2 жыл бұрын
2 жыл бұрын
2 жыл бұрын
2 жыл бұрын
Пікірлер
@Goodwillwinoverevil1984 Күн бұрын
You guys got successful because you guys are Hispanic/Mexican right? 😡😞 I don't know what I am doing wrong, I can't get a good job to save my life... Maybe it's my age? I really don't know, but you guys are lucky.
@AnnaOllsson 2 күн бұрын
One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $30k of my savings in stocks this year, and I hope I make profits.
@bartlyAD 2 күн бұрын
You are right. The best approach I feel is to diversify investments- by spreading investments across different asset classes like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
@PennyBergeron-os4ch 2 күн бұрын
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.
@HildaBennet 2 күн бұрын
I really want to get in with a financial advisor this year, especially as all markets are hitting highs. I don't want to be too optimistic and end up losing everything.
@PennyBergeron-os4ch 2 күн бұрын
Rebecca Noblett Robertshas always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets
@HildaBennet 2 күн бұрын
I can understand why she is so busy because she has impressive credentials and a terrific resume. But I still set up a meeting with her.
@AnnaOllsson 2 күн бұрын
I have 35% of my capital investments in an IRA, 25% in index funds, and the balance spread across other investment accts totaling over $250k. I took a big hit in Q2,. Right now i am just looking for ways to recover in 2025 and pay off my mortgage before another economic crisis rolls around.
@HildaBennet 2 күн бұрын
There are a lot of strategies to make tongue-wetting profit especially in this down market, but such sophisticated trades can only be carried out by proper market experts
@PennyBergeron-os4ch 2 күн бұрын
I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000
@bartlyAD 2 күн бұрын
I find your situation fascinating. Would you be willing to suggest a trusted advisor you've worked with?
@PennyBergeron-os4ch 2 күн бұрын
Her name is “Rebecca Noblett Roberts”. I can't divulge much. Most likely, the internet should have her basic info, you can research if you like
@bartlyAD 2 күн бұрын
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
@christychristo7433 3 күн бұрын
I miss you. When are you coming back?
@Jonas-gl9ke 3 күн бұрын
It’s interesting that you seem to need god to tell you to take care of your family.
@fhuzy 3 күн бұрын
They can still take your property away. It's called property taxes and zoning.
@Coolblueocean2001 3 күн бұрын
Why should your goal in life be to not work. This will break down our society and create a bunch of lazy people.
@joaquimcevallosmorales8944 4 күн бұрын
So, in summary, you are in peace but you have no big goals and you don't care. Not sure I envy you, but congrats as much as this makes you happy
@brianatkinson6600 5 күн бұрын
We have no debt and run a private escrow for future liabilities so all financial targets are met. We live far below our means so fiscal surprises are no issue.
@kathleenkelly4640 6 күн бұрын
No one else is paying your bills, you don’t need to explain yourself to others.
@NoName-jm4ev 9 күн бұрын
We paid the house off three years ago, biggest regret I have. I dont feel liberating nor do I live any different. I also dont have more money. The mortgage you think you are saving is just spent on something else. My interest rate was 1.9% when i paid it off. I had the opportunity to refinance at 1.6% percent. We will never ever, in our lifetime see 1.6% mortgage rate, that was free money. I regret every day not taking max out snd reinvesting that money. Now i have a paid off hoise with dead equity. Not a dime available to me from it unless i sell or refinance at 8+% interest rate.
@twilightroach4274 7 сағат бұрын
Man I feel sorry for you, I paid my house off two years ago. But instead of allowing myself to fritter the monthly payments away. I had the equivalent amount transferred into my retirement savings every pay period. I didn’t change my lifestyle now, so I don’t have to change my lifestyle later. I wish you a bright future.
@brandmarz 9 күн бұрын
totally agree with teaching your kids how to be resourceful vs. giving them everything. They don't learn and become needy late in life.
@chaselesser3191 10 күн бұрын
I feel you should build a home, and sell the Mobile home and use that cash to cover the price of the home. You may have fixed it up. But something about Mobile homes, they tend to deteriorate a lot faster.
