн бұрын
Years ago it was okay to sell the house for lower then fair market value during foreclosure and especially during a short sale. The debt was forgiven and the it was a buyers real estate market. Today, we want to sell the house for as much as possible to minimize the debt and most importantly to walk away from the sale with equity in hand.
@EsphirPopilevsky 5 күн бұрын
There is a difference between both foreclosure and a short sale. The outcome is going to determine how this plays out in your homeownership and everyday life from Insurance premiums to car purchases or leases. Watch this entire video to learn the major differences between foreclosure and short sales.
@Amontiii3 7 күн бұрын
Grew up in Sharrotts Crossing III. 26 years of my life, very nice neighborhood. Back in the early 2000s the community was thriving. A lot of us kids were always out and the adults always hung out too. Used to have block parties every year too! Highly recommend anyone to move there if they can Fun fact. Every Lane is named after a tree and the shape of the community is a Roman Numeral 3
@EsphirPopilevsky Күн бұрын
It is a very nice neighborhood. Yes, the block parties were lovely as well. They have not done them for a long time since. This past summer Darnell lane had a block party. And if I am honest, it was not the same. Each house had their own table, I did not see any entertainment for the children. Sad how things changed. Those were the days.... Thank you so much for chiming in. I really love to read the comments. I hope you are happy and well in your new neighborhood.
@sergioonofre5848 10 күн бұрын
Because all jersey have to cross Staten Island 440
@EsphirPopilevsky Күн бұрын
Very true. 😩
@seanweir700 12 күн бұрын
A pointless video 😅😅
@EsphirPopilevsky Күн бұрын
Thanks for chiming in. This comment really helps everyone 🙃
@seanweir700 Күн бұрын
@@EsphirPopilevsky real estate agents,just one step down from a junkie pedo 💓
@EsphirPopilevsky 18 күн бұрын
This is going to be really interesting. The real estate market is going to be on fire.
@EsphirPopilevsky 20 күн бұрын
If you’re considering buying or selling a home in Rossville, now is a great time to act. For buyers, it’s essential to come prepared with a pre-approval-not just a pre-qualification-to strengthen your offer in this competitive market. Sellers, on the other hand, can take advantage of the current demand to secure offers above asking price, as long as their home is priced correctly and marketed effectively.
@EsphirPopilevsky 29 күн бұрын
It is one of the most important things to accomplish. Listing your house at the right asking price on the onset is what will determine the final sale price. This step must be taken seriously and with great detail and attention. No marketing of any kind will help if the price hasn't been set correctly.
@martingainty9623 Ай бұрын
Yes cashflow is VERY important BUT if your tenant is moving ALL of his relatives in from local jail you need to 1)Be aware of illegal squatters of your property 2)BE EXTREMELY diligent to push back on those tenants who insist on putting 12 names on the mailbox you supplied If arguments/fights startup on too-many-tenants dont be afraid to EVICT those tenants Be DILIGENT about replacing old /dilipidated appliances or infrastructure components I went away for a brief vacation in August and I learned that my tenants are too stupid to use Zelle to transfer rent money
@EsphirPopilevsky Ай бұрын
I wonder what states are operating in? Here in NY it is absolutely terrible. I have a client we are trying to close on the sale their tenant occupied house, they haven't paid rent 9 months and counting. Court is postponed numerous times. They are telling me that based on this experience they will never buy an investment property in NY.
@EsphirPopilevsky Ай бұрын
A behind closed doors conversation navigating the NEW Buyer's Broker COMMISSION Law. It is challenging for buyers and real estate agents as well. Buyers are used to having professional representation by their real estate agents, changing the rules and adapting to the new rule is difficult for everyone. We are happy to share the conversation we had behind closed doors navigating this new buyers broker commission law.
