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@KDELANEY70 22 сағат бұрын
How does one find situations to lend private money?
@RealELconomics 6 күн бұрын
Top of the morning coach jB
@equitytrustcompany 6 күн бұрын
Same to you!
@scnager1 9 күн бұрын
If a regulated investment company such as a business development company uses leverage, does that trigger UDFI? They don't pay corporate taxes but they aren't technically a partnership or LLC.
@equitytrustcompany 6 күн бұрын
A tax professional can best help you determine this, but yes, the company may need to address UBIT, as it sounds like a non-corporate tax paying entity.
@dorisargent4203 27 күн бұрын
There’s no need to be rude. There are some people who don’t know this. Just because you’re a seasoned investor good for you, but there are those like me who are not in this is interesting to me. I am amazed how rude people can be and try and make a simple statement. Maybe you’re not good at finding investment properties. Even though you are a “ seasoned investor“. Pride goes before a fall and with your attitude, it’s no wonder you’re not finding properties so just thought that you should understand your attitude towards life can make all the difference in the world and it sounds to me like you’ve got some sort of a huge chip on your little shoulders. Lick the chip off, humble yourself and be kind and have gratitude for life. There’s no reason to be rude.!!!
@peaceoutpeaceout4267 Ай бұрын
do I still get a 1099-R form from the conservator if I have taken cash from another IRA instead of the SDIRA/Metals account?
@peaceoutpeaceout4267 Ай бұрын
if taking a RMD from a precious metals account, you want cash not the metals, how is that handled?
@equitytrustcompany Ай бұрын
These are great questions, and we'd love to help answer those for you. Please give us a call where we can better assist you: 888-594-7844
@honorh7591 Ай бұрын
I have existing traditonal IRA with a n RMD. If I transfer this to Equity and fund say, with btc - does Equity generate a 1099da with the cost-basis reported on the form where the capital gain is based on the cost-basis? OR will you generate a regular 1099-R where the captial gain is the full amount of the RMD?
@equitytrustcompany Ай бұрын
Hi, when funding an IRA at Equity Trust, contributions can be a transfer or rollover from another retirement account or a cash contribution (up to the IRS's contribution limits). Crypto is not accepted as a way to fund the account, but you may invest in certain crypto with the account. There are no capital gains taxes for crypto gains while inside an IRA.
@mattallengroupatREAL Ай бұрын
Love this, Id like to see some visuals graphs-flow charts etc.
@equitytrustcompany Ай бұрын
Thanks for your feedback! We'll take that into consideration for future content.
@oldporkchops Ай бұрын
How does such a loan compare to borrowing from a life insurance policy's cash value?
@equitytrustcompany Ай бұрын
Borrowing through a non-recourse loan and borrowing from the cash value of a life insurance policy are two distinct strategies with various pros and cons, but both offer the potential as a funding source for your real estate investment. The best choice depends on your financial goals, the type of asset you wish to invest in, and whether maintaining a tax-advantaged retirement account structure is a priority for you.
@oldporkchops Ай бұрын
@equitytrustcompany Maintaining a tax-advantaged structure sure is a priority. Thank you for responding.
@MatthewRyan7 Ай бұрын
Could I roll that money into a taxable brokerage account without penalty? If so, how could I withdraw from that account without penalty? Based on what the commenter says, you can’t touch it even because you’re investing it.
@equitytrustcompany Ай бұрын
Great question! You could roll the money into an IRA brokerage account without penalty if done correctly. But for a taxable brokerage account, you would need to take a distribution, which would be a taxable event and result in penalties if you're under 59.5. Of course, you should talk to your tax professional about your specific situation.
@MatthewRyan7 Ай бұрын
@ I’m trying to take my money out of my retirement so I can reach FI before 59.5. I’m aware of rule 72(t), but that’s not going to grow enough in the time I’m looking to reach FI. I think we can agree that retirement accounts were great for the factory worker and those who needed “bumpers” to help them prepare for retirement. However, I’ve done enough research that I see retirement accounts as more of a prison to keep people working. Any strategies to help take it out in one lump sum without penalty?
@equitytrustcompany Ай бұрын
It depends on the account and your situation. It's best to talk to a tax or financial professional to figure out what will work for you.