@heracles89 11 күн бұрын
Congrats man, hoping to be mortgage free too myself. Well done - I’m soo glad God has blessed us
@hamahamieng 11 күн бұрын
welcome to the boomer's mentality
@masonwilliams1810 11 күн бұрын
What about property taxes? HOA fees? I’m sure you pay more than $300 a month right?
@rigietawairakia9815 13 күн бұрын
That is very true.
@BrigetGstar 13 күн бұрын
Retirement isn’t an end g0al, but a journey best secured by careful and consistent investments.
@MesutMilleliri 13 күн бұрын
Diversification spreads the risk, just like planting different seeds ensures a fruitful harvest.
@tahirisaid2693 13 күн бұрын
My adviser guided me through retirement planning, ensuring my investments were strategically positioned for long-term rewards.
@MablePauls 12 күн бұрын
Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.
@tahirisaid2693 12 күн бұрын
If you’re looking for guidance, Julianne Iwersen Niemann is the advisor i use. Research her name for all the necessary info to contact her.
@tahirisaid2693 12 күн бұрын
JULIANNE IWERSEN NIEMANN' is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
@GT-ie7uu 14 күн бұрын
Which avrame a frame is this?
@coltonwarner7886 16 күн бұрын
Curious if you mean debt free besides mortgage, or debt free entirely?
@Jackjack1978. 18 күн бұрын
In my opinion, paying off your mortgage is overrated. Especially depending on your mortgage rate that you currently have. Let's just say you have a 3 to 4% mortgage rate. You're basically borrowing money for free. It doesn't really even make sense to pay off your mortgage If you're interest rate is below 6% because you can use all that extra money that you're putting towards paying off your mortgage to better use and better investments that would profit you much more in the long run. You would literally be losing thousands of dollars trying to pay off thousands of dollars. It doesn't make any sense. Second reason paying off your mortgage is overrated is because you simply just don't have that much more money per month unless you were literally living paycheck to paycheck. For instance my mortgage principal interest taxes and insurance is $2,700 and my actual mortgage is $1,300 So you really never even own your home anyway. You're still having to pay taxes and insurance every month for your home So they don't take your home from you. So in our case, If we paid off our mortgage we would only be saving $1,300 a month or $325 a week. Don't get me wrong, That's definitely good, But it's not life-changing money. That is, unless you were already over leveraged and basically living from paycheck to paycheck then anything extra is life changing money. But my point is, It's just not worth paying off your mortgage for an extra few hundred dollars a week unless that few hundred dollars a week actually puts you in your dream position. But I would say, If $350 weekly is that significant to you then you're just simply over leveraged period.
@manny5848 20 күн бұрын
Great video. Unfortunately, no one is going to be happy that you're out doing them
@mariposalib2a 21 күн бұрын
Pay your taxes or they will take your home away
@shlama 22 күн бұрын
What the name of the music at the beginning
@LizDC 24 күн бұрын
Thanks for sharing. I used to come here all the time for motivation. I'm praying you're all doing well. Give us an update. 🙏✨️😌
@maz_miily 25 күн бұрын
I just turned 30 august 26 my goal is to save 50k cash in 36 months at my job and thats my estimation after me paying my bills and paying myself first so thats realistically what ill save working one job and staying consistent so im using your strategy wish me luck
@chrisnyashadhinembira1850 Ай бұрын
Why are you not posting videos these days?
@calebpeterson858 Ай бұрын
Where did you guys go? Are you ok? Been looking forward to updates.
@marionsutcliffe1119 Ай бұрын
Surprised you didn't mention the need for shifting into saving mode but keeping spending about the same.
@nonkululekomtolo1994 Ай бұрын
Your son is blessed to have you as parents. I bet he's having the best childhood 👌
@josephruiz3202 Ай бұрын
Congrats and thanks for sharing! Someone I follow on you tube had a good line: “if I’m too much for you go find less.”
