Great channel thank you for all your knowledge. I have been doing business on ebay for the last 5 years and this year the business hit 100k revenue. All funds go straight to my personal bank account not a biz account. I am trying to apply for buisness credit cards with the same bank. Will they verify the income from the personnal account. I have over 740 credit score. Debt to income is lower than 25 percent. How much should could i apply for? Thanks
@IrvOfficial10 сағат бұрын
All of our clients establish business accounts, not just personal. Give your type of business there’s no reason why you can’t get access to capital to continue scaling inventory, operations and marketing.
@returnnofthemac2 күн бұрын
You made a great point here. Keep up the great content 👍.
@kkgirlssmith71563 күн бұрын
Ok
@IrvOfficial3 күн бұрын
Let Us Help Scale Your Business Capital: go.insightinnercircle.com/?el=100fund
@yfnhansolo6 күн бұрын
Could you do a video for a rideshare driver who wants to do a business?
@IrvOfficial6 күн бұрын
What type of business looking to setup?
@yfnhansolo6 күн бұрын
@ private concierge..
@ssjdee76646 күн бұрын
💯
@ssjdee76646 күн бұрын
Set up
@Downtime_videos7 күн бұрын
Only hack is you
@JeffWright-to4ng7 күн бұрын
GREAT VIDEO! THANK YOU
@edwardandrade43907 күн бұрын
What about when they take you to court?
@RemyYoon8 күн бұрын
Would they take me to court over a $186 debt??
@DTINETWORK9 күн бұрын
Set up
@xiomaragonzalez83509 күн бұрын
😂😂
@xiomaragonzalez83509 күн бұрын
Beautiful baby God bless you❤
@IrvOfficial8 күн бұрын
Thank you 🙏
@raymondheflin-jr1ls9 күн бұрын
I just got hit with a debt collection from 2018 the collector said they purchased the debt in June of 2024 I'm trying to figure out why is it just hitting my credit report he said they put it on my credit report in September but had 45 days from the time they bought the debt July to September is way past the 45 days and I'm in Virginia so 2025 would be the 7 ears when it would fall off my credit report. How is it possible that they are just putting it on my report after so many years He also informed me that from 2016 to 2018 I made on time payments every week because it was a payday loan and $1,000 is my remaining balance I feel like I already paid this once I did credit consolidation and got my credit score all the way to 700 This hit my credit report in September in all my school down to 350 when I looked with a person to get my credit straight This was not even on my credit
@CameronDior-z9e9 күн бұрын
What about med bills?
@T_Posh2110 күн бұрын
I got a question to ask, when applying for business credit how many open accounts are needed or it doesn’t matter? All my loans, auto, mortgage etc are paid and closed. However I have 2 personal high limit personal cards, AU’s and my rent reporting.
@IrvOfficial10 күн бұрын
It’s a mix of a couple of things but if you’re strictly looking at revolving accounts, a good threshold we typically see are 6+ accounts. And really, most importantly is age of accounts the older the better.
@mannyruiz849312 күн бұрын
For No doc your financials don’t matter it’s stated income. You don’t even need business credit just properly structured on the business side and your personal side on point!
@IrvOfficial12 күн бұрын
It’s good for beginners it’s just limited. Most of our clients come to us when they’re ready to scale their capital.
@VicTheVisionary12 күн бұрын
Solid info!! ‼️‼️
@IrvOfficial12 күн бұрын
I know you know bro!
@KE_IRL12 күн бұрын
Great video
@IrvOfficial12 күн бұрын
Glad you enjoyed it
@IrvOfficial14 күн бұрын
💡 Work with us: www.insightinnercircle.com/?el=set
@renarevamped14 күн бұрын
I have followed most of these videos and my credit score tanked. Also, note. Most of these cards, after you use your financial projections, want temporary access to either your business or personal bank account. So, it's really not based on projections anymore. They wanna see proof.
@Livelaugh6819314 күн бұрын
How did your score tank from just watching videos? LOL
@simonerankine361715 күн бұрын
I got a approve without a EIN or LLC if you don’t have all of this, it’s OK also not everyone has it for all self employee. Just make sure you put employee instead.
