Big investors sold everything in 2022 while regular people got destroyed. This is referring to new buyers in the past 3 years.

Sorry then why do we add additional units? Only for cashflow?

Great Show. The infos are very on point. 👍

Thanks for your analysis as always. Appreciated

Value add is the way to go

You are awesome! do you know that

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World trade wars have began.

Do you provide your services in Montreal also?

😮 at most change hands only. They cant stop the war. What to expect?

Elevate Realty, I am up to 10 videos in my new series (playlist), on my own KZbin Channel, which gives creative feedback on how to deal with TRUMP, not through the magical-economic-paradigm, but through psychological and, dare I say, humanist principles! Strangely, as much as I send the links to these videos to our elected officials here in Canada, none seem interested in gaining their insights?!? Can you explain this yourself? Sincerely, Professor-Marty.

Who's gonna get houses on rent since so many students and work permit people leaving Canada?🤔

What next ? You are going to the moon 😂

Who are you kidding? Rents wont fall. Greedy landlords only adjust their rates when vacancies rise significantly. Most renters will not move for a 10% drop. There is costs associated with moving that would eliminate any savings.

Inflation dropped under 2%. That says recession quite frankly. BOC is chasing the economy down, and drive our CAD down with it. CAD dropping = import inflation. The GDP has only held up because of immigration. Per capita GDP has been dropping for almost 2 years. I don't think we are close to a bottom. At 12 times income, property values are just way too high. Rents will drop, and many investors in neg cash flow will get washed out of the market and this will start spilling into freeholds.

Great presentation, clear and precise. I like how you try and stay neutral and balanced with the analysis too.

Read the full Bank of Canada January 2025 Monetary Report and Tariff Impact Scenarios here www.bankofcanada.ca/wp-content/uploads/2025/01/mpr-2025-01-29.pdf

Then double tax America ?

No more interest......

Is it safe to assume that the Garden suite is around $400k all in for approx 1,000 square ft? Just wanted to compare it to a 2 bedroom condo.

Very insightful. I love how go take in consideration many factors when comparing the two options.

I don't think they will drastically drop. Probably long term they will plateau

lol buying demand will not pick up unless prices drop

Stop begging for subscriptions

So wait till 2029 to buy a semi detached in the gta? How low will it be as a %? Thanks

Run the numbers on a $1M mortgage at 4.5% over 30 years. You're almost paying for the house 2x.

Looks to me like a flood of listings are hitting the market to try and get out before the tariffs and election. Folks with money I think would rather wait for this to play out first. I could be wrong, but I don't think the savvy buyer has any appetite to take on that kind of risk. Rates are irrelevant in this situation.

where is the correction???? I don't see price going down

Nice video…What’s the point of building purpose built rentals when they can stop paying rent anytime they like … and you can’t get them out for months and months. Awesome business model.

Clueless

😂😂😂😂 Mkt needs a cool 1/2 lower from her

I wrote the gdi/gdp forecasts utilized for the actuarial assumptions BMO(and others) have referenced. Simply put.... you should be cognizant of a degree of positive spin voracity in interpretive latitude commensurate to one's own book/Mortgage Portfolio sentiment maintenance.... wherein the negatives.... although openly acknowledged precursory to garnering validity to then offered perspective.... are distinctly then minimized denominators applied in the actuarial analysis forecast. The bottom line is this.... the GTA is a basket case... and regardless of being minimized in presenting threat to instrument solvencies, Canadian gdi(Gross Domestic Income) as derivable from 'real'(non-Debt instrument expansion based) gdp.... a gdp completely devoid of productivity gains, is now entirely insufficient in mantenance of GTA's combined Mortgage/Consumer Debt instrument fundamental assumng any BoC rate maintained positive above the real 'zero bound' core/trim inflation.... and concurrently.... maintain that same Canadian 68% consumer spending relliant gdp the gdi is derived from into the offered $600+B ???? of Mortgage renewals ~24 months all at higher rates/payments than initiation regardless when reallocations to the higher Debt servicing imputs are correlated. Again here for simplicity.... while the current GTA Condo space collapse is currently viewed as merely 'worrisome'(Normalcy Bias).... it is dwarfed in comparison to the now inevitable contagion to be transmitted across the wider Mortgage instrument obligation schedules nationally(entitlements) that can NOT be sustained under the sacrificial currency valuated BoC Monetary Policy canvassing of 'greater fool' purchaser sentiment in last resort support. I will not sugarcoat anything.... we are entering a Real Estate asset based unsustainable Debt instrument correction.... complete with the suggested Banking/Financial system liquidity crisis into a severe recession/demand destruction and what in my view will manifest as an utterly catastrophic consumer sentiment induced deleveraging cycle most probable with a disorderly manner of loss attenuations unwinding under systemic 'mark to market' asset valuation failures.

Honestly, you just drew a trend line on the Toronto detach homes and it showed that prices are actually breaking lower following the condo market. And this is exactly what happens. Condos drop first then pull down the overvalued detached homes because GDI is rolling over. Incomes are rolling over with interest rate cuts. This is what happened in the 90s.

Reverse immigration. Give first time homebuyers 1% fixed loans to build their own homes. Then focus government resources on utilities expansion.

that calculation of mortgage payment for 30 years am @ 4% with 20% down comes to $3787 not $3424

Anyone buying a single family home is buying at the top of a massive bubble.

Are you kidding? The housing market is gonna crash 2025/2026. These Mainstream articles ALWAYS tell the truth.... lol

You don't account for the lowest record builds on the supply side that occurred in 2024, will continue into 2025, and projected to maintain until end of 2026. Any shocks in the market take ~ 2 years to materialize. What do you think will happen in 2027 when rates have come down, supply is at a record low, and the difference in price between low rise and high rise has skyrocket? Demand will return to the condo market because of need and viability. Investors will return at the same time due to opportunity. This will likely happen sooner than 2029.

Thanks for sharing!

Lol yea sure

Read the complete BMO housing report here: economics.bmo.com/en/publications/detail/c59a7f25-67fa-4f89-a122-7d8130c334cc/

😂😂😂😂😂😂😂😂

I hope they make another 0.5% cut again. Cost of living is very high. We need any & all breaks that we can get.

That’s good for Canadian but bad for home flippers

Exactly people dont seem to understand this but they will this spring

I do not trust realestate agents

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Is garden suite allowed in Richmond Hill too? How did the drainage pipe underground get installed? It needs to go to the street so pass the main house.. but how? Thanks for the video!