@itguru2037 Ай бұрын
What most people find is that being debt free doesn’t buy them happiness. They lose purpose in living without challenges
@tonilynn4383 Ай бұрын
I paid off my house like 5 years ago. I continued to work hard, saving up for major updates. I worked myself into the hospital. After that i slowed down and am almost in retirement mode. I work to pay utilities, taxes, homeowners insurance, food amd repairs. God has blessed me so much. The relief of being debt free makes you not want to ever go into debt ever again. With rent going up into the 1500s or more, so glad i bought my house. My morgage payment was only a 3rd of what people are paying for rent! Thank God
@annkrull9894 Ай бұрын
So just hoe much more do you now have to pay in incone taxes since paying off the mortgage? Do the math folks ...sometimes paying off the house can cost you much more in taxes....eliminating the benefit
@khashiffnurse4341 Ай бұрын
This is what Dave Ramsey tries to tell everyone. Paying off the house early is the best thing. It gives peace of mind
@mariquitademira6539 Ай бұрын
I love haters! When people hate you just means you're doing better than them and they're jealous! 😁
@aliciamarana Ай бұрын
Well said. It’s hard to have anyone to talk these things through with because most everyone is in the survival grind and can’t relate. These are the struggles I have being a stay at home mom. I don’t have any excuses other than my own undisciplined self for any goals o don’t reach. Congratulations to you and your family on being debt free.
@rickfowler5342 Ай бұрын
As a fellow Christian i can relate and appreciate all you've covered here. Are you able to talk more in-depth about the multitude of wealth building tools and different investments you've specifically tried and the Pros/Cons of each? Thanks for posting, Jereme!
@Matt561 Ай бұрын
If being debt free isn't the goal then your playing the game wrong
@justindaniel5959 Ай бұрын
Slowly getting to my destination, debt free
@JNB_3 Ай бұрын
We paid off our £700k mortgage in 3 years, like you, we are so fortunate! A few things we’ve realised: 1) the reason for paying it off is more psychological than fiscal, after crunching the real/real numbers it’s not necessarily a slam dunk on what’s a better investment. 2) I don’t know if in the West we are ever free of annual housing obligations, property taxes rise every year, as the house ages it needs repairs, etc. 3) we thought we’d both walk away from work, but the next burden on the shoulders is fulfilling Eccl 11:2, “investing in 7-8 ventures” to protect against risk! All that said - still happy we’ve done it! Now trying to get a line of mortgages for multiple rental properties ! Thanks for the video!
@jomahawk7488 Ай бұрын
Our culture today is so enamored with debt that to be seen without it is almost to be seen without clothing. It just doesn’t make sense to most people. And also the whole analogy of the crabs or lobsters in a bucket that refuse to let the one that doesn’t want to die leave. Living debt free is incredible, and I congratulate you guys on seeing the truth: wealth comes when your money doesn’t have other people’s name on it.
@goldguilder9554 Ай бұрын
It’s great that you have a partner that is willing stay by your side and willing to grow together to reach this goal because normally gals will only come around once the money is there
@FBAagent Ай бұрын
left brain succeeded to give you a stable life. Now its time to activate your right brain to find enjoyment in life :)
@DanielFerreira-bn5yk Ай бұрын
Dude...! We don't want to see your face, man! The majority of the screen is your face!! The content of the video was interesting but I stopped at 3:30 because you don't want to show the house! You want to us to see your face...damn!
@samo2072 Ай бұрын
Do you pay 10% tithe while 50k in debt?
@esetravels Ай бұрын
I believe you should always pay your 10% regardless of how much you’re drowning in debt. It should be the first thing that comes out of your account as soon as you get paid. Key word on first. It makes a huge difference.
@boomer1964 Ай бұрын
The feeling of NOT having a mortgage is such a great feeling. I was fortunate enough to pay cash for my house and the total rebuild. If I ever had to, I know that I could sell my house and have a chunk of money to help through the issue. Been mortgage free since 2016. I pray everyone has the chance to enjoy the feeling of being home payment free as young as you can.
@richarddsterling Ай бұрын
If you said you weren't doing it to a 'T', which means that you weren't doing the plan
@Boc3phu5 Ай бұрын
Stop trying to pay it off. They want you to pay monthly. Once you are debt free you are usless to them. Just pay the minimum toget them offyou back
@sylviahicks5371 Ай бұрын
I’m stuck with my finance