No, I am not a member of the Homes For Heroes network. With the upcoming changes stemming from the National Association of REALTOR's lawsuit settlement I don't think programs like this will survive, at least not the real estate agent rebate aspect of the program. Starting 17 August buyers will have to sign a buyer agency agreement which obligates the buyer to pay for buyer agent representation. The agent would simply be giving you back your own money plus money to Homes For Heroes.

Yes, the H2H program is still available but the benefit amount and qualification criteria has changed. It isa still a valuable program for first time buyers in Jacksonville. Fell free to contact me if you are interested.

I'm glad you got it to work for you. The county does seem to make changes for the sake of change.

Thank you for the comment. Yes, you are correct, this video is now 6 years old and could use an update.

Thanks for the comment. The lawsuit settlement requires all buyers who choose to be represented by a real estate agent to enter into a written buyer broker agreement that will obligate the buyer to pay a fee to the agent for their servicers. Prior to this rule change, veterans were prohibited from paying a real estate agent fee or commission if the veteran was using a VA loan. The rule change now allows the veteran to pay a real estate agent for their services so the veteran won't have to gothrough the process without professional representation. Unfortunately, the lawsuit settlement will likely increase the cost to all homebuyers who choose to use the servicers of a real estate agent. Send a thank you card to the DOJ.

@@NativesunrealtyJacksonville so we have to have a down payment for a home now? To make sure the real estate agent's palm is all greased up?

@@Theonetruegod-hw2ei No down payment is required on a VA loan. There is no requirement for anyone to use a real estate agent to buy or sell a home. Anyone, including veterans, is free to go it alone without greasing anyones palm.

@@NativesunrealtyJacksonville All that verbiage to say yes.

@@daf62757Nara lawsuit not the VA. Greedy lawyers and people tried to claim the existing process was robbing them of rights and ruined it for all

Are you saying the work you do as a REALTOR has no value? Please explain.

Thank you Cheyenne. I do have a price but I'm not cheap! 😂

Glad you enjoyed it Nora. Thanks for watching.

Thank you for seeing the humor in this Bob. 😄 I tried to mix a little levity in with a rather serious subject here to make a point. Thank you for watching.

Thank you for the comment. Your business model is proof that consumers have options and that this was a frivolous lawsuit to begin with. Good luck to you.

@@NativesunrealtyJacksonville u dum

Thank you for the thumbs up Rory. So glad you enjoyed the video.

Thanks for commenting Chris. In reality, under the current rules, the seller is not the one paying the buyers agent. The listing agent pays the buyers agent with a portion of the fee the seller pays the listing agent for selling the home. This makes sense since the buyers agent will be doing the work on the buyers side of the transaction. If the listing agent brings the buyer themselves, then the listing agent does not have to pay a buyers agent and keeps whatever the seller agreed to pay. The new rules mandate that, if a buyer chooses to be represented by a buyers agent, then they must enter into a buyer agency agreement before seeing any homes. This agreement obligates them to pay their agent. Adding more costs to the buyer will reduce the number of buyers able to buy a home. This added expense will, in effect, block them from purchasing their home until they can save up more money to cover the downpayment, closing costs, and now a buyers agent fee.

@@NativesunrealtyJacksonville I don't ever recall a listing agent paying for anything. I don't ever recall any agent paying for anything other than being compensated thousands for what? I recall having to pay 6% in closing costs for something anyone could do on their own. My 12 year old son found my last home online. As far as contracts, any real estate attorney that you have to acquire already can do those. If a buyer really wants an agent to look online for them then they can pay for their own agent at closing. It's included in the loan like everything else. Just like sellers have done for decades. I have dealt with thousands of agents. Haven't met one that can properly negotiate or has sales experience. I'm sorry to inform you but, the internet has made real estate agents obsolete. Happy endeavors.

@@chrisstrong2215 Your lack of recall does not surprise me. You should probably get some help with that. Your inability to comprehend my clear and factual explanation may also point to a need for remedial classes in reading comprehension. BTW. I have to ask. If you could have sold your home on your own then why didn't you? Were you just feeling generous. I tell everyone who syas that REALTORs get paid way too much for doing nothing that they should get a license and start making the big bucks. If you do, and you are good enough, I may let you come work for me. I'm sorry to inform you that without real estate agents there would be no MLS. The MLS was created by REALTORs for REALTORs. I personally feel that it was a mistake for NAR to allow sites like Zillow, trulia, homes.com, etc to access our data. Without the MLS all those public search sites would disappear. Then the internet would be useless in finding homes wouldn't it. Real Estate is a relationship business. As long as there are people buying and selling homes there will be a need for real estate agents. Thanks for watching and commenting. Have you subscibed?

