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Пікірлер
@Cashstuffwithjazz 4 күн бұрын
Great video hun. ❤ Yeahy for extra money ❤❤❤
@hybridbudgets 4 күн бұрын
@@Cashstuffwithjazz thanks my love and yeah for sure 'future' is actually getting something!! 😂 Xx
@flossyrosedesigns 6 күн бұрын
Hi just subscribed - enjoyed watching 🎃🎃🎃
@hybridbudgets 6 күн бұрын
@@flossyrosedesigns thanks so much!! Xx
@Cashstuffwithjazz 12 күн бұрын
Hi first time you have come up on my fyp. Fab video hun. Subscribed and looking forward to following you on your journey ❤
@hybridbudgets 12 күн бұрын
Awhh thanks so much! Hopefully you will enjoy! Looking forward to following your journey too x
@jojo_budgets 28 күн бұрын
Hi new sub here. Nice to see a new cash stuffer 💜
@hybridbudgets 28 күн бұрын
@@jojo_budgets awhh thanks so much! Hope you enjoy xx
@BoopnBudgets 29 күн бұрын
Pretty nails 💅 😍 Pretty blue binder! 🩵 love your beautiful currency 🥰
@hybridbudgets 29 күн бұрын
@@BoopnBudgets bless you, you are so kind! Yeah has the essence of Monopoly money!! 😂
@BoopnBudgets 29 күн бұрын
Hello new subbie here to support. Yay! A wedding 🎉💍👰 Great video, lovely
@hybridbudgets 29 күн бұрын
@@BoopnBudgets awhh thanks so much for the subscription! It was a great wedding 💒 x
@JulieWalton Ай бұрын
Omg this planner looks just what Ive been looking for 😍 do you sell the template? X
@hybridbudgets 28 күн бұрын
@@JulieWalton I don't but thinking sorting it for the new year!
@thefinancialnewbie Ай бұрын
lovely to see another 'cash' stuffer and great video!!
@hybridbudgets 29 күн бұрын
Thanks so much!
@KenKen-jt6lh Ай бұрын
So sad what a mess
@AestheticBudgets Ай бұрын
hey!! new subbie ❤
@hybridbudgets Ай бұрын
Awwhhh thank you I love your channel! xx
@Girlpleasebudget Ай бұрын
love how organised you are! great budget!! x
@hybridbudgets Ай бұрын
Thanks so much! :) xx
@ThePennySaver 2 ай бұрын
You'll need to figure out what's your main priority. If having a smaller debt payment but some savings that will stop you increasing or going back into debt, then go for that option. Personally I'd chose option 2 until I atleast had 1-2k saved.Then I'd reassess. Great video.
@hybridbudgets 2 ай бұрын
@@ThePennySaver Thanks so much, yeah I think you are right. I've got Emergency Fund saved but saving £1K at least for the future sounds like a plan! X
@donnajo82763 2 ай бұрын
New subbie! Great stuffing! Hugs my friend. 🤗🤗💚💚
@olwenkempson455 2 ай бұрын
Am sure you know this already but if you don’t pay the entire balance on your credit cards before the end of the promotion time the credit card company will charge that interest right back to the date you took out the money. You are doing a great job at writing all this down to get an accurate picture of your debt.. good job. You’ll do it! ❤
@hybridbudgets 2 ай бұрын
@@olwenkempson455 how do you mean sorry? Usually when the promotional offer at 0% ends it then charges the new % but just on what's left on the balance? Unless I've completely misinterpreted it in which case I'm badgered! 😅 Thanks so much for your support! 👍🏼
@NextLevelBudget 3 ай бұрын
New subscriber! Looking forward to watching your journey! 🩵🩵
@hybridbudgets 3 ай бұрын
@@NextLevelBudget Thanks so much! Let's hope it goes to plan!! 😅
@NextLevelBudget 3 ай бұрын
@@hybridbudgets you’ve got this! 🩵
@milkteachilled 3 ай бұрын
Seems like you had a really productive month, well done! The only thing I would say is I don't think you should need to pay to keep an account open, so the NW charge of 13 pounds seems quite steep. So many banks don't charge you to do that and will offer incentives to switch, have you considered changing? Hyperjar also does the savings pots and I believe is free too, so might be worth looking at.
@hybridbudgets 3 ай бұрын
@@milkteachilled it's a monthly fee for the upgraded account which covers phone insurance and travel insurance so I don't mind paying it as I think I've gone through 2 phones this year 😂 so it's already paid for itself! Thanks though I'll have a look at the other one 👍🏼
@milkteachilled 3 ай бұрын
I can see why you want to avoid the habit of putting off reducing your balances by doing transfers, but under the circumstances I think it was probably the most sensible thing to do. As long as you're aware and working on it, there's no reason for you to pay more just to avoid them. BTW, if you're on a windows machine, press the windows button+G together and it has a built in screen recorder, then you don't need to point your camera towards the screen.
@hybridbudgets 3 ай бұрын
Thank you so much one both points! I watched the video back and I felt a bit sea sick so that's super useful and hopefully the quality will be better also! Thanks for the comment and completely agree, it's a no brainer on the financial side but i don't know why it just feels as though its a step back (which is ridiculous!). Hopefully you will any new videos coming up:)
@milkteachilled 3 ай бұрын
Had this video suggested to me and popped in. Forgive me if I'm miscounting, but I'm getting a total of 18,769.14 as the total debt of your cards. I can tell the total really affected you, are you sure you didn't count something twice?
@hybridbudgets 3 ай бұрын
I 100% did count something twice thank you for pulling me up on it! I counted the MBNA whole as well as the separate ones! Thank you for flagging! and yes quite difficult to get it all down and and record but glad i have, it's done and the plaster has been well and truly ripped off!
@cafebudget 3 ай бұрын
Great video, good luck with it x
@milkteachilled 3 ай бұрын
@@hybridbudgets I'm glad you're feeling good about your progress and it definitely wasn;t to pull you up on anything, I thought you might just be relieved that you actually had a little less than you thought!
@hybridbudgets 3 ай бұрын
@@milkteachilled oh 100% Thank you! 😂
@CeCeMoneyMatters 4 ай бұрын
Love this ❤ very well thought out!!! We'll done and you will absolutely achieve this goal
@hybridbudgets 4 ай бұрын
Thanks so much, here's hoping! I have been a consistent Balance Transfer Girl for a while so really trying to get the Debt down as opposed to shifting it around, breaking it down has really helped to set out a way I hope i can pay it all off!