Everything mentioned above does not happen at least in Canara Bank.. the bank opens separate loan accounts for both the housing loan and home loan secure (which is voluntary btw). Separate documentation is done, separate EMIs get debit each month from the saving account and two loan accounts are reflected in the cibil. On top of that, you can also opt for different tenure in home loan secure according to your choice.

this channel has very little respect for your time. basically they add insurance to your emi: so you pay more in hidden charges. that's it. no need to listen to the DLF spiel.

5:00 should’ve just stated that in the beginning without wasting 5 minutes

Great timing. I was looking to get a hoam loan. Will keep this point in mind. Thank you!

Agree, Founders are being seen as Godly figure now a days

This is a brilliant piece! really enjoyed listening to the podcast. Big fan of both Shah Rukh Khan and Economics. Eager to pick up the book and dive in deeper.

Why does it feels so soothing, listening this in the middle of my work day? The enunciation, the flow of the podcast and everything else is just calming.

Daybreak turning woke

Really love your title music. Perfect inspiration for the morning. :)

I take huge objection.. Lets talk of the politics Unuonisation is usa, bezos not waxing eloquence aboutbteump in washington post. Rhe day after trumpnwon.. There were raids on many amazon warehouses.. Amazon has very good ethics..they could be vishwagurus but rump and elon playing dirty

stay away from this woke bullshit who tf is funding this ?

I found out about The Ken a while ago and this was the first time I watched their video, and bam, you guys are spot on. Loved the video!! I'm in it for a long haul, The Ken ❤️

Ken: you guys are wonderful. But not this podcast. I learnt only one thing. That KEN is also falling into the mainstream media trap. How does in matter wether a VC apologised or not ? Please stay focused on delivering knowledge - you are so good at it. We don't want sensation from KEN.

It’s to spirally make your videos simple, add few visuals & subtitles & be point to point

Super.money is super clean and fast

I'm the only guy using Bhim app. Lol

Please make a podcast on the future of the automotive sector in India.

Great learnings for new founders, thanks a lot for bringing this kind of business exposure to the table In our fingertips

Very insightful ❤

Your background music makes me stick till the end. Please keep the same quality.

29 mins felt like 8 secs

I am also Rounak. Hi 👋🏼

What happened to Cred😂

Guess I'm not in the majority. I switched from Paytm to PhonePe to GPay to Amazon Pay to Cred UPI to now Super Money and Navi. When apps start giving useless vouchers for gambling apps. I switch in a jiffy. The only app that I've royalty with is OG BHIM, because how simple and cluster free they are. But I use it for bank transfer between my own accounts or applying IPOs.

Thanks for sharing such valuable information! Just a quick off-topic question: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). What's the best way to send them to Binance?

(00:42): UPI Turf Wars & Current Leaders (01:19): Why No Switching? Your UPI Habits (02:00): Bajaj Pay's Struggle: Brand Inertia (02:38): Defining Brand Inertia, Not Loyalty (03:30): Pre-Internet Banking Analogy (04:11): Brand Inertia Explained (04:47): Bajaj Finance on Inertia (05:24): Loyalty vs. Inertia: The Fanta Test (05:55): Truecaller's Privacy Problem (06:09): Using Payment Apps for Caller ID (06:43): Payment Apps' Advantages (07:24): Privacy as a Switching Motivator (07:45): Potential UPI Challengers: Navi & Supermoney (08:00): Navi's Cashbacks (08:15): Supermoney's Strategy & Flipkart Link

Great The ken team Upload more marketing episode like this

(01:05): Marketing's Changing Role (01:40): Guest Experts Introduced (02:51): Is Marketing Dying? (03:55): FMCG & D2C Struggles (06:13): Misunderstanding Consumers (07:20): Theory: Marketing is Failing (07:58): Counterpoint: It's Not New (09:11): Impact of COVID & AI (10:29): Questioning Traditional Divisions (11:32): Has Marketing Lost Power? (12:43): The Founder's Influence (13:51): Did Marketing Ever Have Power? (15:45): Marketing's Metamorphosis (17:25): Fragmented Ecosystem (19:13): The Unbundling of Marketing (20:15): CMOs Lack Product Control? (21:37): The Value of Insights (23:06): Short-Term vs. Long-Term Focus (24:38): Impatience for Results (26:01): Expanding CMO Roles (27:45): Are Brands Declining?

This was a fantastic listen!

Thank you for uploading these podcast bits on KZbin.

I switched from paytm to GPay due to unbearable amout of notifications and popups on paytm

but i switched from phonepay to google pay

Who drives BMW with 3L salary?

small bedroom, large balcony hmmm the trends is the same in bengaluru as well

This is a re-upload if I'm not wrong

Comparison with pune is not apple to apple. In pune, new 2bhk units are in 650-800 sq ft area. So comparing 2000+ sq ft 2bhk in Delhi NCR wont make sense. Rather compare price per sq ft.

one answer- Faridabad

Thanks for the insight. NCR has premium rates because it is the only place in the north to have corporates. As long as the corporates have concentration, people will keep on flocking. It's a vicious cycle. If the corporates allowed as much as remote working, these prices will fall similar to what we observed in Covid times. Few other places where corporates are placed are even worse. Consider Lucknow for example, salaries are miserable as compared to NCR and the real estate, even though cheaper, are high as compared to the average salaries.

