It feels like it is just in the USA where they don't look at total Cost to Company. I ahve worked for lots of companies world wide and asking about the total Cost to company for compensation was a foreign concept in the USA. Not in Europe or in SA. I agree. Everyone should know what their total cost to company is to compare if they are getting a better deal. Then you can also compare the net amount to see if you can get through your budgeted expenses with the net amount.
@JCoLo-yb3gd11 күн бұрын
When we enroll each year the total cost is displayed by what you pay and what the employer pays. They need to check that during open enrollment which is usually Oct-Dec.
@54leds11 күн бұрын
So?
@CommonCareVideo11 күн бұрын
So...many people are trapped into subpar compensation arrangements that don't make sense for their situation. Our argument at CommonCare is that employers should unlock comp packages and allow people to select from a number of flexible benefits if they want - or take the cash value instead if they'd prefer that.
@donnaallgaier-lamberti393317 күн бұрын
Direct Primary Care has been a game changer for my husband and I. However, there are not many people can afford to do this. The upside is that I have been able to get a personalize care for my Autoimmune Hashimoto's, HS and LS. And my husband has his insulin resistance and cognitive decline addressed The downside is that we pay every month for our Medicare, my secondary insurance AND my out-of-pocket costs for what we call here, Functional Medicine. I now have a 15-year relationship with a solo practitioner who is my PCP that I see every time I have an appointment (vs. seeing who ever in the group is available.) She knows and understands my personal health history and we spent one hour together at each appointment. It sounds like a lot of time, but we go over my latest blood labs, tweaking my current supplements, answering my question and making a plan for whatever health issue that needs to be addressed. This has helped me to become an empowered patient that is active in my own healthcare. This kind of personalized one-on-one medical attention is invaluable and I am very thankful my husband and I can afford this. We are not wealthy people by any means but we have made this our priority vs. taking vacations, eating out, driving new vehicles etc. Instead we have made our health our main priority. NOTE: This is the first time I have heard the story from the point of view of the physician - this has been very inciteful for me.
@CommonCareVideo15 күн бұрын
Thank you for sharing Donna! There certainly are a lot of benefits to direct care models for both the physicians and the patients.
@Jack-199426 күн бұрын
Me in the UK thinking they were on about home insurance at first then realised its the US 😂
@shirleyperez299926 күн бұрын
Great video
@CommonCareVideo26 күн бұрын
Thank you Shirley!
@robzz23Ай бұрын
that's a whole lot of words for 2 sentences worth of common sense 😮
@CommonCareVideoАй бұрын
This video actually was only 2 sentences, they were just run-on sentences. It's all about the punctuation.
@vianeyvasquez1713Ай бұрын
Is this one whole commercial insurance 😂😂😂😂
@CommonCareVideoАй бұрын
Haha we're actually not huge fans of traditional insurance. We're also not fans of boring videos. Hopefully this one is at least a slightly more entertaining approach to a complicated topic!
@choycejoyce46992 ай бұрын
Agree it is individual responsibility to make healthy choices for ourselves and our children, but governments should to the best of their abilities make the healthy options easily accessible to their people. I think this should apply to medical care, food, education and recreation
@majed24883 ай бұрын
Lol American problems
@le5633 ай бұрын
Of course it's a scam, how will the big hospital CEOs buy there second plane without hyperinflation of the prices for plasters
@choycejoyce46993 ай бұрын
So many pointless ambulance calls and doctors visits too. I recently saw a short/tik Tok that categorised emergency vs non emergency problems, and I think for those with little medical or scientific knowledge, it might be hard to distinguish what constitutes an emergency. Discomfort and pain can be disproportionate to the potential consequences of delayed treatment. Also, some visits are necessary until they’re not, like with head trauma. Could be nothing or could be death. I wonder how those were categorised in that survey.
@grahamedwardsii27123 ай бұрын
Hi Tyler, have you looked at the plans offered through Innovative Health Insurance Advisors
@CommonCareVideo3 ай бұрын
Yes we have. They have a more sophisticated approach than some of the other plans we've reviewed, but at the end of the day we feel that what they're offering is still essentially a tax mousetrap.
@michaelspencer07073 ай бұрын
We already have that system and have worse healthcare outcomes of almost any socialized system and pay way more. At the end of the day, you want a private tax on unhealthy decisions when it would be cheaper for everyone to subsized healthy ones. Let's subsidize healthy food, unlike corn.
@MrsShocoTaco4 ай бұрын
True but car insurance bases their decisions on existing laws whereas it seems health insuramce companies (correct me if I'm wrong) would be basing their decisions on opinions since no laws exist outlining what people can consume to remain legally healthy. Would an insurancw company be allowed to turn someone down if they didnt jog a mile a day and eat only a specificly desiged diet? It seems like a good idea but it might go terribly wrong.
@refinedmethods4 ай бұрын
Keep it up! Love it
@davidwalker64384 ай бұрын
If the government didn't waste and give away half of what it steals, it could have already been paying for most health care.
@DillonDunford4 ай бұрын
Could you put out a video of the Revision? Memo was put out in April. #LegalEagle
@bennett1514 ай бұрын
I'm curious of his response on that memo as well considering the first sentence says this is not precedent.
@DillonDunford4 ай бұрын
Could you put out a video of the Revision? Memo was put out in April. #LegalEagle
@darknessfft24404 ай бұрын
Walk into traffic.
@ler-zc2sp4 ай бұрын
Let go biden 2024
@socialworker30464 ай бұрын
Not funny🥱🥱🥱🥱
@cburr10004 ай бұрын
Is that Biden? I've not seen him string more that 3 words together, those being let's go Brandon.