@@NativesunrealtyJacksonville Lmao. Typical agent. Ignorant, delusional, mentally ill. Maybe you should get some help for that. The world and the MLS would actually do just fine without agents and politicians alike. Definitely would improve the world. Both are definitely the aforementioned. Btw, agents are the ones that HAD a strangle hold on the industry. They won't show a house for sale by owner. Guess that all changes now. God Bless America! Capitalism does work!

I completely disaagree that the verdict in this case proved allegations of collusion and price fixing. Ketchmark fell short in presenting the facts and law, but excelled in finding testimony that tugged at the heartstrings of jurors. As an accident injury lawyer he is an expert in maximizing the emotional impact of the story being told. Find a victim, show how the injury impacted their life and lives of family members, and cause the jury to feel pity for the plaintiff. It's a formula that works very well. This is the same method used in this case and had a profound influence on the jury's decision.. In the case, Ketchmark brought compelling testimony from ordinary people struggling to buy homes. The jury was composed of people who wanted to or had bought homes. Struggling to buy a home is a story everyone can relate to. And more importantly, everyone would like to blame someone for the high price of housing. Ketchmark was successful in vilifying real estate agents and cited inflated commissions as the reason for high home prices. This was the real reason for the verdict. NAR intended to appeal and most likely would have prevailed, however, NAR lacked the resources to cover the over 5 billion dollars it needed for the appeal bond. Also, once the news of the verdict broke, ccopycat lawsuits began springing up all over the country. NAR really had no choice but to settle since the settlement included protection from these copycat lawsuits. If anything was proven here it is how deeply flawed our legal system really is.

Great post!! Don't listen to agents. Especially this one. He's just butthurt they all have to get a real job.

Thank you! Glad you enjoyed it.

I hope so. I think it is safe to say we are not on the radar of any hollywood talent scouts. 😆

@NativesunrealtyJacksonville well, based on the info they won't be looking for you when it's time to buy or sale a home either. I entirely disagree with the top comment, which is probably one of your agents....not entertaining and is disinformation. Seems you are butthurt by NAR

@@richardtaylor6341 The people that are most hurt by this NAR settlement are home buyers. Not me. Just curious, what information contained in the video do you consider disinformation? BTW, no one commenting here is one of my agents.

@NativesunrealtyJacksonville the lawsuit was brought by a homebuyer. By definition, having the judge rule in their favor means that the buyer is not the one who is hurt most. Who is hurt most is the buyers agent. There won't be anyone who only works with buyers anymore because the old adage of "list to live" is now on steroids. Brokers won't be hurt, sellers agent's won't be hurt, and buyers won't be hurt, because brokers will hire some cute little girl and pay her minimum wage to go open the keybox. The logic used on your part is faulty, the title of your video is based on it...thus, whether intentional or not, it's misleading info. Likely intentional clickbait but I wasn't going to accuse that, i go with the potential for honest ignorance first, but not many of those folks are successful in sales... So to answer specifically, it was nothing specific, it's the entire bs narrative.

@@richardtaylor6341 You are wrong about that. The lawsuit was initiated by a home seller in Missouri. The plaintiffs are a group of Missouri home sellers. Better learn about something before making a comment about disinformation. You are also mis-informed. Unless a buyer signs a buyer broker agreement that obligates the buyer to pay a brokerage fee to the buyer broker, they are not getting into a house no matter how cute the door opener is. I will give you the same benefit of the doubt and say you are honestly ignorant.

I think buyers will just call the listing agent and see the home. Won't be as easy as having a buyers agent arrange showings for them but at least they will be able to see the home.

@@NativesunrealtyJacksonville Which will turn into silently into dual-agency.

@@NativesunrealtyJacksonvilleLove the video, absolutely hilarious and correct. In my opinion, it will benefit buyer’s agents. Process will change to the following; buyer’s agents sign the agreement upfront for 3% (or more?). If buyer can’t afford, buyers will only be able to buy with concessions negotiated by agent. Agents benefit because now it’s always 3 and 3, or at least transparent to the buyer’s agent and in their control.

@@mellowllama Ilike the way you think. I hope you are right.

@@Dave-zl2ky Here in Florida, dual agency is illegal. The buyer will simply sign a No Brokerage Relationship Notice.

