fair enough.

All those fines are being embezzled to make board member boat payments. Show me an HOA that the IRS isn't salivating to audit, and I'll show you a fantasy world.

Exactly, they usually bring down prices. HOA's are like labor unions. Great in theory but overactive in areas they have no business getting involved in to the detriment of everyone involved.

That's all well and good until 20 years later architectural styles change. Also building materials fluctuate in cost new products hit the market all the time. and it's not unreasonable to think that some people might want new and more durable roofing materials and siding that might improve property values, but might disturb the "character" so no fancy construction for you. I'm a pretty conservative person but that seems too close minded, even for me. I also wouldn't spend hundreds a month just to have clean sidewalks and maintain property values. I have 50 grand in equity and I didn't need to subject myself to an how to maintain property value

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@@juniper-ug3hs I wouldn't want to spend hundreds of month either, ours is I think $12 a month, and that's Canadian so think like $9 US. Plus it's a democracy right So you could always update it if there is a new cost saving material, It's more about architectural guidelines, houses are built in one of four acceptable styles, think Craftsman, have to have a front veranda and particularly shaped windows and such. Standardized fencing materials, etc. overall the HOA is a pretty light touch here it just maintains the idea of the neighborhood which is It's small town charm. It's pretty walkable because it has tighter streets, and a town center surrounded by row housing. I think there's a place for both types of neighborhoods I've lived in both. I've never heard of anyone getting fined for anything ours is mostly a cheap HOA that keeps a few things maintained and is an extra set of architectural guidelines before you renovate. We will never get modern infill Is that changes the character of the neighborhood, They would have to build within the architectural guidelines so that they look like they fit in to the neighborhood around then. Again I was very anti-HOA until I actually lived in this one and then I see that they can be actually pretty great.

@@christopherborum6551 😓 That's one way to completely brush off any one who has a different opinion than you. I mean that is how it sounds but also I was staunchly anti HOA until actually living in One for the first time and owning my own place. Buying is a commitment and housing has high frictional costs to move. We have no intention of being those people who jump houses every 5 years which seems to be the trend now. We bought the home we plan to raise a family and retire in, and you're buying into the neighborhood as much as you are the house. I love that I live somewhere that is quite walkable and has a small town feel with more narrow streets and everyone having a front porch where They can just leave their bikes out and nobody snatches them, with actual alleys for the garages which is rare in new neighborhoods now instead of front garages everywhere. I really appreciate the idea of nobody being able to tell you what to do with your property I know I wouldn't want an overbearing HOA and if it got that way I would run for it or leave, But I really enjoy this one that is more about everyone joining the neighborhood having a mutual agreement on what the neighborhood should look like.

@@stevecatpatrick8056 I'm glad that you've found a home you like, but I would still not live in a hoa. In the US most HOAs are not that cheap. Also, I don't think it's my business saying that your house needs to be the same architectural style as mine. And if you want a special fence or a deck, you need to appeal to a board made of people of your neighbors for permission. Nope, plus all it takes is a change of leadership for a cool hoa to turn into a terrible one. My uncle was forced to run for his hoa, because he was sick of the retiree gestapo with nothing better to do imposing fines on everyone

Spend 400k on a home and some idiots move in and ruin the neighborhood and thus bringing down the Value of your home

@@chriskarsseboom2200 cope

​@@chriskarsseboom2200Are you suggesting an HOA can decide who gets to move in and who doesn't? Or just that they will deal with the idiots? What kind of idiotic behavior are you thinking of?

​@@chriskarsseboom2200what's more likely to happen: What you suggest Or Getting in trouble with the hoa because they don't like something u did, like driving the wrong kind of car or wanting a different color on your house or some other b.s. that has nothing to do with ur suggestion of bringing down the value of the neighborhood? I would take the risk with the new neighbors.

@@ralphpotowski-pn5hn I live in an HOA and it not like that at all. It keeps the neighborhood clean. No you can't paint your house purple and put a swimming pool out front. No you can't have company trucks parked all down the street. It's a great way to keep things clean and value up.

no she means the mortgage payment so if you are paying the mortgage from the bank at a rate of 3k per month she is saying you need to be earning about 9k a month or about a 108k a year

Here’s the list: - Replacing air filter - Fresh paint - Yard maintenance - Pool maintenance - Clean floors - Updated/dust and clean fixtures (if finances permit) - Updated cabinetry (if finances permit) - Clean/paint baseboards (Replace if needed)

Here’s the list: - Replacing air filter - Fresh paint - Yard maintenance - Pool maintenance - Clean floors - Updated/dust and clean fixtures (if finances permit) - Updated cabinetry (if finances permit) - Clean/paint baseboards (Replace if needed)