@WREFMAN4 ай бұрын
Those being?
@cburr10004 ай бұрын
@@WREFMAN it's a pretty common phrase in English. Something to the effect of there are a number of reasons your dumb, "those being" (the reasons being) you were dropped on your head as a child, you eat paint, your parents are siblings, your comments in the youtube comment section. That's how it would be used in a sentence.
@GS-bs1et4 ай бұрын
The real Biden has never been that coherent in his life..
@heidycampos27614 ай бұрын
Hha plis Bing me Trump is dum and Joe Biden
@davidjavids24314 ай бұрын
FEED ALL ADMINISTRATIONS TO WILD BOARS
@predecessor.14 ай бұрын
Wow!! That's the truth 😅
@kerin32264 ай бұрын
lol
@sedhendo41774 ай бұрын
Funny how it circles back to us. But not the ones who started the nonsense in the first place. It’s like saying, don’t ask for anything because if you do you’re gonna make everything inflated. As if we actually get to ask for anything or if we do get anything as Americans that we actually create a higher tax or inflation or any of that. There’s someone at the top pushing the buttons and that someone is not us. But we get the short end of the stick every time. Stop telling Americans this dumb stuff
@imSUPERcereal04 ай бұрын
This is true regardless of whether money or economy’s exist. The cost of living is always there, and it’s usually always high. Someone has to do work to achieve a goal, so cost will never go away.
@allenandmiriam5 ай бұрын
Hysterical
@CommonCareVideo5 ай бұрын
Thanks!
@cameronlang68585 ай бұрын
Alternatively, ypu could just support single payer government helth care instead of trying to make a buck
@avigdorromilly195 ай бұрын
Promo_SM
@pragmaticPaul9495 ай бұрын
this humor is aimed at 5 year olds,
@CHILIundHONIG5 ай бұрын
Look Trumpi-boy up
@stevefield62495 ай бұрын
LMAO Great impression 👍
@user-xk1ff4gp7k5 ай бұрын
The Democrats didn't tell us the plan for the unaffordable Care Act remember Pelosi did it in the basement and when she came out she proudly told the world her communist plan we will pass it and then we will allow you to read it how can you forget that
@user-xk1ff4gp7k5 ай бұрын
The Democrats plan is called the unaffordable Care Act because that is truly what they turn Healthcare into and right now I've been kicked out of the insurance pool and the Democrats of my state have decided that they are the death panels and won't allow me to get Medicaid who were the villains here truly it is the Democrats
@allenandmiriam5 ай бұрын
Have you looked at the Champ Plan?
@CommonCareVideo5 ай бұрын
Yes we have. They're one of the companies that is doing this.
@errlluminati16864 ай бұрын
So you would say Champ Plan is fraudulent?
@CommonCareVideo4 ай бұрын
@@errlluminati1686 yes
@grahamedwardsii27123 ай бұрын
@@CommonCareVideo Have you looked at iM4 Health ?
@ThePahndafoetoe5 ай бұрын
I’m a warehouse worker, I get paid weekly, 550 after taxes. They take 260 every week
@vincentgarzoli31975 ай бұрын
The answer depends on the quality if those benefits compared to the open market having more than a $10k per advantage. Just because insurance may cost more than $10k per year in premiums does not mean that taking the $80k plus benefits is a slam dunk. If the cost of USING the company-paid insurance is greater than the difference in salary and employee-paid premium, then you might be better off taking the $90k. Also, you have to consider any potential to use an HSA in each scenario... Bottomline: The devil is in the details, and more information than what is presented in the premise is needed to make the best choice.
@timandnatd5 ай бұрын
Crappy high deductible health insurance for a family can be $1,000 a month easily. Your job pays towards your insurance. My job pays $800 a paycheck and I pay $200 a paycheck. Thats $2,000 a month for “ok” insurance inside a group! That is over $20,000 a year towards health insurance they are paying towards my health benefit.
@R0cketRed5 ай бұрын
Lol 90k is the answer 🤣. I've been on both sides, some crazy good health insurance will cost u about $750/mo so unless u need close to the best or the best then it'll definitely be less then 10k/year
@zemm90035 ай бұрын
750 is the cost of annual insurance in most European countries.
@R0cketRed5 ай бұрын
@@zemm9003 yea thats the real eye opener to corruption, if your rich here you'll get the best health care in the world if you're not rich... then a band-aid is your option
@douglascunningham63195 ай бұрын
Thought its about a wash at his age. But haven't added in 19% inflation over last 3 yrs.
@kennethkirklin69595 ай бұрын
Take the 80K
@welderfixer5 ай бұрын
Wait a minute! Wasn't Obama Care supposed to make health care and insurance affordable for everyone? Hmmm? Gee, what happened? Greed happened. Greed and deception was the plan from the first word of that criminally written HUGE bill/law. Next task - how to remove it and honestly make health care truly affordable, accessible and not filled with corruption and filthy greed.
@reggienelson20345 ай бұрын
We need to open a freelance Healthcare provider to give some healthy compitition to the corrupt one we have now. Aren't monopolies supposed to be illegal in America?
@reggienelson20345 ай бұрын
Easy with that word President.
@tedebayer15 ай бұрын
every President since Clinton has increased the debt more than the previous administration.. Trump increased it by 7 trillion...Biden adds a trillion every 100 days... neither of these parties are going to solve it, nor do they care too... its too late and they know it
@zakbkak5 ай бұрын
Most politicians are liars and thieves, their family ties are so intertwined into Government... Biden is a huge liar, he was busted lying his ass off in the 70's - 80's and it has never changed. He actually graduated into a meat puppet..