VA Manual M26-7, Chapter 8, page 8-8, Topic 3, Fees and Charges The Veteran Borrower Cannot Pay: "Fees or commissions charged by a real estate agent or broker in connection with a VA loan may not be charged to or paid by the veteran-purchaser". The VA does not prohibit the use of an agent, just paying for it. Since we will have to include our compensation in the Buyer Broker Agreement, and cannot receive payment in excess of the amount contained in the agreement, we would have to work for free.

When this rule goes into effect in July many people will be surprised.

I appreciate what you consider reasonable only because you don't understand what is involved in getting a deal closed. To anyone who feels real estate agents are overpaid then I would encourage them to get a license and start making the big bucks.

@@NativesunrealtyJacksonville I like your Market forces perspective. However the previous system was a monopoly and did not allow Market forces. It seems like real estate agents only want Market forces when it benefits them.

@bennyaries973 I disagree that there is a monopoly of any kind. In fact, the lawsuit is not even about a monopoly. When you consider the number of real estate companies throughout the country, it's very clear that no single company has a monopoly. When I first entered this business in 1998, I soon realized how intensely competitive being a real estate agent was and continues to be. There have been many new business models that came and went. The model that has stood the test of time is the traditional real estate agent that provides superior service to buyers and sellers. The market has spoken and decided this business model is what was desired. Bringing the government in to force compensation lower is the opposite of a free market.

, @@NativesunrealtyJacksonville MLS was the monopoly. It is almost impossible to sell outside the system. Don't worry, if agents have real value, like 6% of a 1.2 million home, people will still be HAPPY to pay it. If they feel 72k might be a bit high, they can go in other directions.

@@bennyaries973 Thank you for confirming that the current MLS system is by far the most effective system of selling real estate. The issue is not whether sellers are happy to pay a listing agent. The real issue is the negative impact it is going to have on home buyers. First time home buyers in particular. Adding more out of pocket costs to a buyer trying to buy a home is obviously not good for them or the market in general. Oh, just so you know, the MLS is not going away and will continue to be the most effective way to sell homes.

Thank you for your comment, Benny. I don't think that greed is the issue here since greed itself is not illegal. I agree that there are too many part-time agents, though. Unfortunately, part-time agents lack the experience for effective representation, particularly in a difficult transaction.

I’m an agent and I happen to agree with you. Will you do me a favor and tell me how buyers will handle buying homes in the future? Maybe just speak for yourself and how you as a buyer will buy a home, especially in this market. For the past 2 years I’ve had to fight for my buyers because there were multiple offers on every listing. I called the listing agent on every offer to ask the important questions and to sell them on the idea of accepting my buyers offer and their circumstances and I was also selling them on me. I wanted them to know I will make sure to get this to closing as smoothly as possible. I offered to use their title company to close. I offered to pay for a cleaning crew so their sellers wouldn’t have to worry. Etc etc. on the Sell side I had to sift through 7-15 offers each time and usually there were 30-50 showings. Every good agent knows when you list a house on a Thursday you are on the hook for the weekend to be available to answer every call that comes in no matter what you’re doing. I have taken a call at my daughter’s wedding and written up offers at a restaurant. That was the market we were working in. We only had so much time to put an offer in. On the sell side I felt terrible for not accepting certain offers but at the end of the day I had to look out for my sellers and always encouraged them to accept the offer with the highest down payment and the best agent for us to work with. If an offer came in incomplete, messy, and inexperienced that wasn’t an attractive offer. You as a buyer have to remember if your plan is to go directly to the listing agent there will be others just like you. That agent will pick the best buyer in his mind, so you as a buyer have to know how to sell yourself. Like I’ve said, even with how demanding my job can be, I agree with you. There were occasions where I felt I did get paid too much and I have credited some of my commissions to my buyers to help them with closing costs. The discussion I want to have is an educational one now. Let’s move past the commission. We’ve heard you. Now we would like to know what is the realistic plan for consumers for buyers and sellers, as well as our industry?

