The Power of Delayed Gratification
28:37
THE BEST BUDGETING TEMPLATE (2024)
52:46
Пікірлер
@RandyGarcia-n8r
@RandyGarcia-n8r 4 күн бұрын
Good afternoon.. kareretire qlng 60yo..pwde pa po ba aqu makakuha st peter plan?salamat sa tugon
@mr.joshvaldez
@mr.joshvaldez 4 күн бұрын
Hi Sir Randy, yes pwede po tayo kumuha kahit senior citizen na po tayo. Para po mas matulungan po namin kayo, you can message me on facebook. My Name is Joshua David Valdez: web.facebook.com/joshdavid.valdez/
@hamiltonchinoquilang8949
@hamiltonchinoquilang8949 4 күн бұрын
Very informative
@mr.joshvaldez
@mr.joshvaldez 8 күн бұрын
Download your FREE PERSONAL FINANCE TRACKER here: bit.ly/V-AffluenceFinancialPl...
@user-js3qs3no5m
@user-js3qs3no5m 18 күн бұрын
Halimbawa namatay ka at age of 70 may insurance pa.din ba or wala na?
@mayethtan3689
@mayethtan3689 22 күн бұрын
Government id ang Philhealth but not accepted in DFA😂😂😂
@mr.joshvaldez
@mr.joshvaldez 22 күн бұрын
@@mayethtan3689 mainly because it’s only secondary ID. Either walang birthdate or walang signature 😀
@mayethtan3689
@mayethtan3689 16 күн бұрын
@@mr.joshvaldez both Tin and Philhealth ID have signature and Birthdate Sir😂😂😂
@645254mem
@645254mem 23 күн бұрын
Okay lang po ba June pumunta with kids? Kasi anniversary po namin yun
@yelyel2620
@yelyel2620 29 күн бұрын
Sobrang helpful ng vid na to!! Ang hirap din po maghanap ng mga taong willing to explain yung mga gantong topic kahit parents or friends pa. Informative and straight to the point. God bless to your channel! <3
@mr.joshvaldez
@mr.joshvaldez 29 күн бұрын
Thank you very much! If you need help sa adulting life don't forget to like and subscribe :)
@mr.joshvaldez
@mr.joshvaldez Ай бұрын
Download your FREE PERSONAL FINANCE TRACKER here: docs.google.com/forms/d/e/1FAIpQLSedSr-dJRbhxs9-fR_TQJRfo7q65KF2zPwo409Fqdh8Gs1UKg/viewform?usp=send_form
@PHtubeID
@PHtubeID Ай бұрын
Hi May I know what hotel you are staying at in Ximending?
@ednacastillo894
@ednacastillo894 2 ай бұрын
Itttanong kopo sana kung may opisina po dito ng st peter sa sm fairview gusto ko pong kumuha ng memorial plan maraming salamat sa makakasagot god bless po
@mr.joshvaldez
@mr.joshvaldez 2 ай бұрын
Hello! You can message us sa page and personal acct ko para maassist ka namin 😀 facebook.com/joshdavid.valdez?mibextid=LQQJ4d
@mr.joshvaldez
@mr.joshvaldez 2 ай бұрын
You can message us in our fb page: facebook.com/vaffluenceph?mibextid=LQQJ4d
@cpaaamay2024
@cpaaamay2024 2 ай бұрын
Hiii, nagupgrade po ba kayo ng baggage or just the 7kg allowance?
@mr.joshvaldez
@mr.joshvaldez 2 ай бұрын
Hello! Nagupgrade kami ng baggage 23kgs each kami 😀
@raizenpau
@raizenpau 2 ай бұрын
Ano pong bank ang recommended niyo for emergency fund and savings account?😅 Wala po kasi me alam about that. Salamat po.
@mr.joshvaldez
@mr.joshvaldez Ай бұрын
You can check mga digital banks po lie CIMB, Maya or Go Tyme :)
@amydelacruz6897
@amydelacruz6897 2 ай бұрын
Magkano po lahat nagastos niyong dalawa?
