What about if am already getting letters from the lawyers.? Because in getting sued .. Phoenix Arizona

Could you refer a good debt lawyer that works in arizona?

I have a credit card debt from 2013. Is it legal to seek payment , its been so long ago.

Can debt collectors come in my house and try to collect. I live in Texas and I owe 2200 dollars on a personal unsecured loan I can’t pay anymore. I only have my retirement check, I’m 59 y.o.

I received a letter from a debt collector. Sent them a request for validation. They sent account statements and a letter that they claimed to have mailed. However, I looked at my credit report and that account is NOT on my credit report. I’m so confused!

How do I contest that collection company now owns the debt by transfer ? (nj)

Will this apply to a lawsuit in Michigan when a university is sueing you?

Question, are credit bureaus allowed to keep c support on your credit report indefinitely? Are they allowed to keep putting it back onto your report if it's already been on for 7 years and dropped off? And if it, not is it possible to sue if they're doing this, and if so, would that be in small claims court?

Do the collection agencies sue with a$6000 debt

hey im in IL any lawyers you think will be gooD?

Capital One and lvnv sued me back in 2008. I live here in Volusia county Florida. There's three credit card judgments on me since 2008. What can I do? I'm currently disabled on workman's comp and I am 59 years old. It looks like I may go on permanent disability. I'm trying to repair my credit I got my credit back up in the 600's.

How long is that judgment good for? I'm in Florida. Capital One and household finance sued me over 20 years ago, I didn't show up. They got a judgment but I never had to pay nothing they never did anything to me after that.

I only have one reason for not paying that is i don't have anything in writing I owe him and not the credit card bank.... is that enough?

This seems like a doom and gloom video

It’s been showing wrong sin number on my equifax credit report and one unknown credit account .what should I have to do?

What of you haven't received anything. I just got notified by credit karma. It's definitely not mine and they have never sent me anything put a black mark on my credit report.

I’ve written a verification letter and sent it back in July, it is now OCTOBER. For background, it is a medical bill on a day I did receive service. However, I don’t think I was reached out by my hospitals billing and it was went straight to collections. I am trying to understand if this physicians bill is truly mine now that it not coming from the hospital/provider. I sent an email AND certified mail, in which they have received both. I don’t want this wait time to hurt my credit even further, somehow. I requested an itemized statement along with my letter to prove my debt but they’re saying the hospital has not been able to get them the statement so it’s some sort of waiting game… Another this is that I ran 2/3 credit reports to try to see if my account appeared there, I don’t see it. If that normal to not report to the credit bureaus? I’m confused, what can I do? I’ve reached out to them via phone call to get an update every week at this point.

Can you recommend anyone for the state of Florida?

Got a call from them they won't identify what they are calling about and I don't have any open collections. I wouldnt give them any information they don't already have. Google reports them as spam/scam

I’ve already made this mistake. Is there anything I can do? Should I still talk to an attorney? Or should I just go ahead and pay the half of it that the attorney already said she would accept?

Why are servicing companies funded by Freddy and Fanny to have performing loans and their funded a lot of money?

How can I stop these phone calls and mailings asking me to accept their offer to buy my property as is with no closing costs? I'm on the National Do Not Call List but still get those phone calls. How to get them to stop? Please.

Awesome I’m gonna call Bill. I live in Texas.

Actually useful information for so many my age. Why no views or comments on this?

I just declared bankruptcy problem solved!

I'm already paying a debt relief company. Is there anyway I can get out of it?

I’m being harassed by resurgent over a thirty dedt.

17:35

I have an “attorney” who sent me a threatening letter stating she will take me to court if I don’t pay. I emailed her back and forth and then asked for verification. She hasn’t talked to me in almost two weeks since I did this.

I submitted a debt validation letter and the collection agency responded with a blank statement account that only has the past due balance, not the actual charges. No way to tell how the amount is calculated.

What do you mean if they break the law lol

Where the rest of the video ?

I owe like 7000 but I wanna buy a home in 2025.

@RWlawFL Hello, I want to send a validation letter to my debt collector but I misplaced the letter that they sent me so I don't have my debt reference number. What I do know is their address, phone number and the amount of debt I'm disputing. Should I call them to get the reference number or could I just send the letter without reference number would be okay? Thank you!

I have called your office and you said I can't retain you because you are in another state. Can I hire you as a consultant and file pro se? There are NO debt attorneys within 100 miles of me and the ones that are only do bankruptcy filings

I'm in Oklahoma. I found out I have a lawsuit to collect a debt from a debt relief mail I received. I had someone knock on my door but was not home the 2 times they came to the house. The third time she rang the doorbell then she knocked forcefully. I'm not answering the door when you are banging like you have lost your mind. I'm guessing that was someone trying to serve me. I haven't received anything that my debt is with them. I guess they went straight to a lawsuit. I called the credit card company and they told me it was with a collections law firm. So do I need to contact to get a Debt Validation..

What to do if I recieve a validation of my debt from a debt collector after I dispute it and its been removed from my credit report. Should I respond to the letter?

can the debt colector see how much I make? or can I BS them and tell them I can only afford X amount?

I've had the strangest thing. Six weeks ago I got served from LNVD funding. It had an original date printed out in July, crossed out by pen and a pen written date above it of October 21st. When I called the Clerk about a week later, I noticed when I pulled it up on the clerks website by the case number, it was showing no date. She said give it about a week if you just got served. That was six weeks ago and today it's the same. Still no case info showing up.

LVNV is suing me over an old credit one card. I'm disabled and can't work. Should I tell the judge this?

I am in GA, can you put me in touch with a consumer lawyer in the metro Atlanta area? Thanks

How can I get help .I just got served today for a law suit with midland credit thank you

I have a charge-off of about 6k, thats 5 yrs and 3 mo old, can I offer like 1k to close it? If they accept, will it still affect my credit negatively? And for how long? Or if I just wait the 7 yrs and get it cleared, would that be a better option? Thank you.

I live in Corpus Christi, Tx Midland has a freeze on my wife saving account but not the checking, we didn’t find out until a week ago I log in the account and saw the savings with a -$2253, which only had $25 in it, so when we went to the bank they handed us a court order about this, wife mane is the only one on the order but both of our names are on the account, we tried to contact Midland left messages several time to find out what this is for, she sent several emails also when they replied back still no info about the who and what it’s from but we fill out a payment plan form and sent it back to them and they reply with that we’ll contact you in a few days, I know you’re in Florida is their someone here in Texas that you could recommend, thanks

What by not talking with the, then they sue you what is the next step?

Thanks for sharing this debt collection video. Your video triggered my question regarding the five-day debt collection letter, after the initial communication. The question is which debt collection communication is the initial communication, for example, if received via two text messages on June 6, 2023 and letter (dated June 2, 2023) via mail on June 14, 2023? In other words, I received the text messages first, before the letter. Only the letter contained all the required 1692g information per the FDCPA.

Have debt collector pinnacle who expects me to pay off an old debt and they refuse to negotiate a settlement with me and the debt is 10 years old now my credit union wants to write a cashiers check for it but am trying to get loc paid off what must I do