@@laurachau1847 Thank you for commenting Laura. As an agent yourself yhou understand what is involved in bringing a deal together and getting both parties accross the finish line. Good agents do whatever is required to make it happen. There are so many obstacles to overcome that just don't fit into a neat box of duties an agent is expected to perform. Inspections, appraisals, underwriters, etc. I refer to these people as the "sale prevention team". Knowing how to deal with these situations is where the real value of an experienced agent comes into play. Sellers want to get their home sold and buyers want to buy them. Successfully bringing the two parties together so each get what they want is very satisfying. Like winning the superbowl in overtime. 😃Not all transactions are difficult, which makes up for all the deals that make you wonder why you are in this business at all. Benny recoginzes that we, the REALTOR community, created the most effective system of marketing and selling homes but he is wrong in saying "people cannot sell their homes without your incredibly high fees". There is no requirement to use a real estate agent to sell or buy a home. No one forces anyone to use the services of a real estate agent. If someone does not want to pay an agents fee then they are free to go about it on their own, and may people do.

@@laurachau1847 I will be happy to pay a reasonable fee to a buyers agent. I love my agent. His advice is worth cash value to me. I do not think now that buyers are doing most of the shopping online versus an agent taking them out for multiple days of back-to-back viewings, the old fee structure was fair. I also welcome an online platform that takes the role of the buyer's agent to help you with the paperwork and process. You might lose out to someone who's willing to pay a higher fee to buyer's agent. That's life. To my real estate agent friends, the issue isn't that your work has no value. It's that you created a system that people couldn't buy and sell without you, and you charged fees that were too high. You completely avoided the internet Revolution that affected almost all other markets.

Thanks for the info. I, of course, am not familiar with how business is done in Australia. I will have to look into it.

Thanks for commenting. If eliminating a conflict of interest is the objective, then this settlement has missed the mark. In a real estate transaction, the conflict of interest is that the fee of both agents is dependent on a closed transaction. If agents were to charge fees like attorneys who get paid, whether successful or not, then the conflict issue would be resolved.

Adding various fees to the loan is already done. Up front title insurance, VA funding fee, USDA guarantee fee, and others. The ability to add those fees to the loan allows cash constrained buyers to purchase homes. Would those fees be reduced if buyers paid them out of pocket? Would buyers be better off as a result?

I think it will drive buyers out of the market and enusre they keep paying the mortgage of their landlords.

@@NativesunrealtyJacksonville Buyers who can't afford a buyer's agent's fee, shouldn't be homeowners. If they can't afford a fee, they certainly can't afford a home. These type of people caused the 2008 housing crisis. Driving these poor people out of the market, IS A GOOD THING.

@@larryjones9773 Thanks for the comment Larry. What actually caused the 2008 housing crisis was loose lending standards. Just because people have money does not make them good borrowers. Lenderrs have severely tightened their lending criteria. Since home ownership is one of the surest ways to build wealth over time, making it more difficult for first time buyers to become homeowners will negatively impact their financial well being. Removing buyers from the market will decrease demand for homes and result in declining values for current homeowners as well. So you see, driving these "poor people" out of the market is not good for anyone.

@@NativesunrealtyJacksonville The primary cause of the housing crisis was borrowers defaulting on their loans. The loose lending standards was certainly an added factor. Your statement, 'just because people have money does not make them good borrowers', is illogical. It's actually the primary reason people are good borrowers. The biggest problem with America's housing crisis is the illegal fees that you are charging. Your industry was found GUILTY by a jury of your peers. You are an unindicted co-conspirator.

Thanks for the sub. The Alligator Farm is a great venue for strolling around and taking in some unusual sights. Certainly feeding time is one of the highlights.

Not hard at all. Nearly every place of business I walk into has a now hiring sign posted. Pay will depend on what skills and experience you bring to the table. Unskilled employees can expect $13 - $15 per hour.

k@@NativesunrealtyJacksonville k i live in MN and call random jobs in Florida fastfood you name it they all say they're not hiring just taking applications and if there are a lot of jobs why are there so many homeless people in Florida

Unemployment rate in Florida is 3%. Anyone not working right now does not want to work. Walk into any retailer and you will see a now hiring sign. Advertisements on the radio seeking tradespeople. Roofing companies, plumbers, electricitans, HVAC, you name it. As far as homeless go I would say that there are fewer homeless here than many other parts of the country. However, just like anyone else, If I were a homeless person I would want to live in Flortida.

Why is it that every time i call a business in Florida that say not hiring e an i am from mn @@NativesunrealtyJacksonville

Use this link to search job listings in Jacksonville. t.ly/QzIT4

Are you saying the Jax Beach Pier is not good? If so, what is not good about it? It seems like a great pier to me.

Its a quarter mile long? Whats the problem?

4th Ave N and 1st St N in Jacksonville Beach, Florida.

Yeah, I noticed that after recording this. That shows you were paying attention. Thank you!

