Another wonderful video & welcome back 😊

New car sinking fund

I can never understand how people can have like 8-10 binders full of envelopes. That is insanity at the next level.

New subbie here, that’s a good list. Vacations or travel would be my 10

Update?? How is your journey

❤

Can I just say I love your handwriting!

When you get these magic months , do you pay your bills with that pay check . . I’ve never noticed . I just pay every fortnight . No matter what .

Hello! Thank you for sharing 😊 super excited to see your new journey ❤ best of luck with everything. You've got this 💕

So happy to see you back! Congrats on getting into nursing school. That’s so exciting 🎉

Welcome back! Can't wait to hear how you find the juggle between family, school and work. ❤

Congratulations

Welcome back, congratulations on nursing school

Welcome back…. As a busy mom of 3 and what feels like a thousand after school sports and activities I understand the hard to write transaction in the Bbp workbook all the time. I just have an app called envy (cash envelope app) where it’s just tracking my envelopes so I can quickly type that transaction in especially if I didn’t get a receipt. So it totally makes catching up on the transactions sooo much easier.

Welcome back 🎉

Hi 👋 I think the last time you posted you were talking about saving to be a stay at home mom, what made you want to switch gears and become a nurse?

Welcome back! I was just thinking of your channel over the weekend and was hoping that you would be posting a new video soon!

Welcome back! Thanks for sharing your journey

welcome back

Sinking funds we have too...prepaid phones, Christmas money, goal, unexpected expenses, special days luke birthdays and holidays.

New supporter here. Way to work through a tough situation. We were SLAMMED this month too and had to figure out which sinking funds to pull from and did we want to dip into our emergency fund or not. You're doing great! Keep going!

Hi

Hi Lay 👋 nice video 😊 13:37

Hi Lay! Never fun when things don't go as plan! Hopefully Feb will be an easier month!

Yay!!

I’m sorry it has been a stressful month, Lay! Those magic months really can throw you off sometimes. But it will make February an easier month, right? 😬

I love Starbucks but I found a new coffee place its called Biggy Coffee and it is insanely amazing so now I switch between the two places

HEY THERE, JUST GAINED A NEW SUBBIE!!! GREAT VID

Hi. Doing a great job. Yes should try and release the scarcity mindset so the universe blesses you. Wondering why you have included the bills that hovered already been paid on this sheet. It makes it look like a monthly budget vs paycheck budgeting (speaking as a new viewer). It also gives the ILLUSION that you have more bills than you do. Keep up the good work and thanks for sharing.

Magic months can be weird but I’m glad you’re getting through it! Great video 🎉

ugg Magic months always bring weirdness to the budget.

My hours got slashed and im about 200 short this month. Thats life I guess

Ugh so sorry!! We are 600 short for what we thought was coming in, and my sinking funds were 700 so I guess I will skip that this month which always sucks so much! BUT so grateful we have it.

Ouch on that extra mortgage payment. You did great work around it 😊😊

Hello! Here watching at work.

Hi 👋 here watching 😊

LOVE this ❤ thank you for showing us!! My daughter is 4, turning 5 in April. We have always been open about our finances, tithing to the church and giving to people in need ❤ full transparency. If I sell something of hers, I have her walk it out to the porch and when the people pick up and pay, she grabs it and understands that the money we made is for her future!

What a great one! Thanks! 👍

I love your Ultimate book for kids. Teaching kids how to manage money when they are young is a great idea! Hope you feel better!

I split my 3 check in my magic month between my debt and my saving.

Great job 🎉 I have to balance between cards 💳 and cash 💵 I just keep track. I have 2 Guinea pigs. One is blind. No one wanted him at the pet store. Have a great day ❤

I 100% agree with having a balance between meeting your financial goals and doing things that will make your life better! My husband and I also have a coffee envelope and it's become our routine to get coffee every weekend after we finish running all of our errands together. It's like a reward!

Get that coffee sis! I 1000% agree with your views on it. You have some valid points there! And also coffee is what gets your through the day and it makes everyone happy. Awesome cash stuffing by the way! 🩷

Apple pay is awesome for tracking, but bad for spending.

Hi Lay! Here listening as I drive home from work. Hamsters aren’t too bad. I 100 % agree about cash flowing Christmas

Hey Lay! Cash budgeting BURNOUT is real! I had to switch things up and started using prop money and I have a great balance now! I track everything digitally using YNAB app and then at the end of day, I unstuff what I used ♥️ Completely understand the shift in wanting to invest in your groceries!! We did that and it’s more expensive but the pay off is bigger and better! Love your chat at the end 😊 the $5 coffee isn’t going o kill your budget unless you’re going crazy with it! It’s all about BALANCE!

Great video

Great video