@EsphirPopilevsky 2 ай бұрын
Are you ready to turn your rental property into a money-making machine? The secrets of hassle-free property management! "In this video you will see how to get paid on time, tackle maintenance issues with ease, and keep your tenants happy and loyal. Plus, I am discussing whether you should manage your property yourself or hire a property manager. Want to know more? Watch the full video and discover the best strategies for managing your rental property. Trust me, you don't want to miss this!
@eekblom-nt6sh 2 ай бұрын
I have created more wealth buying foreclosures than I have from working. Now is not the time to buy anything. Buy deals not government spending inflated priced homes.
@EsphirPopilevsky Ай бұрын
Good for you! As long as the numbers work and cash flow is positive it's always a great time to buy.
@eekblom-nt6sh 2 ай бұрын
Always buy a home that has already been foreclosed and don't buy trash. Problem solved.
@EsphirPopilevsky Ай бұрын
Trash? One person's trash is another person's treasure. Smart purchasing is key. Circumstances, location, competition, ability to renovate yourself or hire out, and market conditions must be taken into consideration to buy smart or not at all. Diamonds in the ruff are not for everyone.
@eekblom-nt6sh 2 ай бұрын
My last home I bought was a foreclosure and the only issue with the house was it was only discounted 30% below the inflated market. I may be in this house a long time once the bubble pops and prices fall 50% or more.
@EsphirPopilevsky Ай бұрын
When I bought my house it was a foreclosure also, I still live in this house. You still saved 30% on your purchase so that's awesome!
@eekblom-nt6sh 2 ай бұрын
Foreclosure used to mean steep discounts. I have always bought foreclosures and as soon the housing bubble pops i will buy again. The real problem is the radical spending programs that inflated the price of everything.
@EsphirPopilevsky Ай бұрын
Banks are greedy and looking to profit rather then recover the debt. The dollar losing value terribly.
@SherlyFrancois-xs9tn 2 ай бұрын
My name is Sheila I am entitled to Bayer house one foreclosures or Rent to Baye
@EsphirPopilevsky 2 ай бұрын
I am not fully understand your comment. Please express fully what can I help with?
@EsphirPopilevsky 2 ай бұрын
Buying a foreclosure in New York can be a fantastic opportunity, but it also comes with its unique set of challenges, especially when it comes to estimating repairs. It's crucial to understand the process and what to expect. Let's dive into the key steps to ensure your foreclosure purchase is a smooth and profitable experience! Join the conversation and let's create a community to help and educate one another.
@EsphirPopilevsky 2 ай бұрын
Buying a foreclosed home can be a fantastic opportunity if you are willing to take the risk and do your homework. It’s crucial to work with a professional who can assist and guide you, especially if you are not experienced in this. Ensure you know what you’re getting into so you don’t end up overpaying in the long run and creating a headache for yourself. If you have any questions or need guidance, please leave a comment below or email me directly. I’m here to help, educate, and assist my community. Lets get the conversation going 😁
@chuckscott-cy7iq 3 ай бұрын
Interesting accent. Where are you from originally?
@EsphirPopilevsky 3 ай бұрын
I was born in Moldova. Where are you from?
@chuckscott-cy7iq 3 ай бұрын
@@EsphirPopilevsky Cool. I am from Manhattan.
@EsphirPopilevsky 3 ай бұрын
We have to create solutions and adjust to the current real estate 🏡 market and be the guiding force.
@EsphirPopilevsky 3 ай бұрын
Let's clear away the confusion and get to the core of what's actually happening in Staten Island. There's a lot of noise out there, but today we're diving into the real data. Real estate is so much about the local activity in relation to supply and demand. We’ll explore new listings, pending sales, inventory levels, and the speed at which homes are selling. Plus, I have some surprising trends and juicy details you won't hear from the usual sources. Whether you're looking to buy, sell, or are just curious about the market, you won't want to miss this. Let's dive in.
