0:48 not true because the debt collector states they doing it behalf of the creditor. 4:10 now this the proof , to never give out your phone# and email, it should be against the law sell people personal information.
@Frank_Cavity6 күн бұрын
If you have a charge off account…make sure you then contact the original creditor and have them either, report your account as “Paid for, for less” or they have to remove it altogether!!!…because, if you personally paid them or the debt was sold off to a third party collection agency…THEY HAVE BEEN PAID!!!
@NinjaChris7717 күн бұрын
Well, Samsung takes the L for those, i got some, never used em til now and omg, my ear hurt from wearing them, they literally made for ONE ear type only and thats it!
@Devin-f5d18 күн бұрын
Correct me if im wrong but It's not guaranteed money. If the check does end up bouncing won't you still be on hook for paying it back?
@ahlexjr1014 күн бұрын
not really its the bank tellers responsibility to make sure the check isnt fake
@Devin-f5d14 күн бұрын
@ahlexjr10 but they have to pay you right away. Rather you go through a teller or an atm. That money is immediately deposited and if they later determine the check is not legit you would be on the hook for it
@vitalixenegy82728 күн бұрын
Mine is stuck on Screen Time, it's not going anywhere, neither can I switch it off
@eightymphmom5828 күн бұрын
Seems like the whole system is a lie. The credit report is the boogie man. If you stop planning to borrow money then you don't need a credit report.
@TAK-7-8-629 күн бұрын
Thanks
@user-oi1et3bl6wАй бұрын
I qualified after quitting because I was being asked to do work outside of my certifications and I submitted proof of an email exchange with my manager where I asked and confirmed what license was required to do said task (which I did not have) so unemployment granted me my benefits!
@DinaDeguzman-ut6xqАй бұрын
how much the shipping fee of the gold master card
@trapbeatsceoАй бұрын
So if it’s a car it gets re-Po’ed they keep the car and you still owe them?
@KhalilRandolph-ms5byАй бұрын
Do you have to have an account from that bank to get a cashiers check?
@ahlexjr1014 күн бұрын
no
@fallingangels3522Ай бұрын
I need help with IBAN
@garyfurmanАй бұрын
Finally.....clear and consise Thanks so much.
@rhahwaz2 ай бұрын
My suggestion is file chapter 7 bankruptcy then start fresh
@macgamer19733 күн бұрын
That good if you have stock, I would lose them in a chap 7
@rhahwaz2 ай бұрын
They ruined the credit worthiness then they sell it sounds like Mafia
@leomawalker43542 ай бұрын
Got question ask my boy friend offer me cashier check so i can pay my bill off its in my name as bearer if i take to bank just cash it not put in my account. Plus get money order pay bill keep rest cash
@leomawalker43542 ай бұрын
Will it bounce back to one send me cashier check already cash in
@leomawalker43542 ай бұрын
I meant will it traces back to slender his account
@leomawalker43542 ай бұрын
No its fraud got go bank get one depend how much u need got be real one it will trace back where u bought at verily it be careful
@THEREALSHOTIME232 ай бұрын
A charged off account that’s been sold. Has to say sold for less or has to be deleted. And the balance has to be zero. And collection mostly they won’t have all documents on that account so that won’t be hard to delete
@Ahmedaltaf1232 ай бұрын
But one of my bud has zero charge and lost how i find it
@dans21879Ай бұрын
did you ever figure it out …😭😭
@chrisvega31393 ай бұрын
Can i be in jail with this? I owe more than $17,000 of debt and i cant afford to pay this anymore. I rsther he in jail with this if i cant to be honest.
@SeanPlaysThePiano2 ай бұрын
Nope, you won’t go to jail over unsecured debt. Honestly if you really can’t pay it, just declare bankruptcy. It won’t hurt your score anymore than a charge off would.
@olir69103 ай бұрын
This worked tyvm
@amyverri92683 ай бұрын
I'm a social worker and my car broke and I can hardly afford to pay general expenses let alone a car. The repair is 5g. Can I collect?
@YetiMama3 ай бұрын
This was exactly what I needed, thanks.
@user-ec9rn8xp8x3 ай бұрын
You mentioned garnish of wages... I got these charge offs because I became disabled... my question is can they garnish my SSDI payments
@michaelvanhorn32713 ай бұрын
No
@Mujahideen_khinzir3 ай бұрын
Only IRS and Student loans gan garnish you
@SeanPlaysThePiano2 ай бұрын
@@Mujahideen_khinzirand also things like child support and alimony. But no, credit cards and unsecured debt can’t garnish wages. You are correct.
@skyonyxmalone3 ай бұрын
No. Let's go.
@angelbobadilla69513 ай бұрын
Bless u
@michelletamol11494 ай бұрын
You the bomb
@hoffmanxgunnar4 ай бұрын
I have had mine since 2019 still not graduated
@waseemdar79634 ай бұрын
Thank you so much ❤❤❤
@comradedown55414 ай бұрын
I am shipping out to bootcamp next month. Should I get the AMEX Platinum card now or after it get the annual fee waived?
@Phonklover34 ай бұрын
Get the card as soon as you graduate from basic training and apply for scra to waive the annual fee . The best card ever ..
@morena34412 ай бұрын
@@Phonklover3gow u apply scra?
