I'm retired and paying income tax, so its not just the employed funding the current pensioners!

Iv Got 2 jobs and house's I rent out

Auto enrollment. The Trojan horse to steal your state pension.

When you say "up to a £1'000" is this, monthly or throughout the tax year?

Good conversation around what is happening in regards to peoples morals and people just doing anything for money.

America is probably plotting another war 😆

what happens if you die before reaching pension age? payments acrued should be paid to the family. Another money grab for the government.

Dude you're one of the best financial chanels on youtube imo but your viewing numbers don't particularly reflect that! I wonder if you could promote your channel somehow or perhaps feature with another youtuber!

Great to have this chat with you my man 🙏🏻

Put your trust in God and try your best. Remember always be content happy and grateful for what you have and you will succeed spiritually and financially

So depressing video . Maybe you shouid call KZbin a day . All the effort you have put in and only have 50K subscribers. Iam starting to feel sorry . How many times have you mentioned being homeless. Getting a bit boring now . Good luck on your new adventure 👍

you are not alone. we got your back. you built a family here. and you got sll the support from all of us. stay strong 💪

Everything you said is true im in this same position young family but planning to much for the future not been present. Thanks Pete time for some reflection.

Every year has uncertainty. Some years more than others. Budget. Plan. Reassess. Repeat. PS... Hope you get better

Oh Peter, your video spoke to me very loud. I too feel shakey and uncertain to the point that spending money on necessities makes me feel vulnerable. I have never been homeless but had a very, very humble upbringing where money was about just enough for us to eat. Moving forward into my adulthood, I always wanted to become financial independent and not having to count the pennies to live. That I achieved when I hit 50 and moved to live by the sea in 2019 with my husband. After a year my husband became ill and passed away in 2022, I now had to reorganise the finances and although I can still be Financially independent, the uncertainty and fear of not having enough is disturbing my peace of mind. I at times feel vulnerable to the circumstances of life and it's scary. I am literally scared of spending money in case there isn't enough in the future. So, factually I know there's but emotionally it's scary. So, your video was very raw but maybe what I needed to hear. I will listen to it a few more times to ensure I take it all in. Finally, I must say it's very brave and good of you to speak about vulnerability and uncertainty about the future.

thank you for this Peter

Everything is impermanent.

I feel like there will be plenty of people in a position where uncertainty is a constant theme. At the moment, I am battling uncertainty and what I need to do to gain some certainty. It's tough. It can lead to doubt and that's the last thing you want if you are running your own business. I saw a clip on social media a few days ago that gave me a new perspective. I'd like to share that with you in today's video. Thank you for watching. I hope this helps you if you're facing the same. P

You need to present some more realistic budgets, family, not everyone has a partner that pays for food

😂 Its possible if you set your mind to it. Starting is the first step and you dont need to manage it just put it autoinvest in next 3-5 years boom you got growth. 🚀💰

I think many of us who come from humble backgrounds sometime have guilt problems when it comes to money. Many years ago I was made redundant when the company I worked for went broke. The client I was working with contacted me to carry on the work I was already doing, working as a contractor. I asked my previous boss for advice on how much I should ask for. He basically told me how much the company had been charging the client for my services when I went on site (basically a 4 figure sum per day) . He told me to ask for the same amount, he didn’t think I would get it but that she would come in probably just slightly lower. Next day I get the call, she asks me how much I want, (and probably because of the guilt thing) I go in way, way lower than my boss said…..she agreed instantly. I knew straight away I’d undersold myself, she didn’t even hesitate to agree the amount I’d asked for - even though it was more than I’d ever earned in my life, it taught me an important lesson. Know your worth, and if you are good at what you do, don’t feel guilty asking for what you’re worth.

Great cinematography!

46 years here

I'm hearing a lot of talk, at least here in the US, that banks are unloading/off-loading a great deal of commercial real estate (CRE) via mortgage backed securities (MBS), that are absolute dog doo. The financial moral hazard has reached an extreme...again. This is looking more and more like GFC 2.0. In essence, the banks are receiving a "backdoor" bailout via our pension fund managers.

I've seen so many videos, and still don't know how to buy stocks and shares. Need to learn B4 I'm 50 ...👀🚀

Great work and nice setting! 👍🏾

I'm new to trading, and I've lost a good sum trying out strategies I found in online tutorials. I would sincerely appreciate any recommendations you have.

I have been introduced to trading recently. And I had a theory that I would like to ask you - do all companies that hold our money trade it on the stock market? From ISAs to Pensions to even rental deposits?

❤ interesting views I agree we gotta stick to our investment plans and the market will do what it will do

This is so common..at least in Europe.. no financial education no guiding or mentoring...just personal research and personal development support trough life in general...everyone is missguided by unprofessional people from different fields ...beginning from school...

interesting conversation, I hope we get to hear more stuff like this.

I watched a few minutes of this interview and cannot watch anymore. The woman, said there are no young people going for the job of president, but she is wrong, there were lots of young candidates, but at the end of the day, if people don't vote for them then whose fault id that? This is what we call democracy.

This is very useful and I am learning a lot. Thank you 🙏

What if she was already diagnosed with an illness? Is she covered then?

can i have information about income protection... thanks

100K in 5 years is doable with your current salary. Discipline is key!

Great conversation. As always, learning nuggets for free. Keep up the great work, Pete.

I'm enjoying your new financial audit series, but PLEASE turn off the background music . I couldn't finish this episode, the 'duh, duh, duh' got on my last nerve. It'd be so much better to just listen to you and your guest.

I hate the "no one taught me about finance" argument. It's so dumb, I wasn't taught anything, in fact, the financial advice I was given was terrible. I taught myself. Anyone can learn about money and finance, it's just that people are too lazy and don't care enough to do it

❤

Great stuff, Pete ;-)

I’m older now just into my 60s - one thing I would urge everyone to look at is the default fund you are often placed into in a work place pension. For me the fund I was in was far too conservative - switching in to a fun of my choice which was more aggressive increased my pension by a massive amount. It may not be something everyone wants to do, but it is worth exploring and getting advice on.

They should start by lowering taxes

The man's been taxing us into poverty and he's got the cheek to declare we should be saving more! Any success i achieve in my investment journey will be despite the government not because of them!

Good on you for doing what you can to raise awareness

❤❤ great video well explained 👏 and raising awareness to start now

I have seen 35 years is max for working to get top dollar 😮

Thanks for this wonderful video. I need to talk to you . Regards

Real truth?

It's all manipulated to ensure that we vote Conservative in June . We are not stupid nor are we gullible. Inflation may have fallen but what does that mean for the price of food ? prices continueto increase , the farmers are not getting paid more yet the supermarkets report record profits this year . There are more billionaires than most working people ever imagined possible ,and being a millionaire appears to be a qualification to enter politics . We are not stupid.... Tax The Rich..... don't vote for Rishi .