I have a dumb question why would I want to pay them if I can just buy the same ETF allocation they just showed me on the screen? Is it because they will sell it for me too if there is a down turn?

I would love to see a similar comparison review of setting up fidelity and get your thoughts!

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

Awesome! THANKYOU for this refreshing video. Enjoyed the energy and effort!

You are my HERO! What a great tutorial! Much Appreciated! Now subscribed and rated. A++

Been using Wealthfront since 2018 and love it's simplicity, tax loss harvesting feature and best of all, the low fees!

FYI- if you want to transfer funds from an existing IRA account to a Fundrise IRA account you have to use Millenniun Trust, their IRA custodian.

What automated investing platform would you recommend as of today, June 22, 2024?

I Have two Ira’s at Bank of America, they have made no money. Can you help me move my money safely.

Thank you for explain the digital advisor...I am wondering is Vanguard the best place for an actual advisor...I have my accounts with them but to see if I am in position to retire sooner than later..I dont know if digital advisor can help me determine this.

Awesome tips thank you!!

I been in Schwab’s robo advisor for over a year now. I just keep that balance at 25-27k and I move cash at times to my Schwab self directed account. I keep it for their free investment advice whenever I want it.

IS THERE A MINIMUM OF MONEY THAT VANGUARD REQUIRES YOU NEED TO HAVE? LIKE WEALTHFRONT HAS MINIMUM OF $500 I BELIEVE THAT YOU NEED TO START OFF WITH.

If exersise is at liquidation event, if employee leaves before liquidate even would it be exersisable when liquidation event occurs?

Are there such things as sign-in bonus for start-up?

I haven’t seen you post in s v year but just finding your content and loving it. Hope you are doing well.

So if I do a Roth conversion in vanguard they will transfer say the 20 shares of VXUS to same 20 shares of VXUS into the ROTH account? What I mean is that vanguard won’t first sell the shares in the traditional Ira, then move the cash to Roth IRA? Great tutorial, I will use it at end of year when I do my first Roth conversion ever ☺️

I’m very glad I watched this video. I’ll be honest at first I was hesitant but no you broke it down beautifully

the early exercise seems like the best part of the video as the capital gain would be at a lower price since it's earlier in time

Hi Jessica. I'm a complete novice in the investment space and this was a great post with enough detail to help me make a decision. Subscribed and liked of course. Question, can I roll over an Acorns investment account into a Wealthfront investment account without tax ramifications?

What Robo advisor would u recommend for the long term?

Hi! I have an individual Investment account and a savings account with Wealthront. Would you still recommend opening a Roth IRA, especially since I don't have a 401k? Is investing in stocks on your own a better option?

How can you ensure that you’re not going to be in violation of the pro rata rule? Can you still do this conversion by April 15 and back-date the contribution to count for the prior tax year?

Thanks for this video! Was going to open a Schwab investor just for travel. But never realized their cash retention!

All of her fears is unfounded. As of right now, nothing has changed. Expenses did not go up.

Are u here ?

Disclosing your previous salary only impacts women and minorities? Read that again….. You forgot another demographic.

Automatic!!! And Options!!!

I recently sold some property and have about 300K, I don't like the current interest the local bank is offering, .05%, so Wealthfront caught my eye and then I found you and I'm sold. Just wanted do let you know and get a wee bit of opinion on what you think. I have an investment portfolio with the bank and I think they've done well but I have always had this itch that maybe there are other good investment options I'm not aware of. Thanks, Regards, Bruce

You explain things super clear, very easy to understand. Quick question now, is all this towards “retirement”? Why everything is related to when you going to retire, how many years and how much will you need ?…. Isn’t there something like “I invested today and next month I made gains well I want to use it now and enjoy it as I want” ?????

Thank you! 🥰

Anniversary bonus on the X is 10k not 100k.

I recently started using Vanguard Digital and I have to say that in terms of transparency and ease of use, it is much better than the others ones I looked at. I chose the all index option, comprised of 4 ETFs, which gives me very broad diversification. They provide you with a calculator so you can accurately determine your fees. Also, easy to withdraw from and easy to disenroll if you don't like it.

Amazing video, started my Roth with Sofi about a week ago but didn’t know how it worked really other then me dumping money into. Thanks for the amazing breakdown! Earned a sub

This is by far the most helpful video I've watched about how to start investing! Thank you so much!

Thank you so much for this, currently negotiating my equity options based on your advise!

your channel is a treasure to me. Thank you so so so much

Charles Schwab is a Trump supporter big time. Stay away from Schwab! Look it up on Wikipedia.

Do not Invest with Hitler

Thank You

Amazing video

This was the information i was looking for. Thank you.

Sofi Automated investing is only for US citizens. It's not for immigrants living in USA

Buy SoFi stock before it takes off 100x in the next 10 years. SoFi is here to disrupt and defeat all ICE-age brick-and-mortar banks, just like how EVs are disrupting ICE-age cars. Buy SoFi before it takes off with consistent profit expansion, deposit expansion, investing account expansion, A.I. banking platform expansion, international expansion. SoFi is the future of A.I. banking, insurance, investing, credit cards, personal loans, financial instruments. I had only 500 shares @$5.85 before the earnings. I bought 500 shares more after the earnings at $8.85. I bought 2000 shares more today at $7.85. 3,000 shares. It should be 100x in the next 10 years. It reminds me of buying Amazon in 2001, Tesla in 2014, Shopify in 2016. Love it. Buying disruptive companies is a great feeling.

That’s a very good tutorial so thank you. I have a vanguard 401k and was planning on converting to a tax free traditional IRA upon retirement age 58. My tax bracket would be lowered at retirement and I was thinking of converting a set amount of that pre tax IRA to an after tax Roth IRA each year therefore staying under a lower tax bracket still. Does this sound feasible? 12% tax bracket> retirement benefit of 60k and 30k Roth conversion to after tax. Thank you

Thanks again Jessica. I was able to submit my Roth conversion request by following the steps in your excellent video.

I used them for 4 years but got out last December. The returns averaged 1/2-1/4 of any index. We're 68 and been retired for 7 years, i can afford higher risk and these seem to offer low rewards without being low risk. For example in the 20 ETF's they put in our portfolio there were a couple of emerging markets funds, high yield bonds, MBS fund, and don't forget the large cash component earning 0.45% interest. I decided to go back to managing my own, but don't want to spend the time on individual stocks again. We put 80% in stock etf's, small cap US, US large cap dividend, US large cap growth and 20% in Money Markets and currently earning 5.22%. The good thing is money can now be moved on a daily basis if i want to, but I'm completely happy that my wife can just leave everything where it is if i kick the bucket early.

Always start out patient. I've had pretty good luck fighting my credit union, but my call with thdm today has me ready to close my accounts.

You skipped over the fact that the SoFi ETF is not the S&P 500 since it says "SoFi weights each company based on three key growth signals, not just market capitalization as many traditional indexed ETFs do." I would love to hear your thoughts on this point and also I'd like some info about how different from the S&P their companies are.

WARNING: Before they take any more victims. Sofi is absolutely by far the worst banking experience ive ever had. i just spent the last 4 hours talking with customer service trying to get my rewards for setting up direct deposits. only for them to give me excuse after excuse. contradicting themselves over and over again, and ultimuately wasting my time. Canceling my account now and give all of you a warning to not waste your time or mental sanity on them. its an endless circle and nothing will be resolved. they just want your money. I CANNOT BELIEVE Caleb is endorsing them...Lilia Garcia is the employee who could not help me with absolutely anything