@Andres_853 2 ай бұрын
I'm 44 and just now realizing how far behind I am on investing. Other than my 401(k), I don’t have much of a portfolio. I’ve saved up over $220K, but with inflation climbing again, I’m worried about my retirement goals. I want to retire at 55
@Franky-j6e 2 ай бұрын
It’s true that retirement planning is more complicated than it used to be. Transferring savings to a self-directed account could give you more flexibility in choosing investments, but you’ll need to understand the process to avoid penalties or taxes. A financial advisor could guide you in diversifying your portfolio and aligning it with your goals
@Adam-dm8wg 2 ай бұрын
I agree. I’ve been using an advisor since taking a big hit in early 2020 during the COVID market crash. Since then, I’ve semi-retired, working just a few hours a week. I’m now 75% of the way to my $1M retirement target after making adjustments and moving funds strategically
@Adam-dm8wg 2 ай бұрын
If you’re looking for a recommendation, I’d suggest Joseph Nick Cahill. He’s a CFA with extensive experience helping clients manage and grow their retirement portfolios. He’s great at assisting with self-directed accounts and ensuring smooth transfers without unnecessary penalties. Plus, he offers free consultations, so you can explore your options risk-free. self-directed accounts?
@FedrickWhite-jo2ed 2 ай бұрын
Really helpful, I just found him on the web. I am impressed. I also scheduled with him too. His consulting page ranked top
@cynthia-l4o 2 ай бұрын
_What's the ideal strategy to take advantage of the current crypto bull market
@JackGarcia-n1i 2 ай бұрын
As a novice, it's vital to have a mentor for accountability. I'm being advice by a reputable crypto consultant.
@JackGarcia-n1i 2 ай бұрын
She goes by Miriam collin
@Swilson-c4 2 ай бұрын
Oh, do you happen to know her too? I'm proud to say I've also benefited from her platform
@Swilson-c4 2 ай бұрын
Archieving a weekly profit of 45k
@Jackyy56 2 ай бұрын
I used to think I was the only one benefiting from her guidance in navigating the volatility of trading.
@Virtues162 2 ай бұрын
It is an enlightening video and thanks for that ! Can a self-employed have both Roth and Simple and can he/she max out both or how does it work if they have both? Many thanks
@equitytrustcompany 2 ай бұрын
Yes, you may be able to contribute to both a Roth and SIMPLE IRA, as long as you meet eligibility rules such as income limits. See the IRS website for more details.
@tonyngo2878 2 ай бұрын
Take my money 💰
@bubba4lyfe19 2 ай бұрын
Why are there no reviews anywhere with this company? Clearly nobody is making money here… not a single topic on the internet with a backing
@equitytrustcompany 2 ай бұрын
Glad you asked! There are many reviews on several different platforms. We have an A+ rating with the Better Business Bureau. Here are the Google reviews about our company: eqtytrst.co/g_reviews
@damon-burton 3 ай бұрын
This is a great explanation of how tax-advantaged accounts can help combat inflation. It's clear that these accounts offer significant long-term benefits. I'm curious to know how you balance the immediate need for liquidity with the long-term benefits of tax-advantaged investing. Are there any strategies for optimizing your asset allocation to meet both short-term and long-term financial goals? Thanks for sharing.
@equitytrustcompany 3 ай бұрын
Certainly, balancing short-term financial needs, with long-term benefits is necessary. With respect to contributing to retirement accounts, such as IRA or 401(k) accounts, we find many individuals are afraid they lose all liquidity when doing so. You will find, although there is a 10% penalty when distributing funds under the age of 59 1/2, there is nothing that would prevent someone from doing so in the event of a liquidity emergency. Additionally, due to financial hardships, and some other reasons, there is a possibility of meeting an exception to the 10% premature withdrawal penalty. In other words, saving in a retirement account should not cause a liquidity concern, unless you have no other cash in checking or savings to pay for day-to-day bills and other needs.
@damon-burton 3 ай бұрын
@@equitytrustcompany Thanks for breaking down those options! It’s reassuring to know that retirement accounts still allow for liquidity options if needed, despite the penalties for early withdrawals. Having a mix of short-term accessible funds alongside tax-advantaged accounts definitely seems wise for a balanced strategy. Great insights. Thanks for sharing.
@equitytrustcompany 3 ай бұрын
Glad we could help, Damon. If you need any further assistance, feel free to drop another comment or consider scheduling a free consultation with one of our IRA Counselors here: eqtytrst.co/consultation
@damon-burton 2 ай бұрын
@@equitytrustcompany Thanks again. Keep it up.
