10 ай бұрын
10 ай бұрын
2 жыл бұрын
Пікірлер
@gretacobb5582 18 сағат бұрын
I think we must think deeper from the preparation standpoint …sigh…because the way insurances are now it seems you pay into a system that won’t be there when you need it…😢…
@priest25 21 сағат бұрын
We are paying for long term care coverage now. Hopefully it’s sufficient if and when it’s necessary.
@triciaarmour6 Күн бұрын
Central Illinois.. Love your energy!!
@OurBlackUtopia 16 сағат бұрын
Hey Tricia, welcome to the OBU family. Let us know how else we can help your journey. In the meantime, here are some resources that might help: bit.ly/OBUresources. You might also be interested in our private Facebook group - FIRE over 50, you don’t have to be over 50 but definitely from the diaspora: bit.ly/FIREover50 🙄
@blackknight1906 Күн бұрын
Paying off your mortgage prior to retirement is actually a math problem. If you have a low interest rate (less than 3%) then it makes financial sense to keep your money invested in low cost index funds.
@OurBlackUtopia 16 сағат бұрын
Exactly! But why did I look at this so-called financial expert trying to lay out the math but never mentioning your money making more money than the interest rate. This should be taught in high school.
@janwig9347 Күн бұрын
I never think about not being able to meet my basic needs but recently, my mom needed help and my siblings and I had to step up and help her. I don't have a kid that will be there for me. It's just now becoming a reality that there may come a time when I need help. I'm so afraid of what will happen to me.
@OurBlackUtopia 16 сағат бұрын
Jan, don't be afraid, make a plan 😉. There are so many ways to make this thing work in a healthy way.
@LoisForcet Күн бұрын
Thank you Halisi and Ric. Since viewing your videos, I am debt free; I am now invested in Fidelity with a portfolio of 5 index funds. Thanks for your commitment to helping others!
@OurBlackUtopia 16 сағат бұрын
🥳 YASSSS - We're so happy to hear that! CONGRATS 🎉 Now, phase 2 - as you watch it grow is there a way to increase your deposits by 1% on a regular basis? e.g. every pay period, monthly, quarterly
@dleveston Күн бұрын
This was so informative! I have an E-book idea that I've started writing...but now I'm thinking that a blog is how I should start! And I love the "tiny talks." Thank you so much. ❤ (And I'm one of your 30-something year old viewers... Gotta get ready for 50+)
@CynthiaCooks-g1t Күн бұрын
Hello, watching from Katy, TX.
@barbaracurry6558 Күн бұрын
Hello, I am a first time listener and I truly look forward to joining the community. Barbara Curry
@OurBlackUtopia 16 сағат бұрын
Hey Barbara, welcome! Thank you for watching 💕 Let us know how we can help your journey. In the meantime, here are some resources that might help: bit.ly/OBUresources. You might also be interested in our private Facebook group - FIRE over 50, you don’t have to be over 50 but definitely from the diaspora: bit.ly/FIREover50 🙄
@barbarayoung5632 Күн бұрын
My first time seeing you on KZbin. This is definitely something I need
@tonyetheselfcaremaven 2 күн бұрын
I’m with both Stephanie and Roshida on the “work philosophy “! I’ve worked since I was a teenager, and I have no desire to “work” myself to death. Which by the way, is the true ethos of the American “work-life balance”.🙄
@danieldhardman5388 2 күн бұрын
I forgot to say we will be back in Portugal next month.
@danieldhardman5388 2 күн бұрын
Hey Ric & Halisi 👋. Awesome video as always. Of all the things about America I will not miss, I must admit there are a couole restaurants I will totally go through withdrawals from: Jimboy's tacos and el Pollo Loco 😭. While stationed in Europe I was fortunate enough to spend three weeks in Belgium. It's a unique country, and it's great that Leo has made a life for himself there. People should be inspired by his story.
@cainblo1 2 күн бұрын
I live in a 200sq ft home drive a 2002 Honda civic save every dime . So I can live fabulous when I’m too old to enjoy it
@OurBlackUtopia 2 күн бұрын
Black women - if you're thinking about moving abroad or taking a sabbatical then you must attend the 5th annual Exodus Summit. Find out more here: exodussummit2024.heysummit.com/?sc=TbA6GM8r&ac=mjDk6jdd If Portugal's the place then you should also attend our Move 2 Portugal 🇵🇹 Virtual Summit: bit.ly/move2portugal2024
@jr4053 3 күн бұрын
You guys are living. I love it. Thank you so much for all this information.
