We have a bad economy right now so everyone is struggling. Even the ones with and without college degrees. The ones without it have to work 3+ jobs just to pay rent. Most FT positions are competitive and that’s why people end up working 3 PT jobs and have a side hustle. Any college degree in STEM, Nursing, Medicine, Economics, and Business/Finance will give you a good ROI in the long run anyways.

Congrats on graduating. Just remember if no one gives you a job then create a job and it will work for you. Pray about it.🙏

Advice you should test out. I know school can be easy and is like working a job. School does take a lot of time. I know there was a program that I was interested in because it went with another degree I also started to feel no interest no longer. Now when the degree comes up after all my time trying to go to school for it. Now I don’t want it and I moved on to a different degree. Back then that degree definitely would be useful. Now the classrooms are empty. And getting emails just about everyday to come to school again. But I will complete it. It probably be some years until I return again. But get your education rather if you might feel it is useless.

ey college is where I met my best friends had the most fun and wild experiences, you can't build those memories anywhere else just smoking with the homies traveling to europe, mexico, partying it was all worth it

my parents paid 250k for 5 years of my tuition and i have no debt but you know its still a grind i just got a job after graudating in 2023 movin out gotta pay 1600 in rent, you have the charisma to be successful

Although you're saddled with a ton of debt, I respect your mindset and hustle to make the most of your education. Wishing you all the success, and at this rate, you're on your way 💪🏾

I have $240,000 from college debt ❤

I’m 27 my mom tried to force me when I was 19 I said hell naw 😂.

You are an educated fool. Now, get a job, get another job and pay off that debt as quickly as possible. It will make you a better man.

So you fail every class on purpose. Still have to pay for them. That's apparently part of the debt. Free online classes don't validated people. Credentials that are socially acceptable do. You wasn't serious. I graduated with 31k of debt and MBA. Had no problem paying. I invested in myself. I own and operated a LLC financial consultant. You have a problem with authority and structure. Hopefully you won't be a staving artist.

100k in debt during the worse job market in 10 years and record inflation. Good luck brother

After 10 years your school loan will be completely wiped out.

Go to la or ny and become a cop, fireman or correction officer You will make over 150k after. Retire after 22 years with a pension, medical for life

Film degree??????????? Wow. Thai generation is lost

Another difference is the network you now have. $100k is a huge debt, but if you focus, keep your expenses low and don't add more debt, you can tackle the debt. You can't be passive about paying it off. And I wouldn't listen to your mom regarding financial suggestions moving forward. She should have advised you against taking out that much debt for a film degree. 😳

Can’t you do both?

It's fun

Good for you and You meet society's standard you are not a short black men with a kids lookalike body and hated by everyone

so much resignation with your words! damn dude well said, something for myself to think about

You should have gotten a real degree

What was your tuition a year? Did you retake a lot of classes? Pay for room and board?

The issue isn't going to school. The issue is choosing a major that isn't in demand and attending an overpriced school.

Are all these creative endeavors gonna pay the bills though? People go corporate because it pays.

Babyyy 😩 I only went cause of my parents too! I knew in High school I didn’t want to go.

No degree unless your going for law/ doctor... Requires this type of money... No degree, i wouldnt feel comfortable with this type of debt..like at all. I got 7/8k of debt and im freaking the fk out... 100k LMFAO... Boi, I'd suffer. Good luck to you.. genuinely

I have 3 degrees including a masters and only have 12k debt left down from 30k. I went to cheap state schools that were fully accredited. No ivy clad institutions and im grateful i didn’t go to one. Im not cut from that cloth and wasnt born into money

I cant justify going back to school for a masters.its way too expensive and things cost way too much now. If i did iwiukd be working all the time wuth no time for anything else.

Your mom ruined your life. I just hope you don't end up working at McDonald's flipping patties. 100k is no joke bro. I started with 12.5k debt and now it's down to 3.4k. If you knew what I went through to pay it off, it would kill your motivation. Stay strong brotha

Dang my son’s degree cost 44k. He went for finance. He got a job for 77k out of school.

I got super fuckin lucky. I got my loans completely forgiven.

no college is worth 100k

That’s crazy !! I wish you all the best ❤

Man, thank you for this. I know it was a lesson learned on your end. But this video will help many people. I’m 26 and am thinking of what’s next for me. Been debating on if I should go back to school bc the one I currently have isn’t serving me etc… this video gave me something to think of and consider. Wishing you the best, you got this. Whatever you think about, comes about. Whatever you focus on, grows✨

Stack your Sats and XRP

You better look up course careers, Do the tech sales program take less than a month. Starting salary is 70K most hit 80-100k with 1-2 years. Or stack up & move abroad. The system doesn’t make since about time you pay that off you could have been a millionaire overseas. Apparently it cost $2200 for the whole year with utilities in a nice gated luxury community in Ghana. You can always come back. Or own a blue collar business. Look I know no one wants to clean, do lawn care, window washing etc. But, it’s a needed business. Just know all my clients work in tech sales and can afford to pay 120-400+ in recurring billing monthly. My min per hour is $60 and will soon be $100. Please don’t sleep on it. Hope this helps. And oh my cleaning business alone paid off my car quick.

We all had the same mom 😢. I don't even want to know what my loan total is.

keep hustling. learn how to sell and market your services while working part time. lego!

I feel this fr like on another level….

Take it from the old head here…I just finished paying off my loans at 48! I borrowed 76k for undergrad and a masters. I paid back 116k! And if it were not for the payment pause with no interest it would have surely been tens of thousands more. The system is jacked. The schools overcharge and the government adds on with the interest on the loans. They should have some sort of sliding scale for reduced interest over time of payments. I could go on but…🤷🏾‍♀️

What mic do you use?

We are on the same wave length, I started college and realized it was a money grab. A lot of what you are learning is outdated, you’ll never use or you can simply Google/KZbin and self teach yourself. And then you graduate with all of this debt with the hope, you’ll get a high paying job. Most colleges do not prepare their students for the real job market and that’s the real issue.

Join the military and commission as an officer to pay it off and have benefits. Choose the Air Force!

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Basiacally you could have taken some time in between semesters to work and pay your tuition in full for the following semester, because 100k in this economy is not healthy bro. If it’s like 5% in interest u will either have to be making bank 🏦, or else u will not be able to pay that off just due to the high interest

Depending on how much you will be making yearly, and how serious u are to pay this off, this could take you 5-10 years of your life just to get even bro. That’s not a very good investment. You are behind in life 10 yrs, so it’s advisable you take action now!

Whew chile!!! Good luck to you, how can I support your business🎉🎉🎉

Yea this is my new fav channel, please keep speaking on this artists sht, it’s so important

"When I'm outside of the constructs of what society or my peers are asking for me, I'm actually more potent" FELT THAT

Hello. I’m 27 year old. Life is hard aF after college. And extremely expensive. I graduated college in 2021 with $36k in student loan debt. 💸 I got my degree in information technology. Actually managed to get a career in that field right at the peak of job hiring season in early 2022. Game plan: Stay at that job and pay off the debt, i have no choice at this point. I didn’t even move out because it’s not wise. Save and stack money. Get yourself on a budget. You can still be a creative & do what you love. (Hell, i’m an artist myself.) but i know what if I’m struggling financially with money, i’ll be too stressed to create. So that’s my advice for young people with Student loans. Just start working & get some money! We need it in this life. 🤷‍♀️ $100k in student loan debt… maybe do an income driven repayment plan until you have start earning more money.

What's the interest? That'll keep you in debt for life if not careful.