@blendedpraise1 3 ай бұрын
love the case studies!
@equitytrustcompany 3 ай бұрын
Thanks for the feedback, and so glad to hear! We've got more on the way😀
@mikegill7214 3 ай бұрын
So that’s where all my fees are going
@dougb.2627 3 ай бұрын
This was very helpful and clear. Thanks. Follow-up question: what is the UBIT tax rate? Does the UBIT show up as personal income tax liability?
@equitytrustcompany 3 ай бұрын
Great question! UBIT applies to income generated by tax-exempt entities, like IRAs, from unrelated business activities, and is generally taxed at corporate rates ranging from 10% to 37%. UBIT is not part of your personal tax liability; it is paid directly by the IRA or tax-exempt entity through Form 990-T - which Equity Trust can help prepare and submit in fact.
@equitytrustcompany 3 ай бұрын
eqtytrst.co/3N0FXPY
@montana727 3 ай бұрын
Love the break down. Great example!
@equitytrustcompany 3 ай бұрын
Glad you found it helpful! Thanks for the feedback!
@subratachoudhuri3037 3 ай бұрын
i already have self directed ira. how can i invest with your co?
@equitytrustcompany 3 ай бұрын
We’re excited to hear you already have a self-directed IRA! To start investing with us, you can connect with one of our IRA Counselors for a free consultation. They’ll guide you through the process and explore investment opportunities that align with your goals, get started here: eqtytrst.co/consultation
@masangogabriel3356 4 ай бұрын
Being unemployed and turning 39 has left me feeling lost. What chances for passive income do I have with $425,000 saved for an early retirement at the age of 50, $10,000 in an HSA, and a property that could provide an additional $200,000
@emmapriscilla6132 4 ай бұрын
_It makes sense to consider hiring a financial advisor at this point, but delaying retirement for a bit might be a more prudent choice
@aarsethdiane853 4 ай бұрын
That is impressive! my portfolio has remained stagnate. Who is guiding you please?
@aarsethdiane853 4 ай бұрын
Thanks for this. could easily spot her website just after inputting her full name on my browser. she replied my inquiry and we scheduled a consulting session sometime tomorrow.
@equitytrustcompany 3 ай бұрын
@debocknolan6273 Combining your investment accounts can simplify management, but be aware of potential tax implications and the need for diversification to reduce risk. A Universal IRA could be beneficial as it offers flexibility in investment choices, but it’s advisable to consult with a financial advisor to determine the best strategy for your specific situation. eqtytrst.co/universalira
@equitytrustcompany 4 ай бұрын
eqtytrst.co/4dypX2D
@robertsanddal4994 4 ай бұрын
I want to physically hold my precious metals that are in my account now. How do I make that distribution?
@equitytrustcompany 4 ай бұрын
To physically hold your precious metals, please reach out to us at 800-955-3434 and we will assist you with the process.
@equitytrustcompany 4 ай бұрын
eqtytrst.co/checkbook_ira
@aprilmills8580 4 ай бұрын
Love the case studies! How often does the rental income that flows through the LLC have to then flow back to Adam's IRA account, e.g., annually? Asking because there are ongoing maintenance needs, taxes, etc. that need to be paid on the rental property, and from what I understand there can only be a one-time injection of funds from the IRA to the LLC.
@equitytrustcompany 4 ай бұрын
Great question! There is no specific timing requirement on funds returned; however, funds will eventually need to be returned to the IRA for the account owner to take distributions, invest in other assets potentially, or in the event of the LLC dissolving, all funds return to IRA.
@jT-bh1il 4 ай бұрын
Like the case studies. Basically though the IRA has to have enough to invest in this land and have enough for monthly possible expenses and taxes and you can’t use your own monies when things arise?
@equitytrustcompany 4 ай бұрын
You’re right! When investing in land through an IRA, it’s crucial to ensure the account has sufficient funds not only for the purchase but also to cover ongoing expenses like taxes and maintenance. Additionally, you can't use personal funds to pay for these expenses; all costs must come from the IRA. Proper planning and budgeting are essential to avoid potential issues!
@ccgwsbiz 4 ай бұрын
can I be part of the LLC with family members if I have a selfdirect irs with equity trrust?
