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@victortoombs4754 2 күн бұрын
What happens to these BNPLs if the economy takes a serious nose dive and people stop paying on these loans?
@VũThịDịu-z6q 3 күн бұрын
hanks for sharing! Just a quick off-topic question: how can i withdraw my 668 TRC20 USDT from wallet to binance please help me 12 wallet recovery phrase: 《pride pole obtain together second when future mask review nature potato bulb》
@leoperez2566 5 күн бұрын
Gary was too weak on cRyPt0. He has no issue with the real asset: Bitcoin.
@GreatestAudioBooks 5 күн бұрын
19:15 nice mention of The Chicago Plan - would love to hear more of your thoughts on this topic - have you read the 2012 IMF working paper entitled ‘The Chicago Plan Revisited’ by Michael Kumhof and Jaromir Benes ?
@CambrianHQ 5 күн бұрын
I'm a fan of Narrow Banking / Chicago plan. After the SVB debacle, I interviewed John Cochrane on why we keep learning the wrong lessons from financial crises. here's that interview kzbin.info/www/bejne/rWStpWRmg55sfNk Also, John's essay "Towards a Run Free Financial System" is a great primer on the topic. www.johnhcochrane.com/news-op-eds-all/toward-a-run-free-financial-system
@CambrianHQ 6 күн бұрын
The fact you can build these massive product bundles is pretty exciting. Curious if folks thinks big banks are going to compete with the fintech rebundlers or not...I'm biased and think the answer is no.
@mossystone584 6 күн бұрын
Please reach down and tug on your bootstraps
@ghelgi 6 күн бұрын
I enjoyed the conversation! You have a new subscriber and am excited for more. Thanks
@TitanProTechnologiesTeam 10 күн бұрын
This is interesting, ironically, it is in the same space at ServiceTitan. Payment Processing - kzbin.info/www/bejne/haK8dplsabtjebc
@jimbojimbo6873 11 күн бұрын
Nice to see Josh talk about the operations on a wealth business (including tech), instead of just talking about the investment/market side
@RochRowe-i1x 17 күн бұрын
動画の内容がとても面白いです！理解できない点がいくつかあります。OKX ウォレットに USDT があり、リカバリ フレーズも持っています。 『pride』-『pole』-『obtain』-『together』-『second』-『when』-『future』-『mask』-『review』-『nature』-『potato』-『bulb』: ビットコインに変換するにはどうすればよいですか?
@TheOmarsito2010 22 күн бұрын
About time somebody talked about this
@diontethames6218 23 күн бұрын
Your product causes me pain
@tyeealpha 25 күн бұрын
Downtown Josh Brown dishes the tea. The Joe Rogan of wealth.
@CambrianHQ 24 күн бұрын
🤣
@c-note 28 күн бұрын
Great conversation, but Rex, let Downtown Josh Brown do the interrupting.
@PopZ1999 26 күн бұрын
Amen
@acchapello Ай бұрын
really excited to see how stripe brings this product to market.
@amanciocohen5965 Ай бұрын
Rex you're super annoying as a guy, but your videos are awesome. I wish I could unsubscribe, but they're too good. Good Job
@CambrianHQ Ай бұрын
Thanks, I guess 🤷♂️
@sourmans Ай бұрын
I have used stable coins in real life. Honestly the only reason is crossing borders. It is more cost effective and liquid
@CambrianHQ Ай бұрын
What on-ramps and off-ramps did you use?
@sourmans Ай бұрын
@@CambrianHQ Binance p2p. I work with devs all over the world. Some countries set official rates against the USD that are detached from the markets. That results in sometimes 30% or more losses on sending USD through banks. with USDC the dev uses p2p to off-ramp in their own country however they like. usually there is some version of local venmo in every country and the p2p networks support it
@sourmans Ай бұрын
@@CambrianHQ hmm looks like my past reply got deleted. Yt does not like mentioning certain web3 related websites. I will message you on x
@wadearnold5642 Ай бұрын
Great stuff 👍🏽
@CambrianHQ Ай бұрын
Thanks for watching. Look forward to the episode where we cover Moov buying stripe.
@tompuijpeNL Ай бұрын
Analysing these markets from the Netherlands 🔎
@CambrianHQ Ай бұрын
🙌
@KevinMChin2 Ай бұрын
This is kind of embarrassing. You literally have a guy speaking about Zelle and Venmo who has never used Zelle. Then he goes on to talk about people using Venmo for rent, which is a larger average transaction size than he was saying.
@CambrianHQ Ай бұрын
I use zelle multiple times a week. Simon has not used Zelle because he lives in london!
@emmanuellathomas3487 Ай бұрын
Is he married?
@CambrianHQ Ай бұрын
Sorry he is…
@shaunrizzolo6175 Ай бұрын
Love the videos! Just was curious your thoughts/ what you are seeing in the early wage access space?
@CambrianHQ Ай бұрын
There are many many companies building EWA. Also other platforms (like Gusto and ADP) also trying to bundle it in. There’s a ton going on, but it’s no longer differentiated.
