NO INCOME HOME LOAN💰
9:49
14 күн бұрын
Пікірлер
@lindaflores7693
@lindaflores7693 37 минут бұрын
Can the Seller "gift" the Equity to the buyer?
@Dallasmortgageman
@Dallasmortgageman 32 минут бұрын
Only if related.
@lindaflores7693
@lindaflores7693 27 минут бұрын
@@Dallasmortgageman Nice. Thank you for your response
@justinsugay1149
@justinsugay1149 Күн бұрын
Every month they calculate your interest based on the balance. When you make a payment halfway through the cycle that reduces the balance and therefore the amount of interest you pay and over 30 years that can really add up
@Dallasmortgageman
@Dallasmortgageman Күн бұрын
Correct
@Skkell
@Skkell Күн бұрын
How does that make sense?
@Dallasmortgageman
@Dallasmortgageman Күн бұрын
Read top
@Skkell
@Skkell Күн бұрын
So if I quartered my mortgage and paid weekly would that have an even greater impact or no?
@Holy-Rowlo88
@Holy-Rowlo88 Күн бұрын
​@@Dallasmortgagemanyou're mental mate😮
@Dallasmortgageman
@Dallasmortgageman Күн бұрын
@@Skkell most lenders won’t let you make more than biweekly.
@anthonyrich4104
@anthonyrich4104 Күн бұрын
Explain?
@Vin-pd7mh
@Vin-pd7mh 2 күн бұрын
Underwater and negative cap rate for years to come.
@Dallasmortgageman
@Dallasmortgageman 2 күн бұрын
Yea, I think commercial is in for a challenge.
@jerrychin6299
@jerrychin6299 3 күн бұрын
We're in the midst of the options trading revolution
@ManagementTeam-me4rv
@ManagementTeam-me4rv 3 күн бұрын
You see,trading options is a zero-sum game for the most part
@ARDAGUL79
@ARDAGUL79 3 күн бұрын
Meaning there will be clearly defined winners and losers.when you are taking on a trade,you're betting against another options to be on the winning side.
@MarwaMael-zw7wr
@MarwaMael-zw7wr 3 күн бұрын
If your trades don't look like these,you can take a non-risk to join my trading alert service,right now
@Dallasmortgageman
@Dallasmortgageman 3 күн бұрын
Nice!
@MarwaMael-zw7wr
@MarwaMael-zw7wr 3 күн бұрын
Telegram
@LubbockLiving
@LubbockLiving 6 күн бұрын
what an absolute G
@billionaireluvlove4071
@billionaireluvlove4071 7 күн бұрын
Bought a house in TX as soon as i filed for homestead the increased the homestead to 100,000 and told me the property value increased 100,000. The games
@Dallasmortgageman
@Dallasmortgageman 7 күн бұрын
🤦🏻‍♂️
@GladysJeannette
@GladysJeannette 9 күн бұрын
Is there a price cap on this? Also if you just moved there how can younhave an ID or drivers license. I heard you need to be 6 months in Texas bedore you can hace a DL.
@Dallasmortgageman
@Dallasmortgageman 9 күн бұрын
No cap. Yea you need DL to file.
@Clickbait540
@Clickbait540 18 күн бұрын
Let it crash
@Dallasmortgageman
@Dallasmortgageman 18 күн бұрын
We shall see.
@jefferygreene8538
@jefferygreene8538 18 күн бұрын
Fast talker sound like a lot information about buyers, little information on owners. I guess after 65 I’ll pay 10% less on my property taxes. I guess ?
@Dallasmortgageman
@Dallasmortgageman 18 күн бұрын
It’s much less. And at 65, you’ve earned.
@gradysanders2713
@gradysanders2713 21 күн бұрын
I’m not happy with the property taxes. I’d rather have an income tax. Why? Because if I don’t make money I don’t pay taxes. You have to pay property taxes regardless of your income.
@thomashill9501
@thomashill9501 21 күн бұрын
A lot of this was a bunch of bs. My best advice is to go get pre approved with a lender get real info on your market and see what you need to do to buy a home.
@Dallasmortgageman
@Dallasmortgageman 21 күн бұрын
Best comment I’ve seen. Totally agree!
@michaelscott4357
@michaelscott4357 21 күн бұрын
Typical realtor. Brainless.
@Surayahti
@Surayahti 21 күн бұрын
Yes, but you also have an increase in inventory since more people are going to be willing to sell for something else.
@Dallasmortgageman
@Dallasmortgageman 21 күн бұрын
Possibly. Yes.