@mr.joshvaldez
@mr.joshvaldez Ай бұрын
Estimated po nasa 60k combined for both of us po :)
@brado9232
@brado9232 3 ай бұрын
"Promosm" 😡
@jmp8869
@jmp8869 4 ай бұрын
anong month and day po kayo nag travel ?
@mr.joshvaldez
@mr.joshvaldez 4 ай бұрын
Ang best month pumunta is usually July to September☺
@jmp8869
@jmp8869 4 ай бұрын
@@mr.joshvaldez thank you, pano po pag april to may please?
@joyceahpigon1346
@joyceahpigon1346 4 ай бұрын
Super ganda naman ng topic na to, very relatable sa mga singles ❤ congratulations sir and maam for creating a green flag vlog 👏
@wugglebuggle2592
@wugglebuggle2592 4 ай бұрын
Ano name sa hotel nyo? Thanks 🙏
@mr.joshvaldez
@mr.joshvaldez 4 ай бұрын
Yanping Stay po
@mischacordero5776
@mischacordero5776 3 ай бұрын
Sang app or website nyo po nahanap ung pinag stayan nyo?
@sophianicolepallasigue2963
@sophianicolepallasigue2963 2 ай бұрын
Hello po. Pwde po malaman ano website ng hotel n tinuluyan po ninyo? Di ko po kc mahanap ung yanping stay na sabi po ninyo
@mr.joshvaldez
@mr.joshvaldez 2 ай бұрын
Hello, you can check them sa agoda 😀
@geraldm512
@geraldm512 5 ай бұрын
Ano po yung mga tanong IO sa inyo and anong requirements yung hiningi?
@mr.joshvaldez
@mr.joshvaldez 4 ай бұрын
Work, sino mga kasama, kailan ang balik. Yan lang po yung sa amin :)
@annabanana2437
@annabanana2437 5 ай бұрын
Ano po yung hotel ninyo?
@mr.joshvaldez
@mr.joshvaldez 4 ай бұрын
Yanping Stay :)
@iamsheramae
@iamsheramae 5 ай бұрын
Hi po! I want to ask where to get the travel insurance? kasama po ba to sa cebu pac pagnagbuy ng ticket or different?
@mr.joshvaldez
@mr.joshvaldez 5 ай бұрын
Hi, we have our own insurance agency so we got our own travel insurance. You can message us if wala ka pa nakikita ☺️ We’ll be very happy to help you 😊 facebook.com/vaffluenceph?mibextid=2JQ9oc
@joycemartytv
@joycemartytv 5 ай бұрын
can i ask what is the requirements na hinanap ng immigration sayo before u enter taiwan
@mr.joshvaldez
@mr.joshvaldez 5 ай бұрын
Here po: 1. Passport 2. Itinerary/roundtrip details 3. Boarding Pass 4. Accomodation 5. Booking Details Depende kung what type ka of employee/worker In our case since self-employed kami, kahit mo visa yung country, we prepare the usual visa application requirements that we see sa other countries like ITR, certificate of employment/agency, company ID and bank statements. 😊
@emmanueldecastro6003
@emmanueldecastro6003 6 ай бұрын
hello ask ko lang bakit blue kayo instead of purple na looks like ilang stop lang papunta taipei main station?
@mr.joshvaldez
@mr.joshvaldez 5 ай бұрын
Ay sorry oo purple sinakyan namin! Sorrry lost ako 😅 yung asawa ko kasi talaga yung may alam 😂
@m.mendoza6062
@m.mendoza6062 6 ай бұрын
Akala talaga ng marami pagnakagraduate na yayaman na 🥲🙃
@mr.joshvaldez
@mr.joshvaldez 5 ай бұрын
trueeee :(
@misslei5328
@misslei5328 6 ай бұрын
Anong best month po pumunta ng Taiwan? 😊
@mr.joshvaldez
@mr.joshvaldez 5 ай бұрын
Depende sa season na gusto mo basta not summer which is usually July to September☺️
@sha1953
@sha1953 6 ай бұрын
Where did you stay?
