12 сағат бұрын
14 сағат бұрын
21 сағат бұрын
21 күн бұрын
Пікірлер
@samuelbhenry 8 сағат бұрын
Doug, I saw you speak at an event recently. I had already read Laser Fund bc I kept expecting there to be some catch. Why aren't more people talking about the IUL?
@JoeC5050 Күн бұрын
@8:20 If his client invested same amount in low cost ETF since 2010 with same amount for 13 years by now in 2024 he would have add $700K. Big loss for client but benefit for agent commission
@charl7664 Күн бұрын
Don’t know if this is correct but it looks like the annual amount paid was $50,000 and thinking he said 5 year pay in. If this is correct, that would mean the person paid in $250,000 total so far and then has not put anymore in yet. Please correct me if wrong.
@JoeC5050 Күн бұрын
If paid premium is 250K then one low cost ETF would be at 600K now. So who got the benefit?. Agents like Aaron?!!
@charl7664 Күн бұрын
@@JoeC5050 probably so. Unless my math is incorrect.
@silob6825 Күн бұрын
@@JoeC5050 what are you selling? Just curious
@JoeC5050 20 сағат бұрын
@@silob6825 not iUL for sure.
@jacobhorman2086 Күн бұрын
What companies do you using go through?
@Allenballen88 Күн бұрын
Wish your had shared your screen with the camera so we can actually see the numbers
@Jenzelifer Күн бұрын
How much did he pay in?
@ejbarraza Күн бұрын
Love to see it!
@billhall2875 2 күн бұрын
Can we talk?
@robertellis9750 3 күн бұрын
Is this common core math?
@breddy1904 3 күн бұрын
Love this 🎉, pls send book
@deardaughterUnite 3 күн бұрын
Doug Doug Doug… I have learned so much from you in just one ☝🏾 week… thank you!
@jbjab99 3 күн бұрын
IUL is great to have in your portfolio. It can have incredible results.
@franciscomtirado97 3 күн бұрын
Extraordinary, I’m a NYC sanitation worker, I I’m not interested in 401k or the 457k I definitely want to set up IUL I have 20 yrs before I can retire. Mr. Andrew’s I’m truly interested
@jon9103 4 күн бұрын
Dude doesn't understand what more means.
@frankrothiz4u 4 күн бұрын
When you put more down on the principal per month you lower the amount of interest being paid on the loan so in essence you are making $$$ when you pre pay the loan.
@daynevickers1079 4 күн бұрын
What IUL can earn up to 55%? Don't these policies all have caps on the indexed fund (10-12%)?
@SAT0SHI.NAKAM0T0 4 күн бұрын
™️ ⌚️ ⬆️ 🍁
@aprilm4423 4 күн бұрын
Thrilling information; sheer brilliance!
@jbjab99 5 күн бұрын
How is this possible?
@ThisTruckingLife 5 күн бұрын
I wonder that when the powers that be find out about this and change it will us that's already in it be grandfathered
@ejbarraza 5 күн бұрын
Of course! That's what they did with single premium immediate endowments pre-TEFRA, DEFRA, and TAMRA. They were grandfathered in as legitimate tax-free cash value life insurance.
@cyberpunkalphamale 5 күн бұрын
Much appreciated.
@aprilm4423 5 күн бұрын
Thrilling information; sheer brilliance!
@jamesdbrown3738 6 күн бұрын
def gonna skip 5 years of mortgage payments!!!! Thanks man !!!
@DanielGarciai 7 күн бұрын
Extra thanks 👍 👍 👍 👍 from me for sharing such great content. I must say, you post amazing content. I love it. Keep making videos like this. But, I request you. That you focus on video editing. When you are explaining something, make sure to include B-Roll and animation properly, because it helps in imagination. Put proper subtitles and transitions in the video. Put B-Roll (footage and animation) very well as it is absolutely essential in the video. 🏈
@DavidWilliamsi 7 күн бұрын
Yes, you are right. In my opinion, more attention should be paid to subtitles, transitions, and b-roll. I mean add B-Roll, subtitles and transitions properly. 🍓
@jessicamillerr 7 күн бұрын
You guys are saying this today, right? I have been saying this for several weeks now that you should improve your video editing. 🌴
@mariagarciab 7 күн бұрын
No, it is not that video editing is completely bad at present. Yes, if the video is edited better then it will definitely be better. But, they should take this decision. 🌼
@johnsmithb 7 күн бұрын
Look beyond my understanding. Because it has two aspects. First - What do you have to do with video editing? Listen and understand what he is explaining in the video. Second - Now video editing is becoming top in the entire environment and with good video editing, it is very easy to explain anything. 🍄
@emilybrowno 7 күн бұрын
Look, no matter what people say, I completely agree. Because B-Roll and subtitles are very important in video. 🌱
@jonathanmoore9661 7 күн бұрын
My mind is blown, this is fascinating
@JesusFernandez-ij6qz 7 күн бұрын
Good morning Doug, what insurance company you work with?
@missedfortune 7 күн бұрын
Several carriers. We have a complete matrix of carriers and products for IULInsiders.
@garyfrompa1740 7 күн бұрын
The fee in the example Policy charges of $3,502 out of $20K is 17.5%. seems pretty high to me.