@EsphirPopilevsky 3 ай бұрын
🏠💰 Don't let foreclosure ruin your dreams! Learn the steps of the New York foreclosure process and save your house with these expert tips. 💪💸 Plus, I'll reveal a secret way to cash out on your equity and lease your house back for up to 12 months! 🤫✨Jump over to KZbin for the full video kzbin.info/www/bejne/jKDSmZmPgrCCpac
@CharlieStormslll 3 ай бұрын
I live on Jersey street it's like living in Jersey
@EsphirPopilevsky 3 ай бұрын
Please share the similarities with me, I'd love to hear more about it. So excited to learn from you.
@EsphirPopilevsky 3 ай бұрын
Challenges of selling a tenant occupied property depends on the cooperation or non-cooperations of tenants. It is a delicate process which requires a special touch especially from the landlord and the listing agent. Let me know what your thoughts are.
@EsphirPopilevsky 4 ай бұрын
It can be very difficult to catch up on missed mortgage payments once you fall significantly behind. Explore all options, including selling your home or negotiating with the lender. Act early if you are facing foreclosure. Don't hide from the situation out of embarrassment or fear. Reach out for help from banks and real estate professionals, You likely have equity in your home even if you are behind on payments. Get a professional valuation and payoff amount from the bank to understand your equity position.
@EsphirPopilevsky 4 ай бұрын
CASH OFFERS: supremehomesales.com/home-value-analysis/
@EsphirPopilevsky 4 ай бұрын
One of the most significant issues homeowners face when behind on their mortgage payments is inaction. Many hide out of embarrassment, avoiding conversations with their bank or with experts who could help. This hesitation can worsen the situation, making it harder to catch up on missed payments.
@Doi- 4 ай бұрын
You ain't getting nothing is a double negative. So you said you are getting something
@EsphirPopilevsky 4 ай бұрын
😶
@MrNater41 4 ай бұрын
Talking about realtors like they're a damn lawyer going to court for you. Representing what? Heres a house, make an offer, agent goes back to the seller, heres the offer...im out. Its not rocket surgery, not 10% commission worthy, not like like the world couldnt get by without another inflated price tag because someone bullshits their way into some egocentric self importance title
@EsphirPopilevsky 4 ай бұрын
If everything would be this simple 🙃. Thanks for chiming in.
@et8865 4 ай бұрын
Once a foreclosure is listed, when can someone actually purchase and move in it? I've seen so many foreclosure homes but not sure about the redemption periods or what not. Can you make a video on that matter? Thx
@EsphirPopilevsky 4 ай бұрын
Thanks for making this request, please share where are you finding these foreclosures and I will get this on my schedule to produce.
@et8865 4 ай бұрын
@@EsphirPopilevsky thx
@EsphirPopilevsky 5 ай бұрын
It’s never too late until it’s over! The problem is there’s too many scams out there that are trying to pray on homeowners that are facing foreclosure, and some of us, the genuine people who thrive to help others and reach out with one goal in mind to help, are not being contacted. If you are a homeowner facing Foreclosure, be careful but do reach out and seek for help. If nothing else, you will get education, knowledge, and most importantly you will learn about all the options that are available to you. ❤
@edwardp3502 5 ай бұрын
All con, no pro. Born and raised, finally gave up in my 40s. Physically pretty place, but people are total douches.
@EsphirPopilevsky 4 ай бұрын
And so you left Staten Island and moved where?
@edwardwhite6460 5 ай бұрын
I am a born and raised staten islander i am very proud where i come from the north shore growing up and moving 10305 from 10304 to middle island i left staten island after sandy storm but i have family still living on borough i miss everyone i live in manhattan nyc now but you never take the staten island out my heart
@EsphirPopilevsky 5 ай бұрын
Staten Island is a very special place. Too bad it has a reputation that is spread by non Staten Islanders. I am from Brooklyn and I live here since 1999. It was a bit challenging to get used to and now I feel like I've been here all my life. I hope you visit with family often. How is living in NYC for you?