@mr.joshvaldez
@mr.joshvaldez 5 ай бұрын
Yanping stay booked through Agoda. 😊
@farmgirl768
@farmgirl768 6 ай бұрын
Ang mahal na ng Taiwan
@mr.joshvaldez
@mr.joshvaldez 5 ай бұрын
Flight ticket or expenses when you’re there?
@samsamchao5440
@samsamchao5440 6 ай бұрын
Ganda talaga dyan sa Taiwan . Ang linis ng paligid. Soon babalik ako dyan..
@mr.joshvaldez
@mr.joshvaldez 5 ай бұрын
Yess babalikan 💯
@TomoR1der
@TomoR1der 6 ай бұрын
Hi ask lang po about sa nakapagbook ako ng hotel taiwan south pero un mga tourist spot is nasa north magiging issue po ba yun 1st time travel po ako solo complete ng ceo payslip itr leave form at bank statement sana mapansin niyo po
@mr.joshvaldez
@mr.joshvaldez 5 ай бұрын
South Taiwan or South Taipei?
@mr.joshvaldez
@mr.joshvaldez 5 ай бұрын
If south taipei, as long as malapit ka sa any metro or train station na malapit ka, you can go around naman. Baka lang mag take time going around taipei. Pero pag South Taiwan, mahirap yun kasi baka nasa iba kang city nun or area. Tapos by bus pa bago ka makarating sa Taipei or sa mga tourist spots or sa mga highspeed rail or railways☺️
@TomoR1der
@TomoR1der 5 ай бұрын
South taiwan po kaya yun itenerary ko is kunti lang para masulit ko po yun per day na gala ko
@user-pu8hl7zc8f
@user-pu8hl7zc8f 6 ай бұрын
I stay Singapore. I love ❤ Taiwan got healthy foods, healthy place to stay and adventure 👍. Singapore got nothing adventure only condominiums 🥱🥱🥱
@mr.joshvaldez
@mr.joshvaldez 5 ай бұрын
❤❤❤
@klangsantos6810
@klangsantos6810 6 ай бұрын
Which hotel po kayo nagstay? Near mrt po ba?
@mr.joshvaldez
@mr.joshvaldez 5 ай бұрын
YanPing Stay booked through Agoda😊
@teddiecarreon6485
@teddiecarreon6485 6 ай бұрын
Nag airport train po b kyo or MRT agad? Ksi based sa taiwanese n kausap ko, 24 hrs dw ang airport train and ung MRT nagcclose.
@mr.joshvaldez
@mr.joshvaldez 5 ай бұрын
Airport train is the same as MRT. Baka yung sinasabi nilang 24 hrs ay yung taxi 😊and yes naghintay kami ng umaga para sa MRT
@michellepedimente8917
@michellepedimente8917 6 ай бұрын
Sir ask ko lang howmuch travel insueance?
@mr.joshvaldez
@mr.joshvaldez 5 ай бұрын
It depends pn how many days and amount of coverage you want. You can message us here for more info: facebook.com/vaffluenceph?mibextid=YMEMSu
@diannewenzelhernandez5833
@diannewenzelhernandez5833 6 ай бұрын
Hi anong requirements po ang need to present in immigration and what are the usual questions they asked po?
@mr.joshvaldez
@mr.joshvaldez 5 ай бұрын
You can find the full list here for immigration: www.rappler.com/nation/list-iacat-immigration-requirements-different-categories-filipino-travelers/
@evelynlee5179
@evelynlee5179 7 ай бұрын
Where did you stay and do you recommend it?
@mr.joshvaldez
@mr.joshvaldez 5 ай бұрын
YanPing Stay booked through Agoda😊 We recommend it for budgetarians esp kung lagi ka din aalis. CR is great, small space lang sa bed, no table but there’s ref. Some crevices can be dusty😊
@jikjin__9342
@jikjin__9342 7 ай бұрын
sir baka makapag share kayo paano mag commute from teipei o shifen jiufen.