@rubikSpread 2 ай бұрын
Jon Stein is one of my all-time favorite founders. I remember the early days of the company and he really pushed convention within finance and gave people something that actually works for them. Great interview. Been too long hearing from Jon
@CambrianHQ Ай бұрын
Both Wealthfront and betterment pioneered the category for sure
@hublirajat 2 ай бұрын
@Simon: Agreed that the Revolut subscription is a lot of value. However what they offer you (in the UK) as Revolut Metal doesn't exist in Europe. They offer the same stuff for Revolut Ultra in Europe which is 3x more expensive.
@CambrianHQ 2 ай бұрын
3x is likely worth it for ppl who travel a lot since includes 100% savings on foreign transfers (vs 40% for metal) and lounge access. Revolut Ultra - €45 / month Revolut Metal - $16 / month
@hreisgies 2 ай бұрын
You crammed two worthy topics into one, you over focused on what could be done (and your ideas weren't novel), and you missed the "Why's" of the actors in both topics. Helping your audience understanding these actor's Why's help predict and understand their future tactics.
@rex.salisbury 2 ай бұрын
So what are the whys from your POV!? Also novelty < the right ideas.
@CambrianHQ 2 ай бұрын
👋 Hans. Thanks for watching 🙌. What are the whys from your POV? Also I don’t care about novel ideas for sake of novelty alone (as fun as that can be!). What matters are the relevant ideas.
@alex_bond 2 ай бұрын
About Zelle - right now, the biggest "wall" that prevents users from switching from Venmo to Zelle is that you must share your email or phone number to pay someone. Yes, they added a QR code, but it actually exposes contact information to the payer. Venmo and CashApp will eventually lose to Zelle in terms of P2P payments but might survive in other fields like Stocks, Crypto, etc. My personal "would be really cool to have" for Zelle is the ability to have a QR code on my credit card that I can show someone to make a P2P transfer to me without exposing my PII. As for Paze and ShopPay - it's way more complicated fields. ShopPay succeeded because they used it as a selling feature for Shopify. Their integration is too good to compete with. Paze might be an excellent idea, but even in the early stages, they have core problems - inability to work with Shopify (based on what I know) and not being developer-friendly. If you go to their website, it asks you to "contact us" to get any information for businesses. Why? You can't just do what Stripe did, open it to everyone, and do moderation before going live? To sum up - Zelle will kill every other P2P if they just make it a little bit more "privacy-oriented," and Paze will probably die without any PMF.
@NicolaHartman-e6p 2 ай бұрын
Lee Melissa Anderson George Smith Eric
@NicolaiEddy-t7g 2 ай бұрын
Good listen, thanks gents!
@CambrianHQ 2 ай бұрын
Thanks for listening! If you're brave enough to be reading the KZbin comments, you should check out what Nicolai is building at Nala.com it's pretty awesome :) www.linkedin.com/in/nicolai-eddy/ nala.com
@sri3440 2 ай бұрын
Great topic. Need for comprehensive due diligence (cdd) is essential thsn just relying on pure digital data
@CambrianHQ 2 ай бұрын
completely agree. and state of the art is always evolving.
@dhjanssens 2 ай бұрын
Love to see this! Two of my favourite voices in Fintech. Now where do we submit our questions? I assume bombarding you on LinkedIn and Twitter are not the optimal methods...
@CambrianHQ 2 ай бұрын
Asking here is a great place to:)
@usr-0453-dkfjs 2 ай бұрын
Good conversation! But some discussion could be in more depth around “how”. Thanks!
@CambrianHQ 2 ай бұрын
we'll have to get her back on!
@rex.salisbury 3 ай бұрын
A lot of interesting work to be done in consumer fintech. Curious what other consumer founders folks would like to see on the channel?
@imanaqas 3 ай бұрын
Every VC should record a podcast with their portco once a year. It won’t have a lot of reach, but people who care (about the space, startup, the problem, trends, etc.) will listen.
@rex.salisbury 3 ай бұрын
@@imanaqas I plan to start doing this. not necessarily every year, but when they cross key milestones and have interesting stories to tell that other founders can learn from, then definitely.
@neha1612 3 ай бұрын
Fab interview Rex! You are very well informed and that came across. Excited to see more.content from you
@robbycrawford 3 ай бұрын
yea but what is the deductable?
@CambrianHQ 2 ай бұрын
you can choose based on what works for you!
@jaweddurrani98 3 ай бұрын
As a Pakistani entrepreneur, I'm facing challenges in opening a bank account in the US despite generating $200k in revenue from my US-based business. It's also proving difficult to open a virtual bank account. It seems that Column might offer a solution to this issue. If this is the case, many Pakistani entrepreneurs may consider shifting to Column. I hope this platform lives up to its promises.
@CambrianHQ 2 ай бұрын
very frustrating for sure that the US ecosystem is not more open. That's largely a regulatory issue.