@edwardwhite6460 5 ай бұрын
@@EsphirPopilevsky live in manhattan is a big life very expensive living but my family own's 2 brownstone's here in harlem nyc10026 with tenants
@EsphirPopilevsky 5 ай бұрын
Buying a HOUSE? Townhouse with 3 bedrooms and more stuff is ready for a new HOMEOWNER 🫠🏠in Rossville Staten Island, NY
@orlypopilevsky5523 5 ай бұрын
Informative and explained very well, thanks!
@EsphirPopilevsky 5 ай бұрын
Glad it was helpful!
@bonniej0 5 ай бұрын
So the bank thinks they own the note they really don't you still own the note because they owe you money all the money back that you they double dip they but they they charge you to pay for the mortgage plus they got cash for it already and they have cashed in your mortgage so many times selling your note. I went down to and looked I went online and looked up the registry of my deed and there's like 10 other people that that are on my deed for the first 10 years that I owned the house like they're down as owners or whatever and I was owning the house
@bonniej0 5 ай бұрын
Well do you know that when you sign for your mortgage that that signature on your promise note it has a value. It has enough of a value where it will cover your bargain. So they take it cash it in get the cash pay for your mortgage loan and then add interest to it. So that means you're giving them 25 so you're giving them $250,000 because you gave them your signature on a promise there's no and that's what it's worth and then you borrowed $250000! Your bank doesn't have your permission to cash your your note in for one they go and do it on their own and they just lend you back to your money your own money and charge you interest. Without the mortgage and their intent is to harm you
@BenDover-ed4rm 5 ай бұрын
Start learning Chinese
@EsphirPopilevsky 5 ай бұрын
good idea 🙃
@BenDover-ed4rm 5 ай бұрын
Staten Island is a TOTAL DISASTER!! You have all Asians coming in with all cash undocumented ! The ones without cash are private funded by Asian banks for 2 percent mortgages how can anyone compete as a fair market!!! It's such a shame well good luck living in Staten Asia
@EsphirPopilevsky 5 ай бұрын
Appreciate you sharing your opinion.
@bonniej0 6 ай бұрын
Yeah okay I understand right you give me a really hard time. I'm on Social Security Disability 60 years old and they turned me down so I would I appealed it and I'm waiting for an answer and I don't think they're going to give it to me again either but there's a new policy that Freddie Mac and Fannie Mae put out that you have to give them to give people deferrals and they're not even offering it to me
@bonniej0 6 ай бұрын
I'm trying to get a homeowner's assistance for 7000 and they said well if you owe $9,000 then you have to pay the other the rest of it I'm like yeah I know
@bonniej0 6 ай бұрын
The HAF GRANT screwed me over they paid 3 months payments and a water bill and that was up to 50 Grand they didn't like come and help me to fix repair and make some repair repairs that had to be done in the house or anything and I was still going to be out of work I was still going to be out sick cuz I was really in bad shape I still and they could have paid ahead or you know they didn't pay the $10,006 that was on the deferral either which they should have paid
@EsphirPopilevsky 5 ай бұрын
Although there is agencies that offer assistance, unfortunately it's not perfect
@bonniej0 5 ай бұрын
@@EsphirPopilevsky yeah these places that offer help don't help I've been having an appeal because I applied for the $7,000 homeowner assistance because I told my old them $9,000 coming off of Freddie Mac who is the lender and that's who my servicer works for came out with a new policy encouraging deferrals because SLS is not even offering a deferral in their application for assistance.
@bonniej0 6 ай бұрын
I refinance a couple of times Well no I got a modifications actually and I won't have that house paid off until I'm dead as far as I'm concerned the mortgage is a death sentence
@EsphirPopilevsky 5 ай бұрын
Unfortunately there's not enough explanation given when loan modifications are done. Most applicants get denied for a loan modification and you were approved, that's good news.
