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Пікірлер
@ErnestineAlice-u3y 3 күн бұрын
Having a good investment scheme for retirement builds confidence
@GavinBerrington-z9k 3 күн бұрын
especially when you have investment with a professional like SOPHIEKATHRYNJONES
@HenryHamilton-z2f 3 күн бұрын
HAPPY NEW YEAR EVERYONE AM I PRAY FOR MASSIVE INVESTMENT THIS YR
@DorthaRobertson 3 күн бұрын
honestly 2024 favored me through SOPHIEKATHRYNJONES i pray 2025 will favor me again
@JuneKim-w5h 3 күн бұрын
sophiekathrynjones is the reason am the owner of many houses and cars through her investment program
@MeredithCopeland-z4v 3 күн бұрын
happy new year everyone i will never relent am having a massive investment this yr my retirement is near
@OtoFauna 10 күн бұрын
Thanks for sharing such valuable information! I need some advice: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?
@danielvillarreal6610 Ай бұрын
Do you know-or does your guest know-if Texas government retirees will have their Social Security benefits reduced due to WEP-GPO? FYI, there’s legislation in front of the US Senate to repeal it
@rashadthewealthcoach 13 күн бұрын
Looks like it’s going to Biden to sign now!
@jnsa9454 Ай бұрын
What are your thoughts about index annuities that pay guaranteed incomes? Like a pension but in annuity form? I've seen a few channels post about "hybrid annuities" that work like a pension. I know annuities have fee issues. Curious to get your thoughts on this financial product.
@teachermoneyshow Ай бұрын
The only time and annuity makes sense is if you need need guaranteed income because you have a very low risk tolerance and you are willing to pay for that benefit. When you already have an annuity as a teacher (i.e. your pension) it is really unnecessary to have any other annuity. As Karl Fisch said, if you want more of an annuity consider buying years of service from your pension provider. This is probably going to be cheaper than buying a separate annuity and will likely have better returns (naturally compare your options before making a purchase). Personally, I wouldn't get an additional annuity though, I'd focus on higher return investments like a total market index fund. I hope that helps. If you want to talk through any other questions, consider guesting on the show! www.teachermoneyshow.com/guest or send me an email at [email protected] and I'll answer it on the show.
@jnsa9454 2 ай бұрын
Interesting path- international school teaching! I'd like to find a way to get in touch with Mark 🙏🏽
@teachermoneyshow Ай бұрын
If you go to teachermoneyshow.com/show57 his website and contact info can be found there.
@jnsa9454 2 ай бұрын
Thanks for this episode. I'd like to know more questions to ask when looking for disability insurance. Guest shared a few and curious what others to ask.
@teachermoneyshow Ай бұрын
That's a great question. I'd reach out to Tanya directly about that. You can find her contact info on the show notes page. www.teachermoneyshow.com/show56
@rashadthewealthcoach 2 ай бұрын
Good stuff!
@danielvillarreal6610 3 ай бұрын
Watching while I’m exercising on my Bellicon rebounder! Greetings from Taipei, Taiwan 🇹🇼
@danielvillarreal6610 4 ай бұрын
Greetings from Taipei, Taiwan! As a part-time professor, I am on a 10-month pay system with no pay during the summer. Full-time profs get a reduced summer paycheck. I didn't realize it at the time, but since I was banking a huge percentage of my paychecks over the years, I was implementing Stephanie's advice before I heard it today. I'll have an expensive dentist appointment tomorrow, and the savings will come in handy.
@danielvillarreal6610 7 ай бұрын
Taiwan 🇹🇼
@danielvillarreal6610 7 ай бұрын
Greetings from an American expatriate language teacher (and formerly the only graduate student member of the Vietnamese Students Association at The University of Texas at Austin!)! I'm angry at Ray--why? Because a million years ago, Ray wasn't at Seaside High School to teach me financial literacy! I want Ray to invent a time machine, go back to SHS, and teach me financial literacy for high school credit before I ran off to college and the white-collar world. I also need Ray to invent the Internet and laptop computers and then create KZbin and get on your show.
@FrankJoe79 7 ай бұрын
What's the most common winning investment strategy for a new beginner?
@BrianJeff-jy2fy 7 ай бұрын
As a beginner, it's essential for you to have a mentor to keep you accountable. I'm guided by a widely known crypto consultant
@BrianJeff-jy2fy 7 ай бұрын
Mrs Mary Gail Benner
@FrankJoe79 7 ай бұрын
Please, educate me I've come across this name before, Now am interested
@Daniel-ow6hy 7 ай бұрын
<This is correct, Mary’s strategy has normalized winning trades for me also and it's a huge milestone for me looking back to how it all started..
@BrianJeff-jy2fy 7 ай бұрын
She's mostly on Telegram, using the username.
@danielvillarreal6610 8 ай бұрын
This is interesting to me, as I go to a Chinese energy healing place near my home sometimes. Greetings from an American expat language teacher in Taipei, Taiwan!
@danielvillarreal6610 8 ай бұрын
Greetings from an American expatriate language teacher (and Show 6 guest!) in Taipei, Taiwan. I just did a Google search for “online tutoring platforms” and found several. Great show! I’m getting close to retirement and I wasn’t always good at maximizing my income. I’m doing better at it now, though, by hosting English Corner conversation sessions at one of my universities (free-and untaxed-lunch, too!) and doing freelance and contract teaching.
@prof.stacythemoneyteacher 9 ай бұрын
It was great talking with you! Thank you for having me! My Spring Cleaning challenge starts today - tasks every weekend to help people clean up their money a bit!