@equitytrustcompany 4 ай бұрын
Thank you for the question. Yes, you can partner with family members in an LLC while holding a self-directed IRA, but be sure to follow IRS regulations to avoid prohibited transactions.
@rwj-kthxbye 4 ай бұрын
Who’s the manager of Adam’s IRA LLC?
@equitytrustcompany 4 ай бұрын
We prefer to allow our case study investors to remain anonymous with respect to that level of detail; however, as a general rule, the account could serve as the manager, or appoint a 3rd party manager. There are rules and guidelines that must be followed.
@rwj-kthxbye 4 ай бұрын
@@equitytrustcompany Well, what I meant is, can the individual who owns the SDIRA be the manager of the IRA LLC? I didn't necessarily need to know the details in Adam's case specifically. I was under the impression that you can't be the manager of your IRA LLC, based on what I was told several months ago.
@equitytrustcompany 4 ай бұрын
We see, thank you for replying. Yes, the IRA account owner can be the manager of the IRA owned LLC, providing the purpose of the LLC is for real estate investing. You should be aware of the IRC 4975 and other applicable prohibited transaction rules when serving as the manager of your IRA owned LLC, just as if investing directly from the IRA. Thank you for reaching out and let us know if you have any follow up items.
@rwj-kthxbye 4 ай бұрын
@@equitytrustcompany Thank you for your reply.
@equitytrustcompany 4 ай бұрын
@@rwj-kthxbye You're welcome, if you need any further assistance, feel free to drop another comment or consider scheduling a free consultation with one of our IRA Counselors here: eqtytrst.co/consultation
@onlyou47 4 ай бұрын
How about taxes on UBTI, please? And than taxes again, when you take distribution. Double taxation! How avoid UBTI taxes?
@equitytrustcompany 4 ай бұрын
Thank you for the suggestion! We love hearing what our audience wants to see next. In the meantime, have you checked out this video? kzbin.info/www/bejne/mGLWi5loq9WDqLc
@aprilmills8580 4 ай бұрын
Agreed. Please advise on avoiding UBIT taxes on a rental, esp. Short-term Rentals
@equitytrustcompany 4 ай бұрын
@@aprilmills8580 Thank you for the suggestion, we will kind in mind for future videos!
@Grantski1 4 ай бұрын
Title is a bit misleading - show me the numbers.
@equitytrustcompany 4 ай бұрын
Thank you for the feedback, we always strive to provide as much details as possible and there is always a balance of allowing investor to remain anonymous for privacy purposes.
@DaMoNarch91 4 ай бұрын
Can you put a Roth into a trust and avoid the distribution requirements
@equitytrustcompany 4 ай бұрын
No, you cannot place a Roth IRA into a trust to avoid distribution requirements. Roth IRAs have specific rules regarding distributions, and placing them in a trust does not change those requirements. It's best to consult with a financial advisor or estate planning attorney for guidance on your specific situation.
@the59ersClub 4 ай бұрын
I would like to hear the advantages of warming an LLC rather than a personal property trust
@equitytrustcompany 4 ай бұрын
Thank you for the suggestion! We appreciate the feedback.
@MarkSold 4 ай бұрын
Love the case studies...
@equitytrustcompany 4 ай бұрын
We're glad to hear that! Case studies offer valuable insights and real-world examples. If you missed any, be sure to check out this playlist here: kzbin.info/www/bejne/aGi8dIZ7mdR5kLcsi=4Tz5cO3bjYs3tULG
@kirk6895 4 ай бұрын
This is great!
@equitytrustcompany 4 ай бұрын
Thank you for the support! Have you started implementing any strategies to maximize your returns in real estate investing?
@mwrightinsurance 4 ай бұрын
You can also withdraw tax-free for any purpose after you retire . That guy should make a full video on this.
@equitytrustcompany 4 ай бұрын
Thank you for the feedback, this video may be helpful: kzbin.info/www/bejne/Z6rOg2WKZsikZ6M
@mwrightinsurance 4 ай бұрын
@@equitytrustcompany thank you, I meant specifically about the HSA as discussed in the video
@equitytrustcompany 4 ай бұрын
@@mwrightinsurance You're welcome, that is a great insight thank you for the feedback.
@atl7567 Күн бұрын
Important note - After you reach age 65, you can withdraw money from a Health Savings Account (HSA) for any reason without penalty. However, you'll still need to pay income taxes on withdrawals that aren't for qualified medical expenses.