@bonniej0 5 ай бұрын
@@EsphirPopilevsky oh I just found out a whole bunch of things by reading my bankruptcy statement from 2017 it said that they exempted $58,000 of my mortgage is exempt so when the new so when I got through the bankruptcy the new amount due on the mortgage should have been less $58,000 so it was $85,000 balance I should have been less $58,000 is my interpretation of this. So they're still recording when I bought the house in 2005 they're still recording what my original loan was there now saying that my next payment is due in 23 or 22 instead of 24 they're they're changing the dates on my payments I'm going to definitely on a file bank I'm going to file on them I'm going to take them to court then it was right after I talked to Freddie Mac that the servicer put me on TransUnion as a charge off and late for a payment and I'm already been discharged from that loan That's illegal what they did so I got a bunch of s*** again I'm going to travel and get a camper van and travel I could do whatever I want in my house they can't touch it
@bonniej0 6 ай бұрын
I've been paying extra on my mortgage to get the debt down that I owe them from the forbearance and they're putting it in a suspense account and then they put it on the regular mortgage and then that's not going down at all so that it looks like I'm not even trying and it's threatening me before closure
@EsphirPopilevsky 5 ай бұрын
I hear you. It must be difficult to deal with your hardship. Are you able to make the payments comfortably?
@bonniej0 5 ай бұрын
@@EsphirPopilevsky I have no problem making payments I didn't pay this month I was one day late because I refrigerator break down my washer broke down I got a flood My toilet float over there's mold in the bedroom because the toilet water ran down the hallway into their rooms they didn't even clean it up in their rooms I can't even believe it and it's black water that flowed overflows the toilet so I called my insurance company and I told him somebody came and helped me try to plunge the toilet and it worked for a day and then it was back to the same thing and she said I need that information of who it was I said listen it wasn't a licensed plumber it wasn't a license person it doesn't matter I won't be able to take your claim because of that can you believe that Plus if there's more then they said it's been going on and I haven't fixed it which I tried to fix it but I haven't had the money to hire a plumber because I've been throwing extra money on my mortgage to try to get that $9,000 paid off but the mortgage company puts it in a suspense account and then when I get enough in there they make a payment on my regular mortgage which is for what I found out is pretty much illegal because if you have a outstanding balance you're supposed to put that money right on there not in some suspense account so they haven't been applying it at all and it looks like I haven't done anything or made any effort then when I filed bankruptcy in 2017 they were supposed to take 58,000 off of the balance to go forward with them and they never did that was Wells Fargo so I got quite a bit of stuff and that's how I interpret it anyway it says 58,000 is extent so that means I got to keep $58,000 worth my property will back then my property was valued at $144,000 now it's valued at $300,000
@bonniej0 6 ай бұрын
Do you know I bought my house for $99,000 and I owe $90 and it's been 22 years I've paid three times this house already and I'm going to I want to ask for forgiveness of the mortgage cuz the bank already took the note for me back in 2017 and so I can continue to pay so they got paid by the bank and by the bankruptcy and they got paid by me all these years and you know what they ruined my credit they never reported any of my payments and I proved TransUnion that I was paying all those years I had to make hard copies and send them in the TransUnion you know what they did they just took it off of my credit report it didn't correct it Equifax and Experian right both of them kept the mortgage on their with with a calendar that shows I never paid it
@Ls-pr9gf 7 ай бұрын
You look amazing
@EsphirPopilevsky 7 ай бұрын
Staten Island has a misleading and sometimes even a bad reputation. You can't make everyone happy right? I would say it takes some time to getting used to. We have some of the most beautiful tree lined streets, parks and beaches. Today I am visiting Dongan Hills, a very popular neighborhood. Please take a moment and put a comment and let me know what you like about Dongan Hills.
@EsphirPopilevsky 7 ай бұрын
😂 thank you 🙏🏻
@DwayneHannon-q1z 7 ай бұрын
I have to say, my butt was moving 😅
@JeanneAJackson-o3q 7 ай бұрын
Yes