@kevincc13
@kevincc13 21 күн бұрын
Buying at the highest rate, highest principal, highest repair cost after purchase, and high degree of lies… then add on layoffs, job exports, increasing CC debt, property tax… stack of cards
@Dallasmortgageman
@Dallasmortgageman 21 күн бұрын
Crazy times
@capecodero
@capecodero 22 күн бұрын
Blah blah
@Dallasmortgageman
@Dallasmortgageman 22 күн бұрын
🤣
@sonnylage3202
@sonnylage3202 22 күн бұрын
The market is artificially inflated so property taxes don’t do down like they should look at who owns Zillow and Redfin they have a reason to keep everything high I’ve been to a few new builds and they are holding on to houses to see what home owners in the area do if they sell or not
@Dallasmortgageman
@Dallasmortgageman 22 күн бұрын
Hmm.
@user-iu2kq7nx8u
@user-iu2kq7nx8u 21 күн бұрын
Yep nothing is selling. Just seeing pricecuts. Zillow redfin open door and the average realtor is to blame and there should be investigations against this monopoly
@Dallasmortgageman
@Dallasmortgageman 21 күн бұрын
What city are you in?
@djcruiser9816
@djcruiser9816 22 күн бұрын
I think it is unwise to make large financial decisions out of fear. I am not a fan of buying today and hoping to refinance tomorrow at a lower rate. As I see it there are 3 major factors we cannot control, when rates will significantly drop, the market value of the home, and whether a lender will approve the refinance. Speaking to liquidity risk on the lender side and not credit worthiness on the borrower side.
@Dallasmortgageman
@Dallasmortgageman 22 күн бұрын
Rates will come down next year
@johnPxIV
@johnPxIV 22 күн бұрын
BULLSH*T! This market isn't sustainable. The only thing left to happen is a crash. There's vacant houses everywhere being held off market to keep a crash from happening. Just wait for the covid foreclosures. Covid made a bubble.
@downrightmike
@downrightmike 22 күн бұрын
"How high is the knife going to go before you try to catch it?" Its really high already, and will make a crater
@Dallasmortgageman
@Dallasmortgageman 22 күн бұрын
When do u think it will drop?
@johnPxIV
@johnPxIV 22 күн бұрын
A crash is coming soon.
@johnPxIV
@johnPxIV 22 күн бұрын
​@Dallasmortgageman it's already dropping in most markets. It will snowball soon when these covid bubble foreclosures hit.
@GordonFreeman307
@GordonFreeman307 23 күн бұрын
Fixed rates, increasing home values, constant increasing demand for houses, low supply of new houses. Doesn’t take an economist to know that home prices will keep going up
@Dallasmortgageman
@Dallasmortgageman 23 күн бұрын
Facts.
@johnPxIV
@johnPxIV 22 күн бұрын
Bullsh*t. A crash is coming.
@DJJayWhit
@DJJayWhit 23 күн бұрын
Yea I’m sure big business would never lie to us 😂
@Dallasmortgageman
@Dallasmortgageman 23 күн бұрын
🤣🤣🤣🤣
@johnPxIV
@johnPxIV 22 күн бұрын
A crash is coming.
@GrantDWilliams82
@GrantDWilliams82 23 күн бұрын
The Fed isn't going to lower rates. It still hasn't brought headline inflation down to it's 2% target. It's not going to continue to raise rates either, so then how does it get inflation to fall further? It lets residential real estate collapse. The "Reverse Wealth Effect." The Wall Street banks aren't exposed to this asset class like they were in 2008, so it's fine. No Bear Stearns nor Lehman. This is how the Fed intends to get a "soft landing." Anyone who bought in the last three years is screwed. They'll be deep underwater by next summer.
@billscott6819
@billscott6819 23 күн бұрын
Any news from anyone with stake in the game is dogshit, especially a threat.
@Dallasmortgageman
@Dallasmortgageman 23 күн бұрын
Ty for the feedback. We shall see if they are correct.
@johnPxIV
@johnPxIV 22 күн бұрын
A crash is definitely coming.
@Triconickv2
@Triconickv2 25 күн бұрын
This video feels like “How to let me scam you”
@Dallasmortgageman
@Dallasmortgageman 25 күн бұрын
Sorry you feel that way. I’ll try to articulate better moving forward.
@zahraali1029
@zahraali1029 27 күн бұрын
i love how tall they aare
@Dallasmortgageman
@Dallasmortgageman 27 күн бұрын
Kentucky bball.
@zahraali1029
@zahraali1029 26 күн бұрын
@@Dallasmortgageman what do you mean ?
@wnek45
@wnek45 28 күн бұрын
Got in at 6.125% in August 23'
@Dallasmortgageman
@Dallasmortgageman 28 күн бұрын
Nice. Love to hear it.
@Cskins96
@Cskins96 Ай бұрын
So if it’s baked into the price of the house does that mean the builder will give me a better price if I use an outside lender? And I see most home builders offering closer to $20k in closing costs and/or rates as low as 4.99%. Can outside lenders match this good of a deal?
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
It’s possible. All ya gotta do is ask. 👍
@eggproductions9683
@eggproductions9683 Ай бұрын
Personally I just deal drugs for my morgage, but to each their own, I guess.