@JudgeCommitee-ck5wq 8 күн бұрын
We’re getting the Forgery Proof arbiter recorded monitored validated and certified NICER Permission Ledger Revocable Living Trust from Empire College School of Law graduates in July.
@nathanvanwie643 8 күн бұрын
Wait until this guy hears about treasuries
@hiranhernandez3698 8 күн бұрын
This guy gives me used car salesman vibes!!
@missedfortune 8 күн бұрын
If you’re referring to a “vehicle” that has been “used” by many affluent, successful people; I’ll take that as a compliment! Would you invest in a tried and proven vehicle that appreciates in value rather than depreciates in value?
@missedfortune 9 күн бұрын
Want to learn more? Then get a free copy of my book! Go to: www.laserfund.com
@JPEAZI 9 күн бұрын
What is the link for the book? (The video text description covers the vid)
@missedfortune 8 күн бұрын
www.laserfund.com
@oneplus2ins 10 күн бұрын
When you say "If YOU structure it properly..." does it mean WE as the clients do it ourselves or the company's people do it?
@missedfortune 8 күн бұрын
You can schedule here with one of our specialists that will structure this policy properly: 3dimensionalwealth.com/getstarted
@jackbelkada3864 10 күн бұрын
What about if your mortgage rate is too high?
@annhendrick8681 11 күн бұрын
Book Salesman.
@jamesball5743 11 күн бұрын
It’s 400% more not 500% more dumas
@paulsullivan4428 11 күн бұрын
RUN
@hank6754 11 күн бұрын
Isn't it the case that the fees eat up too much of whatever returns you supposedly get? I hear that you need to structure this properly but no one explains how that looks so the fees don't rip your tiny profits from your hand.
@umashankar6836 10 күн бұрын
Good question. Fees is calculated on monthly premium. Rate of return is calculated on total premiums paid for that month all the years
@hank6754 10 күн бұрын
@umashankar6836 thanks, that's a good bit of info. My concern is that the insurance agent selling these plans doesn't understand this enough to explain it to the buyer, and the buyers just get taken advantage of.
@umashankar6836 10 күн бұрын
@hank6754 true. Many agents don't want to give too many details. The information I shared was never shared by any agent and policy owners also don't know how these calculations are done because they don't look into statement in more detail
@missedfortune 8 күн бұрын
Our specialists know how to structure these policies correctly. Have a free consultation here: 3dimensionalwealth.com/getstarted They will disclose all the fees.
@aprilm4423 11 күн бұрын
Sheer brilliance!🌟
@hassandawudi4810 12 күн бұрын
s&p gives 10%; nasdaq does 16%. These are cheap, index funds. I figured he was selling annuities or whole life insurance; biggest scam ever. Fake news. 771A is tax free weekend for school supplies & clothes. Snake oil. just look up the tax codes he's quoting. TEFRA is for churches and non profit business. Clown!
@spiderzvow1 12 күн бұрын
Was going to look up what overpriced coars u were selling. But at least u have the decency to advertise directly. Still no ty. I will not give u money to pretend u are smart.
@joendrsn 13 күн бұрын
its not the fastest way - its the only way!
@tarp-grommet 13 күн бұрын
Just send me yoiur money. I'll make you rich. Honest. What could go wrong?
@venky98j 13 күн бұрын
That's not 500%🤦♂️🤦♂️🤦♂️
@mushroomboi2801 13 күн бұрын
The return of a 5% gain *is* 500% of the return of a 1% gain, which is what is being said here. Although it does remain a 5% gain on what you had.
@venky98j 13 күн бұрын
@@mushroomboi2801 Please show me the calculation. It's not 500%, it's 400% (i.e. 5x improvement)
@Jim-gyswry 9 күн бұрын
@@venky98jit’s a 400% increase, but 500% more.
@venky98j 9 күн бұрын
"How much is 5 more than 1?" This is what the guy asked. 5 is 400% more than 1.
@isabellatarlao6466 13 күн бұрын
I would not trust investing suggestion by someone that is better in mixing words than understanding numbers.
@momosfield 14 күн бұрын
Question: I am learning from this (or many other of your videos) now, in 2024: this video or other videos are up to date? or do we need to do our further learnings due to the changes in laws ? Thank you !
@newearth16 14 күн бұрын
Why is this guys still allowed to speak all this garbage!!! This is seriously not how it works, after fees you’re looking at minimum cap rate of 4%. Why don’t you speak of the ART that is in the policy that makes your policy go up to 900 per month at age 59 horrible idea
@jgigante77 14 күн бұрын
Any recommendations for San Jose, California residents. who would know how to properly structure this for me
@missedfortune 8 күн бұрын
You can schedule here: 3dimensionalwealth.com/getstarted
@umashankar6836 14 күн бұрын
Good informational video about IULs. But one thing is missing. When you mentioned about annual average return of 6% to 10% , are you saying it will be the same percentage even firrst 10 years? Usually there will be front loaded fees ,expenses etc in first ten years of policy. So one cannot make 6% during that time. I dont see any agent talking regarding this with the client when the talk about IUL
@13mowe 14 күн бұрын
you arre not telling all the risks as you go along ,,,,,