@mr.joshvaldez
@mr.joshvaldez 7 ай бұрын
Hello, depende kung san ka manggagaling. Isang option ay mag-avail ng tour via klook para din easier ay madami mapuntahan. Pero nung kami since wala kami specific schedule is nagcheck lang kami sa google maps kung saang bus station sasakay from Ximending to Ruifang Station tapos train to Shifen muna. Very useful ng google maps kasi accurate siya and naguupdate real time. Then from Shifen nagtrain kami pabalik to Ruifang then bus papuntang Jiufen. If first time traveller ka, I suggest yung tour sa klook kasi mahirap sumakay ng bus pauwi from Juifen. Basta second yung Juifen kasi maganda siya sa gabi. ☺️
@jikjin__9342
@jikjin__9342 7 ай бұрын
@@mr.joshvaldez salamat sir more power sa channel nyo 😍 mas prefer namin DIY kasi sa tour po hindi inaabot ng gabi sa jiufen
@jesierra63
@jesierra63 7 ай бұрын
<3
@mr.joshvaldez
@mr.joshvaldez 7 ай бұрын
❤️❤️❤️
@patrickjosephdavid6331
@patrickjosephdavid6331 7 ай бұрын
nasa magkano po gastos per person?
@mr.joshvaldez
@mr.joshvaldez 7 ай бұрын
Around 30k per person all-in na yun ☺️❤️
@monettemartin4585
@monettemartin4585 7 ай бұрын
I have paid the 5 years installment 2013 to 2018. Its been five years since 2018, can financial loan be availed?
@mr.joshvaldez
@mr.joshvaldez 7 ай бұрын
Hello Ms Monette, anong name po ng plan na inavail niyo? Yung hinahanap niyo po ba ay yung money back guarantee?
@tetocoma9028
@tetocoma9028 7 ай бұрын
Hi, anong travel insurance ang in-avail niyo? Thank you!
@mr.joshvaldez
@mr.joshvaldez 7 ай бұрын
Hello! We are affiliated with Pacific Cross so we got our own travel insurance na din ☺️ If you’re looking for one, just let us know here: facebook.com/marniemendozavaldez?mibextid=YMEMSu
@rednajma
@rednajma 7 ай бұрын
New sub here. I liked the title of your channel: Takeaways with Josh
@mr.joshvaldez
@mr.joshvaldez 7 ай бұрын
Thank you so much! We'll do our best to create high quality contents!
@janlouisemakiling3474
@janlouisemakiling3474 7 ай бұрын
Sana ganito mag explain ang mga FA… informative and detailed 💯 I terminated my 2 VUL policies and opted for term.. then trinasfer q nlng ung fund value sa MP2 Most of the FAs’ din kasi lalo na nung year 2018, up to now..VUL prinopromote because of commission.. and hndi na sila macontact if gusto mo ipaterminate hahaha😢 Sobrang dami plng form of insurances..and im thinking of getting a medical / health insurance aside sa HMO Continue to educate and share your learnings po to our kapwa pinoy 😊
@mr.joshvaldez
@mr.joshvaldez 7 ай бұрын
Sorry to hear about your experience. We will do our best to create more valuable contents for every Filipino people :)
@janlouisemakiling3474
@janlouisemakiling3474 7 ай бұрын
Hi sir Josh & maam, Question.. yung Comprehensive Health insurance same ba sya sa medical insurance? Saang company kaya pdeng inquire for this.. especially if availing para sa senior.. thank you Informative videos 💯
@mr.joshvaldez
@mr.joshvaldez 7 ай бұрын
Hello Louise! Different ang Health Insurance and Medical Insurance. Health Insurance will give you money in case of critical illness diagnosis. This is cash. However pwede tayo kumuha neto up until 60 years old only and to be paid 10 to 20 years depende sa age ng kukuha but insured ka na agad til 100 years old. Yung presyo ng plan is nakadepende sa age natin na kuha tayo ng plan and hindi na siya nagmamahal for 10 years or 15 yrs or 20 yrs depende sa plan mo. Kumbaga level premium. Ang recommendation ko dito is the Sun Fit and Well Advantage plan ng Sun Life of Canada (Phils) Inc. :) Medical Insurance on the other hand is renewable card siya and benefits will automatically deducted sa bill mo. Meaning basta may card ka, and may bill ka, sasagutin ni medical insurance ang bill mo. Para siyang HMO pero mas malaki ang kaya icover for hospital admission 1M to 100M depende sa plan mo :) This one is renewable every year but pwede ka kumuha even you're above 60 years old to 100 years old. Tho mas mahal siya habang tumatanda tayoo. Ang recommendation ko here is the Select Plus of Pacific Cross Phils. If you want to schedule a free insurance consultation with us, feel free to message us here: facebook.com/vaffluenceph/
@fatimjoeescalana8673
@fatimjoeescalana8673 7 ай бұрын
very informative.. Thank you
@mr.joshvaldez
@mr.joshvaldez 7 ай бұрын
Glad it was helpful! We’ll create more of this! ☺️
@g.anegosyovlogs
@g.anegosyovlogs 7 ай бұрын
Sir ano po yong recommended health insurance?