@equitytrustcompany 4 ай бұрын
eqtytrst.co/4e0YJ5J
@damon-burton 4 ай бұрын
Scott and Christine's journey to financial freedom through real estate investing is truly remarkable. I'm particularly impressed with their strategic use of Roth IRAs to maximize their returns. With the right planning and execution, even seemingly small investments can lead to significant wealth.
@equitytrustcompany 4 ай бұрын
Scott and Christine's path to financial freedom through real estate investing is inspiring! Their smart use of Roth IRAs to boost returns shows how, with the right strategy, even small investments can grow into significant wealth. Have you considered using a Self-Directed IRA?
@damon-burton 4 ай бұрын
@@equitytrustcompany That's a great point about Self-Directed IRAs! I hadn't considered that option. It seems like it could offer even more flexibility and potential for growth. Thanks for the tip.
@equitytrustcompany 4 ай бұрын
We're glad you found the information helpful! Self-Directed IRAs indeed offer a lot of flexibility and growth potential. If you have any more questions or need further details, feel free to reach out. You can schedule a consultation with an IRA Counselor here: eqtytrst.co/consultation Happy investing!
@damon-burton 4 ай бұрын
@@equitytrustcompany Thank you
@equitytrustcompany 4 ай бұрын
@@damon-burton You're welcome!
@bubba4lyfe19 4 ай бұрын
Hey so if I get an LLC and open a SEP IRA or Solo, I can buy a house and put the money back in there and keep flipping? Can I collect rent in my pocket or does that go back to the IRA? I want to invest with contractors
@equitytrustcompany 4 ай бұрын
If a SEP IRA or Solo 401k is the 100% owner of a newly formed LLC for the purpose of investing in real estate, all income and expenses would flow back through LLC bank account. You can make multiple investments through that same LLC. Eventually money would flow back to the SEP IRA/Solo 401k. Discover more here: eqtytrst.co/4ejhu3R
@musiciansfriend2 4 ай бұрын
Concerned, can you please address transaction/settlement times.
@equitytrustcompany 4 ай бұрын
Our Crypto settlement timeframe is T+1, meaning you execute purchase today and asset is settled tomorrow. You sell today and cash settles tomorrow.
@susiequsie1980 4 ай бұрын
Yeah if it means that I get to keep my house and have food in the fridge yeah I have to
@equitytrustcompany 4 ай бұрын
We completely understand! Prioritizing the essentials like keeping your home and providing for your family is what matters most. With a Self-Directed IRA, you can still invest in assets like real estate or private equity while keeping your essentials like housing and food secure. Just invest carefully and prioritize your immediate needs first. Learn more about self-directed IRAs here: eqtytrst.co/self-directed_ira_explainer
@MsHelpfulinfo 4 ай бұрын
I thoroughly enjoy your educational videos!! You've inspired me to get moving on my Roth IRA growth. Thank you so much.
@equitytrustcompany 4 ай бұрын
Thank you so much for the kind words! We're thrilled to hear our videos have inspired you to take action on your Roth IRA growth. If you've found our content helpful, we’d really appreciate it if you could leave us a review on Google. Your feedback means a lot to us, keep up the great work! eqtytrst.co/google_reviews
@equitytrustcompany 5 ай бұрын
🤔 kzbin.info/www/bejne/pIKck4KGlNSaoMk
@equitytrustcompany 5 ай бұрын
eqtytrst.co/3ZaAi0S
@srrabago 5 ай бұрын
I am looking to make a secured RE loan with my SD-IRA. I see tha payments can be processed, but who manages the note, ledger, modifications, and adjustments to the loan ledger?
@equitytrustcompany 4 ай бұрын
Hello, the account owner would be in control of all these items. If you use your Self-Directed IRA to make a private money loan, you would be in control of managing and overseeing the asset.
@RealELconomics 5 ай бұрын
Hey coach jb you had a link before of all alternative Asset PDF can you send the link i lost all my Data thank you
@equitytrustcompany 5 ай бұрын
Hello, thank you for reaching out. Could you provide a bit more detail about the link you're referring to? I just want to make sure I resend the correct one. Thanks!
@equitytrustcompany 5 ай бұрын
eqtytrst.co/marketreport24
@ypcllc 5 ай бұрын
Wow!!!!
@equitytrustcompany 5 ай бұрын
Not enough people know how easy this is to do!