@@tobiasbender5020 No, they don't share anything publicly.

Thank you for sharing your experience. I understand how frustrating this can be. From my perspective, LANDE generally recovers debts faster than many platforms with collateral-backed loans, but individual cases like yours can differ. Does this issue affect your overall portfolio or just this loan? I recently spoke with the CEO, and they’re working on improving transparency around defaults and recoveries, so we may see better updates soon.

@P2PEmpire I only had 5-6 loans, 2 of them kept having delays but eventually catching up plus the one that defaulted, so only half my small portfolio was always on-time, obviously it's a very small snap shot and perhaps I was just unlucky with my loans. It was bad enough to make the return half what it should be and with their starting returns being lower than many other platforms I decided to exit. I think it's like you often say, secured debts often perform worse than unsecured as much as you'd think the opposite. Most of my money is now in fintown which as per your reviews is performing brilliantly, I'm in the 30k+ VIP bonus tier. I redistributed funds from Lande into income where I'm getting 14% and id say it's less than 20% of loans that end up on enforced buyback and unlike lender market it's 60 days then just 2-3 for the buyback to kick in, the irr return is double. I've noticed on your portfolio that lande's irr is lower than it should be too.

Housers is offering development loans in Spain vs. Indemo is offering investments in discounted debts (from banks) in Spain. Those businesses are different.

@@titosantos9407 Gotta invest manually, ideally higer amounts in some longer-term loans to minimize cash drag.

3% till the end of the year ;)

@P2PEmpire thanks, but your answer is not clear

You're absolutely right-when we discuss P2P lending, the focus is typically on "loss of principal." That said, lost interest is indeed a factor here, and inflation affects all investments across the board. Frozen assets and opportunity costs are unavoidable in such situations, but PeerBerry’s ability to fully return the principal still sets it apart from the rest.

@@bennizillertal You must be lucky.

@@frenchLeon Absolutely!

@@brunoardisson7006 Maclear is too risky for our audience so there won't be any review anytime soon.

@@STAR-nw4qv That's correct.

@@leishiahines7224 Happy holidays to you as well.

@@berglande5873 As long as you use our link, there is no need to type in the referral code. Nectaro will add the bonus automatically as long as you meet the criteria.

looks interesting from the description (FAQ) that Mintos is providing

I have invested in quite a few Nera loans. Would be very interesting to hear your (P2Pempire) take on those

@@StreetCup I am not looking for exposure in Kazakhstan.

@@mariopelagatti9566 Not in my portfolio right now. We will cover more platforms in next week's performance update.

We do not have any plans for interviews with EstateGuru in the near future, as I find the information they provide to our community lacks credibility. Despite their claims, EstateGuru has been far from reducing recoveries to below 100 million euros this year. On the contrary, they have defaulted on more loans than they have managed to recover. Unless there are actual repayments, I am not interested in speaking with a CEO who fails to deliver.

Thanks for the update Jakob. May I suggest a video where we can discuss & exchange opinions on the current financial situation not only on P2P but on stocks, ETFS, bonds, etc ?