@IrvOfficial15 күн бұрын
That’s the sole proprietor option. The downside is when people transition to an LLC or corporation they lose the credit they built as a sole prop.
@tremonishawhite449516 күн бұрын
Our business virtual address is currently with Regus which has the PMB# which you recommended changing quickly.
@IrvOfficial16 күн бұрын
A client of ours was struggling to get business capital and that one change made the all the difference for them.
@angelenamarah393717 күн бұрын
Thank you!
@IrvOfficial17 күн бұрын
You're welcome!
@xiomaragonzalez835018 күн бұрын
Hello
@IrvOfficial18 күн бұрын
💡 Work with us: go.insightinnercircle.com/?el=3funding
@TonystarksYT18 күн бұрын
Can u get all 3
@IrvOfficial18 күн бұрын
You can just can’t overdo it too quickly if not then it breaks at scale.
@lanishalustrousjewelspapar130018 күн бұрын
Good stuff!
@kmarcs10019 күн бұрын
What’s about when the debt collector gets a court judgment against you. Can they garnish your wage or place a lien on your property?
@rodneycolson257521 күн бұрын
I love how no one will ever say which specific bank they used to get started
@IrvOfficial21 күн бұрын
We’ve covered banks in different videos. 💪
@Conectodecredito23 күн бұрын
👏🏻👏🏻👏🏻
@CAGonRiv23 күн бұрын
Aren't these local? Looks like these won't even apply to my state 😂
@IrvOfficial20 күн бұрын
Local/Regional financial institutions are 🔥
@returnnofthemac23 күн бұрын
I agree. As a man, you should stand firm on your square.
@IrvOfficial23 күн бұрын
🙏🙏 agreed
@LE-gs9mo24 күн бұрын
💯
@IrvOfficial23 күн бұрын
🙏
@Whaddle3125 күн бұрын
For a reasonnnnn
@IrvOfficial20 күн бұрын
🏦🏦
@mogotsi_25 күн бұрын
I appreciate people taking the time trying to help, it's just that you guys are missing the mark because you present the information like you're at a business conference instead of talking to a friend. It's completely different language. Especially when you are presenting information to people just learning concepts.
@IrvOfficial25 күн бұрын
This is exactly how I talk to my friends though. 😅
@winstonharper6726 күн бұрын
What's the needed criteria ? Thank you 🎉🎉
@IrvOfficial27 күн бұрын
Work with us: go.insightinnercircle.com/?el=bizshort
@Livelaugh6819328 күн бұрын
Amazing video! So true as a business owner I had to get out of the mentality of just applying for the low hanging fruit and start keeping financials of everything we do.
@IrvOfficial28 күн бұрын
Right on. 💪
@AFame16828 күн бұрын
Taxes showing profits meaning your paying taxes, p&l, balance sheet, personal financial statement, bank statements. To sum it all up you need to show your business is profitable and not showing tax returns with profit and a bunch of tax deduction to 0 your net profit and not pay taxes. Unfortunately you got to pay taxes to show your business is profitable in the small business lending. Unless your a big business and a brand name company you can get away from not paying taxes or paying little taxes and still get funding.
@IrvOfficial28 күн бұрын
That’s where tax strategy comes into play. Get the best of both worlds, profitability on paper and business capital at scale.
@TimothyGonzalez-h8w29 күн бұрын
Robinson Jason Moore Karen Perez Matthew
@jerrysplace700229 күн бұрын
💎💎💎💎
@IrvOfficial29 күн бұрын
My man
@IrvOfficial29 күн бұрын
Work with us: go.insightinnercircle.com/?el=discovered Business Credit Toolkit: toolkit.theinsightvault.com
@219grimreaper29 күн бұрын
Can I get through navy federal if I’m a member there?
@Kmillions7729 күн бұрын
THIS IS THE INFORMATION WE NEED!! Not everyone just saying how to buy a car in your business name and telling us about EIN we know that lol thabk you so much sir!!