@Phonklover32 ай бұрын
@@morena3441 just call Amex and tell them you are a service member and would like to apply your scra . They might ask for your order or not depends .. applies to all other credit cards and auto loan as well ..
@johnutlang7402Ай бұрын
@@Phonklover3could u explain how it applies to auto loans? i’m just curious
@Phonklover3Ай бұрын
Just call the auto loan bank bank .. same process with Credit card ..
@elizabethnieves21124 ай бұрын
I’ve been subscribed for 6 years. I love the service and have a great stylist. You can also extend your checkout if 3 days is not enough time.
@sergiomartinez92644 ай бұрын
The feature is useless when the earbuds are in the case. The app does not give you the option to find them.
@TonyNoCeilings4 ай бұрын
Scam sounds more like the "legal term" 🤣 They get a tax deduction but you still on the hook.
@Intelp419694 ай бұрын
Does that include the black Am Ex card??
@niegemonfils74 ай бұрын
thank you❤
@lionroaring70215 ай бұрын
Discover chargeoff is in-house. Credit score improves only after 7 years deletion.
@gypsyfox625 ай бұрын
My debt, they closed out my acct.but for the last 4yrs they have been charging me interest can they do that
@Joshualibbyy3 ай бұрын
If it’s 4 years old u have 3 options. 1) don’t pay it and wait out another 3 years and it will be off your credit report 2) file bankruptcy and wipe it out or 3) settle it for 25 cents on the dollar
@gypsyfox625 ай бұрын
Ok a loan co. I took out a small loan, I offered them a partial payment (my sister passed away) they refused it, I refused to pay anything else another loan co. Took m
@nicksky46425 ай бұрын
Average american doesn't understand credit card those cash card are for people like me whit lost of money
@MorriganNoel5 ай бұрын
When you say unsafe, does that only mean physically unsafe? Or would that include an environment where being fired was continually threatened?
@Onix_05 ай бұрын
They keep slipping out of my ear
@BlindBiker35 ай бұрын
They are being silenced. Unconstitutionally.
@marksasabuchi63035 ай бұрын
Tried all of them still doesn't work in my left ear.
@dankarbon29516 ай бұрын
If you quit your job. take a new job. and get let go after 2 weeks, can you collect unemployment?
@user-pl4sn6bt6hАй бұрын
Yes. As long as you have enough work history prior to collect unemployment. The state where I live requires 24 months of work history, yours might be less
@elhanchia6 ай бұрын
Stopped watching after 30 seconds. That introduction is 👎
@cheekeyslumped6 ай бұрын
But I had a charge off and my credit score went up and my credit is in better standing now I was loosing credit points on a consistent basis when it was delinquent once it was charged off and account closed my score went up dramatically by over 150 points
@Metro2486 ай бұрын
Same thing happened to me, I like to think of this as the calm before the storm...
@parishornezes4735 ай бұрын
Me too . Not that much but it did . I would still try to get it off though. Like they said I think it’s the calm before the storm
@faheeta50365 ай бұрын
Maybe the charge off closed your account which raises your average credit age? Also, was it a negotiation or you just stopped paying?
@gitbox5 ай бұрын
Negative marks on your credit report affect it less and less as time goes on. Before it was charged off, you were probably being hit each month for missed payments. After it's charged off, you are no longer being expected to make monthly payments, so now you just have the one time charge off being reported, and nothing after. As mentioned before, each item on reports carry less weight in the credit scoring with time.
@reliablestarlogisticsllc72316 ай бұрын
What a white wash recording
@thatweldingguy5565 ай бұрын
What’s the reason for this man. Instead of learning something you come with some bs.
@xkammo4 ай бұрын
😂
@Ninabeana136 ай бұрын
I reported a coworker to HR for constantly harassing me, insults, demeaning other coworkers as well, and the boss backed her up because they’re tight, and constantly mentioned being fired in relation to any time I missed work due to illness and when my children were sick. All day every day I was mistreated and had to endure these demeaning behaviors. So instead of the employee being punished they transferred me to a location about an hour away that’s near the city and traffic can be sitting there for 2 hours during rush hours. Which in turn causes me to be late or not even be able to pick up my children from aftercare. What can I do about this??? I’ve applied at 30 jobs in the last few weeks. This is very unreasonable! Like why am I being punished to waste my time, gas, wear and tear, having to pay more in childcare. Is this a constructive discharge???
@Ninabeana136 ай бұрын
FYI the nasty coworker has been reported twice by me and once by another employee that quit less than a week after the incident because the coworker harassed her even more! Also I tried fighting to not be transferred so far away, but I was told it was too late less than a week had passed. My replacement has been hired and the new person is the harassing coworkers best friend. How friggen convenient! She was definitely up to no good, trying to harass me into quitting! People are so evil!
@ibstayfly6 ай бұрын
I have galaxy buds pro? For some reason I can't hear on calls when someone calls me. I can hear them but they can't hear me. I was able to hear on calls before this happened now not sure why I can't. I can listen to music but can't hear on calls. My buds are connected to the wearable app and the device and everything is up to date so I'm not sure what the issue is. I should be able to hear on calls I had them for a while don't remember exactly when and what year I purchased them. I paid alot of money for these so if its defective I'm gonna pissed
@RoccoGaribay6 ай бұрын
I just wanted volume why the rest of the other unneeded information omg