@sweetspice1616 9 ай бұрын
Paying for things with cash really DOES change your spending! It's much harder to justify those little purchases when you're watching your money leave your hand.
@keenapettijohn2102 10 ай бұрын
Really enjoyed this!
@DeniseSprung 10 ай бұрын
Excellent tips Larry!
@janhaggerty9769 10 ай бұрын
Thank you for showing teachers and others a real-life example of how a young family can set itself up for financial security and success by being "very intentional" about planning for retirement even while young. This inspires hope.
@danielvillarreal6610 11 ай бұрын
The flip side is that at least you can get something for whatever you pay for retirement and health insurance. Teacher pay is still often pretty low, though! Maybe one way to attack this issue is to use your job for predictable income and benefits while you’re freelancing for real money. Don’t let The Man know, though! 😊 As a Texas teacher in the 1980s, I was a poorfessor earning the princely amount of $18,500 a year.
@jnsa9454 Жыл бұрын
Thanks for the tips navigating 457, Shaun. I appreciated the extra insights about expense ratios and evaluating the company as a whole.
@danielvillarreal6610 Жыл бұрын
Interesting comments! FYI, as an American 🇺🇸 who lives in Taiwan 🇹🇼, there are restrictions on what I can invest in in both countries. Thanks for nothing, Uncle Sam! I recommend that anyone thinking about moving overseas get some investments in place before hopping on a plane.
@danielvillarreal6610 Жыл бұрын
I had a similar experience with a university where I taught here in Taipei, Taiwan! I had chest pains and reported to the Emergency Room and I was sort of happy that a heart attack would keep me away from the campus and more importantly, from my evil StupidVisor*! Fortunately, the chest pains were a big NothingBurger. However, the same StupidVisor, on another occasion when I had a legitimate medical emergency, tracked me down to my hospital room and told me "Don't let this happen again!" I'm glad that I don't work for that evil StupidVisor anymore.
@kellymichelleTT Жыл бұрын
It's good you are out of that situation! I hope you are working with kind people now.
@danielvillarreal6610 Жыл бұрын
@@kellymichelleTT, it’s much better now than back then!
@kellymichelleTT Жыл бұрын
It was so great to chat with you, Shaun! You are sharing such an important message with teachers. I really appreciate that you are helping teachers build a healthy relationship with money.
@danielvillarreal6610 Жыл бұрын
Hi Joanne, greetings from Dan V, American expatriate in Taipei, Taiwan--brick-and-mortar and online English and Spanish teacher--and fellow Teacher Money Show interviewee (show # 6). Great information! Hey, I just bought the Kindle version of your book (shipping costs of physical books to Taiwan are sky-high!!!). Thanks for being interviewed and thanks for writing your book.
@danielvillarreal6610 Жыл бұрын
Well said! Greetings from an American expatriate in Taipei, Taiwan.
@vialenguascathy Жыл бұрын
Truly appreciate these great tips from Daniel Villarreal. Hope to hear him interview again soon. Thanks
@danielvillarreal6610 Жыл бұрын
It slipped my mind to mention Robert Gebhardt (Italian-English translator) and Corinne McKay (French-English translator and interpreter)! They're easy to find with a Google search-their books and courses are superb sources of information about T&I (translation and Interpretation).
@saara4363 Жыл бұрын
I know Dan. He’s a great educator, very helpful and super comical! Great interview.👏
@danielvillarreal6610 Жыл бұрын
I misspoke! The Mexican university whose branch in San Antonio, Texas USA I attended is the UNAM (Spanish initials for "National Autonomous University of Mexico"). Also: I mentioned a KZbinr called StephenWorldwide who's not the same Steven/Stephen mentioned in the show notes. The one I mentioned has some great videos on how he earned $5000 USD/month teaching EFL (English as a Foreign Language) in South Korea.
@danielvillarreal6610 Жыл бұрын
I've posted several Comments that have disappeared. Does anyone have an idea what's going on? I'm in Taiwan. Are you able to view these (4?) missing Comments? thx
@rtcapy Жыл бұрын
Professor Dan is one of the most dedicated teachers out there. He's also an exceptional interpreter, copy-editor, etc. I was blessed to be taught by him in college.
@danielvillarreal6610 Жыл бұрын
Excellent! Greetings from an American expatriate in Taipei, Taiwan. A long time ago, I would work crazy unpaid hours for ingrate StupidVisors to write perfect lesson plans, grade student work, etc. It was truly awful for my health. I now realize that my health and overall wellbeing need to be at the front of the line--health is truly wealth! I'm writing this in Starbucks after an early morning Qigong* class in a beautiful park, followed by weightlifting and a bike ride. It's a matter of mindset: I now remind myself that my dear Vietnamese online graduate students--and others--are counting on me, so I need to maintain excellent health and fitness so as to be available for them. *Qigong--Chinese exercise for health--very low impact, yet it covers many aspects of fitness. I highly recommend Brother Insight; his KZbin channel on Qigong rocks!
@gailfraser9617 Жыл бұрын
So many useful tips from both of you. Thanks. This is a good way of facing the reality of the new School Year. Thank you.
@teachermoneyshow Жыл бұрын
Thank you for listening. I'm glad you found it helpful!
@danielvillarreal6610 Жыл бұрын
Hi Shaun! Greetings from Nantou, Taiwan 🇹🇼 where I’m finishing my final day teaching Taiwanese civil servants this summer. I might be your only American 🇺🇸 expatriate viewer today! FYI, I use a free app called “Spending”. It’s as user-friendly as it sounds.