Thanks for the comment. I don't see why not. I it on wood siding and the fiberglasd boat hull.

Beautiful, isn't it.

Hello Brandon. Thamks for the question. There is not a link to see what homes you would qualify for. The link in the description will display homes listed for sale that should meet program requirements and qualify for the H2H program. To check your qualification you would need to consult a participating lender. Any zip code in Duval county will work. There are some areas that do not require the buyer to be a first time buyer. If you have any questions please feel free to call me at (904) 994-0493.

If you use white ox on a darker surface and don't rinse it off it could leave a white haze. There is no recommended time (that I could find) to allow the solution to work. Even if you let it dry on a dark surfcae you can still rinse it off. Just don't wait too long. On bare concrete like sidewalks and driveways I do not bother to rinse it off because the haze won't show.

Thanks for the comment. I agree, it did take longer than expected. However, the finished product was worth the wait. Since the pier cost $11.6 mil to build a few buck to get on it seems like a small price to pay. I can see how $4 a day would add up if you went every day though.

I see. Cost more in gas than a $2.80 discount. Hope it works well for you.

With regard to the warm water, the water is already pretty warm coming through the hose. The granules disolved easily. I beleive the rinsing off is supposed to prevent a white haze from forming on treated surfaces. I was not concerned with a white haze on the concrete. Rinsing off any overspray on plants however is recommended to prevent damage. I was careful not to spray any plants. Did you get yours at the Ace Hardware in Neptune Beach?

The Ace Hardware store in Neptune Beach offers a 10% military discount. Not all Ace Hardware stores do.

Thank you for the question. I was not aware that the program funds had depleted. I do know that the benefit has been reduced to $15,000 and that the maximium income allowed has also been reduced. I will check into this and post an update.

I’m curious if you have an update on this information?

@@therealone9420 I just checked and unfortunately the program is still has not been funded. I wouold expect more funds to be allocated early in the new fiscal year.

Hi. How can we check if if it’s open again? Thank you.

@Deeyoy34 Great news! The H2H program now has funds. The downside is that the income limits have been lowered. Purchase price max is now $294,000. Send me an email and I will forward the income limits.

You're the second person to say that. The camera was set to automatic white balance so I can't take credit for any difference in the whiteness. I will say that removing the rust stains is the biggest factor increasing the brightness of the concrete. Thanks for watching and commenting.

Thanks for the comment Paul I was curious why you mentioned Boothbay and then I realized I was wearing a Boothbay Harbor T-shirt. Very observant of you. We used to live in Maine and went for a visit in Sept 2021. It was fun visiting the old stomping grounds, drinking Moxie, and eating Humpty Dumpty (all dressed up) potato chips. We even spent a day at the Pemaquid Point Lighthouse. Here is a short video. kzbin.info/www/bejne/jYe5qoeho6mIjrcsi=AFYcslN7yNrlyWOz I was even wearing the same shirt. LOL.

@NativesunrealtyJacksonville lol that's awesome! Thank you for sharing that with me. I was in Winthrop Maine at my cousin John's lake house or as they are known "camps" lol absolutely breath taking being right on the lake. I didn't want to come home to Florida (Clay county). I will return to my new home away from home asap but till then ill live in my memories and pictures.

We lived pretty close to Winthrop in a tiny town called Litchfield near the southern end of Cobbosecontee Lake . We used to take a conoe out onto the Lake and fish. I have to say that the mosquitos bit far more than the fish. Maine has the most mosquitos I have ever seen. Voracious! When the sun goes down you have to coat yourself with Ben's or run for cover.

@NativesunrealtyJacksonville Florida is a hard second place then lol but yeah that was the lake I was on. Still a world nicer then here (fl) all though FL does have its super beautiful spots but these days more and more people are moving here so space is quickly being consumed.

@@PaulNunya-ex1bn Maine is a great place to vacation, hence the slogan on the license plate. "VACATION LAND". Living there is a different experience. That's why we live here.

Thank you for watching. Also appreciate the comment. I used again in May and will probable use it again in October after I no longer need to water as often.

@@NativesunrealtyJacksonville The video was smooth and easy to watch. Gonna try that stuff. Best.

@@bigshash9946 I think you will find White Ox to be effective and economical.

Not sure I understand your question. If you are asking if you can use White Ox with well water to remove rust stains then yes. I used well water. In fact, the whole reason I have rust stains is because I use well water with high iron contenet for irrigation. Hope that answers your question.