@LittlePuss-i1c 3 ай бұрын
bank
@paul-sh9ch 3 ай бұрын
Thanks for the vidéo. Very useful
@Divyv520 4 ай бұрын
Hey Rex , really nice video ! I was wondering if I could help you with more Quality Editing in your videos and also make a highly engaging Thumbnail and also help you with the overall youtube strategy and growth ! Pls let me know what do you think ?
@WildHorseProductions 4 ай бұрын
I messaged you on your email.
@jotarokujo312 4 ай бұрын
Is it advanced enough to be a cute AI girlfriend? 🥺
@henrylonghead 4 ай бұрын
Please leave the house
@jotarokujo312 4 ай бұрын
@@henrylonghead 😭
@CambrianHQ Ай бұрын
Sorry, will have to go other channels for that sort of commentary.
@Sergeo333 5 ай бұрын
This was really good! very informative!
@CambrianHQ 2 ай бұрын
thanks for watching!
@dhritayyyyyy 5 ай бұрын
One of the reasons why AI scaling is different from traditional revolutions (approach from Startups to scale to enterprise) is probably because of its dependency on Data. Which startups essentially wouldn't be able to live up to Scepticism around AI is a good thing, because soon everyone is going to realise that the impact is a compounding and an iterative one. And the ones to lead are only going to be the one's who start to adopt early
@WorkAnywhereGo 5 ай бұрын
Excellent convo!
@CambrianHQ 2 ай бұрын
Thanks for watching!
@raymota5343 5 ай бұрын
For a minute I thought it was Sam Altman talking until i looked at the video. Excellent interviewer and interviewee - well done!!!
@CambrianHQ 5 ай бұрын
Glad you enjoyed it!
@enterprisingtech 5 ай бұрын
Awesome storytelling! Love this interview guys 🎉
@CambrianHQ 5 ай бұрын
Thanks for tuning in!
@alexanderbrown-dg3sy 5 ай бұрын
Working on models myself. I think it’s actually insane Morgan Stanley has been so aggressive with deployment. All models due to positional encoding methods are trash at context utilization, like multi-hop fact synthesis which is MUST for RL use. I have a feeling their next model will have the same limitations, just more capacity, so at least it will be more reliable.
@VideogameFrames 5 ай бұрын
It’s been discontinued as of June 18th
@CambrianHQ 5 ай бұрын
Which is basically what the takeaway of the video hinted at. Apple is not going to put BNPL out of business. Instead they will drive its adoption.
@gabrielyao9840 5 ай бұрын
Great questions and inspiring answers, just an excellent interview!
@CambrianHQ 5 ай бұрын
thanks for watching!
@simonnilsson5356 5 ай бұрын
Would liked to know a lot more details about Klarna’s implementation. Like, how do they, technically, make the LLM execute tasks? Is it agentic, is it integrating with a traditional software to execute tasks etc.?
@CambrianHQ 5 ай бұрын
Great questions. We weren’t able to go that deep here but may be able to in the future. I don’t believe it is an agentic implementation.
@simonnilsson5356 5 ай бұрын
@@CambrianHQ also the total save doesn’t seem to be 100% accurate. I have industry insight and it looks like they are hiring 200 Customer Service reps through a BPO in Europe. If you’re interested I can provide more details in DM.
@clifftanch 5 ай бұрын
I have witnessed a number of banks in developing markets try hard to shut down branches because of the cost, so the idea that ATMs lead to hiring of more tellers sounds false and wishful thinking.
@CambrianHQ 5 ай бұрын
it is what the data shows. Developed and developing markets are not the same. Here is the data. www.aei.org/economics/what-atms-bank-tellers-rise-robots-and-jobs/
@clifftanch 5 ай бұрын
@@CambrianHQ The specific example I had in mind was South Korea, arguably a Semi-developing country. I spent a 30-year career in financial services, almost all in developing countries but now live in the Silicon Valley. When I was on Wall Street during the dotboom, I realized many of my colleagues knew so little about Tech. But now I think the favor is returned: So few in Tech seem to understand financial services. My first experience with an ATM was in 1978, my first year in college. The AEI data clearly show that was when growth in tellers flattened noticeably. I would argue ATMs had everything to do with that. By 2010, the data show that growth in ATMs had also flattened. My comment would be that despite ATMs and despite slow growth in tellers, banks were still unable to make branches pay for themselves.
@brandonreed09 5 ай бұрын
@@CambrianHQRead the whole article, smh. The amount of tellers needed per branch went down from 21 to 13. What increased was the number of branches, the increase in tellers was just a by product of that. The branches served as a type of marketing provider for the bank. However the branch numbers are now falling with Mobile Banking reducing the need for bank branches as marketers of bank services. Subsequently the amount of tellers is also now in decline even though the tech is being adopted on everyone's phones.
@MannyBernabe 5 ай бұрын
Excellent. Great tips on GenAI enterprise GTM. Thank you.
@CambrianHQ 5 ай бұрын
for me the GTM advice was the most interesting. for example, why you DO NOT want to run quotas for certain types of companies at certain stages (and why OpenAI does not) 49:15