Lol! He anybody who earns 3 lakh per month and feels rich enough to buy a BMW is an idiot.

2Cr will not buy something with 2000sq ft in Pune as well. Sameer is delusional. Please ask him to learn from Mumbaikars/Punekars and get something smaller. 😂

(02:34): Flipkart vs PhonePe: Who Will Dominate India's Digital Payments? (05:23): Startup Winter: Has the Excitement and Disruption Faded? (07:17): Zepto's Quick Commerce Gamble: Gold, Silver, or Bronze? (09:30): Bangalore's Tech Bubble: Did Delhi's Rise Cause the Prick? (11:09): Swiggy's Crossroads: Can It Reclaim Its Food Delivery Crown? (12:47): The Software Engineer Glut? Questioning the Golden Era in India. (16:38): Google Pay in India: A Successful Product or a Vulnerable Giant? (18:25): The Coaching Mafia: How Private Tuition Undermines Schooling in India. (20:06): Stripe's India Miss: Why Couldn't It Conquer the Payments Market? (22:57): India's Broken Health Insurance: Ripe for Disruption? (25:01): Netflix's India Struggle: Missing the Content Cues? (27:05): Ather's Electric Scooter Journey: Pioneer or Future Leader? (32:07): Product Managers: Are They Essential or Redundant? (34:27): Ola & Uber's Ride to Profitability: Avoiding Death by a Thousand Cuts. (36:08): Government as Competitor: A New Model for India's Market? (37:50): Ola Electric's Future: Navigating the EV Landscape in India. (39:32): Venture Capital Under Scrutiny: Can VCs Ever Be Wrong? (40:49): DMart vs. the Online Challengers: Can the Retail King Stay on Top? (43:31): Marketing's Identity Crisis: Eating Itself From the Inside? (45:33): The Lending Puzzle: Understanding the Risks and Rewards of Usury in India. (48:36): AI's Threat and Opportunity: The Future of Indian SaaS. (51:42): The D2C Dilemma: Is Direct-to-Consumer Dying?

Zudio is older than Vishal ? I thought Vishal walked so Zudio could run ? ( I'm in a bus and can't listen to video)

Somebody pls tell XLRI to adopt XIMB pls😢

Great one.having worked with Qcom and Modern Trade platforms I can somewhat relate to this

0:04 - विशाल मेगा मार्ट का स्टेला मार्केट डेब्यू 0:29 - विशाल का रीजनल प्लेयर्स से मुकाबला 0:49 - पिछले कुछ सालों में विशाल का लीप फ्रॉग 0:55 - FY24 में कंपनी की सेल्स 1:28 - विशाल मेगा मार्ट का बड़ा प्लेयर के रूप में एस्टेब्लिशमेंट 1:54 - विशाल का स्मॉलर सिटीज पर फोकस 2:16 - गुंदर कपूर, विशाल मेगा मार्ट के सीईओ, का बयान 2:49 - आकृति भल्ला का विश्लेषण 3:05 - विशाल मेगा मार्ट की भारत के रिटेल लैंडस्केप में पोजीशन 3:38 - विशाल मेगा मार्ट का आईपीओ का समय 3:52 - बजट कॉन्शियस शॉपर के कारण रिटेल सेक्टर में उछाल 4:24 - विशाल मेगा मार्ट के स्टोर्स का लेआउट 4:46 - कंपनी की लार्जर स्ट्रैटेजी में एफएमसीजी प्रोडक्ट्स 5:12 - प्राइवेट लेबल प्रोडक्ट्स पर विशाल की निर्भरता 5:33 - सेल्स मिक्स में अपैरल, जनरल मर्चेंडाइज और एफएमसीजी का योगदान 6:14 - स्मॉल टाउन रिटेल में विशाल मेगा मार्ट की सफलता 6:47 - एस्पिरेशनल रिटेल का महत्व 7:24 - ट्रेंट की प्रॉफिटेबिलिटी में लीडरशिप 7:40 - विशाल मेगा मार्ट के बिजनेस में बदलाव 7:51 - सीईओ गुणेंद्र कपूर की भूमिका 8:35 - स्मॉल और लार्ज रिटेलर्स के बीच अंतर 9:09 - क्विक कॉमर्स का चैलेंज 9:24 - स्मॉलर सिटीज में कंज्यूमर बिहेवियर में बदलाव

Wonderful 👍

Starbucks is getting beaten in China by local coffee chains like Luckin that have cracked the consumer and product-market fit. From their latest market commentary, Starbucks in India is also facing margin pressures and reduced their new store openings(similar to what Chaayos did). Interesting market and the Indian consumer is a tough one for any player to have a monopoly like Starbucks has in US and Japan.

Interesting perspective and nice storytelling. Is reduced consumer spending and reduced family budgets another driver for consumers to start going to Zudio/Vishal instead of Pantaloons/Lifestyle/Shoppers Stop etc. ?

very insightful,loved it

Hi