@mr.joshvaldez
@mr.joshvaldez 7 ай бұрын
Hello! There are different types of health plans based sa needs mo. But to answer your questions, personally meron akong HMO, Medical Insurance and Health Insurance. Pwede ko ipakita sayo kung ano ang best fit sayo right now and fit a budget mo. If you're interested, you can message me sa personal fb acct ko :) facebook.com/joshdavid.valdez/
@janlouisemakiling3474
@janlouisemakiling3474 7 ай бұрын
3-6 months of your monthly expenses… not salary / income 😅
@janlouisemakiling3474
@janlouisemakiling3474 7 ай бұрын
But yeah 😂 if kaya mag tabi ng buong salary much better
@mr.joshvaldez
@mr.joshvaldez 7 ай бұрын
@@janlouisemakiling3474 Hello! Yup you can do expense basis but for me if mawalan ako ng work, gusto ko I can still provide for my family and nakukuha ko pa din ang luho ko :) If gusto mo tipirin sarili mo in case of emergencies, go for expenses. If gusto mo same pa din lifestyle even after emergencies, go for income :)
@trisha4129
@trisha4129 7 ай бұрын
bagong viewer nyo lang po ako and napakalaking help din po ng vlogs nyo continue to upload po. Godbless ☺️
@mr.joshvaldez
@mr.joshvaldez 7 ай бұрын
Thank you, Trisha!! This is very encouraging. We will do our best to give you the best contents ☺️
@katb6652
@katb6652 7 ай бұрын
May I ask po what’s your travel dates? Thank you!
@mr.joshvaldez
@mr.joshvaldez 7 ай бұрын
Hello Kat, April 26 to May 4 2023 :)
@akishabiancamatias7297
@akishabiancamatias7297 5 ай бұрын
Malamig p rin during that month? ​@@mr.joshvaldez
@mr.joshvaldez
@mr.joshvaldez 5 ай бұрын
@@akishabiancamatias7297 may date na super init, may day na super lamig. Meron naman sakto lang ☺️
@akishabiancamatias7297
@akishabiancamatias7297 5 ай бұрын
@@mr.joshvaldez thanks for replying 😊
@richardmacanas
@richardmacanas 7 ай бұрын
The young boy is most knowledgeable about financial literacy than deped teachers, Brgy captains, Kagawads, sk real talk
@mr.joshvaldez
@mr.joshvaldez 7 ай бұрын
Agree!! Thanks for this!
@sonnyboyoliquinojr9646
@sonnyboyoliquinojr9646 7 ай бұрын
Magandang umaga po sir josh valdez pwede ko po ba kayo maging downline sa MLM LiveGood Company 🙏🙏
@richardmacanas
@richardmacanas 7 ай бұрын
I know somebody a pastor's wife, Meron shang bad habit Ang hilig nyang mangutang Hanggang sa dumating Yung time na half million na Yung nautang nya, di alam Ng husband na pastor, Ayun siningil cla shocked at kinuha Yung mga gamit nila like sasakyan, boat, Bahay at lumayas Yung babae ganun tlga mangyayari sa mga financially illiterate. Very sad to know. Sayang Yung ministry nila
@mr.joshvaldez
@mr.joshvaldez 7 ай бұрын
Awww. Thank you for sharing this. That’s the reason why we are creating contents like this ☺️