@OurBlackUtopia 3 күн бұрын
We are, Thanks for watching!
@edithdonaldson9483 3 күн бұрын
Las Vegas, Nevada, Look for Savers, they have Several locations throughout the valley. They take everything and if you’re moving to Vegas, shop there 1st. My favorite locations is Summerlin, & Henderson ( Warm Springs street ). Many items are brand new. If you’re not in a hurry wait 1/2 days, someone will donate it. 😂❤💝🦋
@edithdonaldson9483 3 күн бұрын
Las Vegas, Nevada, Look for Savers, they have Several locations throughout the valley. They take everything and if you’re moving to Vegas, shop there 1st. My favorite locations is Summerlin, & Henderson ( Warm Springs street ). Many items are brand new. If you’re not in a hurry wait 1/2 days, someone will donate it. 😂❤💝🦋
@normamills5256 3 күн бұрын
Hola family. In Munich they’ve got mini mall n bakery.
@blackknight1906 4 күн бұрын
Roshida's reaction was priceless when Stephanie talked about her experience in Australia 😂😂😂
@OurBlackUtopia 2 күн бұрын
Look Roshida is not about that budget lifestyle 😆
@jeannettepoole8185 4 күн бұрын
Hello good people from CHESTER VA
@OurBlackUtopia 3 күн бұрын
Thank you for stopping by and saying hello! It means a lot to connect with viewers from Chester, VA!
@jeannettepoole8185 4 күн бұрын
Hello good people from Chester VA
@redvelvet8983 4 күн бұрын
You're both gifted teachers and a gift to me, thank you so much
@OurBlackUtopia 3 күн бұрын
Thank you for your kind words! We're so glad to hear that our content has made a positive impact on you.💕
@jaegee3716 4 күн бұрын
I always take my stuff by a college campus them students will take it especially if its a PWI with frat and sorority Row they'll use it
@OurBlackUtopia 2 күн бұрын
Great idea! Thanks for watching. 🥰
@AwkwardBlackNomad 4 күн бұрын
My dogs are biracial 🫣 great chat y’all ! 😂
@OurBlackUtopia 4 күн бұрын
😆 😂 - I saw a YT short comparing "white dogs" to "black dogs" with an interracial couple. One dog was trying to lick his human in the mouth the other was not. (btw - we had a "white dog" 😆)
@actionvj 4 күн бұрын
AWESOME conversation!! Sorry I missed the live but I was in the domestic streets. But thanks to the MOVE 2 PORTUGAL SUMMIT, I will be in the international streets soon!! The Exodus Summit ladies are great. They will get you out of the U.S. and to your desired destination! !
@jaegee3716 4 күн бұрын
I had to bust out with an old rap lyric... I need a dime thats top of the line!!! The ladies are top of the line in everything best community to be in
@OurBlackUtopia 4 күн бұрын
Okay you must tell me which song and which artist? 🎶 I've been a rap fan since Sugar Hill 😳 uh oh am I showing my age? 🤪
@jaegee3716 4 күн бұрын
The song is Badd by Ying Yang Twins early 2000s. Oh No you're not i was brought up on music so I know stuff before me I know some Sugar Hill Grand Master Flash but this new stuff I don't know. I learn it when I hear my athletes blast it in the locker rooms.
@kjwking3923 4 күн бұрын
I ESPECIALLY like the advice about making a plan for moving back should you need or want to.
@kjwking3923 4 күн бұрын
Excellent info. Thank you for the transparency. "Adulting" is no joke wherever you are. I believe you have helped some folks not to be afraid to move but to be more informed about their move. 💜
@Pinkice-jz3rq 4 күн бұрын
Needed this trying to retire early.😊
@FreeToBe_Me 4 күн бұрын
If the mask is being worn for illness, please consider using N95 or Kn95. Unfortunately, a cloth mask that keeps sliding down one’s face has no seal so offers no protection.
@OurBlackUtopia 4 күн бұрын
true that - it's just a cold that he's almost over. I was just being "the most". 😆
@FreeToBe_Me 4 күн бұрын
@@OurBlackUtopia Hey, colds suck too so it’s not too much 😅. Glad he’s on the mend and thanks for the fun interview. Lemme go ahead and follow
@Patricia-uu6wo 5 күн бұрын
I see that they don't get back to people 🤷🏽♀️🤷🏽♀️🤷🏽♀️
@newvision101 5 күн бұрын
Great conversations as usual. I've made up my mind. I'm out.