@theunbearablebull
@theunbearablebull Ай бұрын
Some of these KZbinrs should not be allowed to have channels. So stupid
@brennanodea1878
@brennanodea1878 Ай бұрын
I imagine it would be totally offensive to texas if i used the Gunny Hartman line from the movie, full metal jacket, that begins, "Holy sh!t, texas?...." But if you know, you know. 😊
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
😂
@ChristiWeinstein
@ChristiWeinstein Ай бұрын
Good info, thanks Brian!
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
Ty!
@danielaruizorth9053
@danielaruizorth9053 Ай бұрын
Hi, I am a registered nurse in Texas :) (Austin) is this program just for Dallas based medical professionals? I’m closing on my home in about 1.5 months so I’m interested in learning more!
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
All of Texas. Call me. 972-244-6760
@DanielHernandez-pp1kz
@DanielHernandez-pp1kz Ай бұрын
Texas is so over rated. Lived there ...nothing special .....worst medical care in the country.....and power grid.....
@eliasdefensor
@eliasdefensor Ай бұрын
Wrong info!! Mexico is 3.9 like California
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
😂😂😂
@koksalceylan9032
@koksalceylan9032 Ай бұрын
California is bigger and richer😅
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
Gross.
@wchandler2010
@wchandler2010 Ай бұрын
​@@Dallasmortgageman it's still true though.
@HeReigns777
@HeReigns777 Ай бұрын
Have you been trekking in Norway,? I found oil floating on the water. There's that much oil. So stop your hoghwash, even regards the 8th largest economy. GDP? What about PCI? Which decides real wealth?
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
Thanks.
@rslover65
@rslover65 Ай бұрын
"Power"ful..... the power doesn't even work when it's chilly outside.
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
Please….
@89Ami89
@89Ami89 Ай бұрын
Hahaha theres a reason texas looks like a diaper
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
Bc it’s the shit!! 🤠
@funkey5901
@funkey5901 Ай бұрын
Money printing
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
Yep
@emhokidisolomon4993
@emhokidisolomon4993 Ай бұрын
Whaaaaaaaaaat!?
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
The best!
@I_need_help_plz
@I_need_help_plz Ай бұрын
Look, bro, I am a Texan but the most powerful state in the US is California. I hate to say it but yes it is that state because of its defense budget.
@user-pu1ou5wd2t
@user-pu1ou5wd2t Ай бұрын
Texas has roughly another 5-10 years before it surpasses California smh.
@dickdeadeyesez4769
@dickdeadeyesez4769 Ай бұрын
You really can’t compare California to Texas. What’s California’s deficit compared to Texas?
@esgee2464
@esgee2464 Ай бұрын
Every time that doorbell rang my dog barked and went to the door! 😐
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
lol
@tylerproctor4878
@tylerproctor4878 Ай бұрын
Good video. I think you are right about the jobs. We are probably seeing a phenomenon in which people are willing to to work more to spend. Seems like it doesn't matter if its things they want or things they need.
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
Totally agree. Ty for the feedback!
@borrowbetter
@borrowbetter Ай бұрын
Love your videos. Keep at it friend
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
🫡
@misterogers9423
@misterogers9423 Ай бұрын
Looks like a really attractive opportunity for someone with more cash, especially if you don't need an extra loan. If you are a buyer for an assumable loan, would it be appropriate note the buyer's 800+ credit score to give them some peace of mind if they can't close it out on the servicer.
@Dallasmortgageman
@Dallasmortgageman Ай бұрын
Yes. Ty for comment!
@apartmentswales
@apartmentswales Ай бұрын
Great video if you are selling the dream, but in reality this sort of business for the average person could turn out to be an absolute nightmare and much worse than any straight forward property rental. Finance, is the first hurdle, raising funds and at an affordable rate, followed by insurance , disclose you are running an Airbnb then wait and see what paper work and hurdles you will need to jump through and more costs, the next hurdle is raising the bucks for the internal furnishings (all Fire Compliant) then spending an age to find a House Keeper and a Maintenance Man who are prepared to come out in the middle of the night when something goes wrong and it will, add to this the odd Apartment / House Trashing, then there's your guests from India who insist on sitting on the floor in the bathroom pouring water over themselves to get clean and end up putting your bathroom out of commission for a week ! Who is this type of Investment / Business suitable for, well in a nutshell someone who buys local and lives local and runs it hands on, oh, quickly forget about having a fancy idea of buying an international property, trust me phoning around and trying to speak Spanish, French or Italian to a Plumber or a locksmith at 10 o'clock at night is never going to work ! Who am I, well 25yrs ago I was you and today I am the CEO of ApartmentsWales.com a family vacation rental company having moved from the Property Rental Business into the Vacation Rental Business and out of the two, the latter is my choice and not because there is less stress, no, in fact there is a lot more stress but the income for me is worth it, we all have to live 😊 Mr Spence Eng
@christymallesky8670
@christymallesky8670 Ай бұрын
Why is it that wasn’t very nice