@mariesylvestre8508 5 күн бұрын
Yes I have to start early. But I cannot start while I'm waiting for the visa
@OurBlackUtopia 2 күн бұрын
We moved to PT on our tourist visa while we waited for our residency visa. There are many ways to do this thing. 😉
@TrusnoTV 5 күн бұрын
You guys just showed up on my timeline ‼️ For a fact, I shared this video to 10 people OFF TOP! Thanks for the motivation, continue to inspire 🤞🏿🙏🏿
@OurBlackUtopia 5 күн бұрын
Welcome to the Our Black Utopia family 🥰. Thank you for the share and let us know how else we can help your journey! In the meantime here are some resources that might help: bit.ly/OBUresources
@bridgetteyelder77 5 күн бұрын
I had a 2015 Chevy Equinox they were charging me 600 per month for an almost ten year old car and I told them come and get it. I realized I can never save anything paying foolish prices for things I really didn't need.
@OurBlackUtopia 4 күн бұрын
I KNOW that's right. Freedom is more important than stuff 🤷🏽♀️
@DaFrenchHitter87 5 күн бұрын
Be careful of the elite ism American speak, especially around domestic workers. It sounds kind of bad, just saying. Not that you are. But folks often perceive the wrong idea.
@Refreshing_Words 5 күн бұрын
Watching the reply. Great to see all my favs sharing great information.
@StephaniePerry 5 күн бұрын
This was a great conversation! Thanks for having us on! 💗
@OurBlackUtopia 4 күн бұрын
Awww, thank you for thinking of us. It WAS a good convo and much different than last year - which shows the evolution. 🥰
@lillianhoward9460 3 күн бұрын
@@StephaniePerryI love and Appreciate you all!!💖💖
@sandrawithoutborders5631 5 күн бұрын
This is definitely enlightening. I always laugh when I hear someone saying, “I’m American and I know my rights.” Other nations don’t care about your rights. Besides, you’re delaying everyone else and you just might end up behind bars over stupid stuff.
@elainegordon8389 5 күн бұрын
Hi y’all from the future. 1:50 pm 9/29. So interested in these options and will be listening intently. I’m def interested in requested a gifted ticket to the Summit, if possible, I need assistance. Thank you!
@junquette3000 6 күн бұрын
This is super helpful-thank you! I am already doing several of these but I need to market, market, market! I believe Canva uses photos from either Pixabay or Pexels.
@danielleamory5428 6 күн бұрын
Love how you're giving reality checks. One other thing you may want to cover is the minimum amounts you must be able to prove financially to get residency in some countries. Just grabbing your last paycheck may not be enough to get the visa you need.
@francesharvey464 6 күн бұрын
Blessing Thank You for making a difference and saving lives. I ready for over abundance financial Blessing. god less you. with god grace and mercy i will be retired at 62
@OurBlackUtopia 3 күн бұрын
I truly appreciate your heartfelt message! It means so much to know that my efforts are making a difference in people's lives. Wishing you all the blessings on your path to retirement!
@carolynyoung5752 6 күн бұрын
Do most people sell or rent their homes when they leave the US? Not sure what to do if i ever have to return to the US for awhile (ie sickness, family issues). Also do you recommend keeping a US mailing address?
@OurBlackUtopia 5 күн бұрын
Hey Carolyn, thanks for watching. YES, keep a US mailing address, a US bank account, and claim residency in a state that won't tax you to death from abroad. We kept our residency in CO because they're tax rate is manageable. Regarding real estate, I'm not sure how many keep or sell their homes. Of the people that we know that owned their homes, I would say about 1/3 kept them as we did and rent them out. The others sold and re-invested the money in the stock market. Hope this helps.
@deLENa-fx7fd 6 күн бұрын
✨💛✨
@Proppacarmel 6 күн бұрын
❤ You all did this video very well.
@OurBlackUtopia 3 күн бұрын
Thank you so much!
@debrajones3656 6 күн бұрын
As always great information, Halisi
@OurBlackUtopia 3 күн бұрын
Thank you so much for your kind words! I really appreciate your support and feedback!